Introductory rate or ‘Honeymoon’ Loans
An introductory rate loan generally offers a guaranteed low rate for an initial period of time (usually 12 months) after which most will revert to the standard variable rate. The rate can be fixed or variable.
Google Rating
4.9 
Renay Lotz
22:49 29 Nov 20
It was a pleasure working with Andrew and his team. Moving from a different country and not understanding all the... Australia laws, they made the process of attaining a mortgage totally stress-free. Vera is informative, has her clients best interest at heart, and makes herself available for any questions you may have. She is professional and very organised. I would definitely recommend Intuitive Finance. Thank you for the outstanding service!read more
Tracey Carroll
03:39 28 Nov 20
The team at Intuitive Finance are fantastic to deal with. Andrew is a wealth of knowledge when it comes to financial... planning, the best deals that are being offered by banks and nothing is a trouble for him. They are always very quick to respond to emails and phone calls. I would highly recommend them.read more
Rebecca
09:50 27 Nov 20
Andrew and the team always make us feel relaxed and assured. This is so important when it comes to long term decisions... about finances! The team are professional, highly knowledgable and responsive to individual needs. Wouldn't go anywhere else!read more
Nicole Ryan
08:42 27 Nov 20
Intuitive finance are a high quality service with years of experience in their staff. Headed by Andrew and... exceptionally well supported by Craig Caarells and numerous others, this is the team you want when you’re investing in your future.Don’t go it alone. This team has the experience and relationships will all then lenders to ensure you are represented and. It taken advantage of.read more
Vincent Mok
07:38 27 Nov 20
Courteous and attentive service.Carefully considers a client's specific needs, and always respectful never pushing an... agenda.Able to negotiate good interest rates and lending amount.read more
Stephen Henderson
06:47 19 Nov 20
Lachlan & Vera helped us with refinancing and securing an investment loan for a new purchase. Great communication,... knowledgeable, friendly & professional. An overall great experience, would highly recommend! Special thanks to Vera for being so helpful throughout the whole process. You definitely made things a lot easier.read more
Jay O-H
08:52 01 Oct 20
Friendly group of people. Happily answered my many questions and provided the peace of mind I was after!
Marty Sadlier
05:24 01 Oct 20
Andrew and Lachlan Miriams and the greater Intuitive Finance team are just true professionals. Nothing is too much for... them from a service point of view and the correspondence and being kept in the loop is exceptional. Highly recommend.read more
Nathaniel Cheung
03:27 24 Sep 20
Lachlan & Vera helped us secure a loan for an investment property. The team was prompt with responding to our questions... and everything was a smooth process thanks to them. Highly recommended to anyone looking for a good broker to work with.read more
mark grospe
01:00 01 Aug 20
great experience with intuitive finance. definitely made it a low stress experience securing the loans. highly recommend
Matt O'Reilly
00:40 26 Jul 20
We had Lachlan as our finance strategist/broker and we couldn’t be happier. He always went out of his way to help us... and the home loan rate and product he got us was far better than I could have done my self. His communication was great. Always informing us of every step along the way during the application process which is important for us. Overall the service was fantastic and will definitely continue to use their service into the future and would recommend it to others.read more
michaela coleman
05:34 07 Jul 20
We worked with Intuitive Finance when purchasing our home recently and could not recommend them highly enough. Craig... and his team were so professional and took the stress out of dealing with the banks. He was always there to take our calls and give us the guidance we needed. Thank youread more
Kathy Staples
00:40 02 Jul 20
Very efficient and smooth process to refinance our loans and at a much lower rate.
Julia Ilies
01:15 11 Jun 20
We couldn't be happier with Andrew and his team at Intuitive Finance. We previously approached other mortgage brokers... to obtain finance on our behalf for our next investment purchase and they had fallen well short of the funds we needed to achieve our next property purchase. Andrew provided guidance with the right finance strategy for us and assisted us through the sometimes rocky road with the banks. We will most certainly engage Intuitive Finance again when we require funding for our next project.read more
Pia Isle
05:41 11 May 20
Everyone I dealt with at intuitive finance have been extremely helpful through the whole process and kept in contact... through every stage. With there experience I'm happy with how my finances are set up. I would definitely use intuitive finance again.read more
Celina Lai
12:10 27 Apr 20
Intuitive Finance was recommended to me by a family member. Andrew & Vera were extremely helpful and easy to contact. ... They were able to explain terms in very simplified way, which I needed! Would highly recommend for anyone seeking help with getting finances sorted and making a future financial plan.read more
Mick OTM
10:26 02 Apr 20
Comprehensive and professional experience from start to finish. Excellent assistance, thorough explanations of key... events and requirements. Overall, a great result for me in a difficult financial position. Wouldn’t shop anywhere else!read more
Damon Hawker
21:07 21 Mar 20
Fast and efficient service. Timely responses to enquiries. Special thanks to Craig for his guidance through the... application and settlement process. I’m a happy customer!read more
Advantages
- Usually the lowest rates on the market
- Some lenders provide offset accounts on these loans
- Opportunity to reduce the principal quickly during the ‘honeymoon’ period
Disadvantages
- Payments will increase after initial introductory/’honeymoon’ period
To do's
- Contact us to discuss your initial thoughts and requirements
- Complete our finance application form covering the purpose for seeking credit and the amounts of credit sought
- We will then contact you to arrange an initial consultation, to agree the basic information required and the process for completing such
- Once that has been compiled we will review it and then provide a written strategy for you to consider
- If you’d like to proceed, we will then work with you on a formal loan application process
What’s involved in obtaining a loan through Intuitive?
Process begins
Step 1
1 hour initial meet to establish financial and lifestyle goals, discuss fact find document and agree timeline for return of such
Step 2
Submission of fact find
Step 3
Within 5 days of completion of fact find – written strategy submitted to you
Step 4
Within 2 days of agreement to proceed – documents lodged with Institution
Step 5
Within 1 to 3 days of lodgement expect conditional approval
Step 6
Within 2 to 4 days after conditional approval expect unconditional (full) approval
Step 7
Within 2 to 5 days after unconditional approval, expect loan documents to arrive
Step 8
Within 3 to 5 days of signed Loan Documents submitted, expect Loan settlement
Step 9
Total process generally takes between 4 and 8 weeks
Process ends
Some of our case studies
Explore
Whether you are a first home buyer or a sophisticated investor we can assist with a detailed, tailored approach to your investment finance. Explore our customer case studies & a series of investor scenarios to help you identify the most suitable strategies for you.
The 8 Things First Home Buyers Need to Know About Finance
Download this handy guide that the team at Intuitive Finance has put together for you.
Need a hand with the numbers?
Intuitive Finance in the Community
With every loan that we settle you have a choice to support Clontarf or Challenge — supporting kids with cancer. We donate $20 to one of these charities of your choice and then pay them annually. It’s our way of helping those less fortunate than us.
