In this category you will find financial articles and useful information on the topic -First time buyers.
The May 12th Federal Budget saw the most significant revamp of property investment tax in nearly 30 years announced by the highest income-taxing treasurer in Australia’s history.
Treasurer Dr Jim Chalmers’ massive …
The Reserve Bank of Australia (RBA) hands down its next cash rate decision on 3rd February 2026, the first of the year. If you have a home loan, it is easy to feel like you need to wait for the headline and then react…
Many first home buyers are still making avoidable mortgage mistakes that can impact their finances for years. Here’s how to avoid the most common pitfalls, like skipping pre-approval, underestimating costs, and choosi…
Did you know there are two potential values for your property?
Unfortunately, many homeowners don’t understand the difference between a market value and a bank value – but it’s vitally important that they do.
In f…
After several tough years for borrowers, 2025 finally brought some relief! The Reserve Bank began trimming rates, property prices pushed to fresh highs (great for sellers), and policy changes reshaped the landscape fo…
What is an offset account?
Offset accounts are like everyday savings accounts, and you can access them any time. But there’s one key difference – offset accounts are linked to your home loan. So, the funds in this …
Many medium- to high-income earners believe that when they apply for a home loan there will be no trouble getting it approved. Often this is the case.
But sometimes this isn’t necessarily the case because lenders a…
The property industry loves a success story. You know the type: someone goes from zero assets to 10, 20, even 30 properties in a few short years. The media eats it up, buyers’ agents use it as marketing gold, and befo…
