Category Archive for "Investing"

Mortage Prisoner

Are you a mortgage prisoner?

If the past few years will be remembered for anything, it may be that many Australians felt like mortgage prisoners. What do I mean by such a seemingly contrary statement? Well, the confluence of changes in the lending landscape has...
Read More
Home Value

How to add value to your home

In quieter market conditions, many homeowners opt to renovate their properties to create equity themselves. Some people call this “sweat equity” because you usually sweat a lot painting the walls and working in the garden – especially in summer! Of...
Read More
Loan

What I need to know to get my home loan approved?

Did you know that billions of dollars in dwelling finance commitments were approved in September in Australia? That’s right, according to the Australian Bureau of Statistics, tens of thousands of dwellings were financed in one single month for either owner...
Read More
Property Manager

When was the last time you reviewed your property manager?

Like everything that has a financial impact on you – your home and/or investment loans, your personal insurances, your phone contract etc. – property management is no different. Rental property markets across the country are constantly changing based on local...
Read More
House Model On Red Block With Question Mark Symbols

Have APRA and the regulators gone too far?

I wish I could start the year with good news, but it seems that the economic clouds are gathering, and the resultant storm may well be on the horizon. Why? Well still to this day APRA (Australian Prudential Regulatory Authority)...
Read More
Duck

The dangers of investing by following the crowds

In many situations, being part of the crowd can be rewarding.crowd group individual motivation fish win contest race diffferent Outdoor festivals, markets, concerts, stage shows: these are all events that are considerably better when enjoyed with the buzz and energy...
Read More
Bank Servese

Great service creates happy customers

It’s nearly a year since the royal commission in to the banking sector was announced, with the seventh and final round of hearings being held in December, 2018. No doubt we’ll be peppered with some more examples of business practices...
Read More
Buying Off The Plan

Why you should be wary when buying off the plan

The off-the-plan sector has had its share of ups and downs over recent years. For a while there, in big cities like Sydney and Melbourne at least, it could do no wrong because there was huge pent-up demand from buyers....
Read More
Rentvesting

Rentvesting gaining traction amongst first-time buyers

Did you know that nearly 10,000 dwellings were financed to first property buyers in August? The bought about the same number of dwellings the month before that and the month before that, too. In fact, the percentage of dwellings bought...
Read More
Interest Only Property Loan2

What to do if your interest-only period is about to expire

Are you one of the many Australians who interest-only property loan is due to expire soon? As I’ve written about before, a large proportion of interest-only loans are due to switch over to principal and interest repayments in the next...
Read More