Buying a home is undoubtedly the largest purchase most people will make in their lifetime. But homes aren’t the only things that require financing. There are other assets such as cars or equipment where someone will n…
Finance can be a complex system for those who don’t live and breathe it every day, like we do at Intuitive Finance.
Interest Only vs. P+I, LVR’s, LMI’s, Asset Finance, Guarantor loans. There are plenty of acronyms,…
There’s been some big changes in the lending market recently, and I don’t mean trimmed interest rates, stubborn inflation, or government policies. The changes I’m talking about are those that will directly impact resi…
The RBA rate cuts: what they mean for home owners
The Reserve Bank of Australia (RBA)’s decision to cut rates three times this year – or by a total of 0.75% – has been welcome, particularly as these drops were the …
The Reserve Bank of Australia (RBA) hands down its next cash rate decision on 3rd February 2026, the first of the year. If you have a home loan, it is easy to feel like you need to wait for the headline and then react…
What is an offset account?
Offset accounts are like everyday savings accounts, and you can access them any time. But there’s one key difference – offset accounts are linked to your home loan. So, the funds in this …
Understanding investment property loans
It’s difficult to choose between an interest-only investment loan and a principal and interest one, with each option offering benefits and risks.
But this decision doesn’t…
No sooner had the Reserve Bank cut the official cash rate for the first time in years the pundits began asking when the next reduction might be.
And there’s good reason to wonder. There’s a fair bit of uncertainty …
