Category Archive for "Commercial"

Commercial loans – what are they and how do they work?

Commercial loans – what are they and how do they work?

Not all home loans are created equally and they’re created for different types of investments as well. And depending on whether you’re a novice or an advanced investor, your loan needs will vary because your strategy will be different, too....
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ASIC takes Westpac to court [VIDEO INTERVIEW]

ASIC takes Westpac to court from Kevin Turner RET ASIC has commenced civil penalty proceedings in the Federal Court against Westpac for a number of contraventions of the responsible lending provisions. According to Andrew Mirams, it’s a major shock for...
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Affordable properties come at a price

3 Experts comment on the December RBA interest rate decision

The Reserve Bank of Australia has kept rates on hold at 1.5% after its December 2016 meting.  The decision to leave the cash rate on hold today came as no surprise to those following our economy. To better understand the decision,...
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interest rates

Another Bank Lifts Interest Rates. Is This a Sign of What’s to Come?

The Commonwealth Bank is the latest lender to lift interest rates for homebuyers looking to fix their home loan, raising rates on a number of fixed products. The country’s biggest lender lifted the rate of its popular 3-year fixed rate...
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Consumer Confidence Rebounds and That's Good for Property

Consumer Confidence Rebounds and That’s Good for Property

As a property commentator and investor, I keep a close eye on Consumer Confidence as it is one of the leading indicators of our property markets.   By a leading indicator I mean it shows what’s ahead of us, as opposed...
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wealth through property

6 Tips to Pay Off Your Mortgage Faster

With any property investment or ownership strategy at some stage homeowners and investors will need to consider how and when they will pay off their mortgage. During the accumulation phase of a property investment strategy, for example, most people keep...
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property developers

Are regulators looking at property developers?

There’s something going on in the property development sector that no one wants to talk about. We all know that there is a massive glut of new units about to hit about our major capital cities and tighter lending criteria...
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self employed home loans

Guide to Getting Self-Employed Home Loans Approved

While becoming self-employed can be one of the keys to financial success and independence – and a better life all round – unfortunately in the beginning lenders don’t necessarily see it that way. In the early days of working for...
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A Guide to Borrowing for Building – Construction Loans

A Guide to Borrowing for Building – Construction Loans

Building a brand-new home has long been the dream for many Australians. To make your dream become a reality, however, the vast majority of people need to fund their build via something that’s called a Construction Loan. A construction loan...
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Capital Gains Tax

A Complete Guide to Capital Gains Tax

Introduction The thing about property investing is that eventually you, or your beneficiaries if you hold for the extremely long-term, will likely have to pay Capital Gains Tax (CGT). This is the time when the Federal Government gets their share...
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