What Makes Us Different: Expert Financial Guidance You Can Trust

We are very diligent regarding our service standards for both new and existing clients. You will be well taken care of by our friendly team every step of the way.

What Makes Us Different

We work with a wide range of customers, including first home buyers, homeowners looking to upgrade, sophisticated investors with extensive property portfolios, and Australian expatriates living and working overseas who are looking to establish a property portfolio in Australia.

We also have a particular focus on self-employed clients who, despite the challenges of clearly demonstrating their capacity to maintain an investment, are comfortable with complex financial strategies and bring an entrepreneurial, can-do approach to managing their portfolios.

We work with a range of customers, from first home buyers, homeowners looking to upgrade, sophisticated investors with extensive property portfolios, Australian expatriates living and working overseas looking to establish a property portfolio in Australia and we have a particular focus on the self-employed who, despite the significant challenges in clearly establishing their capacity to maintain an investment, are comfortable with complex financial strategies and have an entrepreneurial, “can do” approach to their portfolios.

At Intuitive Finance we are very focused on our service standards for both new and existing clients. There are documented targets for all our customers and we are committed and passionate about ensuring you receive the ultimate loan “experience.” We also ensure that you are informed at every stage of the loan process including a post settlement follow up. For existing clients, we also ensure that we contact you annually for a review and an assessment of an RP Data property report for your portfolio.

Once we have identified exactly what you want to achieve – whether it’s buying a first home, an investment property, refinancing or consolidating your existing debts, considering buying a business, setting up a self-managed super fund or establishing an investment portfolio – we create a specific approach, from assessing the suitability and practicality of the strategy to the identification of the best lending partners through to the compilation of the critical information necessary for the preparation of your funding applications.

Once we’ve done the analysis and have been able to correctly assess such criteria as capacity and creditworthiness, we run a comprehensive review of the list of qualified lenders, their rates and of course any deals currently available. We gather together the detail required for the loan application and then submit these to the chosen lenders who meet the strategic requirements. As a result of the policy of doing things once, and correctly, our rates of rework are extremely low.

We make the often stressful and chaotic process around settlement as smooth as possible. We manage the timing of the document lodgement and coordinate with critical third parties such as conveyancers and solicitors.

Once the loan has been settled, we dont believe that our work is done and we are active in making sure our clients have a point of contact and are able to get information from us as required – we help ensure that issues such as repayment schedules and the provision of other facilities including credit cards are organised.

We are very focussed on the ongoing care and maintenance of your financial structures and want to make sure that clients always feel that they have a point of reference and that we are available to assist in any way we can. When the time comes to review the next phase of your investment strategy we are on hand to help with whatever is required – be it assisting with the identification of suitable assets to buy to assessing the suitability over time of the finance structures in place. We provide annual reviews and always look to provide our clients with updated property reports to identify portfolio value.

Our Team

Lachlan Mirams Finance Specialist

Lachlan Mirams

Finance Specialist

Lachlan joined Intuitive Finance in September 2013. In this time, he plied his craft in a number of roles which has given him a greater understanding and appreciation of the industry and of the business. He is now an award winning Finance Specialist with a Diploma of Finance and Mortgage Broking Management.
 
Outside work, Lachlan is a very talented footballer, he previously played with North Melbourne in the VFL and currently with Glen Eira in the VAFA.  He is an avid sports fan and passionate supporter of North Melbourne in the AFL and Cleveland Cavaliers in the NBA.  In his spare-time he enjoys catching up with mates and travelling, in addition to playing football, basketball and golf.
 
He also enjoys winding down by watching plenty of sport, along with his favourite shows The Office and Taskmaster.

MFAA 2020 Best Newcomer Award
2020 The Adviser Better Business Awards, Finalist, Best Newcomer
2020 MPA Young Guns

Book a Consultation
Alexandra Pappas  Finance Specialist

Alexandra Pappas 

Finance Specialist

Alexandra joined Intuitive Finance in March 2019. Since then, she has been able to gain a strong understanding of the intricacies in the financial landscape and expand her expertise through her roles as Relationship Manager, Credit Analyst and now Finance Specialist.

