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Our team

Get to know us.

Since our establishment in 2002, we have focussed on providing the best service possible. The capable and talented team at Intuitive Finance are committed to ensuring that your experience with us is a memorable and highly rewarding one.

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Andrew Mirams

Managing Director

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Andrew Mirams is the Managing Director of Intuitive Finance and is a highly qualified mortgage advisor who holds dual diplomas in Financial Planning (Financial Services) and Banking and Finance (Mortgage Broking). Andrew’s expertise covers all aspects of lending for a diverse range of applications – from first home buyers’ loans or property upgrader loans, property investor loans, expatriates and loans for self-employed.

With over 32 years of experience and having settled well in excess of 1.5 billion dollars in loans, Andrew has been acknowledged by the mortgage industry as one of its best and most consistent performers with multiple awards including regularly featuring in both the top 100 mortgage brokers list and Top 50 Elite business writers.

2020 Top 100 Brokers
2020 Community Champion Award
2020 Finalist BBA Best Finance Broker
2020 Finalist Best Independent Office < 5 Brokers
To see all of Andrew’s articles click here.

Melissa Philip

Office Manager

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Melissa joined Intuitive Finance in August 2019 as our Office Manager. Before starting with Intuitive, she owned and managed a building company with her husband for some time and prior to that she spent several years travelling the globe. Working in finance is a break away from her past industries, but Melissa relishes the challenge and looks forward to working alongside her colleagues and assisting clients to achieve their finance goals. Away from work, Melissa has a passion for all things interiors, food, travel, keeping fit and active and of course, spending time with her husband and 2 girls.

Alexandra Pappas

Finance Specialist

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Alexandra joined Intuitive Finance in March 2019. During this time she has broadened her knowledge and been able to gain a strong understanding of the finance industry in her roles as Relationship Manager and now Credit Analyst. She holds her Diploma in Conveyancing and comes from a knowledgeable property law background and is currently completing her Diploma of Finance and Mortgage Broking to transition into a Finance Specialist role, where she is looking forward to assisting clients with all their financial needs.

On top of being a loyal Carlton supporter in the AFL, outside of work you will find Alexandra spending quality time with family (including her beloved pooch, Duke) and friends. She enjoys being outdoors and fulfilling her passions through dog training and Olympic Weightlifting.

Lachlan Mirams

Finance Specialist

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Lachlan joined Intuitive Finance in September 2013. In this time, he plied his craft in a number of roles which has given him a greater understanding and appreciation of the industry and of the business. He is now an award winning Finance Specialist with a Diploma of Finance and Mortgage Broking Management.

Outside work, Lachlan is a very talented footballer, previously playing with the North Melbourne football club in the VFL and currently with the Old Mentonians Football club in the V.A.F.A. He is an avid sports fan and passionate supporter of the North Melbourne Kangaroos in the AFL and the Cleveland Cavaliers in the NBA. In his spare time, he enjoys catching up with his mates, spending time with his partner whilst also playing football, basketball and golf. He also enjoys winding down with watching plenty of sport, along with his favourite TV shows The Office & Entourage.

MFAA 2020 Best Newcomer Award
2020 The Adviser Better Business Awards, Finalist, Best Newcomer
2020 MPA Young Guns
2019 MPA Top 100 Brokers

Rob Lane

Finance Specialist

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Robert Joined Intuitive Finance in March 2021. After starting in mortgage broking in 2015 he worked for much of that time as a sole Finance Broker. His experience encompasses from first home buyers through to property investors. He has a Diploma of Finance and Mortgage Broking Management. After coming from a business background Rob enjoyed working in the industry during the most rigorous period for rule changes which gave him an appreciation for the level of professionalism required in the industry.

Beyond work, Rob is a keen boating fan enjoying the delights of Port Phillip whenever possible. He is a keen fisherman and is looking forward to catching and releasing a large Snapper when they decide to bite! A long held dream is to circumnavigate Australia and follow in Cook’s wake.

Vera Oates

Relationship Manager

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Vera joined the team at Intuitive Finance as a Relationship Manager in August 2016.  She comes from a strong customer service background with over 20 years’ experience in the Financial Sector. Of this almost 14 years with ANZ in Mortgage Sales/Service.  This experience coupled with working with other Brokers has given Vera a strong ‘customer centric’ focus and a can-do attitude. Vera enjoys travelling, cooking (only sometimes), reading and spending time with the family. And yes, going to the footy to watch Collingwood participate, hoping for another flag.

Craig Caarels

Relationship Manager

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Craig joined the team at Intuitive Finance in February 2017 as Relationship Manager. He comes from a strong financial background with over 20 years’ experience in most of the mortgage roles within the Commonwealth Bank and Heritage Building Society. He has broadened his finance background in the last 5 years within the Compliance area of the vehicle finance sector. As a member of the Melbourne Racing Club, Craig has an avid interest in the horseracing industry and one day hopes to own a share in a Group 1 winner. On weekends over the summer period, you will find Craig on the cricket fields of Melbourne as an accredited umpire. He is looking forward to helping our clients feel at ease during the process of, and assisting with their property investment portfolios.

