When you buy a property you receive a Certificate of Title, which is a paper copy of an entry in the online register.
If you have a mortgage, the bank holds the Certificate of Title until your loan is repaid.
A mort…
Intuitive Finance help you to know the answer to “what is a line of credit?”.
A Line of Credit (often abbreviated to ‘LOC’) is a variable rate loan facility which is secured by a mortgage over a residential propert…
Introduction to Negative Gearing
Negative gearing simply means borrowing money to buy an asset such as an investment property.
According to well-known property commentator and property expert, Peter Koulizos, negativ…
With the Summer days gone and now moving into the Autumn months, its timely to revisit some of the best ideas for selling your home in the colder months. We look at whether winter is a good time to buy property.
Wi…
A recent article in BRW quoted the smart folks over at Magellan Financial Group who have raked over the psychology of investing to come up with some helpful pointers on why investors often get it wrong and what they n…
There is some confusion around the Line of Credit, Offset accounts and Redraw facilities that banks offer. When we talk to clients about what their understanding as to what each facility offers we find a range of answ…
Following on from Intuitive Finance winning Victoria’s Favourite Mortgage Broker at the 2015 Investors Choice Awards comes the news that the Bayside business has won both the Best Independent Broker and the Best Custo…
Our outlook for 2016 – and if your New Year’s resolution is to buy property, you MUST speak to us!
As 2015 fades into the distance (I can’t quite believe it’s already February) I just wanted to take a quick look at w…
