How to get a business loan
Today’s work environment is much different than in years gone by – and it’s mainly due to technology.
Not only are there new occupations being created almost daily, our global society means that it’s easier to connec…
A beginner’s guide to buying off the plan
We all know that Sydney has stolen all the property headlines over recent years, but there has been another big news story happening at the same time.
What is it?
It’s buying off the plan – and buying new units …
Housing finance: owner-occupiers make hay while the investors stay away
APRA’s crackdown on risky lending practices have made a further impact on the market, according to the ABS housing finance data released today.
The ABS data shows there was a 1.4 per cent drop in investor lending i…
How to navigate today’s complex lending landscape
The lending landscape is changing rapidly.
In fact, it’s the most complex that I’ve seen in my many decades in the sector.
Banks seem to be shifting the goalposts constantly, which can mean increased rates for c…
Why happiness is more than just a state of mind
Happiness can be elusive, and it can be fleeting.
But happiness is a feeling that we all enjoy and usually want to repeat as often as possible.
Some people are naturally happier than others because they tend to …
7 money lessons in 7 minutes
It’s an unfortunate fact of life that many people are terrible with money.
Sometimes it’s not really our “fault” because we’ve just learned bad money lessons from our parents, which we’ve unhelpfully carried throug…
Interest only lending – the good, the bad and the ugly (part one)
Interest-only lending in the headlines a lot lately, isn’t it?
As I’ve written and spoken about before that’s because of a clampdown on this type of lending by APRA.
This has meant that lenders are reducing thei…
Get the best price – How to negotiate when buying a house
Once you’ve identified a property that suits your purposes as either a home or an investment, the hardest part can be negotiating successfully to buy it.
The thing is negotiation is a skill that needs to be learned…