Category Archive for "Home buying & selling"
COVID-19 & Your Finances
Currently we are all facing a time of uncertainty which seems to be changing daily. Please, as a first priority, do what the government(s) are asking and either stay home or maintain your social distancing – this is a health...
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Why 2020 is a great time to buy
We’re only a few weeks into the first month of the year and it appears that property markets are already to starting to hum with activity. While last year was one of market ups and downs, as well as changing...
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Valuations: The key elements that valuers look for when deciding residential valuations…
Whenever you want to borrow money to purchase a property or conduct renovations, your lender will employ a professional, registered valuer to give them an independent assessment of the property’s market valuation. Why? Because the lender needs to confirm the...
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Bank valuation vs market value – How much is your property worth?
Here’s the thing: Did you know that there are two potential values for your property? Unfortunately, many homeowners don’t understand the difference between a market value and a bank value – but it’s vitally important that they do. In fact,...
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Five reasons why you might not get a home loan
You’d think by all of the media coverage on low interest rates and strengthening property markets that lending was equally as shiny at the moment. Sure, it is much better than it was a year or two ago, when lending...
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The ins and outs of home loans for the self-employed
There’s been a lot of talk over the past few years about how tough the banks have become when it comes to assessing home loan applications. And it’s true. The house price correction, pressure from the financial regulators and the...
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Renovate or sell – what’s your best option?
The popularity of renovating is growing every year, no doubt helped by the plethora of reality television shows like The Block. But, like so many other things in life, renovating is not necessarily the same as it appears on our...
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Can you claim the stamp duty on your investment property?
When it comes to buying an investment property, there are plenty of costs involved in the process. Inspection reports, legal work, loan applications, title transfers… and that not-insignificant cost of the actual property. The list goes on and on, and...
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A Guide to Guarantor Home Loan Requirements
The main issue for many first-time homeowners and investors in the current property market is the ability to save a deposit. Pulling together a big enough deposit remains a struggle for many would-be property buyers, especially when they have to pay...
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How much do you need to buy property in super?
For a while there, it seemed like just about every investor you’d speak to was tapping into their superannuation nest eggs to buy real estate. Seven or eight years ago, as major property markets in Sydney and Melbourne began their...
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