Investing

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As the property investment sector matures in Australia, more and more investors are looking to small development as a way to improve their overall financial position. There are a number of ways that investors can create wealth through property development,…

High Reliance on Two Incomes to Repay Home Loans Presents a Potential Risk

November 8, 2016

Michael Yardney

More than two-thirds (67.2%) of owner-occupied mortgages are now held by households with two incomes, presenting some problems if one decides to either drop out of the workforce or becomes unemployed. Overall some 9.3% of dual-income households are classified as…

Is it Tougher for First Homebuyers Today?

November 3, 2016

The numbers of first homebuyers in the market are at historic lows, according to official data, but those numbers may not paint the full picture. In fact, according to the Australia Bureau of Statistics (ABS), first homebuyers are defined…

Landlord Rights and Responsibilities

November 1, 2016

Michael Yardney

Investing

Property investment remains one of the best ways to create wealth but success depends on much more than just property selection and location. You see… property investment also involves people – namely landlords (that’s you) and tenants. Throughout the residential tenancy, you…

Are regulators looking at property developers?

October 28, 2016

There’s something going on in the property development sector that no one wants to talk about. We all know that there is a massive glut of new units about to hit about our major capital cities and tighter lending criteria…

Guide to Getting Self-Employed Home Loans Approved

October 27, 2016

Investing

While becoming self-employed can be one of the keys to financial success and independence – and a better life all round – unfortunately in the beginning lenders don’t necessarily see it that way. In the early days of working for…

Affordable properties come at a price

October 25, 2016

Michael Yardney

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There’s a school of thought that suggests buying affordable property is the way to go for property investors. The argument goes – there will always be demand for this type of property, especially by young families. This has some investors…

A Guide to Borrowing for Building – Construction Loans

October 20, 2016

Commercial, Home buying & selling, Investing

Building a brand-new home has long been the dream for many Australians. To make your dream become a reality, however, the vast majority of people need to fund their build via something that’s called a Construction Loan. A construction loan…

Positive Gearing – How to Create Positive Cash Flows

October 20, 2016