Financial Planning

There is a lot of process and assessment when it comes to seeking a home loan approval. Financiers need to gather reams of information, tick loads of boxes and ask plenty of questions, but at the end of it all…

Victoria could be on the cusp of a mass exodus of property investors after the State Government whacked them with yet another hefty tax hike – the latest in a long line of revenue-raising measures aimed at landlords. It’s one…

For most people, the happiest time of the year is usually Christmas when life slows down, families gather together, great food is eaten, and presents are shared. But for savvy property investors, June 30 is really the most significant date…

Any item you buy that’s less than, say, $10 is basically free. If you book a fancy holiday for several months’ time from now, that’s also free. And if you drop a few hundred dollars on a dress but wear…

From the time we’re children, we’re taught about the importance of saving for a rainy day – or, that is, keeping some of money to the side for when we need it. But somewhere along the way, many of us…

You don’t need me to tell you that many Australian families are having a tough time thanks to high interest rates and the cost-of-living crunch, but the latest data about those battling to keep up with their mortgage repayments is…

Startling new data shows the average Australian homeowner is forking out almost half of their salary on mortgage repayments, thanks to the painful run of interest rate rises. Everyone knows the Reserve Bank’s war on inflation is hurting. You only…

If you believe some commentators (and maybe look at their track record before you do) and certain media outlets, the Reserve Bank looks set to slash interest rates sooner rather than later – but I’m here to warn you not…

Just about everywhere you look in Victoria, you’ll find someone struggling with housing – whether they own, want to buy, need to downsize, aspire to build, or are looking to rent. This is a grim snapshot of the current situation.…

Last year, Australians spent an estimated $23.5 billion during post-Christmas sales from Boxing Day to mid-January. That’s a lot of cash splashed by bargain hunters. And that’s not accounting for the money thrown around in the lead-up to Christmas on…