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Category Archive for "Financial Planning"

Interest Rate

When is the right time to fix your interest rates?

As the Reserve Bank of Australia’s cash rate continues to hover at a record low 0.1 per cent, many borrowers are asking themselves if it’s time to fix their rates. If you’re a first-time borrower, you may be wondering what you...
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10 Reasons your investments could be doing badly

How Buy Now Pay Later can ruin your loan approval

Applying for your first home loan is a big step. It can be seen by many as a time-honoured ritual that indicates you’ve embraced ‘adulting’ and are ready to start a new chapter in your life – one as a...
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Buying A New Home

The Federal Budget and housing affordability

Treasurer Josh Frydenberg delivered a budget like no other this year; and even more specifically, it has been a budget like nothing a conservative party government has ever handed down before. It is a big-spending, big-debt budget that more closely...
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Interest Rate

Is the fixed-rate honeymoon over?

Interest rates announcements from the central bank are one of Australia’s most-watched economic indicators. The monthly announcement fuels media reports and analysis for days. It’s a barbecue-stopper topic for homeowners, investors, and aspiring buyers, all keen to dissect each move...
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Mortgage Calculator Screen

‘Best interest duty’ and why it’s good news for consumers?

An important issue for anyone considering using a mortgage broker is that of trust. You want to be confident your broker will act in your best interests and give you advice that will help you navigate one of the trickiest...
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Budget

Why ScoMo loves FOMO

Despite recent trouble in the human resources department, Prime Minister Scott Morrison is enjoying relatively good fortune on the economic front as Australia continues the sharp V-shaped recovery that is among the best post-COVID recoveries in the world. He’ll be...
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Credit Score

How to improve your credit score

Your credit score is an important indicator that lenders use to gauge reliability and risk when assessing a loan application. A good credit score, therefore, is an important tool that will help your chances for success. If you’ve accessed your...
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Man In Suit Giving A Thumbs Up Signal

Six Questions a Lender Will Ask You and What You Should Prepare For

How to prepare for your loan application Pulling together the information for a loan application can seem daunting, and may even feel a little invasive. If you’ve never applied for a loan before, gathering all of your most personal finance...
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Mortgage Broking

The 10 Most Important Questions To Ask Your Mortgage Broker in 2021 (Part 2)

Welcome to Part 2 of the 10 Most Important Things to Ask Your Mortgage Broker in 2021. Taking into account today’s low-interest environment, the rocketing property market and the unpredictable nature of the COVID-19 pandemic, it’s important that that anyone...
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Mortgage Broking

The 10 Most Important Questions To Ask Your Mortgage Broker in 2021 (Part 1)

If you’re thinking about getting a home loan, you’ve probably been researching online for a while. You’ve been looking for all the things that you need to remember when you’re budgeting, or filling out the application, or even just making...
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