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Category Archive for "First time buyers"

Home Loan

How to improve your chances of getting a loan

Getting a home loan is a big step and it’s natural to want this process to go smoothly and with as little stress as possible. This is how it should be, but I talk to many young people, especially young...
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Credit Score

How to improve your credit score

Your credit score is an important indicator that lenders use to gauge reliability and risk when assessing a loan application. A good credit score, therefore, is an important tool that will help your chances for success. If you’ve accessed your...
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Man In Suit Giving A Thumbs Up Signal

Six Questions a Lender Will Ask You and What You Should Prepare For

How to prepare for your loan application Pulling together the information for a loan application can seem daunting, and may even feel a little invasive. If you’ve never applied for a loan before, gathering all of your most personal finance...
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QLD first home buyers grant 2

How do I Make an Offer on a House Without a Buyer’s Agent?

In this market, right now, house hunting is a blood sport, so when you finally find The One there’s no time to waste. You need to know what you’re doing if you’re going to outsmart the competition and get your...
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Mortgage Broking

The 10 Most Important Questions To Ask Your Mortgage Broker in 2021 (Part 2)

Welcome to Part 2 of the 10 Most Important Things to Ask Your Mortgage Broker in 2021. Taking into account today’s low-interest environment, the rocketing property market and the unpredictable nature of the COVID-19 pandemic, it’s important that that anyone...
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Mortgage Broking

The 10 Most Important Questions To Ask Your Mortgage Broker in 2021 (Part 1)

If you’re thinking about getting a home loan, you’ve probably been researching online for a while. You’ve been looking for all the things that you need to remember when you’re budgeting, or filling out the application, or even just making...
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Mortgage calculator

How to use a mortgage calculator properly

When engaged in the ancient art of real estate daydreaming it’s not unusual to look up an online mortgage calculator and see if you can afford those stunning homes on your favourite listing portal. You might wonder whether, if you...
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Stamp Duty

Stamp duty or land tax – what’s the best way forward?

The much-maligned stamp duty is facing extinction, albeit at an excruciatingly slow rate with the recent announcement from New South Wales that the state is seeking submissions on a plan to transition from stamp duty to a new property tax. ...
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Property Market

Australia’s property market 2021

The national property market has proven itself to be remarkably resilient following an extraordinarily turbulent year – a statement that would have seemed ludicrous last March. Early in 2020, as the full scope of the pandemic bloomed, experts forecast that...
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My key lending touchpoints for 2021

Here we are greeting a new year with renewed hope that 2020 becomes a blur and 2021 will be a far more prosperous year for everyone. As we look forward to the moment when we can farewell 2020 and welcome...
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