Fueled by a knowledgeable property law background, she is armed with a Diploma in Conveyancing and has seamlessly transitioned into her current role. Not one to rest on her laurels, she’s earned her Diploma in Finance and Mortgage Broking Management, and gained recognition as one of the finance industry’s rising stars along the way.

Outside of work, Alexandra is all about being outdoors and cherishing life’s precious moments with her loved ones, including her adored doggo, Duke. She is a devoted Carlton supporter in the AFL and brings the same passion to her interests in dog training and Olympic Weightlifting.

2023 MPA Rising Star

Book a Consultation
Bonnie Carter Finance Specialist

Bonnie Carter

Finance Specialist

Bonnie joined Intuitive Finance in early 2021 as a Broker Support Officer, progressing to a Relationship Manager before working closely with Andrew as his Credit Analyst. This breadth of experience has shaped her transition into a Finance Specialist, supported by the completion of her Diploma in Finance and Mortgage Broking Management. She is passionate about guiding first home buyers, property upsizers, and young professionals towards achieving their finance goals. Known for cutting through the jargon, Bonnie makes the lending process clear, simple, and stress free.

Outside of work, Bonnie enjoys spending quality time with friends and family, whether that involves a Margarita at a local bar or searching for the next great restaurant, given her love of good food. To keep life in balance, she is also committed to fitness and spends her mornings at the gym. She’s an early bird and proud of it.

Book a Consultation
Andrew Mirams  Managing Director

Andrew Mirams 

Managing Director

Andrew Mirams is the Managing Director of Intuitive Finance and is a highly qualified mortgage advisor who holds dual diplomas in Financial Planning (Financial Services) and Banking and Finance (Mortgage Broking). Andrew’s expertise covers all aspects of lending for a diverse range of applications – from first home buyers’ loans or property upgrader loans, property investor loans, expatriates and loans for self-employed.

With over 32 years of experience and having settled well in excess of 1.5 billion dollars in loans, Andrew has been acknowledged by the mortgage industry as one of its best and most consistent performers with multiple awards including regularly featuring in both the top 100 mortgage brokers list and Top 50 Elite business writers.

2023 Top 100 Mortgage broker (10th year in a row)
2020 Top 100 Brokers
2020 Community Champion Award
2020 Finalist BBA Best Finance Broker
2020 Finalist Best Independent Office < 5 Brokers
2019 MPA Top 100 Brokers
To see all of Andrew’s articles click here.

Book a Consultation
Melissa Gwynne Office Manager

Melissa Gwynne

Office Manager

Melissa Gwynne serves as the Office Manager at Intuitive Finance, bringing a wealth of administrative experience to the team. With over 30 years of experience in administration, she has successfully held roles such as Office Manager, Executive Assistant, and Personal Assistant.

Melissa thrives in positive work environments where she feels valued and can collaborate with great people. She enjoys being part of a fun work culture and was drawn to Intuitive Finance by its stellar reputation and team spirit.

In her downtime, Melissa loves spending quality time with her children and friends. She enjoys travelling, walking, home renovating, and visiting the theatre. A fan of good food, wine, and coffee, she also appreciates relaxing with a book or Netflix alongside her Birman cat, Gigi.

Craig Caarels Relationship Manager

Craig Caarels

Relationship Manager

Craig joined the team at Intuitive Finance in February 2017 as a Relationship Manager. He comes from a strong financial background with over 20 years of experience in most of the mortgage roles within the Commonwealth Bank and Heritage Building Society. He has broadened his finance background in the last 5 years within the Compliance area of the vehicle finance sector.

As members of the Melbourne Racing Club, Craig & his wife have an avid interest in the horseracing industry and one day hopes to own a share in a Group 1 winner.

