Investment Loans

Investment loans are designed for individuals purchasing property for rental income or resale. Whether you’re a seasoned investor or buying your first investment property, Intuitive Finance is here to help. We understand the unique challenges investors face, and we can guide you through the complexities of choosing the right financing structure to protect your existing assets while helping you build new ones.

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What are Investment Loans?

An investment loan is a loan designed for individuals purchasing property to rent to tenants or for those planning to flip (renovate and sell) properties. Investment loans differ from standard home loans as they often come with different interest rates, terms, and requirements. Securing the right investment loan is crucial for maximising your returns while protecting your existing assets.

Types of Investment Loans

Variable-Rate Investment Loans

A Variable-Rate Investment Loan offers flexibility, allowing your interest rate to fluctuate with the market. This can be beneficial if rates drop, reducing your overall interest payments. However, if rates increase, your repayments may rise, making this option ideal for investors looking for adaptability.

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Fixed-Rate Investment Loans

A Fixed-Rate Investment Loan provides stability, locking in your interest rate for a set period, typically between 1 to 5 years. This predictability helps with budgeting and planning, offering protection against market rate increases. It’s well-suited for investors who prefer certainty in their repayment structure.

Discuss Your Options

What’s Involved in Obtaining an Investment Loan Through Intuitive Finance?

Initial Meeting

A 1-hour session to establish your financial and lifestyle goals, discuss the fact-finding document, and agree on a timeline for its return.

Fact Finding Submission

We will submit the completed fact-finding document.

Strategy Submission

Within 5 days of receiving the completed fact-finding, a written strategy is submitted to you.

Document Lodgement

Within 2 days of agreeing to proceed, documents are lodged with the institution.

Conditional Approval

Expect conditional approval within 1 to 3 days of lodgement.

Unconditional Approval

Expect unconditional (full) approval within 2 to 4 days after conditional approval.

Loan Documents Arrival

Expect loan documents to arrive within 2 to 5 days after unconditional approval.

Loan Settlement

Expect loan settlement within 3 to 5 days after submitting the signed loan documents.

Complimentary Obligation-Free Consultation

Discuss your specific needs and discover the best financing options for you. Get in touch to
organise your complimentary 60-minute session today!

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Real Feedback from Real Clients

See All Reviews

Kim Krajewski

09:58 20 Mar 25

I am so appreciative of all the work Bonnie and the Intuitive team put in, to help me obtain the perfect finance for the next step in my life.Buying property is one of the most stressful things you’ll ever do, and I was dreading it!However Natasha, Melissa, Clarise, Andrew and Bonnie were all amazing at helping me through the application for finance. They all provided exceptional care, a wealth of knowledge and always got back to me promptly with answers to all my questions 😄The whole team had a great ability to put me at ease throughout the whole process! I can’t thank you all enough and I’m so happy in my new home!I would wholeheartedly recommend the Intuitive finance team 100% as the finance brokers for anyone needing help with financing!Thanks again so much, you’ve helped me get to the place I wanted to be!

Danielle de Rome

02:35 13 Mar 25

I worked with Alexandra Pappas over a number of years as our goals shifted until I finally purchased my first property. Alex was always professional and clear in her explanations. Alex helped us navigate a few curly scenarios and I am grateful to have had her on my team throughout the process.

Jack Tarpley

01:44 13 Mar 25

Fantastic service! Super knowledgeable of the market, access to huge amount of lenders & thorough communication! Highly recommended this team.

