Repayments are Cheaper than your Rent
The context…
Cotality’s February Monthly Chart Pack confirmed our suspicions that the rental affordability market has reached a new record low, especially when compared against wages.
The report showed that ov…
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Don’t buy property in a trust before reading this
There’s been some big changes in the lending market recently, and I don’t mean trimmed interest rates, stubborn inflation, or government policies. The changes I’m talking about are those that will directly impact resi…
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When should you refinance? Navigating RBA rate cuts and loyalty rates
The RBA rate cuts: what they mean for home owners
The Reserve Bank of Australia (RBA)’s decision to cut rates three times this year – or by a total of 0.75% – has been welcome, particularly as these drops were the …
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Common mortgage mistakes first‑home buyers still make in 2026
Many first home buyers are still making avoidable mortgage mistakes that can impact their finances for years. Here’s how to avoid the most common pitfalls, like skipping pre-approval, underestimating costs, and choosi…
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Offset accounts and split loans: How they work and when they save you money
What is an offset account?
Offset accounts are like everyday savings accounts, and you can access them any time. But there’s one key difference – offset accounts are linked to your home loan. So, the funds in this …
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Investment Property Financing: Interest-Only vs Principal and Interest Loans
Understanding investment property loans
It’s difficult to choose between an interest-only investment loan and a principal and interest one, with each option offering benefits and risks.
But this decision doesn’t…
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Bridging the gap: Buying a new home before you’ve sold the old one
What is a bridging loan?
A bridging loan is a short-term solution to a common real estate situation: finding a new house before you’ve sold your current one. This finance provides the budget to purchase your planned p… -
Mortgage Mumbo Jumbo decoded: Making Sense Of Banking Terminology
Buying your first home is an exciting milestone, but it’s often also overwhelming and more than a little confusing when you dive into your home loan options.
The mortgage world has its own language and you’ll be co…
