LVR
What it means: LVR, or loan-to-value ratio, is a way of measuring how much you’re borrowing compared to how much the property is worth. It’s shown as a percentage.
How to calculate it:Loan amount divided by …
After their extraordinary election victory this month with an absolute routing of the Liberal party, Australians must now settle in for three more years of Labor at the helm. So, what does Labor’s federal election win…
1. Interest-only or principal and interest? Know when to use each
Let’s start with one of the biggest debates – interest-only loans versus principal and interest.
Interest-only loans can be appealing because the…
1. Hold your horses
When you’ve made the decision to buy your first home, it’s tempting to race off and start scrolling through listing websites to find the perfect property. But wait. There are some important thin…
No sooner had the Reserve Bank cut the official cash rate for the first time in years the pundits began asking when the next reduction might be.
And there’s good reason to wonder. There’s a fair bit of uncertainty …
Pre-election market uncertainty
Elections typically bring a swathe of uncertainty to property markets as both buyers and sellers wait to see which party – and their policies – will win.
Auction clearance rates a…
The basics of SMSF property investment
A SMSF is a private superannuation fund that gives trustees – that’s you – direct control over its investment decisions. One potentially lucrative investment option is purchas…
US President Donald Trump’s tariffs have resulted in a global trade war complete with “tit-for-tat” tariff responses from some major trading partners. This is an issue expected to affect everyday Australians, includin…
