Are cashback offers worth it?
So you are looking around considering refinancing your home or investment loan and all of sudden your see an offer for $2,000 cashback to refinance – Wow, that’s great, let’s take it…
But then you see another offer…
What you should expect on settlement day
After a gruelling race with high stakes and a fair amount of nervousness, the finish line is in sight – settlement day.
You’ve bought a new home or investment – or you’ve sold one – and the final hurdle is before y…
What does a bank valuer look for?
Property stakeholders often feel a little nervous about a bank valuer visiting.
Valuers show up, poke around and then send a verdict to the lender about whether the price paid, or estimate made, ‘stacks up to m…
What to Consider When Buying a New Home
Buying a home is one of life’s most significant moments.
As such, there are a number of steps you need to take before you’re handed the door keys on settlement day.
There’s a lot to consider, a fair few hoops to…
Do I pay off my mortgage or should I invest?
The current low interest rate environment has a lot of clients asking me whether now is the time to focus on paying off their mortgage.
And the strange circumstances we find ourselves in, with 2020 not turning out …
What is a reasonable interest rate?
There’s a very good chance that you’re paying too much interest on your home loan.
That was the declaration earlier this month from Australian Competition and Consumer Commission boss Rod Sims, after the agency con…
Are low interest rates here for good?
No matter who you talk to lately, it seems most people are feeling a little uncertain about the future of Australia’s economy, especially since the COVID-19 pandemic hit and affected many vital industries to Australia…
Valuations: The key elements that valuers look for when deciding residential valuations
Whenever you want to borrow money to purchase a property or conduct renovations, your lender will employ a professional, registered valuer to give them an independent assessment of the property’s market valuation. Why…