Category Archive for "Lifestyle"

Virus 4970581 640

COVID-19 & Your Finances

Currently we are all facing a time of uncertainty which seems to be changing daily. Please, as a first priority, do what the government(s) are asking and either stay home or maintain your social distancing – this is a health...
Read More
Success Investor

11 Things Successful Property Investors Don’t Do

Books, blogs and magazines are full of great tips on what to do to become a successful property investor. However today I’d like to look at a number of things successful investors don’t do. 1. They don’t concern themselves that the...
Read More
Man using drill on house outline

Renovate or sell – what’s your best option?

The popularity of renovating is growing every year, no doubt helped by the plethora of reality television shows like The Block. But, like so many other things in life, renovating is not necessarily the same as it appears on our...
Read More
Investor

The dos and don’ts of successful investors

Real estate investing used to be a rather niche industry, confined to the few Australians who had significant reserves of cash and a genuine interest in the property market. These days, you could be forgiven for thinking that everyone is a real...
Read More
Liber

What does the Coalition’s win mean for you?

Now that the Coalition has, somewhat miraculously, been re-elected, what does it mean for borrowers and homeowners of Australia? There is no doubt that the key policy battle ground during the election campaign was on housing. Labor’s platform was that...
Read More
Golden Eggs

How much do you need in super to retire comfortably?

The majority of Australian baby boomers don’t have enough superannuation for a comfortable retirement and that’s a worry! So how much do you need in your super to retire comfortably? It may not surprise you that a research paper  released by REST...
Read More
Holiday Spendidngs

How your holiday spending can ruin your loan application

You’re kidding right? No, unfortunately not! New lending criteria which looks at potential borrower’s living expenses with a fine-tooth comb means that ad-hoc spending could ruin your chances of securing a home or investment loan. This is especially true over...
Read More
Property Finance

Can I still get property finance?

Finance is one of the most talked about topics in the media of late, with much of the commentary negative. One day we’re reading about housing finance falling to record levels, and the next we’re learning all about the profit...
Read More
Good Time Business

Why hard times are good for business

I write a lot about the cycles of investment and the importance of playing the long game. Short-term thinking is what kills a lot of investors and stops people from ever becoming financially successful. And tough times are interesting times....
Read More
Charity

It’s not all about finance – why giving back is good for the soul

Now you probably think that’s a weird topic for a mortgage broker to write about. The truth of the matter is, in the grand scheme of things, life is much more than our careers. Sure, it’s also about saving a...
Read More