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Intuitive Finance – Mortgage brokers4.9powered by Google

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Make Sense of Melbourne

Home Loans

You don’t have to be an expert to get a great rate. Our Melbourne-based brokers are with you every step of the way to help you make sense of home loans and get the best terms both for now and the future.

We guide you through the process, making it easy to understand what to look for in a home loan, what common mistakes to avoid, and how to make the most of your available finances. Then we connect you with the loan that best meets your needs, and help you secure your first home.

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No Fees, No Hidden Agenda

As your broker, we’re committed to you first. We get paid by the banks, which means we don’t have to charge you a cent. And because we’re not involved in selling homes, we’ll never force you to get a larger mortgage just to raise our commission.

Instead, we give you access to more than 30 lenders and present the loan options that best meet your needs. We work with you to make an informed decision and answer any questions you have along the way.

Home Loan Approval In 3 Easy Steps

Start with a Free Consultation

In your initial consultation we’ll work to understand your needs and goals. We’ll collect the information we need, then get to work finding your perfect home loan.

Review & Propose

We review your finances and cross-reference with more than 30 lenders to connect you with the ideal home loan.

Implement & Settle

We’ll guide you through any paperwork, negotiate and finalise the approvals, then coordinate the settlement process for you.

Leading Melbourne-Based Mortgage Brokers

With more than 60 years of combined experience, our team of brokers is equipped to
guide you through the complex world of mortgages. We’ve helped hundreds of home
buyers across Melbourne and the Mornington Peninsula secure their first homes.

Lachlan Mirams

Finance Specialist

Lachlan is an award-winning Finance Specialist, specialising in upgrading and investing. His diverse experience gives him a deep understanding of the industry.

Alexandra Pappas

Finance Specialist

Alexandra has a background in property law and a passion for helping first home buyers. She’s a rising star in the industry, and brings a wealth of knowledge to her clients.

Bonnie Carter

Finance Specialist

Bonnie’s experience in the industry gives her insight into every part of the process. She is passionate about the finance industry and dedicated to helping clients achieve their full potential.

Andrew Mirams

Managing Director

Recognised as one of the industry’s top performers, Andrew has settled over $1.5
billion in loans, specialising in diverse lending needs from first home buyers to property investors.

First Home Buyers Focus

Tailored loan advice
for FHBs

Get loan advice crafted just for First Home Buyers; we understand your unique needs and exciting Melbourne property journey.

Access many lenders for better
options

Donit just settle for one bank. We search through many lenders to find the bent first home loan for you.

Speak to real people who explain
everything simply.

Talk to real mortgage experts who listen and explain everything clearly, making your first home loan journey stress-free.

Tailored loan advice for FHBs

Get loan advice crafted just for First Home Buyers; we understand your unique needs and exciting Melbourne property journey.

Access many lenders for better options

Don’t just settle for one bank. We search through many lenders to find the best first home loan for you.

Speak to real people who explain everything simply.

Talk to real mortgage experts who listen and explain everything clearly, making your first home loan journey stress-free.

What You’ll Get (From Your Free Consultation)

Understand Your True Borrowing Power

We help you figure out exactly how much you can comfortably borrow for your first home in Melbourne.

Explore Your Deposit Options

Discover different deposit scenarios and learn about strategies to reach your savings goals faster.

Find Out if You Qualify for the First Home Guarantee Scheme

Find out about any First Home Buyer grants, schemes, or confessions available to you in Victoria.

Compare Different Lenders & Loan Types

See a clear comparison of suitable loan options from a wide range of lenders, not just one bank.

Get Your Specific Questions Answered Clearly

No more confusion! Ask us anything – we’re here to explain the process in simple, easy-to-understand terms.

Receive a Step-by-Step Action Plan

Leave your consultation with a clear understanding of your next steps towards buying your first home

Reaady to get these insights for your first home journey ?

Book My Free Consultation

Real Stories from Clients

Kim Krajewski

1 year ago

I am so appreciative of all the work Bonnie and the Intuitive team put in, to help me obtain the perfect finance for the next step in my life.
Buying property is one of the most stressful things you’ll ever do, and I was dreading it!
However Natasha, Melissa, Clarise, Andrew and Bonnie were all amazing at helping me through the application for finance. They all provided exceptional care, a wealth of knowledge and always got back to me promptly with answers to all my questions 😄
The whole team had a great ability to put me at ease throughout the whole process! I can’t thank you all enough and I’m so happy in my new home!
I would wholeheartedly recommend the Intuitive finance team 100% as the finance brokers for anyone needing help with financing!
Thanks again so much, you’ve helped me get to the place I wanted to be!

Danielle de Rome

1 year ago

I worked with Alexandra Pappas over a number of years as our goals shifted until I finally purchased my first property. Alex was always professional and clear in her explanations. Alex helped us navigate a few curly scenarios and I am grateful to have had her on my team throughout the process.

Jack Tarpley

1 year ago

Fantastic service! Super knowledgeable of the market, access to huge amount of lenders & thorough communication! Highly recommended this team.

