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Category Archive for "Melbourne"

QLD first home buyers grant 2

How do I Make an Offer on a House Without a Buyer’s Agent?

In this market, right now, house hunting is a blood sport, so when you finally find The One there’s no time to waste. You need to know what you’re doing if you’re going to outsmart the competition and get your...
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Mortgage Broking

The 10 Most Important Questions To Ask Your Mortgage Broker in 2021 (Part 2)

Welcome to Part 2 of the 10 Most Important Things to Ask Your Mortgage Broker in 2021. Taking into account today’s low-interest environment, the rocketing property market and the unpredictable nature of the COVID-19 pandemic, it’s important that that anyone...
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Mortgage Broking

The 10 Most Important Questions To Ask Your Mortgage Broker in 2021 (Part 1)

If you’re thinking about getting a home loan, you’ve probably been researching online for a while. You’ve been looking for all the things that you need to remember when you’re budgeting, or filling out the application, or even just making...
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Mortgage

Guidelines to refinancing a mortgage

Refinancing is one of those things, like exercising regularly, that we know could be good for us but sometimes seems like a lot of effort and not much fun. There are lots of reasons why it might be a good...
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Low interest rates

What’s next for interest rates and our property market as we move through 2021?

Interest rates are at historic lows – the RBA cash rate remains unchanged at 0.1 per cent following its March 2021 meeting – but the hot topic that has the nation breathlessly watching every meeting is, ‘Will they go lower,...
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Mortgage calculator

How to use a mortgage calculator properly

When engaged in the ancient art of real estate daydreaming it’s not unusual to look up an online mortgage calculator and see if you can afford those stunning homes on your favourite listing portal. You might wonder whether, if you...
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hand holding tablet

Will the Treasurer’s proposed changes to lending criteria save the Australian economy?

Australia’s economic recovery is inching forward, but a key reform designed to give it a shot in the arm – Treasurer Josh Frydenberg’s legislation to overhaul responsible lending obligations and free up access to credit in order to get more...
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Property Market

Australia’s property market 2021

The national property market has proven itself to be remarkably resilient following an extraordinarily turbulent year – a statement that would have seemed ludicrous last March. Early in 2020, as the full scope of the pandemic bloomed, experts forecast that...
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My key lending touchpoints for 2021

Here we are greeting a new year with renewed hope that 2020 becomes a blur and 2021 will be a far more prosperous year for everyone. As we look forward to the moment when we can farewell 2020 and welcome...
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Property Market

2020 – Our Property Markets Year in Review

For a year that has been as chaotic and uncharted as 2020, the impact on the property market has been remarkably muted.  In a general sense, the major capitals have fared surprisingly well, with markets that were doing well pre-pandemic,...
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