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Investing

Is Victoria’s housing supply about to get better – or worse?
Financial Planning | Investing | Lifestyle

Is Victoria’s housing supply about to get better – or worse?

ByAndrew Mirams November 20, 2023March 14, 2025

Just about everywhere you look in Victoria, you’ll find someone struggling with housing – whether they own, want to buy, need to downsize, aspire to build, or are looking to rent.

This is a grim snapshot of the curre…

Read More Is Victoria’s housing supply about to get better – or worse?Continue

How to avoid a Christmas financial hangover
Financial Planning | Investing | Lifestyle

How to avoid a Christmas financial hangover

ByAndrew Mirams November 15, 2023March 14, 2025

Last year, Australians spent an estimated $23.5 billion during post-Christmas sales from Boxing Day to mid-January. That’s a lot of cash splashed by bargain hunters.

And that’s not accounting for the money thrown aro…

Read More How to avoid a Christmas financial hangoverContinue

Lessons learned from the “mortgage cliff”
Financial Planning | Investing | Lifestyle

Lessons learned from the “mortgage cliff”

ByAndrew Mirams November 3, 2023March 14, 2025

The to and fro of economic news over the past three years has introduced Australians to a raft of fiscal concepts. Things like “pandemic-driven financial stimulus” and the risks of the “inflation spiral”.

But one fac…

Read More Lessons learned from the “mortgage cliff”Continue

Understanding the real cost of your home loan
Financial Planning | Investing | Lifestyle

Understanding the real cost of your home loan

ByAndrew Mirams October 25, 2023March 14, 2025

When it comes to home loans, many borrowers will discover over time that you don’t always get what it says on the box.

Or if you do, it was probably written on the packaging in fine print that you missed, either in t…

Read More Understanding the real cost of your home loanContinue

What will the RBA do next with interest rates?
Financial Planning | Investing | Lifestyle

What will the RBA do next with interest rates?

ByAndrew Mirams October 24, 2023March 14, 2025

Just this time last month, some economists were optimistically talking about the potential for a rate cut sooner rather than later.

Red-hot inflation was moderating, retail spending was down, and three of the big fou…

Read More What will the RBA do next with interest rates?Continue

Melbourne Mortgage broker assessing Credit scores
Financial Planning | Investing | Lifestyle

Credit scores and mortgage approvals

ByAndrew Mirams June 8, 2023March 14, 2025

There is a lot of process and assessment when it comes to seeking a home loan approval. Financiers need to gather reams of information, tick loads of boxes and ask plenty of questions, but at the end of it all they’re…

Read More Credit scores and mortgage approvalsContinue

self-managed superannuation couple investing
Financial Planning | Investing | Lifestyle

Using Your Self-Managed Superannuation To Invest in Property

ByAndrew Mirams June 8, 2023March 14, 2025

Superannuation is an important contributor to the long-term financial security of Australians. It’s been designed as a low-tax, investor-friendly vehicle to help fund a comfortable retirement for millions of people.

…

Read More Using Your Self-Managed Superannuation To Invest in PropertyContinue

single women
Financial Planning | Investing | Lifestyle

Purchasing a property as a single woman

ByAndrew Mirams March 14, 2023March 14, 2025

Let me start this article by acknowledging that while strides have been made towards gender equality in the homebuying, investment and finance spaces, there’s still plenty do. The reality is that women remain on the b…

Read More Purchasing a property as a single womanContinue

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    • Home
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      • What Makes Us Different
      • Testimonials
      • Broker & Administration Careers
    • Loans
      • Loan Types
        • Variable-Rate Home Loans
        • Fixed-Rate Home Loans
        • Investment Loans
        • Loan Refinancing
        • Guarantor Home Loans
        • Low-Deposit Home Loans
        • Bridging Loans
        • Construction Loan
        • Equity Release Loans
        • Offset Loans
        • Split Loans
        • Asset Finance
        • Commercial Loans
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