Big changes in investor lending
Like me, you’ve probably been following the monthly median price results for property markets around Australia with keen interest.
What a difference a year makes! If you cast your mind back to this time last year, we…
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First home buyer scheme will be first in, first served
First home buyers will need to move quickly if they wish to benefit from a new government deposit scheme.
The Federal Government’s First Home Loan Deposit scheme comes into effect on 1 January next year.
The caveat …
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How much do you need to buy property in super?
For a while there, it seemed like just about every investor you’d speak to was tapping into their superannuation nest eggs to buy real estate.
Seven or eight years ago, as major property markets in Sydney and Melbour…
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Commercial properties – how much can you borrow?
There’s no doubt that securing a mortgage for a home is an involved process, with lots of paperwork, assessment and hoop-jumping.
But generally speaking, you’ve got a decent deposit on a solid property that’s worth w…
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What’s the best home loan for you?
There’s nothing quite like an interest rate cut to inspire borrowers to shop around for a better home loan deal.
And why not? The Reserve Bank of Australia has taken the official cash rate to a record low of 0.75 p…
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Hey ScoMo, your honeymoon’s over
Before he was the prime minister, Scott Morrison was the boss of Tourism Australia and helped coin the iconic phrase, “Where the bloody hell are you?”
Yes, that cheesy TV ad that made Lara Bingle a star was the bra…
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The basics of a commercial property loan
Commercial property investment can be a lucrative endeavour, with long-term tenants paying solid rents and delivering a big, often double-digit, yield.
When it’s good, it’s a great vehicle for your money that deliv…
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Why negative interest rates would be bad for Australia
Imagine being paid by your bank to take out a mortgage for your next home purchase?
It sounds like a pretty laughable scenario – pie in the sky sort of stuff that would never eventuate. Except it has in Denmark, wh…
