Queensland real estate is on the radar of home owners, first home buyers and investors alike, due to its relative affordability compared to Sydney and Melbourne.
In fact, interstate migration is on the rise in Queens…
The price of property in our two major capital cities has everyone talking about something called “housing affordability”.
But before I weigh into this debate, it’s important we understand the difference between ho…
While many Australians would love to get their hands on an investment property, a large proportion also admit they’re not brave enough to take the plunge in the current economic climate.
A Galaxy Research survey of 1…
It doesn’t seem that long ago that borrowers held the upper hand.
Lenders were scrambling over each other to get their business.
Times for borrowers were good, with competition aplenty in the banking marketplace…
It almost seems that every day brings with it new lending policies, doesn’t it?
Interest rates are changed for investors and interest-only lenders, while loan to value ratios seems to be more fluid than a retreatin…
If you’re like me, your parents taught you not to take on debt.
You were probably taught something like this: get a good education, get a good job, get married, buy a home and pay it off.
And you were told not t…
APRA’s crackdown on risky lending practices have made a further impact on the market, according to the ABS housing finance data released today.
The ABS data shows there was a 1.4 per cent drop in investor lending i…
The lending landscape is changing rapidly.
In fact, it’s the most complex that I’ve seen in my many decades in the sector.
Banks seem to be shifting the goalposts constantly, which can mean increased rates for c…
