1300 342 505

Google Rating

4.9

Intuitive Finance - Mortgage brokers

4.9

Based on 114 reviews

michaela coleman

05:34 07 Jul 20

We worked with Intuitive Finance when purchasing our home recently and could not recommend them highly enough. Craig... and his team were so professional and took the stress out of dealing with the banks. He was always there to take our calls and give us the guidance we needed. Thank youread more

Kathy Staples

00:40 02 Jul 20

Very efficient and smooth process to refinance our loans and at a much lower rate.

Julia Ilies

01:15 11 Jun 20

We couldn't be happier with Andrew and his team at Intuitive Finance. We previously approached other mortgage brokers... to obtain finance on our behalf for our next investment purchase and they had fallen well short of the funds we needed to achieve our next property purchase. Andrew provided guidance with the right finance strategy for us and assisted us through the sometimes rocky road with the banks. We will most certainly engage Intuitive Finance again when we require funding for our next project.read more

Pia Isle

05:41 11 May 20

Everyone I dealt with at intuitive finance have been extremely helpful through the whole process and kept in contact... through every stage. With there experience I'm happy with how my finances are set up. I would definitely use intuitive finance again.read more

Celina Lai

12:10 27 Apr 20

Intuitive Finance was recommended to me by a family member. Andrew & Vera were extremely helpful and easy to contact. ... They were able to explain terms in very simplified way, which I needed! Would highly recommend for anyone seeking help with getting finances sorted and making a future financial plan.read more

Mick OTM

10:26 02 Apr 20

Comprehensive and professional experience from start to finish. Excellent assistance, thorough explanations of key... events and requirements. Overall, a great result for me in a difficult financial position. Wouldn’t shop anywhere else!read more

Damon Hawker

21:07 21 Mar 20

Fast and efficient service. Timely responses to enquiries. Special thanks to Craig for his guidance through the... application and settlement process. I’m a happy customer!read more

Next Reviews

Bridging loan

If you’d like to buy a new property before you sell your existing one, Bridging Finance could provide the funds you need to secure your new home. This loan is designed for customers who have sold their existing property (but not yet settled) and require finance for the deposit on a new property.

Advantages & disadvantages

Advantages

Search for a new home with confidence, even if you haven’t settled on your existing property
Choose between principal and interest, or interest-only repayments
Use the proceeds from the sale of your home to reduce the balance on your bridging loan following settlement
Make unlimited lump sum payments, depending on the terms of your finance (restrictions often apply to Fixed Rate home loans).

Disadvantages

Many of these loans do not have the same features or flexibility as other variable loans
Generally dont have an offset account
The greatest risk is that your property will not sell within the bridging period which may see an increase in the interest rate charged.
Taking a secondary debt on top of an existing mortgage means that you will have an additional interest rate cost.
Occasionally you may have overestimated the likely sale price of your existing property, and therefore fall short of the amount required to pay out the bridging loan.

Next steps

Contact us to discuss your initial thoughts and requirements.
Complete our finance application form covering the purpose for seeking credit and the amounts of credit sought
We will then contact you to arrange an initial consultation, to agree the basic information required and the process for completing such
Once that has been compiled we will review it and then provide a written strategy for you to consider.
If you’d like to proceed, we will then work with you on a formal loan application process.

Complimentary obligation free consultation

Discuss your specific needs & formulate the right strategy for you.
Get in touch to organise your complimentary 60min session today!

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What’s involved in obtaining a loan through Intuitive Finance?

Process begins

Step 1

1 hour initial meet to establish financial and lifestyle goals, discuss fact find document and agree timeline for return of such

Step 2

Submission of fact find

Step 3

Within 5 days of completion of fact find – written strategy submitted to you

Step 4

Within 2 days of agreement to proceed – documents lodged with Institution

Step 5

Within 1 to 3 days of lodgement expect conditional approval

Step 6

Within 2 to 4 days after conditional approval expect unconditional (full) approval

Step 7

Within 2 to 5 days after unconditional approval, expect loan documents to arrive

Step 8

Within 3 to 5 days of signed Loan Documents submitted, expect Loan settlement

Process ends
Total process generally takes between 4 and 8 weeks

Some of our case studies

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Property Buying Tips And Handy Hints To Successfully Manage Your Finances

Download this handy guide that the team at Intuitive Finance has put together for you.

Instant download