Knowledge Hub

In a complex lending environment where there is a lot of ambiguity and confusion in the marketplace, it’s important to stay abreast of the latest developments in finance, property and commerce. See below for a range of updates and in-depth examinations of issues affecting your personal and business interests.
Cash Flow

Positive Gearing – How to Create Positive Cash Flows

Andrew Mirams
It’s said that cash flow is king and managing it as part of your wealth-building strategy is essential. In the world of property investment, we hear a lot about negative gearing. On the other side of the ledger, however, is...
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What You Must Know About Line Of Credit, Offset Account And Redraw Facility

What you must know about Line of Credit, Offset Account and Redraw facility

Andrew Mirams
Among the numerous financial products on offer, the three which are arguably the most misunderstood are the Line of Credit, Offset account and Redraw facility. When we talk to clients about what they understand each to be, we get a...
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Surveyor Engineer With Partner Making Measure On The Field

Land Surveying – what is it and why is it important?

Andrew Mirams
There are a range of property professionals at your disposal and, in most cases, you’ll recognise them by name. But while you may have heard of a conveyancer, project manager, buyers’ agent or mortgage broker, you may not fully understand...
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Buy Home

Why buying a home is less risky than starting a business

If you log onto a news website or switch on breakfast television, you could be forgiven for thinking Millennials should just give up on most aspects of life. Wages have stopped growing. The world is an unstable and uncertain place....
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Apra

Is APRA finally listening?

Andrew Mirams
We had some long-awaited news recently which everyone in the housing and finance sectors rightly celebrated. Now, I’m not talking about the Federal Election result – although that was good for the property market with the Coalition winning, given Labor’s...
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