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CATEGORY

Investing

Self Employed
Home buying & selling | Investing

The ins and outs of home loans for the self-employed

ByAndrew Mirams December 13, 2019March 14, 2025

There’s been a lot of talk over the past few years about how tough the banks have become when it comes to assessing home loan applications.

And it’s true. The house price correction, pressure from the financial regul…

Read More The ins and outs of home loans for the self-employedContinue

2019 Review
Brisbane | Investing | Melbourne | Sydney

2019 – The best and worst of market times

ByAndrew Mirams December 10, 2019March 14, 2025

No one would argue that 2019 was a year of market ups and downs.

In fact, those words probably should be the other way around, with markets in many locations less than rosy at the start of this year.

I’ll even go fu…

Read More 2019 – The best and worst of market timesContinue

Property Market
Investing

What is the world’s most expensive property market? You need to read this!!

ByAndrew Mirams November 28, 2019March 14, 2025

What is the world’s most expensive property market?

Some of you may have guessed Sydney.

And to be fair you are close.

Sydney is the 2nd most expensive housing market in the world.

However, the clear leader (by fa…

Read More What is the world’s most expensive property market? You need to read this!!Continue

Investor Rise
Investing

Big changes in investor lending

ByAndrew Mirams November 26, 2019March 14, 2025

Like me, you’ve probably been following the monthly median price results for property markets around Australia with keen interest.

What a difference a year makes! If you cast your mind back to this time last year, we…

Read More Big changes in investor lendingContinue

First Home Buyers
First time buyers | Investing

First home buyer scheme will be first in, first served

ByLachlan Mirams November 6, 2019March 14, 2025

First home buyers will need to move quickly if they wish to benefit from a new government deposit scheme.

The Federal Government’s First Home Loan Deposit scheme comes into effect on 1 January next year.

The caveat …

Read More First home buyer scheme will be first in, first servedContinue

Smsf2
Home buying & selling | Investing

How much do you need to buy property in super?

ByAndrew Mirams November 4, 2019March 14, 2025

For a while there, it seemed like just about every investor you’d speak to was tapping into their superannuation nest eggs to buy real estate.

Seven or eight years ago, as major property markets in Sydney and Melbour…

Read More How much do you need to buy property in super?Continue

Commercial | Investing

Commercial properties – how much can you borrow?

ByAndrew Mirams October 29, 2019June 23, 2025

There’s no doubt that securing a mortgage for a home is an involved process, with lots of paperwork, assessment and hoop-jumping.

But generally speaking, you’ve got a decent deposit on a solid property that’s worth w…

Read More Commercial properties – how much can you borrow?Continue

Home Loan
Home buying & selling | Investing

What’s the best home loan for you?

ByAndrew Mirams October 23, 2019March 14, 2025

There’s nothing quite like an interest rate cut to inspire borrowers to shop around for a better home loan deal.

And why not? The Reserve Bank of Australia has taken the official cash rate to a record low of 0.75 p…

Read More What’s the best home loan for you?Continue

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