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Do I pay off my mortgage or should I invest?
The current low interest rate environment has a lot of clients asking me whether now is the time to focus on paying off their mortgage. And the strange circumstances we find ourselves in, with 2020 not turning out how any...
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Intuitive Finance recognised for its work in the Community
We are very grateful to be able to support a number of charities as well as doing work in our local communities. We believe that giving back to people more in need is a great way to support our community....
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What is a reasonable interest rate?
There’s a very good chance that you’re paying too much interest on your home loan. That was the declaration earlier this month from Australian Competition and Consumer Commission boss Rod Sims, after the agency conducted an inquiry into mortgage rates....
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Are low interest rates here for good?
No matter who you talk to lately, it seems most people are feeling a little uncertain about the future of Australia’s economy, especially since the COVID-19 pandemic hit and affected many vital industries to Australia such as tourism, retail and...
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Do you know your home loan interest rate?
I bet you don’t! Not to sound like a Negative Nelly, but in my own experience, as well as some new research, the majority of people have no clue about their loan rates whatsoever. Indeed, a recent study found that...
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The best investment property suburbs in Sydney
Sydney has certainly been our nation’s benchmark market – and it’s obvious why. Around 60 per cent of all transactions occur in and around the capital. This gives it substantial weight in any national analysis. We’ve also noticed that some...
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Can the coronavirus infect our property markets?
The coronavirus is sweeping the world – but just not in the way that you think. Contrary to many media reports, we are not in the midst of a pandemic that spells impending doom for all humankind. Rather, a new...
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Why 2020 is a great time to buy
We’re only a few weeks into the first month of the year and it appears that property markets are already to starting to hum with activity. While last year was one of market ups and downs, as well as changing...
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Valuations: The key elements that valuers look for when deciding residential valuations…
Whenever you want to borrow money to purchase a property or conduct renovations, your lender will employ a professional, registered valuer to give them an independent assessment of the property’s market valuation. Why? Because the lender needs to confirm the...
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Should you fix your home loan rate now?
The events of the past year have prompted a lot of current and would-be mortgage holders to consider whether they should rush to lock in their loan interest rates with a fixed product. Rates have tumbled thanks to multiple cuts...
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