Our team

Get to know us

Since our establishment in 2002, we have focussed on providing the best service possible. The capable and talented team at Intuitive Finance are committed to ensuring that your experience with us is a memorable and highly rewarding one.

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Andrew Mirams

Managing Director

more about Andrew

Andrew Mirams is the Managing Director of Intuitive Finance and is a highly qualified mortgage advisor who holds dual diplomas in Financial Planning (Financial Services) and Banking and Finance (Mortgage Broking). Andrew’s expertise covers all aspects of lending for a diverse range of applications – from first home buyers loans or property upgrader loans, property investor loans, expatriates and loans for self employed.

With over 27 years of experience, Andrew has been acknowledged by the mortgage industry as one of its best performers with multiple awards including regularly featuring in both the top 100 mortgage brokers list and Top 50 Elite business writers.

  • The Adviser, Best finance Broker Vic/Tas – Winner 2017
  • The Adviser, Best independent office <5 brokers – Winner 2016
  • The Adviser, Best customer service (Office) – Winner 2016
  • Victorian Better Business Awards – 2014 and 2015
  • Victoria’s Favourite Mortgage Broker – 2015 Investors Choice Awards
  • The Adviser, Elite Business writer – 2009, 2014 and 2015

To see all of Andrew’s articles click here.

Frank Dalzotto

General Manager

more about Frank

Frank joined the team at Intuitive Finance in January 2017 as General Manager of Operations. Frank comes to us with experience in a diversity of management and support roles from his early days running his own property maintenance business to more recently managing operations for an International not for profit organisation.

He has five children and five grandchildren (and counting). He spends time outside of work with his family (his passion) and friends. He is a keen runner and loves all sport, especially his beloved Bombers (his other passion). Enjoys a very diverse range of music, and loves hitching up the camper trailer whenever the opportunity presents to head out of town.

Lachlan Mirams

Finance Strategist

more about Lachlan

Lachlan joined Intuitive Finance in September 2013. In this time, he plied his craft in a number of roles which has given him a greater understanding and appreciation of the industry and of the business. He recently completed his Diploma of Finance and Mortgage Broking Management in August 2017. He recently commenced his new role as Finance Strategist in January 2018 which will now see him working with his own clients. Outside work, Lachlan is a very talented footballer, currently listed with the North Melbourne VFL team and playing in the Victorian Amateur Football Association with St Bedes/Mentone. He is a very avid sports fan and passionate supporter of the North Melbourne Kangaroos in the AFL and the Cleveland Cavaliers in the NBA. In his spare time, he enjoys catching up with his mates & playing football & basketball. He also enjoys watching sport, along with his favourite TV shows Suits and Entourage.

Nigel Gohl

Finance Strategist

more about Nigel

Nigel joined the team at Intuitive Finance in February 2016 as a Finance Strategist and has over 15 years’ experience in the Financial Services industry in both mortgage lending and banking services. He has a Bachelor of Commerce/Arts, RG146 qualifications and a Diploma of Finance & Mortgage Broking Management.

Nigel has a strong passion for helping clients achieve their financial goals through identifying their needs and building strategies to accomplish them. Outside of work, Nigel enjoys spending time with his beautiful wife & baby daughter and also enjoys playing basketball, skiing, golf and is hoping that the fortunes of the Carlton Football Club turn around quickly!

Hanna Becker

Personal Assistant

more about Hanna

Hanna joined Intuitive Finance in September 2017 having previously worked in the Insurance industry in claims. Before starting with Intuitive Finance though, she worked at the Hawthorn Football club as a Receptionist/Events Assistant. The move into the finance industry is an exciting prospect for her which presents new and exciting opportunities. She is most looking forward to assisting our clients in achieving their personal goals through property ownership. Outside of work, she is a very passionate Hawthorn supporter who enjoys keeping fit and active and loves taking road trips, even more so when combined with camping. Enjoys a good wine, especially when sharing with friends.

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Kym Lucy-Smith

Personal Assistant (on Maternity Leave)

more about Kym

Kym joined Intuitive Finance in April 2016 as Executive Assistant to Andrew and the team. After working in the UK for four and half years Kym also brings a wealth of Personal Assistant knowledge of over 9 years.

A world traveler and a keen photographer of the food she eats, Kym likes most cuisines and is a real foodie. Kym is a devoted supporter of the Carlton Football club and is married to a North Melbourne supporter, a decision which we suspect may have played in her favour when applying for this position.

Vera Oates 

Relationship Manager

more about Vera

Vera joined the team at Intuitive Finance as a Client Services Manager in August 2016.  She comes from a strong customer service background with over 20 years’ experience in the Financial Sector. Of this almost 14 years with ANZ in Mortgage Sales/Service.  This experience couple with working with other Brokers has given Vera a strong ‘customer centric’ focus and a can do attitude.

Vera enjoys travelling, cooking (only sometimes), reading and spending time with the family. And yes, going to the footy to watch Collingwood participate, hoping for another flag.

Craig Caarels

Relationship Manager

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Craig joined the team at Intuitive Finance in February 2017 as Client Services Manager. He comes from a strong financial background with over 20 years’ experience in most of the mortgage roles within the Commonwealth Bank and Heritage Building Society. He has broadened his finance background in the last 5 years within the Compliance area of the vehicle finance sector.

As a member of the Melbourne Racing Club, Craig has an avid interest in the horseracing industry and one day hopes to own a share in a Group 1 winner. On weekends over the summer period, you will find Craig on the cricket fields of Melbourne as an accredited umpire. He is looking forward to helping our clients feel at ease during the process of, and assisting with their property investment portfolios.

Zakary Fleisher-Sharbanee

Credit Analyst

more about Zak

Zak Joined the team at Intuitive Finance in June 2017 as a Client Services Officer & Credit Analyst. Having recently relocated to Melbourne from Perth, Zak is excited for the challenges that lie ahead. Having completed a double degree in Accounting Finance, Zak initially worked for a short period in the Restructuring and Recovery field, where he developed a basic understanding of client relationship building and critical analytical skills. Zak also worked as a Barista prior to commencing with us, a highly sought after skillset which ‘may have’ persuaded our recruiters decision!

Outside work, Zak is a talented musician, playing regular shows around Melbourne with his newly formed band. Zak also plays football for the Ajax Football Club where he hopes he can kick a few more goals this season!

Complimentary obligation free consultation

Discuss your specific needs & formulate the right strategy for you. Get in touch to organise your complimentary 60min session today!

What people are saying about us

I have been most impressed with the friendly and helpful staff at Intuitive Finance. I had no idea what I was doing as it is my first property that I have purchased. I felt very confident having you to guide me through the process. I had all my trust in you and honesty is everything in a situation like this. I would highly recommend you to all my friends and family.

We had a positive experience with the team at Intuitive Finance in dealing with the financial aspects of our first investment property. The staff were professional, friendly, and responded promptly with any of our concerns. We would highly recommend their services.

Warren & Janine
Andrew Mirams tailored an arrangement to fit our needs where the banks wanted to fit us into the standard arrangement with a ‘take it or leave it’ approach. Andrew provided a personalised, experienced service far superior to the major banks. Most importantly the loan arrangement was much better than what the banks offered.

The team at Intuitive Finance have successfully provided some creative finance solutions to allow us to refinance the portfolio, access equity and purchase additional properties. The whole process had been handled smoothly and professionally. Give them a call. Now.

Glen & Nikita
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