Market Valuer vs Bank Value
Did you know there are two potential values for your property?
Unfortunately, many homeowners don’t understand the difference between a market value and a bank value – but it’s vitally important that they do.
In f…
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2025 review: rate cuts, record prices and the rise of the first-time buyer
After several tough years for borrowers, 2025 finally brought some relief! The Reserve Bank began trimming rates, property prices pushed to fresh highs (great for sellers), and policy changes reshaped the landscape fo…
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Offset accounts and split loans: How they work and when they save you money
What is an offset account?
Offset accounts are like everyday savings accounts, and you can access them any time. But there’s one key difference – offset accounts are linked to your home loan. So, the funds in this …
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Investment Property Financing: Interest-Only vs Principal and Interest Loans
Understanding investment property loans
It’s difficult to choose between an interest-only investment loan and a principal and interest one, with each option offering benefits and risks.
But this decision doesn’t…
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Best mortgage strategies for Sydney property investors
1. Interest-only or principal and interest? Know when to use each
Let’s start with one of the biggest debates – interest-only loans versus principal and interest.
Interest-only loans can be appealing because the…
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Trump’s tariffs: how will they impact Australia’s property market?
US President Donald Trump’s tariffs have resulted in a global trade war complete with “tit-for-tat” tariff responses from some major trading partners. This is an issue expected to affect everyday Australians, includin…
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Top Melbourne suburbs for first homebuyers or first-time investors
Werribee
Situated in the city’s west, this suburb boasts affordability and solid infrastructure. Median house prices are significantly lower than inner suburbs, making it an excellent hunting ground for young families… -
First Home Buyers – What are you waiting for
Amongst all Covid-19 pandemic news and the government wanting to support the construction industry, there has been a strong push towards first home buyers as the boost the economy needs.
First-home buyers in every st…
