Author Andrew Mirams - Intuitive Finance

How to use a mortgage calculator properly

February 24, 2021

Financial Planning, First time buyers, Home buying & selling

When engaged in the ancient art of real estate daydreaming it’s not unusual to look up an online mortgage calculator and see if you can afford those stunning homes on your favourite listing portal. You might wonder whether, if you...

Will the Treasurer’s proposed changes to lending criteria save the Australian economy?

February 19, 2021

Financial Planning, Investing

No Comments

Australia’s economic recovery is inching forward, but a key reform designed to give it a shot in the arm – Treasurer Josh Frydenberg’s legislation to overhaul responsible lending obligations and free up access to credit in order to get more...

Has Covid-19 changed what we want from our homes?

February 10, 2021

Home buying & selling, Investing, Lifestyle

No Comments

OK, so who’s been stuck at home, in what you thought was a spacious property, right up until Covid-19 hit? All of a sudden we’ve got people trying to find space to be able work, study and then relax all...

Your outcome or your interest rate, what’s more important?

February 3, 2021

Financial Planning, Home buying & selling, Investing

No Comments

When taking out a mortgage it’s common to focus on the interest rate and weigh this heavily, positioning this single piece of data as the deciding factor when choosing a lender. After all, the lower the interest rate, the more...

Why property investment is about finance, not real estate

January 27, 2021

Financial Planning, Investing

No Comments

Buying a property, whether it’s your first or your fifth, is a well-established pathway to long-term prosperity. It’s a brick-by-brick journey to building personal wealth and it requires patience and discipline to achieve your goals. But acquiring property isn’t just...

Stamp duty or land tax – what’s the best way forward?

January 20, 2021

Financial Planning, First time buyers

No Comments

The much-maligned stamp duty is facing extinction, albeit at an excruciatingly slow rate with the recent announcement from New South Wales that the state is seeking submissions on a plan to transition from stamp duty to a new property tax. ...

Australia’s property market 2021

January 13, 2021

Brisbane, Financial Planning, First time buyers, Home buying & selling, Investing, Melbourne, Sydney

2 Comments

The national property market has proven itself to be remarkably resilient following an extraordinarily turbulent year – a statement that would have seemed ludicrous last March. Early in 2020, as the full scope of the pandemic bloomed, experts forecast that...

My key lending touchpoints for 2021

January 7, 2021

Financial Planning, First time buyers, Home buying & selling

2 Comments

Here we are greeting a new year with renewed hope that 2020 becomes a blur and 2021 will be a far more prosperous year for everyone. As we look forward to the moment when we can farewell 2020 and welcome...

Why won’t mortgage holders switch their loans?

December 29, 2020

Investing

No Comments

Every day I’m still staggered by the complacency of everyday Australians and how either unwilling or ignorant they are when it comes to the interest they pay on their home or investment loans. Despite big reductions in interest rates over...

Will low interest rates be a property market lifeline?

December 15, 2020

Home buying & selling, Investing

No Comments

At just 0.1 per cent, our official cash rate is mind-bogglingly low. And based on the minutes of the latest Reserve Bank of Australia meeting, it’s expected to stay this way for years to come. However, while it’s clear interest...

Mark Byrne

00:04 10 Feb 21

Excellent experience dealing with Lachlan. He was super clear on the different options available to me; took the time... to explain different scenarios and always available for follow up questions.read more

Renay Lotz

22:49 29 Nov 20

It was a pleasure working with Andrew and his team. Moving from a different country and not understanding all the... Australia laws, they made the process of attaining a mortgage totally stress-free. Vera is informative, has her clients best interest at heart, and makes herself available for any questions you may have. She is professional and very organised. I would definitely recommend Intuitive Finance. Thank you for the outstanding service!read more

Tracey Carroll

03:39 28 Nov 20

The team at Intuitive Finance are fantastic to deal with. Andrew is a wealth of knowledge when it comes to financial... planning, the best deals that are being offered by banks and nothing is a trouble for him. They are always very quick to respond to emails and phone calls. I would highly recommend them.read more

Rebecca

09:50 27 Nov 20

Andrew and the team always make us feel relaxed and assured. This is so important when it comes to long term decisions... about finances! The team are professional, highly knowledgable and responsive to individual needs. Wouldn't go anywhere else!read more

