Lachlan Mirams, Author at Intuitive Finance

How to prepare to buy your first home in 2023

December 2, 2022

Financial Planning, First time buyers, Home buying & selling

There is nothing quite as exciting as buying your first home. Home ownership has become a rite of passage in Australia – a marker that you are successfully moving into a new phase of life. But part of the reason…

My top 10 tips for getting your finance approved first time

November 15, 2021

Lachlan Mirams

Financial Planning, First time buyers, Investing, Melbourne

No Comments

When you’re buying property in this market you need to move fast. Days on market are short at the moment (although they are starting to stretch). Property prices are still rising, although the pace is slowing, and if you’re…

First Home Buyers – What are you waiting for?

August 31, 2021

Lachlan Mirams

First time buyers, Home buying & selling, Investing

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First Home Buyer Guide Since the onset of the Covid-19 pandemic we have seen a strong government response to stimulate the housing market, paying particular attention to the first home buyer. If you’re an inexperienced first homebuyer, it’s important to…

What’s next for the First Home Loan Deposit Scheme

June 4, 2021

Lachlan Mirams

Brisbane, First time buyers, Home buying & selling, Melbourne, Sydney

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Back at the start of the pandemic, the federal government introduced the First Home Loan Deposit scheme, which proved wildly successful. The First Home Loan Deposit Scheme allows first time home buyers with as little as five per cent deposit…

10 budget moves to help sell your house

May 6, 2021

Lachlan Mirams

Home buying & selling, Melbourne

No Comments

Getting your home showroom-ready so that it can be put on the market is an excellent strategy for a successful sale. Creating an aspirational place that someone will fall in love with the minute they walk through the door is…

How to access the first home deposit scheme

March 3, 2020

Lachlan Mirams

First time buyers

No Comments

The First Home Loan Deposit Scheme was one of Scott Morrison’s big commitments at the last election, promising to make it easier for first-time buyers to get onto the ladder. In a nut shell, it helps people with smaller deposits…

First home buyers signing up for loan scheme

February 25, 2020

Lachlan Mirams

First time buyers, Investing

No Comments

First home buyers have started to apply for a new government scheme designed to get them onto the property ladder sooner. The First Home Loan Deposit Scheme kicked off on 1 January, with eligible first home buyers able to access…

What is a rental yield?

January 13, 2020

Lachlan Mirams

Investing

No Comments

In the world of a property investor, there are almost countless measures, terms and phrases to get acquainted with that help you determine your future and current position, viability and long-term outlook. For landlords, one of the best indicators of…

First home buyer scheme will be first in, first served

November 6, 2019

Lachlan Mirams

First time buyers, Investing

No Comments

First home buyers will need to move quickly if they wish to benefit from a new government deposit scheme. The Federal Government’s First Home Loan Deposit scheme comes into effect on 1 January next year. The caveat is that there…

First homebuyers – now is your time

August 5, 2019

Lachlan Mirams

First time buyers

No Comments

For the first time in a long time, the conditions are right for hopeful first homebuyers to strike and get their foot on the ladder. Over the past 18 months, house prices have slid in many major capital cities,…