Category Archive for "Home buying & selling"
The stages of a construction project: completion and realisation
If you’re a parent, you’ll know that the final few weeks of the pregnancy are an exciting and daunting time. The road to get here has been long, sometimes uncertain, perhaps challenging but very rewarding. And now it’s almost time...
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The ABCs of LVRs
Securing a mortgage requires a lot of things – preparation, patience, persistence… and a dictionary. At least that’s how it might feel for many when they’re confronted with all kinds of tricky lingo, complicated terms and acronyms. There’s one that...
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Has the property market bottomed?
It’s no secret that housing markets in some Australian capital cities have had a rough trot since the boom ended in the final quarter of 2017. Since then, prices have fallen by double-digits in Sydney and Melbourne, and also went...
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Is now the best to buy property since the GFC?
The funny thing about every market downturn is that when we’re in it, it’s often hard to see the forest for the trees. We think what’s happening is unique and worse than ever before. But cast your minds back to...
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Don’t be complacent with interest rate cuts
So July has marked the 2nd round of interest rate cuts and as veteran economist Dr Don Stammer once said “RBA rate cuts are like Mormons – they come around in pairs.” I have struggled to see why we needed...
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Open banking is coming – here’s what it means for you
Some big changes are coming to banking laws that could dramatically change the lending landscape for borrowers. It’s called open banking, and if you haven’t heard about it, don’t worry – you’re not alone. The proposition was announced during the...
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Why do banks need to know about my living expenses
Being assessed for a home loan can sometimes feel a bit like a police interrogation – all that the paper-based third degree is missing is a swinging overhead lamp in a small, dingy room! But banks want to know absolutely...
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Is it time to fix your interest rate now?
There was a lot of buzz in early June when the Reserve Bank finally cut the official cash rate at long last. For years now, the RBA had sat idle and kept rates on hold but was finally forced to...
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What you must know about Line of Credit, Offset Account and Redraw facility
Among the numerous financial products on offer, the three which are arguably the most misunderstood are the Line of Credit, Offset account and Redraw facility. When we talk to clients about what they understand each to be, we get a...
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Why buying a home is less risky than starting a business
If you log onto a news website or switch on breakfast television, you could be forgiven for thinking Millennials should just give up on most aspects of life. Wages have stopped growing. The world is an unstable and uncertain place....
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