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Category Archive for "Home buying & selling"
Renovate or sell – what’s your best option?
The popularity of renovating is growing every year, no doubt helped by the plethora of reality television shows like The Block. But, like so many other things in life, renovating is not necessarily the same as it appears on our...
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Can you claim the stamp duty on your investment property?
When it comes to buying an investment property, there are plenty of costs involved in the process. Inspection reports, legal work, loan applications, title transfers… and that not-insignificant cost of the actual property. The list goes on and on, and...
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A Guide to Guarantor Home Loan Requirements
The main issue for many first-time homeowners and investors in the current property market is the ability to save a deposit. Pulling together a big enough deposit remains a struggle for many would-be property buyers, especially when they have to pay...
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How much do you need to buy property in super?
For a while there, it seemed like just about every investor you’d speak to was tapping into their superannuation nest eggs to buy real estate. Seven or eight years ago, as major property markets in Sydney and Melbourne began their...
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What’s the best home loan for you?
There’s nothing quite like an interest rate cut to inspire borrowers to shop around for a better home loan deal. And why not? The Reserve Bank of Australia has taken the official cash rate to a record low of 0.75...
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Can I get a home or investment loan?
It’s one of the first things we always get asked, “Can I get a loan?” or “I’ve heard it’s impossible to get money from the banks” etc. etc. Well, thanks to our media outlets that falsely report and misrepresent the...
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The stages of a construction project: completion and realisation
If you’re a parent, you’ll know that the final few weeks of the pregnancy are an exciting and daunting time. The road to get here has been long, sometimes uncertain, perhaps challenging but very rewarding. And now it’s almost time...
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The ABCs of LVRs
Securing a mortgage requires a lot of things – preparation, patience, persistence… and a dictionary. At least that’s how it might feel for many when they’re confronted with all kinds of tricky lingo, complicated terms and acronyms. There’s one that...
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Has the property market bottomed?
It’s no secret that housing markets in some Australian capital cities have had a rough trot since the boom ended in the final quarter of 2017. Since then, prices have fallen by double-digits in Sydney and Melbourne, and also went...
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Is now the best to buy property since the GFC?
The funny thing about every market downturn is that when we’re in it, it’s often hard to see the forest for the trees. We think what’s happening is unique and worse than ever before. But cast your minds back to...
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