The median house price in Sydney may have recently dipped below $1 million, but it’s still about 75 per cent higher than it was five years ago.
According to the latest CoreLogic report, Sydney property prices fell m…
Investor lending has changed quite dramatically over the past 18 months.Why has the lending environment changed so much for Sydney investors since then?
The reason why that has taken place was that the government r…
It almost seems that every day brings with it new lending policies, doesn’t it?
Interest rates are changed for investors and interest-only lenders, while loan to value ratios seems to be more fluid than a retreatin…
The lending landscape is changing rapidly.
In fact, it’s the most complex that I’ve seen in my many decades in the sector.
Banks seem to be shifting the goalposts constantly, which can mean increased rates for c…
It’s an unfortunate fact of life that many people are terrible with money.
Sometimes it’s not really our “fault” because we’ve just learned bad money lessons from our parents, which we’ve unhelpfully carried throug…
Interest-only lending in the headlines a lot lately, isn’t it?
As I’ve written and spoken about before that’s because of a clampdown on this type of lending by APRA.
This has meant that lenders are reducing thei…
Not all home loans are created equally and they’re created for different types of investments as well.
And depending on whether you’re a novice or an advanced investor, your loan needs will vary because your strate…
Despite some concern regarding the future of the property market – mortgage holders appear to be breathing a little easier.
New results from Roy Morgan’s mortgage stress data show that in the three months to April 20…