Jason Bourne

05:06 28 Feb 25

This was my second home buying experience and I went back to Intuitive finance as I was impressed the first time and I was not disappointed! Lachlan was amazing as was Natasha who was helpful, informative and very communicative in answering all questions. Nothing was too much trouble and I am grateful that the service has been the same if not better than my first time I used them! I could not recommend them enough!!

dizzalenko

14:03 05 Feb 25

I am blown away by the exceptional service provided by Craig and the entire team at Intuitive Finance. Their expertise and dedication to finding the best financial solutions for us were truly impressive.We had a complex situation with multiple properties, and Craig took the time to understand our needs and worked tirelessly to secure the best possible deals. We refinanced three of our properties, and the process was seamless thanks to Craig's guidance.Their communication was outstanding, keeping us informed every step of the way. What really stood out was their willingness to go above and beyond to ensure our financial goals were met. Their professionalism, knowledge, and passion for their work are a rare find in the finance industry.We can't recommend Craig and the team at Intuitive Finance highly enough. If you're looking for a finance broker who will truly look after your interests, look no further.Thanks Michael & Alana

Simon Flower

03:31 22 Jan 25

Third time I have used these guys and each time they proven their worth by guiding me through the relentless (and sometimes crazy) demands of various lenders. Special thanks to Natasha, Craig and Andrew for their patience and support. I don't hesitate to recommend Intuitive Finance and will use again when required.

Dave Mcg

21:59 16 Jan 25

Have employed Intuitive a number of times now to refinance. They make the process very easy and are great at finding the best options. Highly recommend

Karin Brown

05:25 12 Jan 25

Craig and all the team at Intuitive Finance were fantastic in ensuring we were able to manage our investment purchase with excitement not fear. Their communication with us allowed us to feel confident with all our decisions. I highly recommend contacting the team at Intuitive if you are thinking about purchasing a property.

Stacey L

06:53 03 Jan 25

It was an absolute pleasure working with Intuitive Finance. The whole team was very professional and helped my partner and I purchase our first home. We would definitely work with them again in the future. A special thank you goes out to Alex who was always approachable with any questions we had.

Adam

03:17 31 Dec 24

Intuitive Finance has delivered the best mortgage brokering experience I’ve ever had. Initially recommended to me by a buyer’s agent, I only wish I’d found these guys sooner. Having worked with brokers for over 20 years for both purchases and refinances, I can confidently say that Intuitive Finance stands head and shoulders above the rest.What sets them apart is their exceptional communication, organization, experience, and teamwork. They operate like a well-oiled machine, ensuring everything runs smoothly and efficiently. Despite being based in Perth, working with Lachlan and Craig in Melbourne was seamless. These two are absolute standouts—always available, quick to return calls, hardworking, and incredibly fast.I also had the pleasure of working with Melissa and Clarise, who were equally lovely and professional. The entire team made the process stress-free and straightforward, something I’ve rarely encountered in this space.I’ve already recommended Intuitive Finance to my family and friends because I know they’ll be in safe hands. If you’re looking for a broker that goes above and beyond, look no further. Highly rated and highly recommended!

Andrew Casserly

00:00 21 Dec 24

I could not be more impressed or willing to recommend the whole team at Intuitive Finance. They made the process of buying our first home as smooth and stress free as possible. They were very accomodating to our changing needs, patient when we changed our mind, informative throughout the whole process, great with communication, and followed through on everything they said.A special thanks to Lachlan who was simply fantastic to deal with across a two year period and to Craig who made the final processes seamless.

GENEVIEVE PERCOVICH

05:09 16 Oct 24

The team really break it down and make sure we, as the client, get all the information and assistance we need, in real time. Stress less, go with this amazing team.

Dave

19:38 02 Oct 24

Andrew and his team are well versed to help property investors navigate the challenges of getting finance.

Shane Hellyer

03:36 17 Sep 24

Lachlan, Dragana and team were amazing in helping me purchase my property. Right from the planning stages up through to organising the loan and finally settlement, there was amazing communication, punctuality and professionalism. 100% recommend and would use them again in an instant

Guy Smith-steane

22:11 13 Sep 24

Spoke to Alex recently to get me on the right track to save for my property. Very professional and I couldn't be happier. Looking forward to continuing on my journey with Alex and the Intuitive Finance team.

Our Commitment to the Community

With every loan we settle, you can choose to support Challenge – supporting
kids with cancer, the Movember Foundation, or the Lungitude Foundation.
We donate $20 to your chosen charity and make annual contributions. It’s our
way of giving back and helping those in need.