Nicole Ryan

08:42 27 Nov 20

Intuitive finance are a high quality service with years of experience in their staff. Headed by Andrew and... exceptionally well supported by Craig Caarells and numerous others, this is the team you want when you’re investing in your future.Don’t go it alone. This team has the experience and relationships will all then lenders to ensure you are represented and. It taken advantage of.read more

Vincent Mok

07:38 27 Nov 20

Courteous and attentive service.Carefully considers a client's specific needs, and always respectful never pushing an... agenda.Able to negotiate good interest rates and lending amount.read more

Stephen Henderson

06:47 19 Nov 20

Lachlan & Vera helped us with refinancing and securing an investment loan for a new purchase. Great communication,... knowledgeable, friendly & professional. An overall great experience, would highly recommend! Special thanks to Vera for being so helpful throughout the whole process. You definitely made things a lot easier.read more

Jay O-H

08:52 01 Oct 20

Friendly group of people. Happily answered my many questions and provided the peace of mind I was after!

Marty Sadlier

05:24 01 Oct 20

Andrew and Lachlan Miriams and the greater Intuitive Finance team are just true professionals. Nothing is too much for... them from a service point of view and the correspondence and being kept in the loop is exceptional. Highly recommend.read more

Nathaniel Cheung

03:27 24 Sep 20

Lachlan & Vera helped us secure a loan for an investment property. The team was prompt with responding to our questions... and everything was a smooth process thanks to them. Highly recommended to anyone looking for a good broker to work with.read more

mark grospe

01:00 01 Aug 20

great experience with intuitive finance. definitely made it a low stress experience securing the loans. highly recommend

Matt O'Reilly

00:40 26 Jul 20

We had Lachlan as our finance strategist/broker and we couldn’t be happier. He always went out of his way to help us... and the home loan rate and product he got us was far better than I could have done my self. His communication was great. Always informing us of every step along the way during the application process which is important for us. Overall the service was fantastic and will definitely continue to use their service into the future and would recommend it to others.read more

michaela coleman

05:34 07 Jul 20

We worked with Intuitive Finance when purchasing our home recently and could not recommend them highly enough. Craig... and his team were so professional and took the stress out of dealing with the banks. He was always there to take our calls and give us the guidance we needed. Thank youread more

Kathy Staples

00:40 02 Jul 20

Very efficient and smooth process to refinance our loans and at a much lower rate.

Julia Ilies

01:15 11 Jun 20

We couldn't be happier with Andrew and his team at Intuitive Finance. We previously approached other mortgage brokers... to obtain finance on our behalf for our next investment purchase and they had fallen well short of the funds we needed to achieve our next property purchase. Andrew provided guidance with the right finance strategy for us and assisted us through the sometimes rocky road with the banks. We will most certainly engage Intuitive Finance again when we require funding for our next project.read more

Pia Isle

05:41 11 May 20

Everyone I dealt with at intuitive finance have been extremely helpful through the whole process and kept in contact... through every stage. With there experience I'm happy with how my finances are set up. I would definitely use intuitive finance again.read more

Celina Lai

12:10 27 Apr 20

Intuitive Finance was recommended to me by a family member. Andrew & Vera were extremely helpful and easy to contact. ... They were able to explain terms in very simplified way, which I needed! Would highly recommend for anyone seeking help with getting finances sorted and making a future financial plan.read more

Mick OTM

10:26 02 Apr 20

Comprehensive and professional experience from start to finish. Excellent assistance, thorough explanations of key... events and requirements. Overall, a great result for me in a difficult financial position. Wouldn’t shop anywhere else!read more

Damon Hawker

21:07 21 Mar 20

Fast and efficient service. Timely responses to enquiries. Special thanks to Craig for his guidance through the... application and settlement process. I’m a happy customer!read more

Author Archive

How to use a mortgage calculator properly

Will the Treasurer’s proposed changes to lending criteria save the Australian economy?

Has Covid-19 changed what we want from our homes?

Your outcome or your interest rate, what’s more important?

Why property investment is about finance, not real estate

Stamp duty or land tax – what’s the best way forward?

Australia’s property market 2021

My key lending touchpoints for 2021

Why won’t mortgage holders switch their loans?

Will low interest rates be a property market lifeline?

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