The RBA rate cuts: what they mean for home owners
The Reserve Bank of Australia (RBA)’s decision to cut rates three times this year – or by a total of 0.75% – has been welcome, particularly as these drops were the …
The Reserve Bank of Australia (RBA) hands down its next cash rate decision on 3rd February 2026, the first of the year. If you have a home loan, it is easy to feel like you need to wait for the headline and then react…
Many first home buyers are still making avoidable mortgage mistakes that can impact their finances for years. Here’s how to avoid the most common pitfalls, like skipping pre-approval, underestimating costs, and choosi…
Did you know there are two potential values for your property?
Unfortunately, many homeowners don’t understand the difference between a market value and a bank value – but it’s vitally important that they do.
In f…
After several tough years for borrowers, 2025 finally brought some relief! The Reserve Bank began trimming rates, property prices pushed to fresh highs (great for sellers), and policy changes reshaped the landscape fo…
What is an offset account?
Offset accounts are like everyday savings accounts, and you can access them any time. But there’s one key difference – offset accounts are linked to your home loan. So, the funds in this …
Understanding investment property loans
It’s difficult to choose between an interest-only investment loan and a principal and interest one, with each option offering benefits and risks.
But this decision doesn’t…
1. Interest-only or principal and interest? Know when to use each
Let’s start with one of the biggest debates – interest-only loans versus principal and interest.
Interest-only loans can be appealing because the…
