Author Archive
Is APRA finally listening?
We had some long-awaited news recently which everyone in the housing and finance sectors rightly celebrated. Now, I’m not talking about the Federal Election result – although that was good for the property market with the Coalition winning, given Labor’s...
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How much should you pay for an investment property in Sydney?
If ever there were a lesson in the cyclical nature of residential property price cycles, it would have to be Sydney housing 2012 to 2018. The capital’s market was effectively thought ‘bullet-proof’ by some participants – there were very few...
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An interest rate cut will do little to help – so what would help?
We keep hearing about a supposed interest rate cut that is “coming” as is it is going to miraculously fix all our spending problems and put much more money in everyone’s back pockets. Oh dear, if you really think this...
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What does the Coalition’s win mean for you?
Now that the Coalition has, somewhat miraculously, been re-elected, what does it mean for borrowers and homeowners of Australia? There is no doubt that the key policy battle ground during the election campaign was on housing. Labor’s platform was that...
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Section 32 & why it’s important when buying a property
Buying and selling real estate doesn’t need to be complicated but there are a number of legal hoops that need to be jumped through to ensure the transaction happens as smoothly as possible. Across Australia, there are different rules and...
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Lenders mortgage insurance (LMI) explained
Are you motivated to get into the property market but haven’t had the time to save a suitable deposit? Are you self-employed and struggle to prove to lenders you have a stable income? If you answered yes to either of...
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The lowdown on quantity surveyors
The property sphere is filled with specialists who can help maximise the financial outcomes from your real estate portfolio. From solicitors to building inspectors and accountants to mortgage brokers, there are many smart minds eager to guide you across all...
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What do lenders mean by a good credit score?
When you first embark on home ownership or property investment, you come across a variety of unfamiliar terms. There are loan-to-value ratios, unconditional contracts and credit scores to learn about. In this article, however, we’re going to focus on what...
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The best investment property suburbs in Melbourne
It’s been a turbulent 18 months for our big-city markets from the start of 2018. While Sydney’s property price ups-and-downs have stolen most of the headlines, Melbourne has had to deal with value softening too. All this activity has come...
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The problem with property-cycle panic
Cast your mind back just seven short years ago to 2012. It was the year the world was meant to end, according to some readings of the Mayan calendar. It was when a South Korean pop star had us doing...
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