Hey ScoMo, your honeymoon’s over
Before he was the prime minister, Scott Morrison was the boss of Tourism Australia and helped coin the iconic phrase, “Where the bloody hell are you?”
Yes, that cheesy TV ad that made Lara Bingle a star was the bra…
The basics of a commercial property loan
Commercial property investment can be a lucrative endeavour, with long-term tenants paying solid rents and delivering a big, often double-digit, yield.
When it’s good, it’s a great vehicle for your money that deliv…
Why negative interest rates would be bad for Australia
Imagine being paid by your bank to take out a mortgage for your next home purchase?
It sounds like a pretty laughable scenario – pie in the sky sort of stuff that would never eventuate. Except it has in Denmark, wh…
What’s changed in our lending markets?
New research has claimed looser bank lending is the key driver of the house price rebound in Melbourne and Sydney – not the Coalition’s surprise election win.
In an article published on its blog, non-partisan think…
Record low rates – what should you do?
Australia is now in a situation where anything can happen when it comes to interest rates.
The Reserve Bank shaved another 25 basis points off the official cash rate on Tuesday, lowering it to a record low 0.75 per…
The dos and don’ts of successful investors
Real estate investing used to be a rather niche industry, confined to the few Australians who had significant reserves of cash and a genuine interest in the property market.
These days, you could be forgiven for th…
Can I get a home or investment loan?
It’s one of the first things we always get asked, “Can I get a loan?” or “I’ve heard it’s impossible to get money from the banks” etc. etc. Well, thanks to our media outlets that falsely report and misrepresent the ma…
What is a good credit score?
Some of the most common questions I get asked from clients relate to their Equifax score, or their credit rating.
Equifax is Australia’s largest credit reporting agency and allocates you with a number that is essen…