Investing Archives - Page 4 of 36 Intuitive Finance

My top 10 tips for getting your finance approved first time

November 15, 2021

Financial Planning, First time buyers, Investing, Melbourne

When you’re buying property in this market you need to move fast. Days on market are short at the moment (although they are starting to stretch). Property prices are still rising, although the pace is slowing, and if you’re…

What are the best ways to refinance your home loan?

November 12, 2021

Andrew Mirams

Financial Planning, Home buying & selling, Investing, Melbourne

No Comments

If you’ve been paying off your home loan for a few years and have built up some equity, it might be time to have a look at your home loan and see if it’s still the best package for…

8 common mistakes when refinancing a home loan

November 10, 2021

Andrew Mirams

Financial Planning, Home buying & selling, Investing, Melbourne

No Comments

There’s a considerable amount of media interest in the housing market at present fuelled by sharply rising house prices. While this means it’s going to be increasingly challenging for first home buyers to get into the market, those already…

Queensland’s new tenancy legislation

October 18, 2021

Andrew Mirams

Brisbane, Investing

No Comments

New tenancy legislation being introduced in Queensland, following similar legislation being introduced in Victoria and New South Wales, favours tenants in a range of areas and potentially adds costs to an investment. The reforms, introduced into Parliament earlier this…

Who is better at handling finances – women or men?

October 12, 2021

Alexandra Pappas

Financial Planning, Investing, Lifestyle, Melbourne

No Comments

As a mortgage broking business operating in the personal finance space, we see a large group of clients, a diverse group of clients, whose money management skills span the spectrum from those who don’t have any experience to those who…

Why the rush to Melbourne’s regions won’t last forever

October 11, 2021

Andrew Mirams

Financial Planning, First time buyers, Home buying & selling, Investing, Lifestyle, Melbourne, Sandringham (Melbourne)

No Comments

One of the biggest property stories to emerge from COVID in 2020 and 2021 has been the flight to regional areas, with all three states on the Eastern seaboard reporting a jump in property prices as demand spiked and…

It just got harder to get a home loan – Here’s what APRA’s tightened lending standards mean for borrowers

October 8, 2021

Andrew Mirams

Brisbane, First time buyers, Home buying & selling, Investing, Melbourne, Sydney

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As forecast last week by your truly, skyrocketing house prices in most markets are putting the financial regulators under pressure to take action – and this week they have. The Australian Prudential Regulation Authority (APRA – the body in…

The flaws in those ‘Top growth suburbs’ lists – Is this really Brisbane’s top 30 suburbs

October 7, 2021

Andrew Mirams

Brisbane, First time buyers, Home buying & selling, Investing, Lifestyle

No Comments

Real estate research business, REA (the News Corp business behind realestate.com.au and others) announced its top 30 suburbs for house price and unit price growth recently, delivering a list that included some surprises alongside the predictable stalwarts. You can…

Why valuations are about more than just a figure

October 1, 2021

Andrew Mirams

Financial Planning, Home buying & selling, Investing, Melbourne

No Comments

Arranging for a property valuation prior to purchase, or a valuation on a property you already own for refinance, is relatively straightforward. That said, it’s important to understand potential pitfalls associated with a valuation so you can brace for…

Are changes afoot in our lending markets

September 29, 2021

Andrew Mirams

Brisbane, Home buying & selling, Investing, Melbourne, Sydney

No Comments

Australians are on a massive home shopping spree, borrowing to buy property at rates not seen before in this country. However, our bricks and mortar spendathon may be about to hit a snag as warning bells sound over soaring…