Mandela joined Intuitive Finance in 2026 as a Commercial and Asset Finance Broker, bringing more than five years in commercial finance. He began his career at Commonwealth Bank before moving into the non-bank lending space, working for commercial lenders specialising in equipment finance, working capital and property, where he held credit delegations to approve deals and facilitated more than $150 million in commercial lending transactions. This is supported by a Bachelor of Management, a Certificate IV in Finance and Mortgage Broking, and a Diploma of Mortgage Broking Management, alongside an MBA he is currently completing at the University of Melbourne. He is the broker clients come to with the scenario most would say no to, and getting the complex applications across the line is what he enjoys most.

Outside of work, Mandela loves football, the real football. Some would call it soccer, but to him it is football, and if he is not playing he is either coaching or watching it. He is also a fairly avid anime watcher.

My goal isn’t one transaction. It’s to structure your lending properly from day one and be the finance partner you build the next decade with.

Mandela Opoku

Ways I Can Help You Move Forward

Commercial Property Finance

Buying, refinancing or releasing equity from a commercial property. I structure the lending so the numbers work for the long term, not just at settlement.

Equipment and Asset Finance

From a single vehicle to a full fleet or plant upgrade. I find the right lender and structure so you can grow the business without tying up your cash.

Working Capital and Cash Flow

Funding to smooth out the gaps, cover growth or take on a bigger contract. I help you access the right facility without over-committing the business.

Complex and Larger Applications

If your deal has been knocked back or does not fit the standard mould, that is exactly the sort of scenario I want to look at. I know how lenders assess credit and how to present your case properly.

What You Can Expect When
We Connect

When you book a consult with me, expect a straight conversation about your business and what you are trying to fund. No jargon, no assumptions. I will tell you honestly what I think is achievable and how we get there.

We talk about your business

A genuine conversation about what you are funding, what your numbers look like and what you want to achieve.

I explain your options

I will break down which lenders are the right fit, what they will want to see, and what the structure could look like in plain English.

You walk away with clarity

A clear picture of what is possible and what the next step is, with no pressure to commit to anything.

The Right Advice Starts Right Here

Commercial lending can feel like a closed shop, especially when you have already had a no. It does not have to be. I have spent more than five years on both sides of the credit process, so I know what lenders are looking for and how to present a case that gets a proper look. One conversation is usually enough to work out whether your deal stacks up and what it would take to get it done.

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Real Stories from Clients

Mel G & Matt H, Cheltenham

Bonnie and her team were so helpful and approachable. Communication was fabulous, the process was straightforward, and they found a solution that suited our needs and saved us money! We’ll definitely use them again.

Kim K, Bentleigh

I was dreading buying a home on my own, but Bonnie and the team put me at ease every step of the way. Always prompt, knowledgeable, and caring—couldn’t recommend them more!”

Ready to start your own journey?

Book a free consultation and see how I can help you move forward.

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How Bonnie Helped Kim Buy Her First Home After Divorce

Kim had never purchased a home solo and was facing a big life change. Bonnie guided her through the whole process—simplifying the steps, answering every question, and helping her find the right finance. Kim is now happily settled in her new place, with full confidence she made the right decision.

Frequently Asked Questions

I arrange finance for businesses rather than for homes. That covers commercial property, equipment and vehicles, and working capital. I compare lenders across the market, structure the application and manage the process from first conversation through to settlement.

Anything from a sole trader buying their first work vehicle through to established businesses funding a property purchase or a large equipment upgrade. If it is a business borrowing money, it is worth a conversation.

Yes, and often those are the most interesting conversations. A no from one lender is not a no from the market. Different lenders assess credit very differently, and I have spent years on the credit side working out where a deal actually fits.

It depends on your cash flow, security, trading history and the type of finance. Rather than guess, book a consult and I will give you a realistic picture based on your actual position.

In most cases the lender pays a commission once the finance settles. Where a fee applies, I will explain it clearly and upfront before you commit to anything.

None. The first conversation is about understanding your business and giving you a clear read on your options. What you do next is entirely up to you.

Simplifying Your Financing Journey.

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