He is very much looking forward to helping our clients feel at ease during the process and assisting with their property investment portfolios.

Max Besnard Credit Support Officer

Max Besnard

Credit Analyst

Max Besnard is a diligent Broker Support Officer and Credit Analyst at Intuitive Finance. He first joined the company in January 2021, transitioning from an administrative role into his current position before taking a 14-month break to focus on university studies. He returned part-time in late 2023, resuming his dedication to supporting clients through the mortgage process.’

His journey from administration to broker support and credit analysis has honed his skills in managing client cases and navigating the complexities of the lending process. Max finds the most fulfilment in his work by helping clients achieve significant milestones, whether purchasing their first home or gaining financial stability. He values being part of a process that positively impacts people’s lives and financial well-being.

A fan of Carlton in the AFL and the Oklahoma City Thunder in the NBA, Max enjoys collecting records in his spare time, with a fondness for bands like Led Zeppelin, Red Hot Chili Peppers, Foo Fighters, and Jimi Hendrix. He also loves spending quality time with family and friends.

Natasha Watson Relationship Manager

Natasha Watson

Relationship Manager

Natasha Watson is a newly appointed Relationship Manager at Intuitive Finance. With over 15 years of experience in the finance industry, she holds a Certificate IV in Finance and Mortgage Broking. Her extensive background includes seven years as a loan assessor and eight years as a loan packager, providing her with a thorough understanding of the lending process and client needs.

Natasha is passionate about helping clients achieve their goals, whether it be purchasing their first home or expanding their investment property portfolio. She was drawn to Intuitive Finance by its vibrant team environment, where she can contribute her expertise while benefiting from a supportive, collaborative workplace.

In her free time, Natasha enjoys travelling, attending concerts, and spending quality moments with her family.

Carmela Joy Relingado

Broker Support Officer / Relationship Manager

Carmela joined the Intuitive Finance team in 2022 as a Loan Administration Officer, having previously worked in the banking sector where she gained experience building loan and credit card applications. Her move to the Finance sector is an exciting one as she continues to explore the industry.
 
Outside of work, Carmela enjoys staying at home with her dog, reading and writing anything that comes to mind, and also recently learning how to bake. Carmela hopes to go back to her studies in the future and dreams of one day living on her own farm.

Clarise Punzal

Broker Support Officer / Relationship Manager

Clarise joined Intuitive Finance in 2022 as a Loan Administration Officer and now works as a Broker Support Officer and Relationship Manager. She brings five years of experience in the mortgage industry, including two years in the US mortgage sector and three years in the Australian market, giving her a well-rounded understanding of loan processing and client service.

Passionate about continuous learning, Clarise enjoys expanding her knowledge and refining her skills from a broker’s perspective. She was drawn to Intuitive Finance for its strong culture of collaboration and growth, as well as the opportunity to build meaningful relationships with both clients and colleagues.

Outside of work, Clarise loves cooking for her loved ones and exploring new food experiences. She also values quiet time at home with her daughter, Gaia, and enjoys life’s simple comforts such as reading a good book or relaxing with a cup of coffee or hot chocolate.

Roana Delos Santos Loan Administration Assistant

Roana Delos Santos

Broker Support Officer

Roana has been part of Intuitive Finance for more than four years and was recognised as the Winner of the Best Team Player Award for her dedication and supportive nature. She brings close to a decade of experience across the mortgage and finance industry, with previous roles at Westpac, Australian Credit and Finance, Broker Squared, and Keylend.

Her background in loan processing and her studies in education have shaped her patient, thorough approach to training and teamwork.

She enjoys seeing loans progress smoothly from submission to settlement and loves watching her colleagues grow in confidence. Roana was drawn to Intuitive Finance for its supportive culture and leaders who genuinely value their team.