Jason Bourne

2 years ago

This was my second home buying experience and I went back to Intuitive finance as I was impressed the first time and I was not disappointed! Lachlan was amazing as was Natasha who was helpful, informative and very communicative in answering all questions. Nothing was too much trouble and I am grateful that the service has been the same if not better than my first time I used them! I could not recommend them enough!!

dizzalenko

2 years ago

I am blown away by the exceptional service provided by Craig and the entire team at Intuitive Finance. Their expertise and dedication to finding the best financial solutions for us were truly impressive.

We had a complex situation with multiple properties, and Craig took the time to understand our needs and worked tirelessly to secure the best possible deals. We refinanced three of our properties, and the process was seamless thanks to Craig's guidance.

Their communication was outstanding, keeping us informed every step of the way. What really stood out was their willingness to go above and beyond to ensure our financial goals were met. Their professionalism, knowledge, and passion for their work are a rare find in the finance industry.

We can't recommend Craig and the team at Intuitive Finance highly enough. If you're looking for a finance broker who will truly look after your interests, look no further.

Thanks Michael & Alana

Simon Flower

2 years ago

Third time I have used these guys and each time they proven their worth by guiding me through the relentless (and sometimes crazy) demands of various lenders. Special thanks to Natasha, Craig and Andrew for their patience and support. I don't hesitate to recommend Intuitive Finance and will use again when required.

Dave Mcg

2 years ago

Have employed Intuitive a number of times now to refinance. They make the process very easy and are great at finding the best options. Highly recommend

Karin Brown

2 years ago

Craig and all the team at Intuitive Finance were fantastic in ensuring we were able to manage our investment purchase with excitement not fear. Their communication with us allowed us to feel confident with all our decisions. I highly recommend contacting the team at Intuitive if you are thinking about purchasing a property.

Stacey L

2 years ago

It was an absolute pleasure working with Intuitive Finance. The whole team was very professional and helped my partner and I purchase our first home. We would definitely work with them again in the future. A special thank you goes out to Alex who was always approachable with any questions we had.

Adam

2 years ago

Intuitive Finance has delivered the best mortgage brokering experience I’ve ever had. Initially recommended to me by a buyer’s agent, I only wish I’d found these guys sooner. Having worked with brokers for over 20 years for both purchases and refinances, I can confidently say that Intuitive Finance stands head and shoulders above the rest.

What sets them apart is their exceptional communication, organization, experience, and teamwork. They operate like a well-oiled machine, ensuring everything runs smoothly and efficiently. Despite being based in Perth, working with Lachlan and Craig in Melbourne was seamless. These two are absolute standouts—always available, quick to return calls, hardworking, and incredibly fast.

I also had the pleasure of working with Melissa and Clarise, who were equally lovely and professional. The entire team made the process stress-free and straightforward, something I’ve rarely encountered in this space.

I’ve already recommended Intuitive Finance to my family and friends because I know they’ll be in safe hands. If you’re looking for a broker that goes above and beyond, look no further. Highly rated and highly recommended!

Andrew Casserly

2 years ago

I could not be more impressed or willing to recommend the whole team at Intuitive Finance. They made the process of buying our first home as smooth and stress free as possible. They were very accomodating to our changing needs, patient when we changed our mind, informative throughout the whole process, great with communication, and followed through on everything they said.

A special thanks to Lachlan who was simply fantastic to deal with across a two year period and to Craig who made the final processes seamless.

GENEVIEVE PERCOVICH

2 years ago

The team really break it down and make sure we, as the client, get all the information and assistance we need, in real time. Stress less, go with this amazing team.

Dave

2 years ago

Andrew and his team are well versed to help property investors navigate the challenges of getting finance.

Shane Hellyer

2 years ago

Lachlan, Dragana and team were amazing in helping me purchase my property. Right from the planning stages up through to organising the loan and finally settlement, there was amazing communication, punctuality and professionalism. 100% recommend and would use them again in an instant

Guy Smith-steane

2 years ago

Spoke to Alex recently to get me on the right track to save for my property. Very professional and I couldn't be happier. Looking forward to continuing on my journey with Alex and the Intuitive Finance team.

Book a Free 15-Minute Consultation Today

No matter what stage you’re at, a free consultation can point you in the right
direction. We offer our services with no obligation to proceed and are more
than happy to chat and answer any questions.

Click the button below to choose a time for your 15-minute consultation.

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Terms & Conditions

Know A First Home Buyer?

Book Your Free Consultation

Refer A Friend

Book Your Free Consultation

We’re you referred by someone?

Make Sense of Melbourne

Home Loans

No Fees, No Hidden Agenda

Home Loan Approval In 3 Easy Steps

Start with a Free Consultation

Review & Propose

Implement & Settle

Leading Melbourne-Based Mortgage Brokers

Lachlan Mirams

Finance Specialist

Alexandra Pappas

Finance Specialist

Bonnie Carter

Finance Specialist

Andrew Mirams

Managing Director

First Home Buyers Focus

Tailored loan advice
for FHBs

Access many lenders for better
options