Repayments are Cheaper than your Rent
The context…
Cotality’s February Monthly Chart Pack confirmed our suspicions that the rental affordability market has reached a new record low, especially when compared against wages.
The report showed that ov…
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Debunking The Myths of Bridging Finance
Finance can be a complex system for those who don’t live and breathe it every day, like we do at Intuitive Finance.
Interest Only vs. P+I, LVR’s, LMI’s, Asset Finance, Guarantor loans. There are plenty of acronyms,…
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What the latest inflation data means for borrowers with the upcoming February RBA decision
The Reserve Bank of Australia (RBA) hands down its next cash rate decision on 3rd February 2026, the first of the year. If you have a home loan, it is easy to feel like you need to wait for the headline and then react…
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Common mortgage mistakes first‑home buyers still make in 2026
Many first home buyers are still making avoidable mortgage mistakes that can impact their finances for years. Here’s how to avoid the most common pitfalls, like skipping pre-approval, underestimating costs, and choosi…
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Market Value vs Bank Value
Did you know there are two potential values for your property?
Unfortunately, many homeowners don’t understand the difference between a market value and a bank value – but it’s vitally important that they do.
In f…
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2025 review: rate cuts, record prices and the rise of the first-time buyer
After several tough years for borrowers, 2025 finally brought some relief! The Reserve Bank began trimming rates, property prices pushed to fresh highs (great for sellers), and policy changes reshaped the landscape fo…
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Offset accounts and split loans: How they work and when they save you money
What is an offset account?
Offset accounts are like everyday savings accounts, and you can access them any time. But there’s one key difference – offset accounts are linked to your home loan. So, the funds in this …
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Serviceability vs. affordability – What’s the difference and how does it affect me?
Many medium- to high-income earners believe that when they apply for a home loan there will be no trouble getting it approved. Often this is the case.
But sometimes this isn’t necessarily the case because lenders a…
