Knowledge Hub

In a complex lending environment where there is a lot of ambiguity and confusion in the marketplace, it’s important to stay abreast of the latest developments in finance, property and commerce. See below for a range of updates and in-depth examinations of issues affecting your personal and business interests.
First Home Buyers

First home buyer scheme will be first in, first served

First home buyers will need to move quickly if they wish to benefit from a new government deposit scheme. The Federal Government’s First Home Loan Deposit scheme comes into effect on 1 January next year. The caveat is that there...
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Smsf2

How much do you need to buy property in super?

Andrew Mirams
For a while there, it seemed like just about every investor you’d speak to was tapping into their superannuation nest eggs to buy real estate. Seven or eight years ago, as major property markets in Sydney and Melbourne began their...
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Commercial Property

Commercial properties – how much can you borrow?

Andrew Mirams
There’s no doubt that securing a mortgage for a home is an involved process, with lots of paperwork, assessment and hoop-jumping. But generally speaking, you’ve got a decent deposit on a solid property that’s worth what you’re paying, no credit...
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Home Loan

What’s the best home loan for you?

Andrew Mirams
There’s nothing quite like an interest rate cut to inspire borrowers to shop around for a better home loan deal. And why not? The Reserve Bank of Australia has taken the official cash rate to a record low of 0.75...
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Scomo

Hey ScoMo, your honeymoon’s over

Andrew Mirams
Before he was the prime minister, Scott Morrison was the boss of Tourism Australia and helped coin the iconic phrase, “Where the bloody hell are you?” Yes, that cheesy TV ad that made Lara Bingle a star was the brainchild...
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