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Home buying & selling

Step-by-step guide: Securing your first home loan with a Melbourne broker
First time buyers | Home buying & selling

Step-by-step guide: Securing your first home loan with a Melbourne broker

ByAndrew Mirams May 5, 2025May 5, 2025

1. Hold your horses

When you’ve made the decision to buy your first home, it’s tempting to race off and start scrolling through listing websites to find the perfect property. But wait. There are some important thin…

Read More Step-by-step guide: Securing your first home loan with a Melbourne brokerContinue

Interest rates are dropping – here’s what happens next
Financial Planning | Home buying & selling

Interest rates are dropping – here’s what happens next

ByAndrew Mirams April 14, 2025May 5, 2025

No sooner had the Reserve Bank cut the official cash rate for the first time in years the pundits began asking when the next reduction might be.

And there’s good reason to wonder. There’s a fair bit of uncertainty …

Read More Interest rates are dropping – here’s what happens nextContinue

Federal Election 2025: All you need to know
Home buying & selling

Federal Election 2025: All you need to know

ByAndrew Mirams April 4, 2025May 5, 2025

Pre-election market uncertainty

Elections typically bring a swathe of uncertainty to property markets as both buyers and sellers wait to see which party – and their policies – will win.

Auction clearance rates a…

Read More Federal Election 2025: All you need to knowContinue

mortgage brokers fees
Financial Planning | First time buyers | Home buying & selling

Do mortgage brokers charge a fee

ByAndrew Mirams March 13, 2025

Mortgage brokers are key members of your property team when buying a home or investment. However, understanding the cost of a mortgage broker and the way they add value remains a mystery to some borrowers.

I’ve pulle…

Read More Do mortgage brokers charge a feeContinue

All the grants and initiatives on offer to first home buyers across Australia
First time buyers | Home buying & selling | Investing

All the grants and initiatives on offer to first home buyers across Australia

ByAndrew Mirams January 6, 2025March 14, 2025

Definition: The federal government, as well as each state and territory, have a range of grants and other initiatives on offer to first home buyers. They range from cash to go towards purchase costs to deposit guarant…

Read More All the grants and initiatives on offer to first home buyers across AustraliaContinue

Renovate your current home or sell it and upgrade: Which is right for you?
First time buyers | Home buying & selling

Renovate your current home or sell it and upgrade: Which is right for you?

ByAndrew Mirams December 13, 2024March 14, 2025

Definition: Renovating your home means deciding to stay put but make changes to it, big or small, to make it suit your changing needs and wants. Upgrading means you’re parting ways, selling the property and venturing …

Read More Renovate your current home or sell it and upgrade: Which is right for you?Continue

The ultimate 2025 finance forecast for property buyers
First time buyers | Home buying & selling

The ultimate 2025 finance forecast for property buyers

ByAndrew Mirams November 20, 2024March 14, 2025

I’m quietly confident that next year is going to be one of the more interesting years in real estate that we’ve seen in a while.
We’ll finally have an answer to the question everyone with a mortgage has been wondering…

Read More The ultimate 2025 finance forecast for property buyersContinue

Fixed rate home loans vs variable rate home loans: Which is right for you?
First time buyers | Home buying & selling

Fixed rate home loans vs variable rate home loans: Which is right for you?

ByAndrew Mirams November 19, 2024March 14, 2025

Pros and cons or fixed and variable interest rate mortgagesWhether to fix part or all of your home loan balance or stick with a variable interest rate is a decision many borrowers struggle with. It’s important to cons…

Read More Fixed rate home loans vs variable rate home loans: Which is right for you?Continue

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  • Step-by-step guide: Securing your first home loan with a Melbourne broker
  • Interest rates are dropping – here’s what happens next
  • Federal Election 2025: All you need to know

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    • Home
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      • What Makes Us Different
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    • Loans
      • Loan Types
        • Variable-Rate Home Loans
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        • Guarantor Home Loans
        • Low-Deposit Home Loans
        • Bridging Loans
        • Construction Loan
        • Equity Release Loans
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        • Split Loans
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