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Category Archive for "Investing"

renovation costs

The Hidden Costs of Renovating Revealed

Introduction One of the ways that homeowners and investors are increasing the equity in their properties is by undertaking home improvements and renovations. However, like anything that takes time and costs money, many are unprepared for the reality of completing...
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self-managed superannuation fund

Buying property with self-managed super funds

Introduction Self-managed super funds (SMSFs) are a way of saving for your retirement. The difference between a SMSF and other types of funds is that the members of an SMSF are usually also the trustees (or directors). This means the...
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refinance home loan

Refinance Your Home Loan to Buy Investment Property

Property investment can be an excellent way to build capital growth and secure your finances for the future. But for those ready to take the next step in their property ownership, the many choices and decisions can be quite daunting....
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Bridging-Finance-feature

How Does Bridging Finance Work?

You’ve found your perfect next property and you know opportunities like this don’t come around that often. Unfortunately, so does everyone else and the chances are if your eyes on it, someone else is probably looking at it too. Securing...
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strata-title-feature-final

What is a ‘strata title’ property?

Strata title is a method of facilitating individual ownership of part of a property – generally an apartment, unit or townhouse. Uniquely, strata title allows for individual ownership of an actual lot or unit whilst sharing ownership of the common...
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7 Tips for Maximising the Sale Value of Your Property

It’s generally a good idea to protect and improve the sale value of your property, even if you’re not intending on selling in the immediate future. Continuing to invest in and develop the property so that it remains modern and...
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domino-risk

How negative gearing makes it cheaper to be a renting investor

Should you buy, rent or do both? More first home buyers are renting where they want to live and investing where they can afford to pay and are better off financially becuase of the benefits of negative gearing writes… Adrian...
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Is this the end of foreign investors buying Australian property?

Is this the end of foreign investors buying Australian property? Sydney largest property developer, Meriton’s Harry Triguboff, estimates that in the last month or so Chinese buying has halved. And with Chinese and other Asian buyers buying over 80% of...
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offset-account-explained-feature

Mortgage Offset Account Explained

Your introduction to offset finance Once you have bought your home, there are ways that you can minimise the interest you pay over the life of the loan. This can include making additional lump payments or repaying the loan fortnightly...
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Home Loan Pre-Approval

Home Loan Pre-Approval – The property punter’s secret buying weapon

Shopping around for a property can be a daunting experience, particularly if you have any lingering questions around how much you can afford to spend. However, you can overcome at least this one niggling concern by approaching the bank to...
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