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CATEGORY

Financial Planning

Immigration and housing: where to from here?
Financial Planning | Investing | Lifestyle

Immigration and housing: where to from here?

ByAndrew Mirams March 7, 2023March 14, 2025

As the nation settles into its post-pandemic reality, a host of challenges have arisen – and one of the big ones has been trying to house our population.
A look across metrics described the way rental and homeownershi…

Read More Immigration and housing: where to from here?Continue

Interest only loan
Financial Planning | Investing | Lifestyle

What to do when your interest-only loan is expiring

ByAndrew Mirams February 23, 2023March 14, 2025

There are multiple loan configurations to choose from across Australia’s finance landscape, and one of the most popular options utilised by borrowers is interest-only periods.

Interest-only loans can be hugely advant…

Read More What to do when your interest-only loan is expiringContinue

Fixed-interest expiring
Financial Planning | Investing | Lifestyle

Fixed-interest expiring soon? Here’s what to do now

ByAndrew Mirams February 8, 2023March 14, 2025

We are currently dealing with complex elements across the Australian economy. Much of them resulted from decisions taken during the pandemic designed to keep the economy stable during that period of uncertainty.

But …

Read More Fixed-interest expiring soon? Here’s what to do nowContinue

mortgage brokers fees
Financial Planning | First time buyers | Home buying & selling

Do mortgage brokers charge a fee?

ByAndrew Mirams February 3, 2023March 14, 2025

Mortgage brokers are key members of your property team when buying a home or investment. However, understanding the cost of a mortgage broker and the way they add value remains a mystery to some borrowers.

I’ve pulle…

Read More Do mortgage brokers charge a fee?Continue

How to buy a home in 2023
Financial Planning | First time buyers | Home buying & selling

How to buy a home in 2023

ByAndrew Mirams January 23, 2023March 14, 2025

Whether you’re a first homebuyer, second-time purchaser, upsizer, downsizer or whoever, the process of buying a home comes with a range of challenges.

But in 2023 I believe those trials will be a little different com…

Read More How to buy a home in 2023Continue

interest rate hikes 2023
Financial Planning | First time buyers | Home buying & selling

Why the RBA shouldn’t raise interest rates in February

ByAndrew Mirams January 23, 2023March 14, 2025

The Reserve Bank of Australia (RBA) has been under extreme pressure to tackle rising inflation by increasing interest rates. Their moves in 2022 proved necessary, but I think it’s time they pause. If they don’t it ris…

Read More Why the RBA shouldn’t raise interest rates in FebruaryContinue

Best mortgage broker in Melbourne giving free consultation
Financial Planning | First time buyers | Home buying & selling

How to find the best mortgage broker for you

ByAndrew Mirams December 19, 2022March 14, 2025

When you get down to it, property – whether as an investment or a home – is all about finance. Unless your personal wealth runs extremely deep, there’s a good chance you’ll need to borrow money to secure your real est…

Read More How to find the best mortgage broker for youContinue

The year in review and my 2023 predictions
Financial Planning | First time buyers | Home buying & selling

The year in review and my 2023 predictions

ByAndrew Mirams December 19, 2022March 14, 2025

The end of the year is upon us and no one could argue it’s been uneventful. There was a palpable sense emerging from the post-pandemic funk as we transitioned from 2021 to 2022. The world was opening up, lives were be…

Read More The year in review and my 2023 predictionsContinue

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    • Home
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