Category Archive for "Lifestyle"

Liber

What does the Coalition’s win mean for you?

Now that the Coalition has, somewhat miraculously, been re-elected, what does it mean for borrowers and homeowners of Australia? There is no doubt that the key policy battle ground during the election campaign was on housing. Labor’s platform was that...
Read More
Golden Eggs

How much do you need in super to retire comfortably?

The majority of Australian baby boomers don’t have enough superannuation for a comfortable retirement and that’s a worry! So how much do you need in your super to retire comfortably? It may not surprise you that a research paper  released by REST...
Read More
Holiday Spendidngs

How your holiday spending can ruin your loan application

You’re kidding right? No, unfortunately not! New lending criteria which looks at potential borrower’s living expenses with a fine-tooth comb means that ad-hoc spending could ruin your chances of securing a home or investment loan. This is especially true over...
Read More
Property Finance

Can I still get property finance?

Finance is one of the most talked about topics in the media of late, with much of the commentary negative. One day we’re reading about housing finance falling to record levels, and the next we’re learning all about the profit...
Read More
Good Time Business

Why hard times are good for business

I write a lot about the cycles of investment and the importance of playing the long game. Short-term thinking is what kills a lot of investors and stops people from ever becoming financially successful. And tough times are interesting times....
Read More
Charity

It’s not all about finance – why giving back is good for the soul

Now you probably think that’s a weird topic for a mortgage broker to write about. The truth of the matter is, in the grand scheme of things, life is much more than our careers. Sure, it’s also about saving a...
Read More
Girl Takes Antibiotics

Why everyone needs to take a chill pill

You know the market has turned when you start seeing headlines with words like “bust”, “crunch” and “plunge” in the headlines. It was only 18 months ago when the words “boom”, “record highs” and “peak” were much more common. The...
Read More
Keeping The Kippers At Bay

Keeping the KIPPERS at bay

They may be both the light of your life and your legacy, but today’s kids include a whole new demographic subset that’s having a significant impact on how parental property owners and pending retirees are seeing out their golden years....
Read More
What We Can Learn From Australias Richest People

What we can learn from Australia’s richest people

It seems like Australia’s billionaires are getting richer while the rest of us struggle with record-low wage growth.  The recently released AFR Rich 200 list gives us some insight into what’s happening to the fortunes of Australia’s wealthiest individuals, and it...
Read More
Credit

Plastic is not fantastic – here’s how to ditch it

Like your first kiss; car, job, love and heartbreak, chances are you’ll never forget your very first credit card. Not because of the dizzying high it gave, the sage wisdom it instilled or the thrilling sense of accomplishment you felt....
Read More