Whats next for interest rates?
Interest rate bingo entails making a successful guess about when we’ll see our first interest rate rise in Australia since 2010, and for most of the year it’s been even money that the increase will come in ear…
What are the best ways to refinance your home loan?
If you’ve been paying off your home loan for a few years and have built up some equity, it might be time to have a look at your home loan and see if it’s still the best package for you. If not, it’s time to lo…
8 common mistakes when refinancing a home loan
There’s a considerable amount of media interest in the housing market at present fuelled by sharply rising house prices. While this means it’s going to be increasingly challenging for first home buyers to get …
Financial Planning | First time buyers | Home buying & selling | Investing | Lifestyle | Melbourne | Sandringham (Melbourne)
Why the rush to Melbourne’s regions won’t last forever
One of the biggest property stories to emerge from COVID in 2020 and 2021 has been the flight to regional areas, with all three states on the Eastern seaboard reporting a jump in property prices as demand spik…
It just got harder to get a home loan – Here’s what APRA’s tightened lending standards mean for borrowers
As forecast last week by your truly, skyrocketing house prices in most markets are putting the financial regulators under pressure to take action – and this week they have.
The Australian Prudential Regulatio…
The flaws in those ‘Top growth suburbs’ lists – Is this really Brisbane’s top 30 suburbs
Real estate research business, REA (the News Corp business behind realestate.com.au and others) announced its top 30 suburbs for house price and unit price growth recently, delivering a list that included some…
Are banks now embracing self-employed borrowers
Typically, the steps to securing a loan including provide a few pay slips that will serve to demonstrate your reliable, consistent income. Most of the time one or two will do, maybe three at most. And some doc…
Why valuations are about more than just a figure
Arranging for a property valuation prior to purchase, or a valuation on a property you already own for refinance, is relatively straightforward. That said, it’s important to understand potential pitfalls assoc…