Knowledge Hub

In a complex lending environment where there is a lot of ambiguity and confusion in the marketplace, it’s important to stay abreast of the latest developments in finance, property and commerce. See below for a range of updates and in-depth examinations of issues affecting your personal and business interests.
Interest Rate

Why negative interest rates would be bad for Australia

Andrew Mirams
Imagine being paid by your bank to take out a mortgage for your next home purchase? It sounds like a pretty laughable scenario – pie in the sky sort of stuff that would never eventuate. Except it has in Denmark,...
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Lending Market

What’s changed in our lending markets?

Andrew Mirams
New research has claimed looser bank lending is the key driver of the house price rebound in Melbourne and Sydney – not the Coalition’s surprise election win. In an article published on its blog, non-partisan think tank the Grattan Institute...
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Rate Cut

Record low rates – what should you do?

Andrew Mirams
Australia is now in a situation where anything can happen when it comes to interest rates. The Reserve Bank shaved another 25 basis points off the official cash rate on Tuesday, lowering it to a record low 0.75 per cent....
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Investor

The dos and don’ts of successful investors

Real estate investing used to be a rather niche industry, confined to the few Australians who had significant reserves of cash and a genuine interest in the property market. These days, you could be forgiven for thinking that everyone is a real...
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Home Loan

Can I get a home or investment loan?

Andrew Mirams
It’s one of the first things we always get asked, “Can I get a loan?” or “I’ve heard it’s impossible to get money from the banks” etc. etc. Well, thanks to our media outlets that falsely report and misrepresent the...
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