Our team

Get to know us

Since our establishment in 2002, we have focussed on providing the best service possible. The capable and talented team at Intuitive Finance are committed to ensuring that your experience with us is a memorable and highly rewarding one.

Our Team 1140 V2

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Andrew Mirams

Managing Director

more about Andrew

Andrew Mirams is the Managing Director of Intuitive Finance and is a highly qualified mortgage advisor who holds dual diplomas in Financial Planning (Financial Services) and Banking and Finance (Mortgage Broking). Andrew’s expertise covers all aspects of lending for a diverse range of applications – from first home buyers loans or property upgrader loans, property investor loans, expatriates and loans for self employed.

With over 27 years of experience, Andrew has been acknowledged by the mortgage industry as one of its best performers with multiple awards including regularly featuring in both the top 100 mortgage brokers list and Top 50 Elite business writers.

  • The Adviser, Best finance Broker Vic/Tas – Winner 2017
  • The Adviser, Best independent office <5 brokers – Winner 2016
  • The Adviser, Best customer service (Office) – Winner 2016
  • Victorian Better Business Awards – 2014 and 2015
  • Victoria’s Favourite Mortgage Broker – 2015 Investors Choice Awards
  • The Adviser, Elite Business writer – 2009, 2014 and 2015

To see all of Andrew’s articles click here.

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Nicki Morris

Senior Client Services Manager

more about Nicki

Nicki is a highly valued member of Intuitive Finance and the large amount of client testimonials she receives are a testament to her commitment, professionalism and the high level of service she provides.

After relocating to Melbourne from Sydney, Nicki joined Intuitive Finance in 2009. As Senior Client Services Manager, Nicki is in charge of the day-to-day loan management process and administration within the office. Having attained her Certificate IV in Mortgage Broking, Nicki oversees the compilation of our client strategy submissions as well as the loan application and lender liaison process for customers raising finances.

A mother of two rapidly growing boys, Nicki’s spare time is spent travelling between sporting events and, whilst she is a Kangaroos supporter, she has to suffer attending games of the much maligned Melbourne Football Club, the team her sons support and at which her husband is a Director.

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Chris Norton

Finance Strategist

more about Chris

Chris holds a Bachelor of Commerce/Education and a Diploma of Mortgage Broking. He has travelled widely throughout the world and settled in Queensland after working in Western Victoria, Melbourne and Sydney. He enjoys servicing local Queensland clients as well as assisting people all over Australia.

As a father of four girls, Chris spends time between dance, netball, debating, band etc as well as enjoying the beautiful Sunshine Coast. A keen sportsman he is captain at Buderim Cricket Club and a committee member of the Rayners Football Club. He continues to follow the Richmond Footy Club through their trials!

“A quick note to say thank you…. well really a big thank you!

Hopefully, this will be the new beginnings and new start for my little family, and I have you to thank for making it possible.

I never thought it was possible to get this far after such a bad turn and although I may have not said it enough, I really am thankful for all your help.

Thanks again”

Melissa

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Nigel Gohl

Finance Strategist

more about Nigel

Nigel joined the team at Intuitive Finance in February 2016 as a Finance Strategist and has over 15 years’ experience in the Financial Services industry in both mortgage lending and banking services. He has a Bachelor of Commerce/Arts, RG146 qualifications and recently completed his Diploma of Finance & Mortgage Broking Management.

Nigel has a strong passion for helping clients achieve their financial goals through identifying their needs and building strategies to accomplish them. Recently married Nigel enjoys spending time outside of work with his beautiful wife and also enjoys playing A Grade basketball, skiing, travelling and is hoping that the fortunes of the Carlton Football Club turn around quickly!

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Lachlan Mirams

Relationship Manager

more about Lachlan

Lachlan joined Intuitive Finance in September 2013, initially in an administrative role before moving to Client Services in October 2014. Lachlan moved into a new Relationship Manager role in January 2017 where he oversees our Client Services Managers along with dealing in some strategic analysis himself. He is currently completing his Diploma of Mortgage Broking and looking to take the next step into a broker role. Outside work, Lachlan is a very talented footballer, currently playing in the Victorian Amateur Football Association with St Bedes/Mentone. He is a very avid sports fan with his most passionate teams being the North Melbourne Kangaroos in the AFL and the Cleveland Cavaliers in the NBA. In his spare time, he enjoys catching up with his mates, playing football & basketball and watching any sport that is on TV

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Kym Lucy-Smith

Executive Assistant

more about Kym

Kym joined Intuitive Finance in April 2016 as Executive Assistant to Andrew and the team. After working in the UK for four and half years Kym also brings a wealth of Personal Assistant knowledge of over 9 years.

