Google Rating

Knowledge Hub

In a complex lending environment where there is a lot of ambiguity and confusion in the marketplace, it’s important to stay abreast of the latest developments in finance, property and commerce. See below for a range of updates and in-depth examinations of issues affecting your personal and business interests.

The best investment property suburbs in Melbourne

The turbulence delivered by 2020 has been historic. It’s fair to say, prior to this pandemic, many Melbourne property stakeholders were quietly confident about the coming year. It was expected to be a period where good assets would see reasonable capital gains...
Read More
Interest Rate

When is the right time to fix your interest rates?

As the Reserve Bank of Australia’s cash rate continues to hover at a record low 0.1 per cent, many borrowers are asking themselves if it’s time to fix their rates. If you’re a first-time borrower, you may be wondering what you...
Read More
10 Reasons your investments could be doing badly

How Buy Now Pay Later can ruin your loan approval

Andrew Mirams
Applying for your first home loan is a big step. It can be seen by many as a time-honoured ritual that indicates you’ve embraced ‘adulting’ and are ready to start a new chapter in your life – one as a...
Read More
Lenders Mortgage Insurance

Lenders mortgage insurance (LMI) explained

Andrew Mirams
Are you motivated to get into the property market but haven’t had the time to save a suitable deposit? Are you self-employed and struggle to prove to lenders you have a stable income? If you answered yes to either of...
Read More
Lending & Home loan approvals

How long does home loan approval take?

Andrew Mirams
Buying a home can be a nerve-wracking experience, what with the anticipation and uncertainty of the negotiation between you and the seller’s agent, coupled with a tense wait to see if you’ve been successful in securing the property at your...
Read More