Investment Loans

Investment loans are designed for individuals purchasing property for rental income or resale. Whether you’re a seasoned investor or buying your first investment property, Intuitive Finance is here to help. We understand the unique challenges investors face, and we can guide you through the complexities of choosing the right financing structure to protect your existing assets while helping you build new ones.

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What are Investment Loans?

An investment loan is a loan designed for individuals purchasing property to rent to tenants or for those planning to flip (renovate and sell) properties. Investment loans differ from standard home loans as they often come with different interest rates, terms, and requirements. Securing the right investment loan is crucial for maximising your returns while protecting your existing assets.

Types of Investment Loans

Variable-Rate Investment Loans

A Variable-Rate Investment Loan offers flexibility, allowing your interest rate to fluctuate with the market. This can be beneficial if rates drop, reducing your overall interest payments. However, if rates increase, your repayments may rise, making this option ideal for investors looking for adaptability.

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Fixed-Rate Investment Loans

A Fixed-Rate Investment Loan provides stability, locking in your interest rate for a set period, typically between 1 to 5 years. This predictability helps with budgeting and planning, offering protection against market rate increases. It’s well-suited for investors who prefer certainty in their repayment structure.

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What’s Involved in Obtaining an Investment Loan Through Intuitive Finance?

Initial Meeting

A 1-hour session to establish your financial and lifestyle goals, discuss the fact-finding document, and agree on a timeline for its return.

Fact Finding Submission

We will submit the completed fact-finding document.

Strategy Submission

Within 5 days of receiving the completed fact-finding, a written strategy is submitted to you.

Document Lodgement

Within 2 days of agreeing to proceed, documents are lodged with the institution.

Conditional Approval

Expect conditional approval within 1 to 3 days of lodgement.

Unconditional Approval

Expect unconditional (full) approval within 2 to 4 days after conditional approval.

Loan Documents Arrival

Expect loan documents to arrive within 2 to 5 days after unconditional approval.

Loan Settlement

Expect loan settlement within 3 to 5 days after submitting the signed loan documents.

Complimentary Obligation-Free Consultation

Discuss your specific needs and discover the best financing options for you. Get in touch to
organise your complimentary 60-minute session today!

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Real Feedback from Real Clients

See All Reviews

Andrew Casserly

00:00 21 Dec 24

I could not be more impressed or willing to recommend the whole team at Intuitive Finance. They made the process of buying our first home as smooth and stress free as possible. They were very accomodating to our changing needs, patient when we changed our mind, informative throughout the whole process, great with communication, and followed through on everything they said.A special thanks to Lachlan who was simply fantastic to deal with across a two year period and to Craig who made the final processes seamless.

GENEVIEVE PERCOVICH

05:09 16 Oct 24

The team really break it down and make sure we, as the client, get all the information and assistance we need, in real time. Stress less, go with this amazing team.

Dave

19:38 02 Oct 24

Andrew and his team are well versed to help property investors navigate the challenges of getting finance.

Shane Hellyer

03:36 17 Sep 24

Lachlan, Dragana and team were amazing in helping me purchase my property. Right from the planning stages up through to organising the loan and finally settlement, there was amazing communication, punctuality and professionalism. 100% recommend and would use them again in an instant

Guy Smith-steane

22:11 13 Sep 24

Spoke to Alex recently to get me on the right track to save for my property. Very professional and I couldn't be happier. Looking forward to continuing on my journey with Alex and the Intuitive Finance team.

Michael Kidd

01:19 03 Sep 24

Andrew and Carmela demonstrated excellent knowledge and professionalism throughout the whole finance process and made it surprisinglyeasy to navigate through the whole experience. Exceeded my expectations and highly recommend.

Andrew Dare

09:29 13 Aug 24

We were thrilled with Alex and the team. They were incredibly helpful, professional and secured us a great interest rate. The process was smooth and stress free, and we couldn’t be happier with the outcome. I highly recommend them.

Mark Blair

21:38 30 Jul 24

I was referred to Intuitive Finance by a colleague as they had a positive experience during their process.And I am glad I went with Andrew and the team. My circumstances were a bit complex and out of the box. Andrew was able to find a solution and a great outcome.Craig was also fantastic through the process, he kept me informed all the way and wrangled the lenders I was refinancing away from.I would definitely recommend family and friends to Andrew for their financing needs.

E Oz

13:09 26 Jul 24

Absolutely thrilled to share my positive experience with Intuitive Finance! I've had the pleasure of using their services multiple times, and each time has been a seamless and rewarding experience. Craig and Lachlan, in particular, have been outstanding. They are incredibly friendly, professional, and a joy to work with. Their expertise and attention to detail have made every step of the mortgage and refinancing processes smooth and stress-free. I highly recommend Intuitive Finance for anyone in need of top-notch mortgage brokerage services.

Sarah Eldridge

02:33 14 Jul 24

The process was very smooth and efficient!

Jay Storey

04:26 05 Jul 24

Highly recommend Andrew and the team from Intuitive Finance. They sourced the perfect loan strategy for me and had excellent communication throughout the whole process. Will definitely use again in the future.

Nathan Condon

04:27 05 Apr 22

I can't recommend this business enough. From initial discussions to completion of purchase they have been in constant communication and have bent over backwards to assist me with my first home purchase. Many thanks to Andrew, Lachlan, Craig and the rest of the team.

Darrin Honeybrook

04:01 25 Mar 22

Lachlan and the team have been amazing from the start. We've been with Intuitive for a few years now and the level of customer service has always been outstanding.

Jake Tartaglia

04:36 08 Mar 22

Lachlan, Max and Edwina from Intuitive Finance offer a 5 star service. Great attention to detail, very detailed and always available to answer any questions we had. We've used them for 2 purchases and will use them again for future purchases.

Zlatko Trajcevski

16:03 01 Mar 22

Shout out to Rob, Vera and Max for matching me with a lender who suits my needs and streamlining the refinancing process.

Our Commitment to the Community

With every loan we settle, you can choose to support Challenge – supporting
kids with cancer, the Movember Foundation, or the Lungitude Foundation.
We donate $20 to your chosen charity and make annual contributions. It’s our
way of giving back and helping those in need.