Category Archive for "Investing"

Interest Rate

Should you fix your home loan rate now?

The events of the past year have prompted a lot of current and would-be mortgage holders to consider whether they should rush to lock in their loan interest rates with a fixed product. Rates have tumbled thanks to multiple cuts...
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2020 Year Of Hope

Is 2020 the year of hope?

Welcome to 2020, Yes the new year is here and all eyes are on what our housing markets around the country might do. At the end of 2019, there were strong signs that Sydney and Melbourne in particular were well...
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Rental Yield

What is a rental yield?

In the world of a property investor, there are almost countless measures, terms and phrases to get acquainted with that help you determine your future and current position, viability and long-term outlook. For landlords, one of the best indicators of...
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Develop

The Next Step for Property Investors: Property Development

Many Australians are taking advantage of the current interest rates cuts to give their investment portfolios a boost. And it’s a reasonable strategy (but I have cautioned against being hasty and committing to fixed interest rate loans). The question is:...
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value

Bank valuation vs market value – How much is your property worth?

Here’s the thing: Did you know that there are two potential values for your property? Unfortunately, many homeowners don’t understand the difference between a market value and a bank value – but it’s vitally important that they do. In fact,...
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Home Loan

Five reasons why you might not get a home loan

You’d think by all of the media coverage on low interest rates and strengthening property markets that lending was equally as shiny at the moment. Sure, it is much better than it was a year or two ago, when lending...
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Self Employed

The ins and outs of home loans for the self-employed

There’s been a lot of talk over the past few years about how tough the banks have become when it comes to assessing home loan applications. And it’s true. The house price correction, pressure from the financial regulators and the...
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2019 Review

2019 – The best and worst of market times

No one would argue that 2019 was a year of market ups and downs. In fact, those words probably should be the other way around, with markets in many locations less than rosy at the start of this year. I’ll...
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Stump Duty

Can you claim the stamp duty on your investment property?

When it comes to buying an investment property, there are plenty of costs involved in the process. Inspection reports, legal work, loan applications, title transfers… and that not-insignificant cost of the actual property. The list goes on and on, and...
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Property Market

What is the world’s most expensive property market? You need to read this!!

What is the world’s most expensive property market? Some of you may have guessed Sydney. And to be fair you are close. Sydney is the 2nd most expensive housing market in the world. However, the clear leader (by far) and the least...
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