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CATEGORY

Financial Planning

First Home
Financial Planning | First time buyers | Home buying & selling

How to prepare to buy your first home in 2023

ByLachlan Mirams December 2, 2022March 14, 2025

There is nothing quite as exciting as buying your first home. Home ownership has become a rite of passage in Australia – a marker that you are successfully moving into a new phase of life.

But part of the reason it’s…

Read More How to prepare to buy your first home in 2023Continue

home loan application with a Melbourne mortgage broker
Financial Planning | First time buyers | Home buying & selling

How to apply for your first home loan application

ByAndrew Mirams November 24, 2022March 14, 2025

Becoming a first homebuyer is both thrilling and confronting. There are many complexities surrounding decisions about where you’d like to live and what sort of home you want to buy.

And then there’s the big question …

Read More How to apply for your first home loan applicationContinue

First Home
Brisbane | Financial Planning | Home buying & selling | Investing | Melbourne | Sydney

Why borrowers shouldn’t fear rising interest rates

ByAndrew Mirams November 22, 2022March 14, 2025

An increase in the official cash rate by the Reserve Bank of Australia (RBA) has caused concern across Australia’s lending and property landscapes. The ratcheting up of the rate has resulted in headlines proclaiming t…

Read More Why borrowers shouldn’t fear rising interest ratesContinue

fixed interest rate blog
Financial Planning | Home buying & selling | Investing

Fixed rate expiring on your mortgage? Here’s what to do

ByAndrew Mirams October 20, 2022June 10, 2025

We’ve been living in tumultuous financial times. The RBA’s previous suggestion that interest rates would hold at their low settings until 2024 went out the window in May this year. Spiking inflation saw the Reserve ra…

Read More Fixed rate expiring on your mortgage? Here’s what to doContinue

Refinancing homes loans
Financial Planning | Home buying & selling

Refinancing home loans, what you need to know

ByAndrew Mirams October 13, 2022March 14, 2025

To refinance your home loan or not to refinance your home loan? That is the question on many Australians’ minds at the moment as the RBA continues to hike up interest rates and the cost of living continues to rise.

W…

Read More Refinancing home loans, what you need to knowContinue

The RBA has deceived the Australian public
Financial Planning | Home buying & selling | Investing

The RBA has deceived the Australian public

ByAndrew Mirams September 27, 2022March 14, 2025

RBA governor Dr Phillip Lowe promised Australians throughout 2020 and most of last year that we could rest assured knowing that interest rates were not likely to rise until 2024. Fast forward to September 16, when Dr …

Read More The RBA has deceived the Australian publicContinue

retire without a mortgage
Financial Planning | Home buying & selling | Investing

5 ways to retire without a mortgage

ByAndrew Mirams September 23, 2022March 14, 2025

We all dream of financial freedom, whether that means living debt-free or just being able to get the slightly more expensive option at lunch. But the ultimate form of freedom we all look forward to is retirement and m…

Read More 5 ways to retire without a mortgageContinue

property market 2022 Blog
Financial Planning | Home buying & selling

The property market is cooling: what does it mean for buyers and investors?

ByAndrew Mirams September 20, 2022March 14, 2025

Times are changing, and as the economy fluctuates so does the property market. Whether you’re an upgrader, first home buyer or property investor, it’s important to know that the housing market is cooling. In fact, it’…

Read More The property market is cooling: what does it mean for buyers and investors?Continue

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