Are cashback offers worth it?
So you are looking around considering refinancing your home or investment loan and all of sudden your see an offer for $2,000 cashback to refinance – Wow, that’s great, let’s take it…
But then you see another offer f…
What you should expect on settlement day
After a gruelling race with high stakes and a fair amount of nervousness, the finish line is in sight – settlement day.
You’ve bought a new home or investment – or you’ve sold one – and the final hurdle is before you…
What does a bank valuer look for?
Property stakeholders often feel a little nervous about a bank valuer visiting.
Valuers show up, poke around and then send a verdict to the lender about whether the price paid, or estimate made, ‘stacks up to marke…
How to avoid gazumping on your next property purchase
Gazump is an old Yiddish word meaning ‘to overcharge’, but in the Australian real estate context, it relates more to tricky opportunism on the part of property sellers.
Let’s say you’ve found the property of your dre…
What to Consider When Buying a New Home
Buying a home is one of life’s most significant moments.
As such, there are a number of steps you need to take before you’re handed the door keys on settlement day.
There’s a lot to consider, a fair few hoops to jum…
Has Covid-19 changed what we want from our homes?
OK, so who’s been stuck at home, in what you thought was a spacious property, right up until Covid-19 hit?
All of a sudden we’ve got people trying to find space to be able work, study and then relax all under the 1 r…
What is a reasonable interest rate?
There’s a very good chance that you’re paying too much interest on your home loan.
That was the declaration earlier this month from Australian Competition and Consumer Commission boss Rod Sims, after the agency condu…
Valuations: The key elements that valuers look for when deciding residential valuations
Whenever you want to borrow money to purchase a property or conduct renovations, your lender will employ a professional, registered valuer to give them an independent assessment of the property’s market valuation. Why…