Outside of work, she spends her weekends at home with her dogs, cooking, gardening, or searching bookstores for Sweet Valley High novels. She also enjoys Netflix, her favourite childhood cartoons, and has a long-standing love of WWF/WWE. One day, she hopes to open a sanctuary for strays and abused animals.

Andrea Joyce Gliane

Loan Administration Officer

Andrea joined Intuitive Finance in February 2025 and brings six years of experience across financial services and card payment support. Before moving into the mortgage space, she spent four years assisting customers with credit card enquiries for a US-based financial institution, followed by two years with VISA Business Processing, where she supported customers with card enquiries and emergency card services. Her strong background in customer service has shaped the way she supports clients and the team in her current role.

Andrea enjoys expanding her knowledge of the mortgage process and values the opportunity to grow within a new area of the financial industry. She was introduced to Intuitive Finance by her friend and colleague, Clarise, and was drawn to the chance to broaden her skills beyond credit card and payment processing.

Outside of work, Andrea loves low-key days watching her favourite shows, or exploring new cafés with friends and enjoying good food and drinks.

Ed Colita

Broker Support Officer

Ed joined Intuitive Finance in 2025 and brings a strong background in banking and financial support, with more than six years of experience across major institutions. He began his career as a Customer Service Representative with Westpac, then moved into a Financial Advisor role with M&S Bank, and later worked as a Senior Financial Support Officer with HSBC. His experience across multiple banks has given him a deep understanding of client needs and the importance of sound financial decisions.

Ed has always found fulfilment in helping clients navigate their financial situations, knowing that every action taken can meaningfully impact their future. This passion for supporting people is what led him naturally into his role at Intuitive Finance.

Outside of work, Ed loves travelling and exploring new places on his motorcycle. Riding gives him excitement and a sense of freedom. He also enjoys playing basketball and was part of his school teams throughout high school and college.

Fred Punzal

Broker Support Officer/Credit Analyst

Fred joined Intuitive Finance in 2024 and brings valuable experience from client service roles across a range of service industries. His background has shaped his ability to support clients with care, clarity, and professionalism as he grows within the mortgage and lending environment.

Fred finds great satisfaction in simplifying the lending process for clients and ensuring their journey is smooth and stress free. He enjoys seeing the confidence and peace of mind that comes when clients feel supported and one step closer to achieving their financial goals.

Outside of work, Fred leads an active and balanced lifestyle. He enjoys playing badminton, running, going to the gym, and taking part in activities that keep him energised. He also loves good food and travelling with his family, and values quiet moments spent reading or watching a good series while continuing to learn and grow personally and professionally.

Katherine Becerro

Loan Administration Officer

Katherine joined Intuitive Finance in 2025 and brings three years of experience from the financial services sector, where she supported bankers with credit card enquiries and handled income and expenses verification. She has also worked across verification and quality assurance teams, giving her a strong foundation in accuracy, attention to detail, and client care. These experiences have equipped her well as she transitions into the mortgage industry for the first time.

Katherine enjoys the structure and familiarity of loan administration tasks, many of which align with the work she performed in previous roles. She values the supportive work environment at Intuitive Finance and appreciates the flexibility of working from home, which allows her to focus fully on her responsibilities.

Outside of work, Katherine likes relaxing at home with a good movie or series, exploring new coffee shops with scenic views, and going on road trips with friends to enjoy nature.

Norhaina Kamenza

Loan Administration Officer

Norhaina joined Intuitive Finance in 2025 and brings valuable experience from the Australian mortgage industry. She previously worked as a Mortgage Consultant with Westpac St George Bank for two years and also gained experience at Lendi, giving her a strong foundation in loan assessment and customer support. Her background allows her to transition smoothly into her loan administration role.

Although her degree is in Secondary Education, majoring in English, Norhaina’s experience in mortgage processing and client service has shaped her skills and confidence in the finance sector. She believes her past roles have equipped her well for the responsibilities she carries today.

