Knowledge Hub

In a complex lending environment where there is a lot of ambiguity and confusion in the marketplace, it’s important to stay abreast of the latest developments in finance, property and commerce. See below for a range of updates and in-depth examinations of issues affecting your personal and business interests.
Holiday Spendidngs

How your holiday spending can ruin your loan application

Andrew Mirams
You’re kidding right? No, unfortunately not! New lending criteria which looks at potential borrower’s living expenses with a fine-tooth comb means that ad-hoc spending could ruin your chances of securing a home or investment loan. This is especially true over...
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Rentvesting

Rentvesting gaining traction amongst first-time buyers

Did you know that nearly 10,000 dwellings were financed to first property buyers in August? The bought about the same number of dwellings the month before that and the month before that, too. In fact, the percentage of dwellings bought...
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Interest Only Property Loan2

What to do if your interest-only period is about to expire

Andrew Mirams
Are you one of the many Australians who interest-only property loan is due to expire soon? As I’ve written about before, a large proportion of interest-only loans are due to switch over to principal and interest repayments in the next...
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Property Finance

Can I still get property finance?

Andrew Mirams
Finance is one of the most talked about topics in the media of late, with much of the commentary negative. One day we’re reading about housing finance falling to record levels, and the next we’re learning all about the profit...
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House Markets

Forecasting for our housing markets

Andrew Mirams
The annual QBE Australian Housing Outlook for 2018-2021 has just been released and have shown some very interesting statistical data that should enable us to look at and invest with confidence in the coming year. It’s always interesting to look...
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