A commercial loan can provide the financial flexibility you need to achieve your business goals, whether it’s purchasing equipment, expanding operations, or acquiring commercial property. At Intuitive Finance, we understand the complexities of maintaining positive cash flow while growing your business, and we’re here to help structure financing that protects both your business and personal wealth.
What is a Commercial Loan?
A commercial loan is a tailored financing solution for businesses looking to fund growth,
purchase commercial real estate, or invest in essential equipment and machinery. Commercial
loans can be used to acquire a new facility, buy business premises, or support day-to-day
operations. Some commercial loans even allow you to use your superannuation to invest in
commercial property, creating long-term financial stability for your business.
ADVANTAGES
- Flexibility: Commercial loans can be used for various business needs, from purchasing property to expanding operations.
- Ownership Opportunity: Secure your business premises and become your own landlord.
- Superannuation Investment: Possibility to use your super to purchase commercial property, allowing for long-term wealth creation.
DISADVANTAGES
- Complex Requirements: Commercial loans often have stricter eligibility criteria and require detailed financial records.
- Higher Loan Values: These loans typically involve larger sums, which can increase financial risk if not managed properly.
What’s Involved in Obtaining a Commercial Loan Through Intuitive Finance?
Initial Meeting
A 1-hour session to establish your financial and lifestyle goals, discuss the fact-finding document, and agree on a timeline for its return.
Fact Finding Submission
We will submit the completed fact-finding document.
Strategy Submission
Within 5 days of receiving the completed fact-finding, a written strategy is submitted to you.
Document Lodgement
Within 2 days of agreeing to proceed, documents are lodged with the institution.
Conditional Approval
Expect conditional approval within 1 to 3 days of lodgement.
Unconditional Approval
Expect unconditional (full) approval within 2 to 4 days after conditional approval.
Loan Documents Arrival
Expect loan documents to arrive within 2 to 5 days after unconditional approval.
Loan Settlement
Expect loan settlement within 3 to 5 days after submitting the signed loan documents.
Complimentary Obligation-Free Consultation
Discuss your specific needs and discover the best financing options for you. Get in touch to
organise your complimentary 60-minute session today!
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Our Commitment to the Community
With every loan we settle, you can choose to support Challenge – supporting
kids with cancer, the Movember Foundation, or the Lungitude Foundation.
We donate $20 to your chosen charity and make annual contributions. It’s our
way of giving back and helping those in need.