Outside of work, Norhaina spends most of her free time with her two children. They enjoy walks in the park, small picnics, and weekend trips to the mall. She also loves singing karaoke at home when she finds a quiet moment to herself.

Our Awards

Intuitive Finance has consistently been recognised by the main industry and mortgage finance media bodies for
our outstanding service and business standards.

  • Finalist Seal Vic Best Newcomer

    Finalist, 2020 | Best Newcomer | Lachlan Mirams

    The Adviser, Better Business Awards (Victoria)

  • Finalistbestfinancebroker2020

    Finalist, 2020 | Best Finance Broker | VIC/TAS

    The Adviser, Better Business Awards (Victoria)

  • Finalistbestindependentoffice(5brokers)

    Finalist, 2020 | Best Independent Office (5 Brokers or less)

    The Adviser, Better Business Awards (Victoria)

  • Winner, 2017 — Best Finance Broker — Andrew Mirams

    Winner, 2017 | Best Finance Broker | Andrew Mirams

    The Adviser, Better Business Awards (Victoria)

  • Winner, 2016 — Best independent office

    Winner, 2016 | Best independent office <5 brokers

    The Adviser, Better Business Awards (Victoria)

  • Winner, 2016 — Best customer service — Office

    Winner, 2016 | Best customer service | Office

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2018 | Best Finance Broker | Andrew Mirams

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2018 | Best Independent office <5 brokers

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2017 | Best Customer Service | Office

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2017 | Best independent office

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2017 | Best Loan Administrator

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2016 | Best residential broker | Andrew Mirams

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2016 | Best Loan Administrator

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2015 | Best Loan Administrator

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2015 | Best Residential Broker

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2014 | Best Customer Service/Satisfaction

    The Adviser, Better Business Awards (Victoria)

  • BBS_AWARD_SEAL_FINALIST_template

    Finalist, 2014 | Best Marketing

    The Adviser, Better Business Awards (Victoria)

  • Mfaa 2020 National Finalist Rev Rgb Newcomeraward

    National Finalist, 2020 | Newcomer Award | Lachlan Mirams

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • Mfaa 2020 State Winner Rev Rgb Newcomeraward

    State Winner, 2020 | Newcomer Award | Lachlan Mirams

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • National Finalis 2020

    National Finalist, 2020 | Community Champion Award

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • State Winner 2020

    State Winner, 2020 | Community Champion Award

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • Mfaa 2018 State Finalist Rev Cmyk Fin Broker 2 5writers

    Winner, 2018 | Finance Broker Business Award | 2 to 5 Loan Writers (Vic/Tas)

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • Mfaa 2017 National Winner Cmyk

    Winner, 2017 | National Customer Service Award

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • Mfaa 2017 State Winner Rev Rgb

    Winner, 2017 | Best Finance Broker Business Award (Vic/Tas)

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • Finalist, 2017 | Best Residential Broker (Vic/Tas) | Andrew Mirams

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • Mfaa 2017 State Winner Pos Rgb

    Winner, 2016 | Best Loan Administrator (Vic/Tas)

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • Mfaa Medal Finalist Bronze Art2

    Finalist, 2016 | Residential Finance Broker of the Year (Vic/Tas) | Andrew Mirams

    Mortgage and Finance Association of Australia (MFAA) Excellence Awards

  • Victoria’s Favourite Mortgage Broker

    2015 Investors Choice Awards

  • 2016, Runner Up Mortgage Broker

    2016 Readers Choice Awards

  • Connective Excellence Awards 2018

    Finalist, 2023 | Broker Of The Year

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Finalist, 2023 | Best Loan Administrator

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Finalist, 2023 | Brokerage Of The Year < 5 brokers

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2022 | Broker Of The Year

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Finalist, 2022 | Brokerage Of The Year < 5 Brokers

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Finalist, 2022 | Best All Round Broker

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Finalist, 2021 | Best business

