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CATEGORY

Home buying & selling

How to buy a home in 2023
Financial Planning | First time buyers | Home buying & selling

How to buy a home in 2023

ByAndrew Mirams January 23, 2023March 14, 2025

Whether you’re a first homebuyer, second-time purchaser, upsizer, downsizer or whoever, the process of buying a home comes with a range of challenges.

But in 2023 I believe those trials will be a little different com…

Read More How to buy a home in 2023Continue

interest rate hikes 2023
Financial Planning | First time buyers | Home buying & selling

Why the RBA shouldn’t raise interest rates in February

ByAndrew Mirams January 23, 2023March 14, 2025

The Reserve Bank of Australia (RBA) has been under extreme pressure to tackle rising inflation by increasing interest rates. Their moves in 2022 proved necessary, but I think it’s time they pause. If they don’t it ris…

Read More Why the RBA shouldn’t raise interest rates in FebruaryContinue

Best mortgage broker in Melbourne giving free consultation
Financial Planning | First time buyers | Home buying & selling

How to find the best mortgage broker for you

ByAndrew Mirams December 19, 2022March 14, 2025

When you get down to it, property – whether as an investment or a home – is all about finance. Unless your personal wealth runs extremely deep, there’s a good chance you’ll need to borrow money to secure your real est…

Read More How to find the best mortgage broker for youContinue

The year in review and my 2023 predictions
Financial Planning | First time buyers | Home buying & selling

The year in review and my 2023 predictions

ByAndrew Mirams December 19, 2022March 14, 2025

The end of the year is upon us and no one could argue it’s been uneventful. There was a palpable sense emerging from the post-pandemic funk as we transitioned from 2021 to 2022. The world was opening up, lives were be…

Read More The year in review and my 2023 predictionsContinue

First Home
Financial Planning | First time buyers | Home buying & selling

How to prepare to buy your first home in 2023

ByLachlan Mirams December 2, 2022March 14, 2025

There is nothing quite as exciting as buying your first home. Home ownership has become a rite of passage in Australia – a marker that you are successfully moving into a new phase of life.

But part of the reason it’s…

Read More How to prepare to buy your first home in 2023Continue

home loan application with a Melbourne mortgage broker
Financial Planning | First time buyers | Home buying & selling

How to apply for your first home loan application

ByAndrew Mirams November 24, 2022March 14, 2025

Becoming a first homebuyer is both thrilling and confronting. There are many complexities surrounding decisions about where you’d like to live and what sort of home you want to buy.

And then there’s the big question …

Read More How to apply for your first home loan applicationContinue

First Home
Brisbane | Financial Planning | Home buying & selling | Investing | Melbourne | Sydney

Why borrowers shouldn’t fear rising interest rates

ByAndrew Mirams November 22, 2022March 14, 2025

An increase in the official cash rate by the Reserve Bank of Australia (RBA) has caused concern across Australia’s lending and property landscapes. The ratcheting up of the rate has resulted in headlines proclaiming t…

Read More Why borrowers shouldn’t fear rising interest ratesContinue

fixed interest rate blog
Financial Planning | Home buying & selling | Investing

Fixed rate expiring on your mortgage? Here’s what to do

ByAndrew Mirams October 20, 2022March 14, 2025

We’ve been living in tumultuous financial times. The RBA’s previous suggestion that interest rates would hold at their low settings until 2024 went out the window in May this year. Spiking inflation saw the Reserve ra…

Read More Fixed rate expiring on your mortgage? Here’s what to doContinue

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