Category Archive for "Home buying & selling"

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12 Brisbane suburbs the banks don’t like

Another bank has black listed a range of Brisbane suburbs where they have tightened their lending criteria for apartment buyers.  Recently Citi advised brokers of 12 suburbs in Queensland where borrowers would face tougher hurdles to get a mortgage, and have...
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First Home Buyers Grant

Changes to QLD’s first home buyers grant: could you own your new home sooner?

First home owners grants have been around in most States and Territories for nearly two decades now, and are one of many other financial incentives put forward over the years to help first-time home buyers. The original First Home Owners...
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Conveyance of real property

What “time is of the essence” really means in property conveyancing

Buying or selling property involves the use of a number of professionals who you may not be overly familiar with. Sure, most people have had dealings with a sales agent or a property manager, but not many first-time homeowners or...
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Knowing when your finances are OK [Audio Interview]

How long will it take to settle your next property deal? How much will you be able to borrow when settlement day arrives? And what happens if you don’t get your finance approved in advance? Andrew Mirams’ conversation with Kevin...
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section 32 mistakes

These common section 32 mistakes can cost you dearly

When selling a home or an investment property, there are a number of expenses that you have to pay, such as marketing costs and commission. So with a number of costs that you have no choice but to pay, why...
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Queensland Contract 1

Understanding the QLD contract exchange process

Queensland real estate is on the radar of home owners, first home buyers and investors alike, due to its relative affordability compared to Sydney and Melbourne. In fact, interstate migration is on the rise in Queensland, as more southerners consider...
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Is housing really that unaffordable?

The price of property in our two major capital cities has everyone talking about something called “housing affordability”. But before I weigh into this debate, it’s important we understand the difference between housing affordability and affordable housing. According to experts,...
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Sunshine property market

Falling days on market means preparation is key

The Sunshine Coast property market has seen activity ramp up over the past two to three years – and its growing popularity looks set to continue for some time yet. A number of measures illustrate how well Sunshine Coast property...
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10 lending tips to secure finance today

It almost seems that every day brings with it new lending policies, doesn’t it? Interest rates are changed for investors and interest-only lenders, while loan to value ratios seems to be more fluid than a retreating tide. While it can...
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Client And Agent exchange contracts in NSW

What you need to know before you exchange contracts in NSW

Australia is a country of eight States and Territories, which each have their own, sometimes unique, laws. The laws around real estate differ substantially across these regions, and there can be quite a few differences depending on which part of...
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