Category Archive for "Commercial"
How your holiday spending can ruin your loan application
You’re kidding right? No, unfortunately not! New lending criteria which looks at potential borrower’s living expenses with a fine-tooth comb means that ad-hoc spending could ruin your chances of securing a home or investment loan. This is especially true over...
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What to do if your interest-only period is about to expire
Are you one of the many Australians who interest-only property loan is due to expire soon? As I’ve written about before, a large proportion of interest-only loans are due to switch over to principal and interest repayments in the next...
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Can I still get property finance?
Finance is one of the most talked about topics in the media of late, with much of the commentary negative. One day we’re reading about housing finance falling to record levels, and the next we’re learning all about the profit...
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The Rich Are Getting Richer in Australia | Latest research stats
It’s happening all around the world – the rich are getting richer. And it’s the same here in Australia where the wealth has grown strongly over the past decade, in part on the back of rising property values. And the big...
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Beware the 2020 debt bomb!
Are you ready for the 2020 debt bomb? Now before you start thinking I’ve gone all “60 Minutes” and am falsely forecasting property doom and gloom, think again! Property markets around the country are doing their thing depending on the...
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It’s either savings or selling as many interest-only terms expire
A new alarmist report has many believing that property Armageddon is nigh. ME Bank’s bi-annual Household Financial Comfort Measures report surveyed 1500 households to gauge how they feel about their financial situation, including cost of living and household debt – and guess...
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Why your wealth must be insured
I want you to picture a big suitcase stuffed with $929,000 in cash. It’s all yours. That’s your wealth. Now, I want you to imagine that suitcase is tied to a very thin piece of string, suspended high in the...
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Plastic is not fantastic – here’s how to ditch it
Like your first kiss; car, job, love and heartbreak, chances are you’ll never forget your very first credit card. Not because of the dizzying high it gave, the sage wisdom it instilled or the thrilling sense of accomplishment you felt....
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What everyone needs to know about starting a small business
Many Australians dream about starting a small business. They dream about being their own boss and having more flexible working conditions as well as hours. While being self-employed or running a small business can be one of the best ways...
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Understanding the QLD contract exchange process
Queensland real estate is on the radar of home owners, first home buyers and investors alike, due to its relative affordability compared to Sydney and Melbourne. In fact, interstate migration is on the rise in Queensland, as more southerners consider...
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