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2020 | Rising Star (VIC) | Lachlan Mirams

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Finalist, 2020 | VIC State Brokerage of the year < 5

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2018 | Best Residential broker | Andrew Mirams

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2018 | Best business

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2017 | best residential broker | Andrew Mirams

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2017 | Best business

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2016 | Loan Administrator of the year

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2015 | Loan Administrator of the year

    Connective Excellence Awards

  • Connective Excellence Awards 2018

    Winner, 2015 | Brokerage of the Year (less than 5 staff)

    Connective Excellence Awards

  • Brokerage Of The Year 6 20 Staff 01

    Finalist, 2017 | Brokerage of the Year (6-20 Staff)

    Australian Mortgage Awards

  • Most Effective Online Presence Broker 01

    Finalist, 2017 | Most Effective Online Presence

    Australian Mortgage Awards

  • Ama Finalist Badge Broker Of The Year Productivity

    Finalist, 2017 | Broker of the Year | Andrew Mirams

    Australian Mortgage Awards

  • Best Customer Service From An Individual Office 01

    Finalist, 2016 | Best Customer Service from an Individual Office

    Australian Mortgage Awards

  • Broker Of The Year Independent 01

    Finalist, 2016 | Broker of the Year | Independent

    Australian Mortgage Awards

  • Print

    Finalist, 2015 | Broker of the Year | Independent

    Australian Mortgage Awards

  • Print

    Finalist, 2015 | Independent and Brokerage of the Year (less than 5 staff)

    Australian Mortgage Awards

  • Aba 2017 Seal Finalist Finance Broker Of The Year

    Finalist, 2017 | Finance Broker of the Year | Andrew Mirams

    Australian Broking Awards

  • Winner, 2016 | Best Residential Broker | Andrew Mirams

    Australian Broking Awards

  • Winner, 2016 | Office of the year Non-Franchise <5 brokers

    Australian Broking Awards

  • Winner, 2016 | Customer service of the year | Office

    Australian Broking Awards

  • Aba 2017 Seal Finalist Finance Broker Of The Year

    Finalist, 2015 | Residential Broker of the Year

    Australian Broking Awards

  • Aba 2017 Seal Finalist Finance Broker Of The Year

    Finalist, 2015 | Best Office (non franchise | less than 5 brokers)

    Australian Broking Awards

  • The Advisers Elite Business Writers 2018 Seal

    2018, Top 50 Elite Business Writer

    The Adviser, Elite Business Writers

  • The Advisers Elite Business Writers 2018 Seal

    2017, Top 50 Elite Business Writer

    The Adviser, Elite Business Writers

  • The Advisers Elite Business Writers 2018 Seal

    2016, Top 50 Elite Business Writer

    The Adviser, Elite Business Writers

  • The Advisers Elite Business Writers 2018 Seal

    2015, Top 50 Elite Business Writer

    The Adviser, Elite Business Writers

  • The Advisers Elite Business Writers 2018 Seal

    2014, Top 50 Elite Business Writer

    The Adviser, Elite Business Writers

  • The Advisers Elite Business Writers 2018 Seal

    2009, Top 50 Elite Business Writer

    The Adviser, Elite Business Writers

  • Yip Property Investor Awards Medal Silver7 Finalist Brokerage

    Finalist, 2018 | Mortgage Brokerage

    Your Investment Property – Property Investors Awards

  • 2023, Top 100 Mortgage Brokers list

    2008, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2009, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2014, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2015, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2016, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2017, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2018, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2019, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2020, Young Guns Award | Lachlan Mirams

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2020, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2021, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2022, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

  • 2023, Top 100 Mortgage Brokers list

    2023, Top 100 Mortgage Brokers list

    Mortgage Professional Australia (MPA) Magazine

Meet Our Community

We participate in charity support days throughout the year and try whenever possible to recruit others in the community to share in the support of these worthwhile causes. In addition, we annually sponsor the following selected charities through donations. With every loan that we settle, we give you the choice to support either Clontarf or Challenge – supporting kids with Cancer through the donation of $20 in addition to our annual support. It’s our way of helping those less fortunate than us.