Edwina Escudier

Relationship Manager

more about Edwina

With over 25 years of experience in customer service and management, Edwina brings a wealth of knowledge to the office, add to this experience in accounts, finance broking and office management and with a can-do attitude, Edwina’s goal is to make the whole finance experience a seamless and smooth one. Edwina holds a Certificate IV in Finance and Mortgage Broking, one of many qualifications.

Edwina is highly motivated and enthusiastic. She loves spending time with her 2 beautiful children and enjoys playing tennis and exercising to keep up her fitness.

Edwina enjoys a role that involves interacting with people and utilizing her organizational skills, not to mention her ability to multitask. No job is too big or too small, but every job is important.

Andrew Ioannou

Relationship Manager

more about Andrew Ioannou

Andrew joined the team at Intuitive Finance as a Relationship Manager in January 2021. He holds a Bachelor of Commerce majoring in Economics with a high distinction. Andrew has hit the ground running and been able to utilise his analytical mindset in this role and showcase his people skills to gain a foothold in the finance industry. He has strong aspirations of becoming a future broker at Intuitive Finance. Outside of work, he enjoys going hiking with his partner and two dogs and pursuing their goal of acquiring a hobby farm in the near future.

Mackenzie Bristow

Relationship Manager

more about Mackenzie

Mackenzie joined the team at Intuitive Finance in 2021 as a Relationship Manager. He comes with a background in Sport and Recreation and a Degree in Education and is now transitioning into the Finance Sector, studying a Certificate 4 In Finance and Mortgage Broking. Outside of work, Mackenzie likes to play Football and plays with the East Malvern Football Club, whilst a die-hard Western Bulldogs supporter. He also enjoys a round of golf and spending time at the beach.

Bonnie Carter

Broker Support Officer

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Bonnie joined the team at Intuitive Finance in early 2021 as a Broker Support Officer. She holds a Certificate IV in Business Management and has a background in working with RTO’s. Bonnie is excited to explore and learn more about the finance industry; supporting others in achieving their full potential is something Bonnie strives for. She looks forward to her new career and working alongside the team. Outside of work Bonnie enjoys quality time with her friends and family and has a passion for fitness and of course food.

Max Besnard

Broker Support Officer

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Max joined the team at Intuitive Finance in January 2021 as a Broker Support Officer. Before joining Intuitive Finance, Max graduated high school in 2020 and was ready to begin working full time to gain experience and knowledge around finance and mortgage brokering.

Outside of work, Max’s interests are music, seeing his mates, being outdoors and playing sport. He is very passionate about music and plays the bass guitar, he also loves listening to the Red Hot Chili Peppers, Led Zeppelin and Jimi Hendrix, to name a few. He goes for Carlton in the AFL and the Oklahoma City Thunder in the NBA, though he does admit, they have been hard teams to support in recent years.

Len Calipes

Administration Assistant

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Len joined Intuitive Finance in October 2019 as an Administration Assistant. Len loves working with numbers as mathematics has been her favourite subject ever since she was young. As a result, Len has worked in the Finance Industry for nearly 11 years. Outside of work, she enjoys spending time with her husband and 2 boys. She enjoys music from Planetshakers and someday hopes to get a chance to attend one of their live shows.


Loan Administration Assistant

more about Roana

Roana has been a WWF/WWE fan since she was young and loves the legendary superstars such as Bret Hart and Hulk Hogan. Roana also loves gardening and animals. She one day hopes to have her own animal sanctuary for strays and abused animals so she can give them the love they need. Roana loves time at home with books and is a fan of Greek mythology. Finally, Roana hopes to travel the world one day and sample each country’s delicacies.

Fiel Atienza

Loan Administration Assistant

more about Fiel Atienza

Fiel joined the Intuitive Finance team in early 2021, having previously worked in the banking sector. Professionally Fiel has a keen interest in the Finance sector, in particular the lending space which makes him a perfect addition to the Team. Fiel is dependable and has a desire to always be learning. Outside of work, Fiel enjoys solving puzzles, listening to music, and reading and to keep active he plays badminton and spending time at the beach.

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What people are saying about us

I have been most impressed with the friendly and helpful staff at Intuitive Finance. I had no idea what I was doing as it is my first property that I have purchased. I felt very confident having you to guide me through the process. I had all my trust in you and honesty is everything in a situation like this. I would highly recommend you to all my friends and family.

We had a positive experience with the team at Intuitive Finance in dealing with the financial aspects of our first investment property. The staff were professional, friendly, and responded promptly with any of our concerns. We would highly recommend their services.

Warren & Janine
Andrew Mirams tailored an arrangement to fit our needs where the banks wanted to fit us into the standard arrangement with a ‘take it or leave it’ approach. Andrew provided a personalised, experienced service far superior to the major banks. Most importantly the loan arrangement was much better than what the banks offered.

The team at Intuitive Finance have successfully provided some creative finance solutions to allow us to refinance the portfolio, access equity and purchase additional properties. The whole process had been handled smoothly and professionally. Give them a call. Now.

Glen & Nikita
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