Investing in property can be a strategy for building wealth to secure your financial future. At Intuitive Finance, we understand the unique challenges and opportunities that come with property investment. Our team provides expert guidance on investment property loans, helping you navigate the complexities of the market and find the best financing solutions tailored to your needs. Whether you’re a seasoned investor or just starting out, we partner with over 30 lenders to offer you the most competitive rates and terms.

Maximise your investment potential with the right financing solutions.
Let us help you secure investment property loans to achieve your financial goals.

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 Investment Loan Options

Investing in property requires careful planning and the right financial tools. At Intuitive Finance, we offer a variety of financing options to suit your investment strategy, including variable-rate investment loans, fixed-rate investment loans, and construction loans.

Construction Loans

A construction loan is ideal for investors looking to build new properties. These loans provide flexible drawdowns to cover each stage of construction, with interest-only repayment terms during the building phase. Upon completion, the loan transitions to standard home loan terms, ensuring you only pay interest on the amount drawn down during construction. This type of loan helps manage cash flow and provides the necessary funds to bring your investment project to life.

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Variable-Rate Investment Loans

A Variable-Rate Investment Loan offers flexibility with an interest rate that fluctuates based on market conditions. This type of loan allows investors to benefit from potential interest rate decreases, reducing overall loan costs. Additionally, variable-rate loans often come with features such as redraw facilities and offset accounts, providing further financial flexibility. However, it’s important to note that repayments can increase if interest rates rise, requiring careful management of cash flow.

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Fixed-Rate Investment Loans

A Fixed-Rate Investment Loan provides stability with a fixed interest rate for a set period, typically ranging from one to five years. This ensures consistent loan repayments, making it easier to budget and plan your finances. Fixed-rate loans protect investors from interest rate hikes during the fixed period, offering peace of mind. However, the downside is that you won’t benefit from any interest rate drops during this time, and there may be penalties for breaking the fixed term early.

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7 Things All Property Investors Need To Understand About Finance

Streamlined Investment Property Financing Steps

Consult

Our mortgage brokers will start with an initial consultation to understand your needs and goals.

Gather

Next, we’ll collect the necessary information to confirm your financial status.

Review & Propose

We’ll review your financial position and present a tailored proposal with the best options for you.

Agree & Implement

Together, we’ll complete the application paperwork, negotiate with lenders, and make any necessary adjustments.

Complete

We’ll finalise the approvals and arrange for you to sign the formal paperwork.

Settle

Finally, we’ll coordinate the settlement process, ensuring everything goes smoothly.

Successful Property Investment Stories

Grant and Heidi

Seasoned Investors

Grant and Heidi are a mature couple who own several properties and want to take advantage of their current earnings and repayment capacity. They aim to purchase additional rental properties in preparation for their retirement. Intuitive Finance helped them secure investment property loans tailored to their sophisticated investment strategy.

Michael and Sally

First Time Investors

Michael and Sally, a couple in their late 50s, were concerned that their superannuation might not be sufficient to maintain their lifestyle in retirement. Intuitive Finance guided them through securing their first investment property loan, allowing them to invest in rental properties without having to sell their home.

Our Commitment to the Community

With every loan we settle, you can choose to support Challenge – supporting
kids with cancer, the Movember Foundation, or the Lungitude Foundation.
We donate $20 to your chosen charity and make annual contributions. It’s our
way of giving back and helping those in need.

Frequently asked questions

Intuitive Finance is a Melbourne and Sydney-based, award-winning boutique finance broking firm. We assist a wide range of clients, from first-home buyers and property upsizers to those looking to refinance or review their current loans and interest rates. Intuitive Finance typically charges a fee for providing credit assistance, which covers our time and effort. All fees will be disclosed to you upfront in our strategy session.

Intuitive Finance is a finance broking firm based in Melbourne and Sydney. We are not a direct lender, but we work with a wide range of lenders to find the best bridging loans and construction loan options for you.

We specialise in assisting property investors by providing guidance on the best investment loans and helping you navigate the complexities of property investment. Our expertise ensures you find the most suitable financing solution to fit your investment strategy.

We can help secure a variety of loans, including investment property loans, construction loans, and lines of credit. These options provide the flexibility and funding needed to support your property investment projects.

We recommend speaking with one of our Finance Strategists for personalised advice. However, you can also find a range of calculators and checklists on our website.

Everyone’s circumstances are different, so we recommend speaking with one of our Finance Strategists. Additionally, you can read our article, “What’s the Best Home Loan for You?” on our website to get an overview before contacting our team.

We take pride in our personalised approach, extensive knowledge of the lending market, and commitment to finding the best loan options for our clients. Our expertise in property upsizers loans, bridging loans, and construction loans ensures you receive the best possible advice and support.