Challenge

Challenge

Over the 30 years Challenge has been operating, they have grown from small beginnings to become well-known and respected as a non-profit organisation providing children living with cancer and their families an opportunity to interact with others in similar circumstances.

Lungitude

Lungitude

The Lungitude Foundation is a registered Australian charity focused on funding and facilitating world-class translational research, advocating for lung transplant excellence, building a strong community of support, and educating key audiences.

Movember

Movember

Movember funds lifesaving research and projects all across the globe, to aid with the education and funding of resources for men’s health. On average, men are dying 5 years earlier than women, caused predominantly from preventable causes. Intuitive Finance are proud to support such an important cause, and hopefully to help save our young men.

The Huddle

The Huddle

The Huddle was established to engage, support and empower young people to build on their strengths, increase their ability to participate in society and contribute to more socially inclusive communities and Intuitive Finance are proud supporters of this Charity.

Clontarf Foundation

Clontarf Foundation

The Clontarf Foundation is a charitable not-for-profit organisation registered as an unlisted public company limited by guarantee. We exist to improve the education, discipline, self-esteem, life skills and employment prospects of young Aboriginal and Torres Strait Islander men and by doing so, equip them to participate more meaningfully in society.

Melbourne United Basketball

Melbourne United Basketball

North Melbourne Football Club

North Melbourne Football Club

Port Melbourne F.C.

Port Melbourne F.C.

Real Feedback from Real Clients

See All Reviews
Kim Krajewski profile pictureKim Krajewski
09:58 20 Mar 25
I am so appreciative of all the work Bonnie and the Intuitive team put in, to help me obtain the perfect finance for the next step in my life.
Buying property is one of the most stressful things you’ll ever do, and I was dreading it!
However Natasha, Melissa, Clarise, Andrew and Bonnie were all amazing at helping me through the application for finance. They all provided exceptional care, a wealth of knowledge and always got back to me promptly with answers to all my questions 😄
The whole team had a great ability to put me at ease throughout the whole process! I can’t thank you all enough and I’m so happy in my new home!
I would wholeheartedly recommend the Intuitive finance team 100% as the finance brokers for anyone needing help with financing!
Thanks again so much, you’ve helped me get to the place I wanted to be!
Danielle de Rome profile pictureDanielle de Rome
02:35 13 Mar 25
I worked with Alexandra Pappas over a number of years as our goals shifted until I finally purchased my first property. Alex was always professional and clear in her explanations. Alex helped us navigate a few curly scenarios and I am grateful to have had her on my team throughout the process.
Jack Tarpley profile pictureJack Tarpley
01:44 13 Mar 25
Fantastic service! Super knowledgeable of the market, access to huge amount of lenders & thorough communication! Highly recommended this team.
Jason Bourne profile pictureJason Bourne
05:06 28 Feb 25
This was my second home buying experience and I went back to Intuitive finance as I was impressed the first time and I was not disappointed! Lachlan was amazing as was Natasha who was helpful, informative and very communicative in answering all questions. Nothing was too much trouble and I am grateful that the service has been the same if not better than my first time I used them! I could not recommend them enough!!
dizzalenko profile picturedizzalenko
14:03 05 Feb 25
I am blown away by the exceptional service provided by Craig and the entire team at Intuitive Finance. Their expertise and dedication to finding the best financial solutions for us were truly impressive.

We had a complex situation with multiple properties, and Craig took the time to understand our needs and worked tirelessly to secure the best possible deals. We refinanced three of our properties, and the process was seamless thanks to Craig's guidance.

Their communication was outstanding, keeping us informed every step of the way. What really stood out was their willingness to go above and beyond to ensure our financial goals were met. Their professionalism, knowledge, and passion for their work are a rare find in the finance industry.