A world traveler and a keen photographer of the food she eats, Kym likes most cuisines and is a real foodie. Kym is a devoted supporter of the Carlton Football club and is married to a North Melbourne supporter, a decision which we suspect may have played in her favour when applying for this position.

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Frank Dalzotto 

General Manager of Operations

more about Frank

Frank joined the team at Intuitive Finance in January 2017 as General Manager of Operations. Frank comes to us with experience in a diversity of management and support roles from his early days running his own property maintenance business to more recently managing operations for an International not for profit organisation.

He has five children and five grandchildren (and counting). He spends time outside of work with his family (his passion) and friends. He is a keen runner and loves all sport, especially his beloved Bombers (his other passion). Enjoys a very diverse range of music, and loves hitching up the camper trailer whenever the opportunity presents to head out of town.

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Vera Oates 

Client Services Manager

more about Vera

Vera joined the team at Intuitive Finance as a Client Services Manager in August 2016.  She comes from a strong customer service background with over 20 years’ experience in the Financial Sector. Of this almost 14 years with ANZ in Mortgage Sales/Service.  This experience couple with working with other Brokers has given Vera a strong ‘customer centric’ focus and a can do attitude.

Vera enjoys travelling, cooking (only sometimes), reading and spending time with the family. And yes, going to the footy to watch Collingwood participate, hoping for another flag.

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Craig Caarels

Client Services Manager

more about Craig

Craig joined the team at Intuitive Finance in February 2017 as Client Services Manager. He comes from a strong financial background with over 20 years’ experience in most of the mortgage roles within the Commonwealth Bank and Heritage Building Society. He has broadened his finance background in the last 5 years within the Compliance area of the vehicle finance sector.

As a member of the Melbourne Racing Club, Craig has an avid interest in the horseracing industry and one day hopes to own a share in a Group 1 winner. On weekends over the summer period, you will find Craig on the cricket fields of Melbourne as an accredited umpire. He is looking forward to helping our clients feel at ease during the process of, and assisting with their property investment portfolios.

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Penny Tsaikas 

Client Services Manager

more about Penny

Penny joined the Intuitive Finance team in January 2017 as a Client Services Manager & Loan Processor. She has well-developed administrative and customer service skills, gained during her time with one of the big 4 banks and later in the mortgage broker space.

Her happy disposition and can-do attitude make her a delight for clients to deal with. She is also a delight to work with. Outside of work, Penny is a mum to a rambunctious daughter, keen distance runner and cycling widow on most Saturday mornings.

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Zakary Fleisher

Client Services Officer & Credit Analyst

more about Zak

Zak Joined the team at Intuitive Finance in June 2017 as a Client Services Officer & Credit Analyst. Having recently relocated to Melbourne from Perth, Zak is excited for the challenges that lie ahead. Having completed a double degree in Accounting Finance, Zak initially worked for a short period in the Restructuring and Recovery field, where he developed a basic understanding of client relationship building and critical analytical skills. Zak also worked as a Barista prior to commencing with us, a highly sought after skillset which ‘may have’ persuaded our recruiters decision!

Outside work, Zak is a talented musician, playing regular shows around Melbourne with his newly formed band. Zak also plays football for the Ajax Football Club where he hopes he can kick a few more goals this season!

Complimentary obligation free consultation

Discuss your specific needs & formulate the right strategy for you. Get in touch to organise your complimentary 60min session today!

What people are saying about us

I have been most impressed with the friendly and helpful staff at Intuitive Finance. I had no idea what I was doing as it is my first property that I have purchased. I felt very confident having you to guide me through the process. I had all my trust in you and honesty is everything in a situation like this. I would highly recommend you to all my friends and family.

Claire
We had a positive experience with the team at Intuitive Finance in dealing with the financial aspects of our first investment property. The staff were professional, friendly, and responded promptly with any of our concerns. We would highly recommend their services.

Warren & Janine
Andrew Mirams tailored an arrangement to fit our needs where the banks wanted to fit us into the standard arrangement with a ‘take it or leave it’ approach. Andrew provided a personalised, experienced service far superior to the major banks. Most importantly the loan arrangement was much better than what the banks offered.

Richard
The team at Intuitive Finance have successfully provided some creative finance solutions to allow us to refinance the portfolio, access equity and purchase additional properties. The whole process had been handled smoothly and professionally. Give them a call. Now.

Glen & Nikita
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