Category Archive for "Home buying & selling"

Smsf2

How much do you need to buy property in super?

For a while there, it seemed like just about every investor you’d speak to was tapping into their superannuation nest eggs to buy real estate. Seven or eight years ago, as major property markets in Sydney and Melbourne began their...
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Home Loan

What’s the best home loan for you?

There’s nothing quite like an interest rate cut to inspire borrowers to shop around for a better home loan deal. And why not? The Reserve Bank of Australia has taken the official cash rate to a record low of 0.75...
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Home Loan

Can I get a home or investment loan?

It’s one of the first things we always get asked, “Can I get a loan?” or “I’ve heard it’s impossible to get money from the banks” etc. etc. Well, thanks to our media outlets that falsely report and misrepresent the...
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Construction

The stages of a construction project: completion and realisation

If you’re a parent, you’ll know that the final few weeks of the pregnancy are an exciting and daunting time. The road to get here has been long, sometimes uncertain, perhaps challenging but very rewarding. And now it’s almost time...
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5 lessons we never learn at school

The ABCs of LVRs

Securing a mortgage requires a lot of things – preparation, patience, persistence… and a dictionary. At least that’s how it might feel for many when they’re confronted with all kinds of tricky lingo, complicated terms and acronyms. There’s one that...
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House Model On Red Block With Question Mark Symbols

Has the property market bottomed?

It’s no secret that housing markets in some Australian capital cities have had a rough trot since the boom ended in the final quarter of 2017. Since then, prices have fallen by double-digits in Sydney and Melbourne, and also went...
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Property Invest

Is now the best to buy property since the GFC?

The funny thing about every market downturn is that when we’re in it, it’s often hard to see the forest for the trees. We think what’s happening is unique and worse than ever before. But cast your minds back to...
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Interest Rate Cut2

Don’t be complacent with interest rate cuts

So July has marked the 2nd round of interest rate cuts and as veteran economist Dr Don Stammer once said “RBA rate cuts are like Mormons – they come around in pairs.” I have struggled to see why we needed...
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Open Banking3

Open banking is coming – here’s what it means for you

Some big changes are coming to banking laws that could dramatically change the lending landscape for borrowers. It’s called open banking, and if you haven’t heard about it, don’t worry – you’re not alone. The proposition was announced during the...
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Living Expens

Why do banks need to know about my living expenses

Being assessed for a home loan can sometimes feel a bit like a police interrogation – all that the paper-based third degree is missing is a swinging overhead lamp in a small, dingy room! But banks want to know absolutely...
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