We can't recommend Craig and the team at Intuitive Finance highly enough. If you're looking for a finance broker who will truly look after your interests, look no further.

Thanks Michael & Alana
Simon Flower profile pictureSimon Flower
03:31 22 Jan 25
Third time I have used these guys and each time they proven their worth by guiding me through the relentless (and sometimes crazy) demands of various lenders. Special thanks to Natasha, Craig and Andrew for their patience and support. I don't hesitate to recommend Intuitive Finance and will use again when required.
Dave Mcg profile pictureDave Mcg
21:59 16 Jan 25
Have employed Intuitive a number of times now to refinance. They make the process very easy and are great at finding the best options. Highly recommend
Karin Brown profile pictureKarin Brown
05:25 12 Jan 25
Craig and all the team at Intuitive Finance were fantastic in ensuring we were able to manage our investment purchase with excitement not fear. Their communication with us allowed us to feel confident with all our decisions. I highly recommend contacting the team at Intuitive if you are thinking about purchasing a property.
Stacey L profile pictureStacey L
06:53 03 Jan 25
It was an absolute pleasure working with Intuitive Finance. The whole team was very professional and helped my partner and I purchase our first home. We would definitely work with them again in the future. A special thank you goes out to Alex who was always approachable with any questions we had.
Adam profile pictureAdam
03:17 31 Dec 24
Intuitive Finance has delivered the best mortgage brokering experience I’ve ever had. Initially recommended to me by a buyer’s agent, I only wish I’d found these guys sooner. Having worked with brokers for over 20 years for both purchases and refinances, I can confidently say that Intuitive Finance stands head and shoulders above the rest.

What sets them apart is their exceptional communication, organization, experience, and teamwork. They operate like a well-oiled machine, ensuring everything runs smoothly and efficiently. Despite being based in Perth, working with Lachlan and Craig in Melbourne was seamless. These two are absolute standouts—always available, quick to return calls, hardworking, and incredibly fast.

I also had the pleasure of working with Melissa and Clarise, who were equally lovely and professional. The entire team made the process stress-free and straightforward, something I’ve rarely encountered in this space.

I’ve already recommended Intuitive Finance to my family and friends because I know they’ll be in safe hands. If you’re looking for a broker that goes above and beyond, look no further. Highly rated and highly recommended!
Andrew Casserly profile pictureAndrew Casserly
00:00 21 Dec 24
I could not be more impressed or willing to recommend the whole team at Intuitive Finance. They made the process of buying our first home as smooth and stress free as possible. They were very accomodating to our changing needs, patient when we changed our mind, informative throughout the whole process, great with communication, and followed through on everything they said.

A special thanks to Lachlan who was simply fantastic to deal with across a two year period and to Craig who made the final processes seamless.
GENEVIEVE PERCOVICH profile pictureGENEVIEVE PERCOVICH
05:09 16 Oct 24
The team really break it down and make sure we, as the client, get all the information and assistance we need, in real time. Stress less, go with this amazing team.
Dave profile pictureDave
19:38 02 Oct 24
Andrew and his team are well versed to help property investors navigate the challenges of getting finance.
Shane Hellyer profile pictureShane Hellyer
03:36 17 Sep 24
Lachlan, Dragana and team were amazing in helping me purchase my property. Right from the planning stages up through to organising the loan and finally settlement, there was amazing communication, punctuality and professionalism. 100% recommend and would use them again in an instant
Guy Smith-steane profile pictureGuy Smith-steane
22:11 13 Sep 24
Spoke to Alex recently to get me on the right track to save for my property. Very professional and I couldn't be happier. Looking forward to continuing on my journey with Alex and the Intuitive Finance team.

Want to work with Intuitive Finance?

At Intuitive Finance, we prioritise our people, fostering a supportive and positive environment
for our talented Broker & Administration team.

Work With Us