If you have an existing mortgage and think you could get a better deal, loan refinancing might be the answer. At Intuitive Finance, we help you assess the market and either renegotiate with your current lender or move to a new provider to secure a better rate. With ever-changing market conditions, it’s always worth checking if you’re getting the best deal possible. Our up-to-date knowledge of lender performance ensures that we can find the right refinancing solution tailored to your needs.

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What is Loan Refinancing?

Loan refinancing involves moving from your existing loan to another, either with your current lender or a new one. This change could involve securing a lower interest rate, renegotiating the terms of your loan, or switching to a new loan product altogether. Refinancing offers flexibility, allowing you to adapt your mortgage to better suit your current financial situation and potentially save money in the long run.

ADVANTAGES

  • Better Interest Rates: Refinancing can help you secure a more competitive interest rate, potentially lowering your monthly repayments.
  • Increased Flexibility: Adjust the terms of your loan to suit your changing financial circumstances.
  • Cost Savings: Over time, refinancing can save you money by reducing the overall interest paid on your loan.

DISADVANTAGES

  • Fees and Costs: Refinancing may involve fees, such as break costs or application fees, which should be considered before making the switch.
  • Credit Checks: Refinancing involves a credit check, which could impact your credit score.
  • Time-Consuming: The process of refinancing can take time if you are doing it yourself. You’ll have to manage everything from comparing rates to lodging paperwork with your new lender.

What’s Involved in Refinancing Your Loan Through Intuitive Finance?

Initial Meeting

A 1-hour session to establish your financial and lifestyle goals, discuss the fact-finding document, and agree on a timeline for its return.

Fact Finding Submission

We will submit the completed fact-finding document.

Strategy Submission

Within 5 days of receiving the completed fact-finding, a written strategy is submitted to you.

Document Lodgement

Within 2 days of agreeing to proceed, documents are lodged with the institution.

Conditional Approval

Expect conditional approval within 1 to 3 days of lodgement.

Unconditional Approval

Expect unconditional (full) approval within 2 to 4 days after conditional approval.

Loan Documents Arrival

Expect loan documents to arrive within 2 to 5 days after unconditional approval.

Loan Settlement

Expect loan settlement within 3 to 5 days after submitting the signed loan documents.

Complimentary Obligation-Free Consultation

Discuss your specific needs and discover the best financing options for you. Get in touch to
organise your complimentary 60-minute session today!

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Real Feedback from Real Clients

See All Reviews
Andrew CasserlyAndrew Casserly
00:00 21 Dec 24
I could not be more impressed or willing to recommend the whole team at Intuitive Finance. They made the process of buying our first home as smooth and stress free as possible. They were very accomodating to our changing needs, patient when we changed our mind, informative throughout the whole process, great with communication, and followed through on everything they said.A special thanks to Lachlan who was simply fantastic to deal with across a two year period and to Craig who made the final processes seamless.
GENEVIEVE PERCOVICHGENEVIEVE PERCOVICH
05:09 16 Oct 24
The team really break it down and make sure we, as the client, get all the information and assistance we need, in real time. Stress less, go with this amazing team.
DaveDave
19:38 02 Oct 24
Andrew and his team are well versed to help property investors navigate the challenges of getting finance.
Shane HellyerShane Hellyer
03:36 17 Sep 24
Lachlan, Dragana and team were amazing in helping me purchase my property. Right from the planning stages up through to organising the loan and finally settlement, there was amazing communication, punctuality and professionalism. 100% recommend and would use them again in an instant
Guy Smith-steaneGuy Smith-steane
22:11 13 Sep 24
Spoke to Alex recently to get me on the right track to save for my property. Very professional and I couldn't be happier. Looking forward to continuing on my journey with Alex and the Intuitive Finance team.
Michael KiddMichael Kidd
01:19 03 Sep 24
Andrew and Carmela demonstrated excellent knowledge and professionalism throughout the whole finance process and made it surprisinglyeasy to navigate through the whole experience. Exceeded my expectations and highly recommend.
Andrew DareAndrew Dare
09:29 13 Aug 24
We were thrilled with Alex and the team. They were incredibly helpful, professional and secured us a great interest rate. The process was smooth and stress free, and we couldn’t be happier with the outcome. I highly recommend them.
Mark BlairMark Blair
21:38 30 Jul 24
I was referred to Intuitive Finance by a colleague as they had a positive experience during their process.And I am glad I went with Andrew and the team. My circumstances were a bit complex and out of the box. Andrew was able to find a solution and a great outcome.Craig was also fantastic through the process, he kept me informed all the way and wrangled the lenders I was refinancing away from.I would definitely recommend family and friends to Andrew for their financing needs.
E OzE Oz
13:09 26 Jul 24
Absolutely thrilled to share my positive experience with Intuitive Finance! I've had the pleasure of using their services multiple times, and each time has been a seamless and rewarding experience. Craig and Lachlan, in particular, have been outstanding. They are incredibly friendly, professional, and a joy to work with. Their expertise and attention to detail have made every step of the mortgage and refinancing processes smooth and stress-free. I highly recommend Intuitive Finance for anyone in need of top-notch mortgage brokerage services.
Sarah EldridgeSarah Eldridge
02:33 14 Jul 24
The process was very smooth and efficient!
Jay StoreyJay Storey
04:26 05 Jul 24
Highly recommend Andrew and the team from Intuitive Finance. They sourced the perfect loan strategy for me and had excellent communication throughout the whole process. Will definitely use again in the future.
Nathan CondonNathan Condon
04:27 05 Apr 22
I can't recommend this business enough. From initial discussions to completion of purchase they have been in constant communication and have bent over backwards to assist me with my first home purchase. Many thanks to Andrew, Lachlan, Craig and the rest of the team.
Darrin HoneybrookDarrin Honeybrook
04:01 25 Mar 22
Lachlan and the team have been amazing from the start. We've been with Intuitive for a few years now and the level of customer service has always been outstanding.
Jake TartagliaJake Tartaglia
04:36 08 Mar 22
Lachlan, Max and Edwina from Intuitive Finance offer a 5 star service. Great attention to detail, very detailed and always available to answer any questions we had. We've used them for 2 purchases and will use them again for future purchases.
Zlatko TrajcevskiZlatko Trajcevski
16:03 01 Mar 22
Shout out to Rob, Vera and Max for matching me with a lender who suits my needs and streamlining the refinancing process.
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Our Commitment to the Community

With every loan we settle, you can choose to support Challenge – supporting
kids with cancer, the Movember Foundation, or the Lungitude Foundation.
We donate $20 to your chosen charity and make annual contributions. It’s our
way of giving back and helping those in need.