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Intuitive Finance
AUTHOR

Andrew Mirams

Andrew Mirams is the Founder and Managing Director of Intuitive Finance, a highly respected and multi-award winning Mortgage Brokerage dealing with clients all over Australia and around the world. Andrew has over 30 year’s experience in the finance industry and has assisted clients to secure over $2 Billion in mortgage lending over his time. Intuitive Finance deals with all aspects of lending from helping first homebuyers, someone wanting to upgrade their home or starting out and experienced investors looking to secure that next investment property, we can assist with all those requirements. We also specialise in working with self-employed clients and getting them the best outcomes, along with Commercial and Asset finance solutions. Intuitive Finance is highly regarded in the industry and has been recognised as a national winner of the MFAA customer service award and also one of the finance industry’s top mortgage employers. Our brokers also feature regularly in the Top 100 mortgage brokers list in Australia.
Credit Card
Investing

Does a credit card really affect borrowing power?

ByAndrew Mirams July 9, 2019August 19, 2024

I recently met a young couple who had come to see me to help them sort out their mortgage.

They had been diligently working towards their home ownership dream for several years by saving money for a deposit, ke…

Read More Does a credit card really affect borrowing power?Continue

Interest Rate Cut2
Home buying & selling | Investing

Don’t be complacent with interest rate cuts

ByAndrew Mirams July 5, 2019August 19, 2024

So July has marked the 2nd round of interest rate cuts and as veteran economist Dr Don Stammer once said “RBA rate cuts are like Mormons – they come around in pairs.”

I have struggled to see why we needed to wa…

Read More Don’t be complacent with interest rate cutsContinue

Getting A Mortgage
First time buyers | Investing

Can you still get investment property finance?

ByAndrew Mirams July 2, 2019August 19, 2024

Property investors have faced tough times trying to get finance from banks over the past couple of years.

A crack down by regulators coupled with scrutiny on lenders during the banking royal commission meant fi…

Read More Can you still get investment property finance?Continue

Open Banking3
Home buying & selling | Investing

Open banking is coming – here’s what it means for you

ByAndrew Mirams July 2, 2019August 19, 2024

Some big changes are coming to banking laws that could dramatically change the lending landscape for borrowers.

It’s called open banking, and if you haven’t heard about it, don’t worry – you’re not alone.

…

Read More Open banking is coming – here’s what it means for youContinue

Predict
Investing

This is what is going to shape the future of our cities

ByAndrew Mirams June 26, 2019August 19, 2024

What is going to shape the future of our cities?

What factors are going to make some locations and certain properties outperform the averages in the future?

Now these are important questions for home own…

Read More This is what is going to shape the future of our citiesContinue

Interest Rates
Home buying & selling | Investing

Is it time to fix your interest rate now?

ByAndrew Mirams June 24, 2019August 19, 2024

There was a lot of buzz in early June when the Reserve Bank finally cut the official cash rate at long last.

For years now, the RBA had sat idle and kept rates on hold but was finally forced to act and shave 0….

Read More Is it time to fix your interest rate now?Continue

Cash Flow
Investing

Positive Gearing – How to Create Positive Cash Flows

ByAndrew Mirams June 10, 2019August 19, 2024

It’s said that cash flow is king and managing it as part of your wealth-building strategy is essential.

In the world of property investment, we hear a lot about negative gearing. On the other side of the ledger…

Read More Positive Gearing – How to Create Positive Cash FlowsContinue

What You Must Know About Line Of Credit, Offset Account And Redraw Facility
Home buying & selling | Investing

What you must know about Line of Credit, Offset Account and Redraw facility

ByAndrew Mirams June 7, 2019August 19, 2024

Among the numerous financial products on offer, the three which are arguably the most misunderstood are the Line of Credit, Offset account and Redraw facility.

When we talk to clients about what they understand…

Read More What you must know about Line of Credit, Offset Account and Redraw facilityContinue

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        • Variable-Rate Home Loans
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        • Loan Refinancing
        • Guarantor Home Loans
        • Low-Deposit Home Loans
        • Bridging Loans
        • Construction Loan
        • Equity Release Loans
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        • Split Loans
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